{"id":210060,"date":"2025-12-09T20:00:15","date_gmt":"2025-12-09T20:00:15","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/12\/09\/chase-sapphire-preferred-vs-venture-x-card-showdown-the-points-guy\/"},"modified":"2025-12-09T20:00:15","modified_gmt":"2025-12-09T20:00:15","slug":"chase-sapphire-preferred-vs-venture-x-card-showdown-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/12\/09\/chase-sapphire-preferred-vs-venture-x-card-showdown-the-points-guy\/","title":{"rendered":"Chase Sapphire Preferred vs. Venture X: Card showdown &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-chase-credit-cards\/\" rel=\"noopener\" target=\"_blank\">Chase<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one\/\" rel=\"noopener\" target=\"_blank\">Capital One<\/a> are leaders in the travel rewards credit card space. If you&#8217;re looking for your next <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener\" target=\"_blank\">travel rewards credit card<\/a>, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/22125056?pid=22125056&amp;name=Chase%20Sapphire%20Preferred%C2%AE%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) and the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-rewards-credit-card\/\" rel=\"noopener\" target=\"_blank\">Capital One Venture X Rewards Credit Card<\/a> are both great options to consider.<\/p>\n<p>The Sapphire Preferred is a mid-tier travel card, while the Venture X is positioned as a premium card. Their annual fees reflect this positioning as well, with the Sapphire Preferred carrying a $95 annual fee and the Venture X a $395 annual fee.<\/p>\n<p>Having a higher annual fee doesn&#8217;t mean the Venture X is automatically the better card, as the Sapphire Preferred is quite a formidable opponent.<\/p>\n<p>Both cards have their own transferable currency that they earn and various travel-related benefits. With the Sapphire Preferred, you&#8217;ll earn <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/chase-ultimate-rewards\/\" target=\"_blank\" rel=\"noopener\">Chase Ultimate Rewards<\/a> points, while you&#8217;ll earn <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/capital-one-miles\/\" target=\"_blank\" rel=\"noopener\">Capital One miles<\/a> with the Venture X.<\/p>\n<p>Let&#8217;s jump into the similarities and differences with these cards and see which is a better fit to add to your wallet next.<\/p>\n<h2 class=\"jsx-2362441780\">Sapphire Preferred vs. Venture X comparison<\/h2>\n<div class=\"tw-my-8 tw-overflow-x-auto sm:tw-overflow-visible\">\n<table class=\"tw-w-full tw-min-w-[640px] sm:tw-min-w-0 tw-table-auto\" style=\"-webkit-overflow-scrolling:touch\">\n<thead>\n<tr>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg tw-pl-3 sm:tw-sticky sm:tw-left-0 sm:tw-z-10\" scope=\"col\"><strong>Feature<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Chase Sapphire Preferred<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Venture X<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">$95<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">$395<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Earn 100,000 bonus miles after spending $10,000 on purchases in the first six months from account opening.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>5 points per dollar spent on travel booked through Chase Travel\u2120<\/li>\n<li>5 points per dollar spent on Lyft purchases (through Sept. 30, 2027)<\/li>\n<li>5 points per dollar spent on Peloton equipment and accessory purchases of $150 or more (through Dec. 31, 2027, with a limit of 25,000 bonus points)<\/li>\n<li>3 points per dollar spent on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-cards-should-you-use-for-online-grocery-delivery-services\/\" target=\"_blank\" rel=\"noopener\">dining<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-cards-should-you-use-for-online-grocery-delivery-services\/\" target=\"_blank\" rel=\"noopener\">select streaming services<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-cards-should-you-use-for-online-grocery-delivery-services\/\" target=\"_blank\" rel=\"noopener\">online grocery store purchases<\/a> (excludes Target, Walmart and wholesale clubs)<\/li>\n<li>2 points per dollar spent on all travel not booked through Chase Travel<\/li>\n<li>1 point per dollar spent on everything else<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>10 miles per dollar spent on hotels and rental cars booked through Capital One Travel<\/li>\n<li>5 miles per dollar spent on activities, flights and vacation rentals booked through Capital One Travel<\/li>\n<li>2 miles per dollar spent on all other eligible purchases<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>$50 Chase Travel hotel credit<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>$300 annual credit on Capital One Travel bookings<\/li>\n<li>Up to $120 Global Entry\/TSA PreCheck credit<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>DoorDash DashPass membership (register by Dec. 31, 