{"id":211549,"date":"2025-12-16T19:00:54","date_gmt":"2025-12-16T19:00:54","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/12\/16\/chase-sapphire-preferred-review-a-top-travel-card-the-points-guy\/"},"modified":"2025-12-16T19:00:54","modified_gmt":"2025-12-16T19:00:54","slug":"chase-sapphire-preferred-review-a-top-travel-card-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/12\/16\/chase-sapphire-preferred-review-a-top-travel-card-the-points-guy\/","title":{"rendered":"Chase Sapphire Preferred review: A top travel card &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<h2 class=\"jsx-2362441780\">Chase Sapphire Preferred Card overview<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/221210132?pid=221210132&amp;name=Chase%20Sapphire%20Preferred%C2%AE%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) is one of the most popular <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" target=\"_blank\" rel=\"noopener\">travel rewards credit cards<\/a>. It\u2019s an excellent choice for those who want more value from their travels but don\u2019t need lounge access. This is one of our favorite cards to recommend to people who love travel. <strong>Card rating*: \u2b50\u2b50\u2b50\u2b50\u00bd<\/strong><\/p>\n<h6><em>*<a href=\"https:\/\/thepointsguy.com\/review-methodology\/\" target=\"_blank\" rel=\"noopener\">Card rating<\/a> is based on the opinion of TPG\u2019s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-4213731811\"\/>\n<p>At TPG, one of the most common questions we get asked is, \u201cWhich travel credit card should I start with?\u201d<\/p>\n<p>We almost universally recommend the Chase Sapphire Preferred Card because it earns valuable points, offers useful benefits and has a low, reasonable $95 annual fee.<\/p>\n<p>Designed for frequent and casual travelers, it\u2019s an especially good choice for beginner and intermediate travelers. Many of us <a href=\"https:\/\/thepointsguy.com\/credit-cards\/beginners\/\" rel=\"noopener\" target=\"_blank\">started our journey<\/a> into points and miles with this card.<\/p>\n<p>TPG recommends a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-credit-scores-work\/\" rel=\"noopener\" target=\"_blank\">credit score<\/a> of at least 670 to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-score-needed-for-chase-sapphire-preferred\/\" rel=\"noopener\" target=\"_blank\">qualify for this card<\/a>; however, it\u2019s not unheard of for someone to be approved with a lower score.<\/p>\n<p>Here\u2019s what you need to know about the Sapphire Preferred if you\u2019re thinking about adding it to your wallet.<\/p>\n<h2 class=\"jsx-2362441780\">Chase Sapphire Preferred pros and cons<\/h2>\n<div class=\"tw-my-8 tw-overflow-x-auto sm:tw-overflow-visible\">\n<table class=\"tw-w-full tw-min-w-[640px] sm:tw-min-w-0 tw-table-auto\" style=\"-webkit-overflow-scrolling:touch\">\n<thead>\n<tr>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg tw-pl-3 sm:tw-sticky sm:tw-left-0 sm:tw-z-10\" scope=\"col\"><strong>Pros<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Cons<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\">\n<div class=\"tw-break-words tw-flex tw-gap-2 tw-items-center tw-font-semibold\"><button class=\"tw-size-6 tw-flex-shrink-0 tw-opacity-0\" disabled=\"\" tabindex=\"0\" type=\"button\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#146AFF\" height=\"9\" viewbox=\"0 0 16 9\" width=\"16\" class=\"tw-rotate-180\"><path d=\"M8.01892 8.5C8.46004 8.50043 8.88002 8.34917 9.17154 8.08485L15.7119 2.14931C16.1418 1.74024 16.0841 1.13195 15.5819 0.779268C15.0797 0.426586 14.3166 0.458514 13.8633 0.851178L8.14425 6.04158C8.1126 6.07041 8.06693 6.08693 8.01892 6.08693C7.97091 6.08693 7.92524 6.07041 7.89359 6.04158L2.17451 0.851178C1.88736 0.57796 1.43739 0.450348 0.998707 0.517724C0.560026 0.5851 0.201466 0.836892 0.0617733 1.17567C-0.077919 1.51444 0.0231724 1.88705 0.325931 2.14931L6.86431 8.08272C7.15632 8.34768 7.57687 8.49966 8.01892 8.5Z\" fill=\"#146AFF\"\/><\/svg><\/button><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>Part of valuable Chase Ultimate Rewards ecosystem<\/li>\n<li>Bonus points on travel and dining<\/li>\n<li>Premium travel protections<\/li>\n<li>Useful annual hotel credit<\/li>\n<li>Anniversary bonus points<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>Has an annual fee<\/li>\n<li>No lounge access<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 class=\"jsx-2362441780\">Chase Sapphire Preferred welcome offer<\/h2>\n<p>New <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred Card<\/a><\/span> holders can earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.<\/p>\n<p>This is higher than the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-best-welcome-offers\/\" target=\"_blank\" rel=\"noopener\">standard bonus<\/a> on this card.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   &#10;          \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p>If you transfer your points to one of Chase\u2019s airline or hotel partners, the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/get-most-value-from-100000-chase-points\/\" target=\"_blank\" rel=\"noopener\">value of this bonus<\/a> is up to $1,538, according to our December 2025 <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Chase Sapphire Preferred_April 2024 Update\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>Be sure that you are under Chase\u2019s <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-chase-5-24-rule\/\" rel=\"noopener\" target=\"_blank\">5\/24 rule<\/a> to be eligible for the welcome bonus. That means you haven\u2019t opened five or more personal credit cards across all banks in the last two years.