{"id":210891,"date":"2025-12-13T17:00:37","date_gmt":"2025-12-13T17:00:37","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/12\/13\/chase-freedom-unlimited-review-full-details-the-points-guy\/"},"modified":"2025-12-13T17:00:37","modified_gmt":"2025-12-13T17:00:37","slug":"chase-freedom-unlimited-review-full-details-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/12\/13\/chase-freedom-unlimited-review-full-details-the-points-guy\/","title":{"rendered":"Chase Freedom Unlimited review: Full details &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<h2 class=\"jsx-2362441780\">Chase Freedom Unlimited overview<\/h2>\n<p>The no-annual-fee <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Freedom Unlimited\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/221211281?pid=221211281&amp;name=Chase%20Freedom%20Unlimited%C2%AE%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) is well suited to both occasional and frequent travelers. While many cards offer 1% back on purchases outside of bonus categories, you\u2019ll earn 1.5% back on nonbonus spending with the Freedom Unlimited. And if you pair this with a card that earns premium Chase Ultimate Rewards points, you can convert your rewards into fully transferable points. <strong>Card rating*: \u2b50\u2b50\u2b50\u2b50<\/strong><\/p>\n<h6><em>*<a href=\"https:\/\/thepointsguy.com\/review-methodology\/\" rel=\"noopener\" target=\"_blank\">Card rating<\/a> is based on the opinion of TPG\u2019s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-4213731811\"\/>\n<p>At first glance, the Chase Freedom Unlimited might seem like a tame cash-back card. But there\u2019s a lot more to it than meets the eye.<\/p>\n<p>With no annual fee and a simple earning structure, it\u2019s a great card for beginners, provided they have a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-credit-scores-work\/\" rel=\"noopener\" target=\"_blank\">credit score<\/a> of at least 670. It\u2019s also an excellent card pairing for more premium options like the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/22125056?pid=22125056&amp;name=Chase%20Sapphire%20Preferred%C2%AE%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/221211836?pid=221211836&amp;name=Chase%20Sapphire%20Reserve%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>), making it a valuable addition to many larger card portfolios.<\/p>\n<p>Let\u2019s examine what makes this card so great, and whether it deserves a spot in your wallet.<\/p>\n<h2 class=\"jsx-2362441780\">Chase Freedom Unlimited pros and cons<\/h2>\n<div class=\"tw-my-8 tw-overflow-x-auto sm:tw-overflow-visible\">\n<table class=\"tw-w-full tw-min-w-[640px] sm:tw-min-w-0 tw-table-auto\" style=\"-webkit-overflow-scrolling:touch\">\n<thead>\n<tr>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg tw-pl-3 sm:tw-sticky sm:tw-left-0 sm:tw-z-10\" scope=\"col\"><strong>Pros<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Cons<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\">\n<div class=\"tw-break-words tw-flex tw-gap-2 tw-items-center tw-font-semibold\"><button class=\"tw-size-6 tw-flex-shrink-0 tw-opacity-0\" disabled=\"\" tabindex=\"0\" type=\"button\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#146AFF\" height=\"9\" viewbox=\"0 0 16 9\" width=\"16\" class=\"tw-rotate-180\"><path d=\"M8.01892 8.5C8.46004 8.50043 8.88002 8.34917 9.17154 8.08485L15.7119 2.14931C16.1418 1.74024 16.0841 1.13195 15.5819 0.779268C15.0797 0.426586 14.3166 0.458514 13.8633 0.851178L8.14425 6.04158C8.1126 6.07041 8.06693 6.08693 8.01892 6.08693C7.97091 6.08693 7.92524 6.07041 7.89359 6.04158L2.17451 0.851178C1.88736 0.57796 1.43739 0.450348 0.998707 0.517724C0.560026 0.5851 0.201466 0.836892 0.0617733 1.17567C-0.077919 1.51444 0.0231724 1.88705 0.325931 2.14931L6.86431 8.08272C7.15632 8.34768 7.57687 8.49966 8.01892 8.5Z\" fill=\"#146AFF\"\/><\/svg><\/button><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>No annual fee<\/li>\n<li>High earning rates<\/li>\n<li>Unlimited cash back<\/li>\n<li>Pair with another Chase card for more redemption options<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>Lacks travel benefits<\/li>\n<li>Charges foreign transaction fees<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 class=\"jsx-2362441780\">Chase Freedom Unlimited welcome offer<\/h2>\n<p>New <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Freedom Unlimited<\/a><\/span> cardholders can earn $300 cash back after spending $500 on purchases in the first three months from account opening. This offer ends Jan. 15, 2026, at 9 a.m. EST.<\/p>\n<p>That&#8217;s the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-best-welcome-offers\/\" target=\"_blank\" rel=\"noopener\">highest offer on the card<\/a> since March, making now a good time to apply.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>And the bonus is even more valuable if you also have a card that earns <a href=\"https:\/\/thepointsguy.com\/guide\/chase-ultimate-rewards\/\" rel=\"noopener\" target=\"_blank\">Chase Ultimate Rewards<\/a> points, meaning you can convert your cash back to points and move them to one of Chase\u2019s transfer partners.