2027)<\/li>\n<li>10% anniversary points boost<\/li>\n<li>Travel and purchase protections<\/li>\n<li>No foreign transaction fees<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>Complimentary Capital One and Priority Pass lounge access for the primary cardholder and up to two guests<\/li>\n<li>10,000 bonus miles every card anniversary<\/li>\n<li>Complimentary Hertz Gold Plus Rewards President\u2019s Circle status*<\/li>\n<li>Travel and purchase protections<\/li>\n<li>Four authorized users (at no additional cost)<\/li>\n<li>No foreign transaction fees<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 class=\"jsx-2362441780\">Sapphire Preferred vs. Venture X welcome offer<\/h2>\n<p>New applicants for the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred<\/a><\/span> can earn 75,000 bonus points after you spend $5,000 on purchases in the first three months from account opening.<\/p>\n<p>TPG&#8217;s December 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a> peg the value of Ultimate Rewards points at 2.05 cents apiece, making this welcome offer worth $1,538.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>New applicants for the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-rewards-credit-card\/\" target=\"_blank\" rel=\"noopener\">Venture X<\/a> can earn 100,000 bonus miles after spending $10,000 on purchases in the first six months from account opening. TPG&#8217;s December 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a> peg the value of Capital One miles at 1.85 cents apiece, making this offer worth $1,850.<\/p>\n<p><strong>Winner<\/strong>: Venture X. Its current welcome bonus is worth over $300 more.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   &#10;          \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/limited-time-card-offers\/\" rel=\"noopener\" target=\"_blank\">Best credit card welcome offers this month<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Sapphire Preferred vs. Venture X benefits<\/h2>\n<p>Both cards offer similar benefits, such as <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-a-no-foreign-transaction-fee-credit-card\/\" rel=\"noopener\" target=\"_blank\">no foreign transaction fees<\/a>, <a href=\"https:\/\/thepointsguy.com\/news\/how-to-use-purchase-protection\/\" rel=\"noopener\" target=\"_blank\">shopping<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/when-to-buy-travel-insurance-versus-when-to-rely-on-credit-card-protections\/\" rel=\"noopener\" target=\"_blank\">travel protections<\/a>, and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cards-rental-car-coverage\/\" rel=\"noopener\" target=\"_blank\">primary rental car insurance<\/a>.<\/p>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred<\/a><\/span> offers cardholders:<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"A woman walking around a city with her phone and a credit card in her hands\" loading=\"lazy\" width=\"1600\" height=\"1068\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/Person-walking-arund-city-holding-smart-phone-and-credit-card-while_RgStudio.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/Person-walking-arund-city-holding-smart-phone-and-credit-card-while_RgStudio.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/Person-walking-arund-city-holding-smart-phone-and-credit-card-while_RgStudio.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/Person-walking-arund-city-holding-smart-phone-and-credit-card-while_RgStudio.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/Person-walking-arund-city-holding-smart-phone-and-credit-card-while_RgStudio.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/Person-walking-arund-city-holding-smart-phone-and-credit-card-while_RgStudio.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/Person-walking-arund-city-holding-smart-phone-and-credit-card-while_RgStudio.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/Person-walking-arund-city-holding-smart-phone-and-credit-card-while_RgStudio.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/Person-walking-arund-city-holding-smart-phone-and-credit-card-while_RgStudio.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">RGSTUDIO\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Meanwhile, benefits unique to the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-rewards-credit-card\/\" rel=\"noopener\" target=\"_blank\">Venture X<\/a> include:<\/p>\n<p>While the Venture X&#8217;s travel credit can&#8217;t be used outside <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Capital One Travel<\/a>, it should still be relatively easy to use.<\/p>\n<p>The Venture X provides excellent lounge access via entry to more than 1,300 Priority Pass lounges and Capital One&#8217;s small but mighty network of five lounges (four lounges and <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-landing-washington-dc-first-look\/\" rel=\"noopener\" target=\"_blank\">one Capital One Landing<\/a>).