{"id":209159,"date":"2025-12-04T21:00:31","date_gmt":"2025-12-04T21:00:31","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/12\/04\/whos-eligible-for-the-sapphire-reserves-175k-point-bonus-the-points-guy\/"},"modified":"2025-12-04T21:00:31","modified_gmt":"2025-12-04T21:00:31","slug":"whos-eligible-for-the-sapphire-reserves-175k-point-bonus-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/12\/04\/whos-eligible-for-the-sapphire-reserves-175k-point-bonus-the-points-guy\/","title":{"rendered":"Who\u2019s eligible for the Sapphire Reserve&#8217;s 175K-point bonus? &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>The <a href=\"https:\/\/oc.brcclx.com\/t?lid=26766833\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve\u00ae<\/a> (see <a href=\"https:\/\/thepointsguy.com\/tc\/221211836?pid=221211836&amp;name=Chase%20Sapphire%20Reserve%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) is an uber-popular premium travel credit card that earns highly valuable <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/chase-ultimate-rewards\/\" target=\"_blank\" rel=\"noopener\">Chase Ultimate Rewards points<\/a>.<\/p>\n<p>The Sapphire Reserve includes several <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-reserve-credits\/\" target=\"_blank\" rel=\"noopener\">statement credits<\/a>, automatic elite status and high points earning in exchange for a $795 annual fee.<\/p>\n<p>Plus, new applicants for the Sapphire Reserve can <a href=\"https:\/\/oc.brcclx.com\/t?lid=26766833\" rel=\"noopener\" target=\"_blank\">check their eligibility<\/a> to see if they&#8217;re targeted for an elevated offer to earn up to 175,000 points after spending $6,000 in the first three months. (The standard public offer is 125,000 points for the same spending requirement.)<\/p>\n<p>You must check to see if you&#8217;re eligible for the 175,000 point offer via the Chase pre-qualification widget \u2014 this offer is only available via this tool. There is no impact to your credit score.<\/p>\n<p>Based on TPG&#8217;s December 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>, this bonus is worth up to $3,588.<\/p>\n<p>If you&#8217;re interested in applying, here&#8217;s everything you need to know regarding your eligibility for this lucrative welcome bonus.<\/p>\n<h2 class=\"jsx-2362441780\">Am I eligible for the Chase Sapphire Reserve bonus?<\/h2>\n<p>If you&#8217;re applying for a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/\" target=\"_blank\" rel=\"noopener\">Chase card<\/a>, you&#8217;ll want to know some notable <a href=\"https:\/\/thepointsguy.com\/news\/chase-sapphire-bonus-eligibility-changes\/\" target=\"_blank\" rel=\"noopener\">eligibility rules for welcome bonuses<\/a>.<\/p>\n<p>A representative from Chase confirmed the following to TPG: &#8220;You will be able to have both the <a href=\"https:\/\/oc.brcclx.com\/t?lid=26766833\" target=\"_blank\" rel=\"noopener\">Sapphire Reserve<\/a> and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/22125056?pid=22125056&amp;name=Chase%20Sapphire%20Preferred%C2%AE%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>). New account bonus offer eligibility for either card will be based on factors including previously earned bonus offers and the number of cards opened and closed, among others.&#8221;<\/p>\n<p>If you have previously received a Sapphire Reserve welcome bonus, you will not be eligible to receive another Sapphire Reserve welcome bonus. Even if it&#8217;s been years since you received a welcome bonus on a particular Sapphire card, you most likely will not be eligible to earn another bonus on that <em>same<\/em> Sapphire card.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   &#10;          \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p>This also applies to the Sapphire Preferred, so if you received a welcome bonus on the Preferred, you will not be eligible for another Preferred bonus.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Woman calculating card value\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-managing-home-finances-with-computer-and-smart-phone-calculator_hobo_018.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-managing-home-finances-with-computer-and-smart-phone-calculator_hobo_018.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-managing-home-finances-with-computer-and-smart-phone-calculator_hobo_018.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-managing-home-finances-with-computer-and-smart-phone-calculator_hobo_018.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-managing-home-finances-with-computer-and-smart-phone-calculator_hobo_018.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-managing-home-finances-with-computer-and-smart-phone-calculator_hobo_018.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-managing-home-finances-with-computer-and-smart-phone-calculator_hobo_018.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-managing-home-finances-with-computer-and-smart-phone-calculator_hobo_018.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-managing-home-finances-with-computer-and-smart-phone-calculator_hobo_018.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">HOBO_018\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Other things to note are:<\/p>\n<ul>\n<li>You may not be eligible for a Sapphire Reserve bonus if you&#8217;re a current Sapphire Preferred cardholder.<\/li>\n<li>If you&#8217;re no longer a Sapphire customer and never received a bonus on the Sapphire Reserve, you&#8217;ll most likely be eligible.<\/li>\n<\/ul>\n<p>For example, I currently hold the Sapphire Preferred and have never had the Sapphire Reserve. As a current, active Sapphire customer, I could apply and get approved for the Sapphire Reserve, but would almost certainly not be eligible for the bonus.