{"id":214962,"date":"2026-01-05T15:00:10","date_gmt":"2026-01-05T15:00:10","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/01\/05\/best-credit-cards-for-fitness-spending-the-points-guy-2\/"},"modified":"2026-01-05T15:00:10","modified_gmt":"2026-01-05T15:00:10","slug":"best-credit-cards-for-fitness-spending-the-points-guy-2","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/01\/05\/best-credit-cards-for-fitness-spending-the-points-guy-2\/","title":{"rendered":"Best credit cards for fitness spending – The Points Guy"},"content":{"rendered":"


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Whether you’re starting your fitness journey or are a committed gym enthusiast looking to earn bonus rewards on your workouts, there’s a credit card that fits your needs.<\/p>\n

All of the cards featured here earn bonus rewards on fitness spending or offer a statement credit to offset the cost of certain expenses. Deciding which one is for you will come down to how you feel about each card’s rewards currency and additional perks. Let’s get into it.<\/p>\n

The best cards for your fitness spending<\/h2>\n

Here’s a birds-eye view of the best cards for fitness spending:<\/p>\n

The information for the U.S. Bank Cash+ has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n

Comparing the best cards for fitness purchases<\/h2>\n
\n\n\n\n\n\n\n\n\n\n\n
Card<\/strong><\/th>\nBest for<\/strong><\/th>\nEarning rate<\/strong><\/th>\n<\/tr>\n<\/thead>\n
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Peloton fans<\/span><\/p>\n<\/td>\n

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5 points per dollar spent on Peloton equipment and accessory purchases over $150 (through Dec. 31, 2027) \u2014 with a limit of 25,000 points<\/span><\/p>\n<\/td>\n<\/tr>\n

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Gym memberships<\/span><\/p>\n<\/td>\n

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2 points per dollar spent on fitness clubs and gym memberships<\/span><\/p>\n<\/td>\n<\/tr>\n

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Gym memberships<\/span><\/p>\n<\/td>\n

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5% cash back on rotating bonus categories after activation (up to $1,500 per quarter in combined purchases); gym memberships have been included in past quarters<\/span><\/p>\n<\/td>\n<\/tr>\n

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Gym memberships and sporting goods stores<\/span><\/p>\n<\/td>\n

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5% cash back on two categories out of a choice of 12, on up to $2,000 in combined spending per quarter<\/span><\/p>\n<\/td>\n<\/tr>\n

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Athletic clothing, gear or equipment purchased on Amazon.com<\/span><\/p>\n<\/td>\n

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5% cash back on Amazon.com purchases<\/span><\/p>\n<\/td>\n<\/tr>\n

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U.S. Equinox users and Lululemon fans<\/span><\/p>\n<\/td>\n

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Up to $300 in annual statement credits each calendar year (up to $75 quarterly) for Lululemon (enrollment required); an up to $300 in annual statement credits at Equinox for an Equinox+ digital subscription or an Equinox membership (subject to auto-renewal; enrollment required)<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Details of each card<\/h2>\n

Chase Sapphire Preferred Card<\/h3>\n

If you’re a Peloton fan or you’re interested in getting started with it, consider the Chase Sapphire Preferred<\/a><\/span>.<\/p>\n

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THE POINTS GUY<\/figcaption><\/figure>\n

Fitness-related benefits: <\/strong>Earn 5 points per dollar spent on Peloton equipment and accessory purchases over $150 (through Dec. 31, 2027, with a limit of 25,000 bonus points; 1 point per dollar spent thereafter).<\/p>\n

Welcome bonus: <\/strong>Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening. As of December 2025, TPG values<\/a> this bonus at $1,538.<\/p>\n

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Reward your inbox with the TPG Daily newsletter<\/p>\n

Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n

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By signing up, you will receive newsletters and promotional content and agree to our Terms of Use<\/a> and acknowledge the data practices in our Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n

Annual fee:<\/strong> $95.<\/p>\n

Other notable benefits:<\/strong> You can transfer any of the points you earn on the Sapphire Preferred to any of Chase’s 13 airline and hotel partners for maximum value. The Sapphire Preferred also offers a complimentary DoorDash DashPass subscription (through Dec. 31, 2027). Since DoorDash DashPass costs $9.99 per month (or $96 on an annual plan), using this benefit alone will cover your annual fee.<\/p>\n

To learn more, see our full review of the Sapphire Preferred<\/a>.<\/p>\n

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Apply here: Chase Sapphire Preferred<\/a><\/span><\/strong><\/p>\n

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World of Hyatt Credit Card<\/h3>\n

If you’re a fan of Hyatt properties, the World of Hyatt card<\/a><\/span> may be the best choice for your fitness spending.<\/p>\n

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Fitness-related benefits:<\/strong> Earn 2 points per dollar spent at fitness clubs and on gym memberships.<\/p>\n

Welcome bonus:<\/strong> Earn up to 60,000 points \u2014 30,000 bonus points after spending $3,000 on purchases in the first three months from account opening, and up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on up to $15,000 spent.<\/p>\n

Since TPG values<\/a> Hyatt points at 1.7 cents apiece as of December 2025, this bonus is worth up to $1,020.<\/p>\n