<\/p>\n<p>Chase lets you hold multiple Sapphire cards, but <a href=\"https:\/\/thepointsguy.com\/news\/chase-sapphire-bonus-eligibility-changes\/\" target=\"_blank\" rel=\"noopener\">earning a welcome bonus is strict<\/a> and often limited to once per card. You\u2019ll see a pop-up during the application telling you upfront whether you\u2019re eligible for the bonus.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/who-should-get-chase-sapphire-preferred\/\" target=\"_blank\" rel=\"noopener\">Who should (and shouldn\u2019t) get the Chase Sapphire Preferred?<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Chase Sapphire Preferred benefits<\/h2>\n<p>In addition to the welcome bonus, there are many appealing perks to being a <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred Card<\/a><\/span> holder.<\/p>\n<p>You\u2019ll receive a statement credit of up to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-hotel-credit\/\" rel=\"noopener\" target=\"_blank\">$50 on hotel stays<\/a> booked through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\" target=\"_blank\" rel=\"noopener\">Chase Travel\u2120<\/a> upon opening the card and on each account anniversary thereafter. (It\u2019s automatically applied to your account each year when you make an eligible charge. Note, however, that the $50 credit does not earn <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/chase-ultimate-rewards\/\" target=\"_blank\" rel=\"noopener\">Chase Ultimate Rewards<\/a> points.)<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Chase Travel portal\" loading=\"lazy\" width=\"1471\" height=\"442\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/chase-travel-2.png?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/chase-travel-2.png?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/chase-travel-2.png?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/chase-travel-2.png?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/chase-travel-2.png?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/chase-travel-2.png?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/chase-travel-2.png?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/chase-travel-2.png?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/chase-travel-2.png?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">CHASE<\/figcaption><\/figure>\n<p>Cardholders also enjoy a 10% <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/10-percent-anniversary-bonus-chase-sapphire-preferred\/\" rel=\"noopener\" target=\"_blank\">anniversary points bonus<\/a> each year. This bonus is based on your total spending during the account anniversary year at a rate of 1 point for each $10 spent. So, if you spend $30,000 on your card during your cardholder year, you\u2019ll receive 3,000 bonus points at the end of the year.<\/p>\n<p>You\u2019ll also get at least one year of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-doordash-partnership\/\" target=\"_blank\" rel=\"noopener\">complimentary DoorDash DashPass membership<\/a>, which includes free delivery and reduced service fees on eligible purchases (activate by Dec. 31, 2027). This is a valuable benefit if you already use DoorDash.<\/p>\n<p>Sapphire Preferred Card holders with an activated DashPass membership can get $10 each month toward nonrestaurant purchases on DoorDash, which is a great way to save on a quick convenience store purchase.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Hand holding smartphone with DoorDash App\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Hand-holding-smartphone-with-DoorDash-App.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Hand-holding-smartphone-with-DoorDash-App.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Hand-holding-smartphone-with-DoorDash-App.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Hand-holding-smartphone-with-DoorDash-App.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Hand-holding-smartphone-with-DoorDash-App.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Hand-holding-smartphone-with-DoorDash-App.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Hand-holding-smartphone-with-DoorDash-App.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Hand-holding-smartphone-with-DoorDash-App.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Hand-holding-smartphone-with-DoorDash-App.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">DOORDASH<\/figcaption><\/figure>\n<p>Finally, the Sapphire Preferred is an ideal choice for travel bookings, such as flights, hotels and cruises. That\u2019s because it comes with comprehensive <a href=\"https:\/\/www.chasebenefits.com\/sapphirepreferred\" rel=\"noopener\" target=\"_blank\">travel protections<\/a>, including:<\/p>\n<p>It also includes shopping benefits like:<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/lesser-known-sapphire-benefits\/\" rel=\"noopener\" target=\"_blank\">7 Chase Sapphire Preferred benefits you might not know about<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Earning points with the Chase Sapphire Preferred<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred<\/a><\/span> has a lucrative earning structure that is easy to maximize. You&#8217;ll earn:<\/p>\n<ul>\n<li>5 points per dollar spent on travel booked through Chase Travel (excluding the $50 hotel credit)<\/li>\n<li>5 points per dollar spent on Lyft purchases (through Sept. 30, 2027)<\/li>\n<li>5 points per dollar spent on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/get-peloton-credits-from-chase\/\" rel=\"noopener\" target=\"_blank\">Peloton<\/a> equipment and accessory purchases of $150 or more (through Dec. 31, 2027, with a limit of 25,000 bonus points)<\/li>\n<li>3 points per dollar spent on dining, select streaming services and online grocery store purchases*<\/li>\n<li>2 points per dollar spent on all other travel not booked through Chase Travel<\/li>\n<li>1 point per dollar spent on everything else<\/li>\n<\/ul>\n<p><em>*The elevated earning rate for online grocery store purchases excludes Target, Walmart and wholesale clubs.