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   &#10;          \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p>Since this is a Chase card, do remember that it is subject to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-chase-5-24-rule\/\" rel=\"noopener\" target=\"_blank\">Chase\u2019s 5\/24 rule<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-best-welcome-offers\/\" rel=\"noopener\" target=\"_blank\">Chase credit cards: Best time to apply based on offer history<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Chase Freedom Unlimited benefits<\/h2>\n<p>The trade-off for cards without an annual fee is that they tend to come with fewer perks than their <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-premium-travel-rewards-cards\/\" rel=\"noopener\" target=\"_blank\">more premium counterparts<\/a>. Still, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Freedom Unlimited<\/a><\/span> has some nice features worth highlighting:<\/p>\n<ul>\n<li><strong>Rental car protection<\/strong>: You\u2019ll have rental car insurance that covers reimbursement for theft and collision damage secondary to your personal insurance in the U.S.<\/li>\n<li><strong>Trip cancellation and interruption insurance<\/strong>: You\u2019ll be covered for up to $1,500 per person and up to $6,000 per trip for eligible travel expenses on your card if severe weather, illness or other covered situations result in the cancellation or interruption of your travel plans.<\/li>\n<li><strong>Extended warranty protection<\/strong>: You can extend the length of warranty coverage by one additional year on original eligible warranties of three years or less.<\/li>\n<li><strong>Purchase protection<\/strong>: Your purchases are protected against theft and damage for 120 days after the date of purchase, up to $500 per item.<\/li>\n<\/ul>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Woman on a road trip\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Young-woman-opening-door-of-car-rental_Oscar-Wong.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Young-woman-opening-door-of-car-rental_Oscar-Wong.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Young-woman-opening-door-of-car-rental_Oscar-Wong.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Young-woman-opening-door-of-car-rental_Oscar-Wong.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Young-woman-opening-door-of-car-rental_Oscar-Wong.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Young-woman-opening-door-of-car-rental_Oscar-Wong.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Young-woman-opening-door-of-car-rental_Oscar-Wong.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Young-woman-opening-door-of-car-rental_Oscar-Wong.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Young-woman-opening-door-of-car-rental_Oscar-Wong.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">OSCAR WONG\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If you don\u2019t have another card with more robust <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel-insurance\/\" rel=\"noopener\" target=\"_blank\">travel insurance<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-purchase-protection\/\" rel=\"noopener\" target=\"_blank\">shopping protections<\/a>, this is a decent amount of coverage for a card with no annual fee.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-freedom-unlimited-college-students\/\" rel=\"noopener\" target=\"_blank\">Why the Chase Freedom Unlimited should be the first card in every student\u2019s wallet<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Earning cash back on the Chase Freedom Unlimited<\/h2>\n<p>With the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Freedom Unlimited<\/a><\/span>, you\u2019ll normally earn:<\/p>\n<ul>\n<li>5% back on travel booked through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\" target=\"_blank\" rel=\"noopener\">Chase Travel\u2120<\/a><\/li>\n<li>3% back on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-purchases-count-as-dining-chase-sapphire-reserve\/\" target=\"_blank\" rel=\"noopener\">dining<\/a> (including takeout and eligible delivery services)<\/li>\n<li>3% back at drugstores<\/li>\n<li>1.5% back on all other purchases<\/li>\n<\/ul>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Mobile pay\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Young-woman-using-mobile-pay-with-smartphone-at-street-market_FG-Trade.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Young-woman-using-mobile-pay-with-smartphone-at-street-market_FG-Trade.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Young-woman-using-mobile-pay-with-smartphone-at-street-market_FG-Trade.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Young-woman-using-mobile-pay-with-smartphone-at-street-market_FG-Trade.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Young-woman-using-mobile-pay-with-smartphone-at-street-market_FG-Trade.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Young-woman-using-mobile-pay-with-smartphone-at-street-market_FG-Trade.