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If you use a rewards credit card for your personal expenses, you\u2019re probably used to earning bonus miles on things like dining and travel purchases.<\/p>\n
But the world of business credit cards<\/a> is decidedly different. The banks that issue these cards, in most cases, understand that business owners have different spending patterns.<\/p>\n Many business expenses are recurring, and some can be quite sizable. Finding a unique bonus category on a credit card that corresponds to a large recurring expense can be a great set-it-and-forget-it strategy for earning your next free trip.<\/p>\n Let\u2019s look at some of the most useful earning categories across popular business credit cards.<\/p>\n You might be surprised to see this one leading the list, but I think this card frequently gets overlooked by small-business owners.<\/p>\n A large portion of business spending doesn\u2019t fall into conventional credit card bonus categories \u2014 that\u2019s where The Hilton Honors American Express Business Card<\/a><\/span> comes in. This card earns 5 points per dollar spent on all purchases that don\u2019t fall into a bonus category (on up to $100,000 spent each year, then 3 points per dollar thereafter).<\/p>\n That\u2019s great value on spending you wouldn\u2019t be earning bonus rewards on anywhere else. Hilton Honors<\/a> points are worth 0.5 cent apiece, according to TPG\u2019s December 2025 valuations<\/a>, so that\u2019s a solid 2.5% return on the first $100,000 in uncategorized spending each year. And while Hilton points have seen some significant devaluations<\/a>, 500,000 of them can still cover plenty of great stays<\/a>.<\/p>\nThe Hilton Honors American Express Business Card<\/h2>\n