Annual fee:<\/strong> $95.<\/p>\n

Other notable benefits: <\/strong>The World of Hyatt card offers up to two free nights per year for Hyatt properties. You\u2019ll receive a free night certificate<\/a> usable at a Category 1-4 property after your card anniversary. Plus, you can earn a second free night at a Category 1-4 property by spending $15,000 on the card in a cardmember year.<\/p>\n

This card also earns 4 points per dollar spent at Hyatt, which can stack with any bonus points you earn as a World of Hyatt loyalty member. Finally, this card comes with complimentary Hyatt Discoverist status, as well as five qualifying nights toward elite status each year.<\/p>\n

To learn more, see our full review of the World of Hyatt card<\/a>.<\/p>\n

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Apply here: World of Hyatt card<\/a><\/span><\/strong><\/p>\n

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Chase Freedom Flex<\/h3>\n

The Chase Freedom Flex<\/a><\/span> is one of my favorite cards, since it offers robust rewards for no annual fee.<\/p>\n

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Fitness-related benefits:<\/strong> Earn 5% back on up to the first $1,500 in combined purchases spent on rotating categories each quarter (activation required). Over the past several years, we’ve seen fitness clubs and gym memberships pop up as a category once per year.<\/p>\n

Welcome bonus: <\/strong>Earn $200 cash back after spending $500 on purchases in the first three months from account opening.<\/p>\n

Annual fee:<\/strong> $0.<\/p>\n

Other notable benefits:<\/strong> The Freedom Flex is a great beginner card, since it has no annual fee and a simple rewards structure. If you have an eligible Ultimate Rewards card, such as the Chase Sapphire Preferred<\/a><\/span>, you can convert your Freedom Flex rewards to transferable Ultimate Rewards points for maximum value.<\/p>\n

To learn more, see our full review of the Chase Freedom Flex<\/a>.<\/p>\n

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Apply here: Chase Freedom Flex<\/a><\/span><\/strong><\/p>\n

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U.S. Bank Cash+ Visa Signature Card<\/h3>\n

U.S. Bank cards often get overlooked in favor of cards from major issuers, but the U.S. Bank Cash+ Visa could be a great option for you if you prefer earning cash back.<\/p>\n

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THE POINTS GUY<\/figcaption><\/figure>\n

Fitness-related benefits:<\/strong> Earn 5% cash back on your first $2,000 in eligible purchases each quarter on the combined two categories you choose; gyms\/fitness centers and sporting goods stores are two of the categories available for 5% earning.<\/p>\n

Welcome bonus:<\/strong> Earn a $200 rewards bonus after spending $1,000 in eligible purchases in the first 90 days of account opening.<\/p>\n

Annual fee: <\/strong>None.<\/p>\n

Other notable benefits: <\/strong>The main draw of the U.S. Bank Cash+ is the ability to earn a lot of cash-back rewards for no annual fee. Like the Chase Freedom Flex<\/a><\/span>, this is a great beginner credit card.<\/p>\n

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Learn more: U.S. Bank Cash+ Visa Signature Card<\/a><\/strong><\/p>\n

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Prime Visa<\/h3>\n

If you’re an Amazon Prime member, the Prime Visa can help you earn bonus rewards on all of your fitness and sporting gear.<\/p>\n

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THE POINTS GUY<\/figcaption><\/figure>\n

Fitness-related benefits:<\/b> Earn 5% back on Amazon and 10% or more on a rotating selection of items and categories on Amazon.<\/p>\n

Welcome bonus:<\/strong> Get a $250 Amazon gift card instantly upon approval.<\/p>\n

Annual fee: <\/strong>None \u2014 but you must be an Amazon Prime member<\/a> to qualify. Prime subscriptions now cost $139 annually.<\/p>\n

Other notable benefits: <\/strong>One of the biggest draws of this card is its welcome bonus, since you don’t need to spend anything out of pocket to receive it. If you need to purchase expensive sporting equipment or you’re furnishing a home gym, that $250 gift card can go a long way.<\/p>\n

Prime Visa cardholders also receive 5% cash back at Whole Foods, so you can earn solid rewards on all of the ingredients for your pre- and post-workout meals. Finally, the Prime Visa comes with a solid roster of protections, including purchase protection, travel accident insurance, baggage delay insurance and extended warranty protection.<\/p>\n

To learn more, see our full review of the Prime Visa<\/a>.<\/p>\n

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Apply here: Prime Visa<\/a><\/span><\/strong><\/p>\n

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The Platinum Card from American Express<\/h3>\n

As a premium card, the Amex Platinum<\/a><\/span> offers a huge list of perks, including statement credits geared toward fitness enthusiasts.<\/p>\n

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THE POINTS GUY<\/figcaption><\/figure>\n

Fitness-related benefits: <\/strong>Cardmembers receive up to $300 in statement credits each calendar year for eligible Equinox purchases (subject to auto-renewal), plus up to $75 per quarter in statement credits for purchases at U.S. Lululemon stores (excluding outlets) and online. Enrollment is required for these benefits.<\/p>\n

If you have an Equinox+ membership, you can receive up to $300 each calendar year in statement credits for the purchase of a SoulCycle bike (up to 15 bikes per calendar year).<\/p>\n

Welcome offer: <\/strong>Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.<\/p>\n

Annual fee:<\/strong> $895 (see rates and fees<\/a>).<\/p>\n

Other notable benefits: <\/strong>The Amex Platinum offers a host of other perks for cardmembers, including:<\/p>\n