<\/em><\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Person using tap to pay at a restaurant\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-using-tap-to-pay-at-restaurant_Dejan-Marjanovic.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-using-tap-to-pay-at-restaurant_Dejan-Marjanovic.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-using-tap-to-pay-at-restaurant_Dejan-Marjanovic.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-using-tap-to-pay-at-restaurant_Dejan-Marjanovic.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-using-tap-to-pay-at-restaurant_Dejan-Marjanovic.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-using-tap-to-pay-at-restaurant_Dejan-Marjanovic.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-using-tap-to-pay-at-restaurant_Dejan-Marjanovic.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-using-tap-to-pay-at-restaurant_Dejan-Marjanovic.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-using-tap-to-pay-at-restaurant_Dejan-Marjanovic.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">DEJAN MARJANOVIC\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Those are some of the highest earning rates available, especially since you\u2019re earning valuable Chase Ultimate Rewards points. That said, there are cards out there that earn more points per dollar spent on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" target=\"_blank\" rel=\"noopener\">dining<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/grocery\/\" target=\"_blank\" rel=\"noopener\">groceries<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-sapphire-preferred-worth-annual-fee\/\" rel=\"noopener\" target=\"_blank\">Is the Chase Sapphire Preferred worth the annual fee? I say yes<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming points with the Chase Sapphire Preferred<\/h2>\n<p>When you redeem the points you\u2019ve earned with the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred<\/a><\/span>, you\u2019ll see how the card shines.<\/p>\n<p>The best alternative to transferring to partners (explained in the next section) is to use your points to book flights, accommodations and car rentals through Chase Travel \u2014 all at a rate of up to 1.75 cents per point, depending on the specific redemption (see your rewards program agreement for full details).<\/p>\n<p>That means you don\u2019t need to worry about blackout dates or finding award space; you\u2019ll always have the option to book travel using your points. As long as a seat on a flight or a hotel room is available, you can pay for it with your points.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Businessman with credit card sitting at office\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">WESTEND61\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You can also redeem your points for cash back or gift cards (at a rate of 1 cent per point) or for a slightly higher value when you take advantage of <a href=\"https:\/\/thepointsguy.com\/news\/chase-pay-yourself-back\/\" rel=\"noopener\" target=\"_blank\">Chase\u2019s Pay Yourself Back<\/a> option.<\/p>\n<p>However, these redemption options are less valuable than transferring your points to Chase\u2019s travel partners, so we recommend avoiding them whenever possible.<\/p>\n<p><strong><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/sweet-spots-chase-ultimate-rewards\/\" rel=\"noopener\" target=\"_blank\">Chase Ultimate Rewards sweet spots: From international business class to domestic travel<\/a><\/strong><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Transferring points with the Chase Sapphire Preferred<\/h2>\n<p>The best way to get maximum value from your Chase points is to transfer them to one of <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/chase-ultimate-rewards-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">Chase\u2019s 10 airline or three hotel partners<\/a>. Some of our favorites include <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-world-of-hyatt\/\" rel=\"noopener\" target=\"_blank\">World of Hyatt<\/a> for luxury hotel stays and <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/air-canada-aeroplan\/\" rel=\"noopener\" target=\"_blank\">Air Canada Aeroplan<\/a>, <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-flying-blue\/\" rel=\"noopener\" target=\"_blank\">Air France-KLM Flying Blue<\/a> and <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-ba-avios-guide\/\" target=\"_blank\" rel=\"noopener\">British Airways Club<\/a> for comfortable flights.<\/p>\n<p>Chase frequently runs <a href=\"https:\/\/thepointsguy.com\/credit-cards\/current-transfer-bonuses\/\" rel=\"noopener\" target=\"_blank\">transfer bonus promotions<\/a> where you can get up to 50% more points or miles when you convert your points.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"A Hyatt resort\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/BestHotels2023_Impression-Moxche%CC%81-by-Secrets-3.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/BestHotels2023_Impression-Moxche%CC%81-by-Secrets-3.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/BestHotels2023_Impression-Moxche%CC%81-by-Secrets-3.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/BestHotels2023_Impression-Moxche%CC%81-by-Secrets-3.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/BestHotels2023_Impression-Moxche%CC%81-by-Secrets-3.