<\/p>\n<p>The Venture X also includes cellphone protection, something the Sapphire Preferred lacks. However, the Sapphire Preferred has baggage delay insurance, which the Venture X does not offer.<\/p>\n<p><strong>Winner<\/strong>: Venture X. It provides substantially more value with the $300 Capital One Travel credit on bookings through Capital One Travel, anniversary bonus miles, lounge access, TSA PreCheck\/Global Entry credit and automatic elite status, but that&#8217;s to be expected, as it has more than quadruple the annual fee of the Sapphire Preferred.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-authorized-user-benefits\/\" rel=\"noopener\" target=\"_blank\">Why you should add authorized users on the Capital One Venture X<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Earning rewards with the Sapphire Preferred vs. Venture X<\/h2>\n<p>Both cards earn at least 5 points or miles per dollar spent on travel booked through their respective portals; however, this may not be particularly useful to most, as I generally <a href=\"https:\/\/thepointsguy.com\/travel\/dont-book-through-online-travel-agency\/\" target=\"_blank\" rel=\"noopener\">don&#8217;t recommend booking through travel portals<\/a>.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"person shopping in the summer\" loading=\"lazy\" width=\"1600\" height=\"1066\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Person-using-tablet-and-holding-credit-card-shopping-bag_Eva-Katalin.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Person-using-tablet-and-holding-credit-card-shopping-bag_Eva-Katalin.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Person-using-tablet-and-holding-credit-card-shopping-bag_Eva-Katalin.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Person-using-tablet-and-holding-credit-card-shopping-bag_Eva-Katalin.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Person-using-tablet-and-holding-credit-card-shopping-bag_Eva-Katalin.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Person-using-tablet-and-holding-credit-card-shopping-bag_Eva-Katalin.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Person-using-tablet-and-holding-credit-card-shopping-bag_Eva-Katalin.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Person-using-tablet-and-holding-credit-card-shopping-bag_Eva-Katalin.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/01\/Person-using-tablet-and-holding-credit-card-shopping-bag_Eva-Katalin.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">EVA KATALIN\/GETTY IMAGES<\/figcaption><\/figure>\n<p>While the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred<\/a><\/span> has more bonus-earning categories, some are rather niche. It does earn 3 points per dollar spent in a few select bonus categories, including dining, which is a strong everyday bonus category, but others (like online grocery purchases or select streaming services) may not move the needle for everyone.<\/p>\n<p>Meanwhile, the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-cards-should-you-use-for-online-grocery-delivery-services\/\" target=\"_blank\" rel=\"noopener\">Venture X<\/a> offers unmatched simplicity. You\u2019ll earn at least 2 miles per dollar spent on all purchases and won&#8217;t have to remember bonus categories<\/p>\n<p><strong>Winner<\/strong>: Tie. The Sapphire Preferred has more bonus categories, but some of them are pretty niche; the Venture X provides simplicity with its earnings.<\/p>\n<p><strong>Related:  <a href=\"https:\/\/thepointsguy.com\/news\/why-chase-sapphire-preferred\/\" rel=\"noopener\" target=\"_blank\">Why I love my Chase Sapphire Preferred Card \u2014 and will always keep it in my wallet<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming rewards with the Sapphire Preferred vs. Venture X<\/h2>\n<p>Your best bet for redeeming your rewards with either card is to use <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/credit-card-transfer-partners\/\" rel=\"noopener\" target=\"_blank\">transfer partners<\/a>. However, there are other redemption options for each card. Both cards&#8217; rewards can be redeemed for a fixed value in each issuer&#8217;s respective travel portal, as well as for gift cards and cash back (though the latter two options provide the worst redemption value).<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Air Canada A220 on runway\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Philly-Nashville-American-Southwest-BNA-7.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Philly-Nashville-American-Southwest-BNA-7.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Philly-Nashville-American-Southwest-BNA-7.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Philly-Nashville-American-Southwest-BNA-7.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Philly-Nashville-American-Southwest-BNA-7.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Philly-Nashville-American-Southwest-BNA-7.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Philly-Nashville-American-Southwest-BNA-7.