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Young-woman-using-mobile-pay-with-smartphone-at-street-market_FG-Trade.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Young-woman-using-mobile-pay-with-smartphone-at-street-market_FG-Trade.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Young-woman-using-mobile-pay-with-smartphone-at-street-market_FG-Trade.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">FG TRADE\/GETTY IMAGES<\/figcaption><\/figure>\n<p>While none of the bonus categories are show-stoppers, it is unusual to find a card with bonus categories and a flat rate higher than 1% for all additional purchases. The bonus categories are nice, but the ability to earn 50% more on nonbonus spending makes this card shine.<\/p>\n<p>This is an excellent choice if you\u2019re looking for a card that earns more than 1% back on nonbonus spending.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-credit-cards-pair-with-chase-freedom-unlimited\/\" rel=\"noopener\" target=\"_blank\">The best cards to pair with the Chase Freedom Unlimited<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming cash back on the Chase Freedom Unlimited<\/h2>\n<p>You can redeem the cash back earned on your <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Freedom Unlimited<\/a><\/span> as a statement credit or for a direct deposit into most U.S. checking and savings accounts at a value of 1 cent per point. You can also redeem your rewards for gift cards or use them to book travel through Chase Travel for the same value.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"\" loading=\"lazy\" width=\"1600\" height=\"1066\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/Couple-using-crdit-card-at-home-on-laptop_Marko-Geber.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/Couple-using-crdit-card-at-home-on-laptop_Marko-Geber.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/Couple-using-crdit-card-at-home-on-laptop_Marko-Geber.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/Couple-using-crdit-card-at-home-on-laptop_Marko-Geber.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/Couple-using-crdit-card-at-home-on-laptop_Marko-Geber.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/Couple-using-crdit-card-at-home-on-laptop_Marko-Geber.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/Couple-using-crdit-card-at-home-on-laptop_Marko-Geber.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/Couple-using-crdit-card-at-home-on-laptop_Marko-Geber.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/Couple-using-crdit-card-at-home-on-laptop_Marko-Geber.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">MARKO GEBER\/GETTY IMAGES<\/figcaption><\/figure>\n<p>And if you have the right <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-credit-card-pairings\/\" rel=\"noopener\" target=\"_blank\">card pairing<\/a>, you can turn your rewards into transferable Chase Ultimate Rewards points and use Chase\u2019s valuable transfer partners for even more value.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-sapphire-freedom-unlimited-power-duo\/\" rel=\"noopener\" target=\"_blank\">New to travel rewards? Here\u2019s the perfect beginner card combo<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Transferring cash back with the Chase Freedom Unlimited<\/h2>\n<p>Alone, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Freedom Unlimited<\/a><\/span> is a true cash-back card and doesn\u2019t allow you to transfer your rewards to travel partners.<\/p>\n<p>However, if you also have the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred Card<\/a><\/span>, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve<\/a><\/span> or the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211974?name=Ink Business Preferred\u00ae Credit Card PID&amp;pid=221211974?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Preferred\u00ae Credit Card<\/a><\/span>, you can <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\" rel=\"noopener\" target=\"_blank\">combine your rewards<\/a> and unlock Chase\u2019s full list of <a href=\"https:\/\/thepointsguy.com\/guide\/chase-ultimate-rewards-transfer-partners\/\" rel=\"noopener\" target=\"_blank\">hotel and airline partners<\/a>.<\/p>\n<p><em>The information for the Ink Business Preferred has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/20230801_Hyatt-Ziva-Los-Cobos_TSaunders_36.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/20230801_Hyatt-Ziva-Los-Cobos_TSaunders_36.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/20230801_Hyatt-Ziva-Los-Cobos_TSaunders_36.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/20230801_Hyatt-Ziva-Los-Cobos_TSaunders_36.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/20230801_Hyatt-Ziva-Los-Cobos_TSaunders_36.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/20230801_Hyatt-Ziva-Los-Cobos_TSaunders_36.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/20230801_Hyatt-Ziva-Los-Cobos_TSaunders_36.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/20230801_Hyatt-Ziva-Los-Cobos_TSaunders_36.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/08\/20230801_Hyatt-Ziva-Los-Cobos_TSaunders_36.