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/BestHotels2023_Impression-Moxche%CC%81-by-Secrets-3.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/BestHotels2023_Impression-Moxche%CC%81-by-Secrets-3.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/BestHotels2023_Impression-Moxche%CC%81-by-Secrets-3.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/BestHotels2023_Impression-Moxche%CC%81-by-Secrets-3.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">IMPRESSION MOXCHE BY SECRETS\/HYATT<\/figcaption><\/figure>\n<p>For example, TPG contributing editor <a href=\"https:\/\/thepointsguy.com\/author\/mmoffitt\/\" rel=\"noopener\" target=\"_blank\">Matt Moffitt<\/a> regularly transfers points to Hyatt, booking hotels in Europe for as few as 3,500 points per night during the summer.<\/p>\n<p>Using transfer partners for aspirational travel is a solid way to maximize your Ultimate Rewards points and get value from your <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred<\/a><\/span> spending.<\/p>\n<h2 class=\"jsx-2362441780\">Which cards compete with the Chase Sapphire Preferred?<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred<\/a><\/span> is hard to beat, but it\u2019s worth comparing it to other cards:<\/p>\n<ul>\n<li><strong>If you prefer Capital One<\/strong>: The <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\/\" target=\"_blank\" rel=\"noopener\">Capital One Venture Rewards Credit Card<\/a> is your best bet if you&#8217;re interested in a Capital One-affiliated card. It offers a simpler earning structure for the same $95 annual fee. However, Capital One miles are worth slightly less than Chase points, according to TPG\u2019s December 2025 <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>. Learn more in our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-venture-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Venture Rewards<\/a>.<\/li>\n<li><strong>If you prefer American Express<\/strong>: The American Express\u00ae Green Card offers a high earning rate on travel, dining and transit. An annual up to $209 Clear Plus credit each calendar year more than offsets its higher $150 annual fee. Plus, Amex has more transfer partners than Chase and offers more frequent <a href=\"https:\/\/thepointsguy.com\/credit-cards\/complete-history-credit-card-transfer-bonuses\/\" rel=\"noopener\" target=\"_blank\">transfer bonuses<\/a>. Learn more in our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/reviews\/american-express-green-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Amex Green<\/a>.<\/li>\n<li><strong>If you want more perks<\/strong>: The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/221212097?pid=221212097&amp;name=Chase%20Sapphire%20Reserve%C2%AE&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) offers higher earning rates on select travel purchases and elevated perks like airport lounge access and an annual travel credit for a higher $795 annual fee. Learn more in our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-reserve-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Sapphire Reserve<\/a>.<\/li>\n<\/ul>\n<p>For additional options, check out our full list of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/first\/\" rel=\"noopener\" target=\"_blank\">best starter credit cards<\/a>.<\/p>\n<p><em>The information for the American Express Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><b>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/what-chase-sapphire-card-is-best-experts-debate\/\" rel=\"noopener\" target=\"_blank\">Hot take: Which Sapphire product is best? 2 experts vehemently disagree<\/a><\/b><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>If you\u2019re ready to level up from your <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener noreferrer\" target=\"_blank\">cash-back<\/a> or <a href=\"https:\/\/thepointsguy.com\/credit-cards\/a-perfect-mix-of-no-annual-fee-cash-back-cards-for-home-and-abroad\/\" rel=\"noopener\" target=\"_blank\">no-annual-fee credit card<\/a>, an excellent card to apply for is the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred<\/a><\/span>. It\u2019s still regarded as one of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/rewards\/\" rel=\"noopener noreferrer\" target=\"_blank\">best rewards credit cards<\/a> since its debut over 15 years ago. It earns the most valuable points available, and it\u2019s flexible enough to <a href=\"https:\/\/thepointsguy.com\/news\/why-chase-sapphire-preferred\/\" target=\"_blank\" rel=\"noopener\">meet the rewards goals<\/a> of both frequent and beginner travelers alike.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-preferred-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chase Sapphire Preferred Card overview The Chase Sapphire Preferred\u00ae Card (see rates and fees) is one of the most popular travel rewards credit cards. It\u2019s an excellent choice for those who want more value from their travels but don\u2019t need lounge access. This is one of our favorite cards to recommend to people who love [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":211550,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-211549","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/211549","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=211549"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/211549\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/211550"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=211549"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=211549"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=211549"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}