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Philly-Nashville-American-Southwest-BNA-7.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Philly-Nashville-American-Southwest-BNA-7.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<p>With the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred<\/a><\/span>, your points are worth up to 1.75 cents each through the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-cards-should-you-use-for-online-grocery-delivery-services\/\" target=\"_blank\" rel=\"noopener\">Points Boost feature<\/a> when redeemed for eligible travel booked via Chase Travel (see your rewards program agreement for full details). While this is still less than TPG&#8217;s December 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuation<\/a> of Ultimate Rewards points, this serves as a solid backup redemption option if you&#8217;re having trouble finding award availability.<\/p>\n<p>With the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-rewards-credit-card\/\" rel=\"noopener\" target=\"_blank\">Venture X<\/a>, you can redeem miles at a <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/redeem-capital-one-miles-fixed-value\/\" rel=\"noopener\" target=\"_blank\">fixed rate of 1 cent per mile for all travel-related purchases<\/a> made on your card or for travel booked through Capital One Travel.<\/p>\n<p><strong>Winner<\/strong>: Sapphire Preferred. When redeeming points through Chase Travel, points are worth up to 1.75 cents each, whereas redeeming miles via Capital One Travel or for travel purchases are only worth 1 cent each.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reasons-to-get-chase-sapphire-preferred\/\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred benefits: Everything you need to know<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Transferring rewards with the Sapphire Preferred vs. Venture X<\/h2>\n<p>Transferring rewards you earn from either card provides maximum redemption value.<\/p>\n<p>With the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred<\/a><\/span>, you&#8217;ll have access to <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/chase-ultimate-rewards-transfer-partners\/\" rel=\"noopener\" target=\"_blank\">Chase&#8217;s 13 airline and hotel partners<\/a>. All partners transfer at a 1:1 ratio.<\/p>\n<p>I typically transfer my Ultimate Rewards points to <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-world-of-hyatt\/\" rel=\"noopener\" target=\"_blank\">World of Hyatt<\/a>, as the program still uses a <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/hyatt-award-chart\/\" rel=\"noopener\" target=\"_blank\">fixed-price award chart<\/a> and provides me with outstanding value when traveling to popular destinations during peak or busy seasons.<\/p>\n<p>Recently, I transferred 6,000 Ultimate Rewards points to Hyatt for a brief overnight stay at the Hyatt Place Amsterdam Airport, which would have cost me over $200.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"the seville exterior\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/the-seville-2-.jpeg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/the-seville-2-.jpeg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/the-seville-2-.jpeg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/the-seville-2-.jpeg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/the-seville-2-.jpeg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/the-seville-2-.jpeg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/the-seville-2-.jpeg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/the-seville-2-.jpeg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/04\/the-seville-2-.jpeg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">HYATT<\/figcaption><\/figure>\n<p>With Capital One, you&#8217;ll have access to <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">15-plus airline and hotel partners<\/a>. However, not all partners (like <a href=\"https:\/\/thepointsguy.com\/news\/eva-air-premium-economy-new-design\/\" target=\"_blank\" rel=\"noopener\">EVA Airways<\/a>) transfer at a 1:1 ratio. Chase does one-up Capital One in this area, as it has two U.S. airline partners, <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/southwest-rapid-rewards\/\" target=\"_blank\" rel=\"noopener\">Southwest Airlines<\/a> and <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/know-united-mileageplus\/\" target=\"_blank\" rel=\"noopener\">United Airlines<\/a>; Capital One has just one with <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/jetblue-trueblue-program\/\" target=\"_blank\" rel=\"noopener\">JetBlue<\/a>.<\/p>\n<p>That said, both programs do have airline partners in each of the three major alliances: <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/oneworld-alliance-benefits\/\" target=\"_blank\" rel=\"noopener\">Oneworld<\/a>, <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/guide-skyteam-alliance-benefits\/\" target=\"_blank\" rel=\"noopener\">SkyTeam<\/a> and <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/star-alliance-benefits\/\" target=\"_blank\" rel=\"noopener\">Star Alliance<\/a>, each of which you can also use to book domestic flights.