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">TANNER SAUNDERS\/THE POINTS GUY<\/figcaption><\/figure>\n<p>TPG staffers particularly value the option to transfer Chase Ultimate Rewards points to <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-world-of-hyatt\/\" rel=\"noopener\" target=\"_blank\">World of Hyatt<\/a>.<\/p>\n<p>Some of us, like TPG senior director of content <a href=\"https:\/\/thepointsguy.com\/author\/shull\/\" rel=\"noopener\" target=\"_blank\">Summer Hull<\/a>, prefer to use these rewards to book <a href=\"https:\/\/thepointsguy.com\/guide\/best-hyatt-hotels\/\" rel=\"noopener\" target=\"_blank\">higher-end Hyatts<\/a> that might otherwise be out of budget. Other staffers prefer to stretch our rewards by using them for great deals on <a href=\"https:\/\/thepointsguy.com\/guide\/best-category-1-hyatt-hotels\/\" rel=\"noopener\" target=\"_blank\">Hyatt\u2019s Category 1 properties<\/a>.<\/p>\n<p>In addition to World of Hyatt, Chase partners with other valuable programs like <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-ba-avios-guide\/\" rel=\"noopener\" target=\"_blank\">British Airways Club<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-singapore-krisflyer\/\" rel=\"noopener\" target=\"_blank\">Singapore KrisFlyer<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/know-united-mileageplus\/\" rel=\"noopener\" target=\"_blank\">United MileagePlus<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener\" target=\"_blank\">Chase Ultimate Rewards points: How to redeem for maximum value<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Which cards compete with the Chase Freedom Unlimited?<\/h2>\n<p>Depending on what makes up the majority of your spending, though, there may be another card better suited for your needs, even if your focus is on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/why-need-cash-back-credit-card\/\" rel=\"noopener\" target=\"_blank\">earning cash-back rewards<\/a>. Like the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Freedom Unlimited<\/a><\/span>, these options also earn cash-back rewards and don\u2019t carry an annual fee:<\/p>\n<p>For additional options, check out our lists of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener\" target=\"_blank\">the best cash-back cards<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\/\" rel=\"noopener\" target=\"_blank\">the best cards without an annual fee<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-freedom-vs-chase-freedom-unlimited\/\" rel=\"noopener\" target=\"_blank\">Chase Freedom Flex vs. Chase Freedom Unlimited comparison: Rotating categories or flat cash back?<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Is the Chase Freedom Unlimited worth it?<\/h2>\n<p>Since the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Freedom Unlimited<\/a><\/span> doesn\u2019t carry an annual fee, you can feel great about earning rewards without justifying what you pay to keep it each year. You can maximize your rewards-earning potential if you already have a Chase Ultimate Rewards points-earning card. However, if you\u2019re focused solely on cash-back rewards, you\u2019ll likely want a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-two-percent-cash-back-cards\/\" rel=\"noopener\" target=\"_blank\">card with a higher earning rate<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-cash-back-cards\/\" rel=\"noopener\" target=\"_blank\">How to choose a cash-back credit card<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Freedom Unlimited<\/a><\/span> is a great card for <a href=\"https:\/\/thepointsguy.com\/credit-cards\/everyday-spending\/\" rel=\"noopener noreferrer\" target=\"_blank\">everyday nonbonus spending<\/a> and can provide incredible value when paired with a more premium Chase card. Whether you\u2019re a beginner or a pro looking for a complementary card to add to your portfolio, the Freedom Unlimited is an excellent choice.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Freedom Unlimited<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-freedom-unlimited-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chase Freedom Unlimited overview The no-annual-fee Chase Freedom Unlimited\u00ae (see rates and fees) is well suited to both occasional and frequent travelers. While many cards offer 1% back on purchases outside of bonus categories, you\u2019ll earn 1.5% back on nonbonus spending with the Freedom Unlimited. And if you pair this with a card that earns [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":210892,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-210891","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/210891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=210891"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/210891\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/210892"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=210891"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=210891"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=210891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}