I got into the world of credit card rewards<\/a> for one reason: to explore the world on a budget. Therefore, any other perks I\u2019ve received from my cards have been a pleasant surprise.<\/p>\n But I was recently jostled awake to the actual power of what I previously considered \u201cthrow-away\u201d credit card perks, namely, extended warranty protection. When my Eight Sleep mattress topper ruptured, my Hilton credit card<\/a> extended warranty perk funded a $1,400 replacement.<\/p>\n I\u2019ll show you how easy the process was \u2014 so you\u2019ll know how to do it, too.<\/p>\n Many purchases (often higher-value ones) come with a manufacturer\u2019s warranty. If the product stops working due to a covered reason within a specific time frame after your purchase, you can have it repaired or replaced at no additional cost.<\/p>\n Some credit cards come with extended warranty protection, which extends your coverage beyond the manufacturer\u2019s warranty when you pay with the card. For example, my Hilton Honors American Express Aspire Card<\/a><\/span> gives me up to one extra year on original manufacturer\u2019s warranties of five years or less (up to a maximum of $10,000, and it cannot exceed $50,000 per calendar year).*<\/p>\n *Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com\/benefitsguide for more details. Underwritten by AMEX Assurance Company.<\/em><\/p>\n Earlier this year, my temperature-regulated mattress topper stopped working. It turns out that it was slowly leaking into my mattress for several days.<\/p>\n As is typically the case with expensive items, this catastrophic malfunction happened just months after the manufacturer\u2019s warranty expired. I still thought it was worth a shot to message Eight Sleep and ask the company what I should do.<\/p>\n Eight Sleep’s response was underwhelming. It identified the issue but gave no guidance as to how I could have prevented it. The company instead offered a sizable discount for a newer replacement product. For the low price of $1,400, I could have my beloved mattress topper back.<\/p>\n Reward your inbox with the TPG Daily newsletter<\/p>\n Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\nWhat is extended warranty protection?<\/h2>\n
How my credit card extended warranty insurance saved me $1,400<\/h2>\n
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