<\/p>\n<p><a href=\"https:\/\/thepointsguy.com\/author\/astone\/\" rel=\"noopener\" target=\"_blank\">Augusta Stone<\/a>, a credit cards writer at TPG, recently transferred 15,000 Capital One miles to <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-flying-blue\/\" rel=\"noopener\" target=\"_blank\">Air France-KLM Flying Blue<\/a> to book two one-way domestic Delta Air Lines flights.<\/p>\n<p><strong>Winner<\/strong>: Sapphire Preferred. Despite Capital One having more transfer partners, Chase slightly takes the edge, as it has Hyatt as a hotel partner and two domestic airline partners, and all of its transfer ratios are at a 1:1 rate.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/redeeming-chase-ultimate-rewards-maximum-value\/\" target=\"_blank\" rel=\"noopener\">How to redeem Chase Ultimate Rewards points for maximum value<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Should I get the Sapphire Preferred or Venture X?<\/h2>\n<p>If you prefer solid travel protections for a lower annual fee and more U.S. airline transfer partners, then the mid-tier <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred<\/a><\/span> is the way to go. However, if you&#8217;re after a premium card with perks like lounge access, statement credits and more extensive travel protections, then I recommend opting for the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-rewards-credit-card\/\" target=\"_blank\" rel=\"noopener\">Venture X<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-tpg-awards\/\" rel=\"noopener\" target=\"_blank\">Why Capital One Venture X won the TPG Award for Best Premium Travel Credit Card<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred<\/a><\/span> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-rewards-credit-card\/\" target=\"_blank\" rel=\"noopener\">Capital One Venture X Rewards Credit Card<\/a> both deliver excellent travel value, but they serve different types of travelers.<\/p>\n<p>The Venture X offers outsized premium perks like lounges, anniversary miles and simple earning, making it the better fit for frequent flyers who will reliably use those benefits and easily offset the higher annual fee.<\/p>\n<p>However, the Sapphire Preferred remains one of the best mid-tier cards on the market. Its strong travel protections, flexible Chase Travel redemptions and access to high-value partners like Hyatt make it a powerhouse at about a quarter of the Venture X\u2019s annual fee.<\/p>\n<p>If you want premium perks and are comfortable paying for them, choose Venture X. If you prefer a lower annual fee with excellent value and top-tier transfer partners, the Sapphire Preferred is hard to beat. Depending on your travel patterns, either card (or even both) can be a strategic addition to your wallet.<\/p>\n<p>To learn more, read our full reviews of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-preferred-review\/\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Preferred<\/a> and the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-venture-x-card-review\/\" rel=\"noopener\" target=\"_blank\">Capital One Venture X<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred Card<\/a><\/span><\/strong><\/p>\n<p><strong>Learn more: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-rewards-credit-card\/\" rel=\"noopener\" target=\"_blank\">Capital One Venture X Rewards Credit Card<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><i>For Capital One products listed on this page, some of the benefits may be provided by Visa\u00ae or Mastercard\u00ae and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.<\/i><\/p>\n<p><em>*Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g., at hertz.com) will not automatically detect a cardholder as being eligible for the program, and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-vs-venture-x\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chase and Capital One are leaders in the travel rewards credit card space. If you&#8217;re looking for your next travel rewards credit card, the Chase Sapphire Preferred\u00ae Card (see rates and fees) and the Capital One Venture X Rewards Credit Card are both great options to consider. The Sapphire Preferred is a mid-tier travel card, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":210061,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-210060","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/210060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=210060"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/210060\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/210061"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=210060"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=210060"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=210060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}