<\/p>\n<p>TPG senior editorial director <a href=\"https:\/\/thepointsguy.com\/author\/nick-ewen\/\" target=\"_blank\" rel=\"noopener\">Nick Ewen<\/a> currently has the Sapphire Reserve and previously held the Sapphire Preferred many years ago. He could apply for the Sapphire Preferred, but he wouldn&#8217;t be eligible for the bonus, since he&#8217;s a current Sapphire Reserve customer. Even if he downgraded his card, he previously earned a bonus on the Sapphire Reserve, so he almost certainly wouldn&#8217;t be able to earn another one.<\/p>\n<p>When applying for the Sapphire Reserve, a pop-up tool will tell you if you&#8217;re eligible for a welcome bonus before you submit an application and Chase runs a credit check. This is the best way to confirm if you&#8217;re eligible for a welcome bonus. If you&#8217;re not eligible for a welcome bonus, you can still continue with the application and try to get approved without a bonus.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-application-restrictions\/\" target=\"_blank\" rel=\"noopener\">The ultimate guide to credit card application restrictions<\/a><\/strong><\/p>\n<h3>The 5\/24 rule<\/h3>\n<p>Chase is known for its infamous <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-chase-5-24-rule\/\" target=\"_blank\" rel=\"noopener\">5\/24 rule<\/a>, which states that you can&#8217;t have opened five or more cards in the past 24 months across <em>all<\/em> banks and issuers.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"A person holding holding a credit card while looking at a bank account\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/Person-holding-credit-card-and-looking-at-banking-account-at-home_ArtistGNDphotography.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/Person-holding-credit-card-and-looking-at-banking-account-at-home_ArtistGNDphotography.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/Person-holding-credit-card-and-looking-at-banking-account-at-home_ArtistGNDphotography.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/Person-holding-credit-card-and-looking-at-banking-account-at-home_ArtistGNDphotography.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/Person-holding-credit-card-and-looking-at-banking-account-at-home_ArtistGNDphotography.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/Person-holding-credit-card-and-looking-at-banking-account-at-home_ArtistGNDphotography.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/Person-holding-credit-card-and-looking-at-banking-account-at-home_ArtistGNDphotography.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/Person-holding-credit-card-and-looking-at-banking-account-at-home_ArtistGNDphotography.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/Person-holding-credit-card-and-looking-at-banking-account-at-home_ArtistGNDphotography.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">ARTISTGNDPHOTOGRAPHY\/GETTY IMAGES<\/figcaption><\/figure>\n<p>This includes accounts for which you are an authorized user. However, many business cards <a href=\"https:\/\/thepointsguy.com\/credit-cards\/these-business-cards-can-help-you-stay-under-chases-5-24-rule\/\" rel=\"noopener\" target=\"_blank\">don&#8217;t count toward your 5\/24 standing<\/a>.<\/p>\n<p>So, in order to be approved for the Chase Sapphire and eligible for the Sapphire Reserve welcome bonus, you must be under Chase&#8217;s 5\/24 rule.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-calculate-your-5-24-standing\/\" target=\"_blank\" rel=\"noopener\">Here\u2019s how to calculate your 5\/24 standing<\/a><\/strong><\/p>\n<h3>Shifting credit lines<\/h3>\n<p>Additionally, if you have multiple Chase credit cards, you may have reached your maximum total available credit limit, which can potentially cause your application for the Sapphire Reserve to be declined.<\/p>\n<p>If this happens, you can call the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/your-guide-to-calling-a-credit-card-reconsideration-line\/\" rel=\"noopener\" target=\"_blank\">Chase reconsideration line<\/a> at 888-270-2127 and ask them to shift some of your credit limit from an existing Chase card so that you can get approved for the Sapphire Reserve.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-score-chase-sapphire-reserve\/\" target=\"_blank\" rel=\"noopener\">What credit score do you need to get the Chase Sapphire Reserve card?<\/a><\/strong><a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-score-chase-sapphire-reserve\/\" target=\"_blank\" rel=\"noopener\"><\/p>\n<h2 class=\"jsx-2362441780\">Can I hold both the Sapphire Reserve and Sapphire Preferred at the same time?<\/h2>\n<p>You can hold both the <a href=\"https:\/\/oc.brcclx.com\/t?lid=26766833\" target=\"_blank\" rel=\"noopener\">Sapphire Reserve<\/a> and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred<\/a><\/span> at the same time.<\/p>\n<p>You just won&#8217;t be eligible to earn another welcome bonus if you have previously earned one due to bonus eligibility restrictions.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Using a mobile wallet to pay\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-paying-with-mobile-wallet-at-cafe_JLco-Julia-Amaral.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-paying-with-mobile-wallet-at-cafe_JLco-Julia-Amaral.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-paying-with-mobile-wallet-at-cafe_JLco-Julia-Amaral.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-paying-with-mobile-wallet-at-cafe_JLco-Julia-Amaral.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-paying-with-mobile-wallet-at-cafe_JLco-Julia-Amaral.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-paying-with-mobile-wallet-at-cafe_JLco-Julia-Amaral.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-paying-with-mobile-wallet-at-cafe_JLco-Julia-Amaral.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-paying-with-mobile-wallet-at-cafe_JLco-Julia-Amaral.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/person-paying-with-mobile-wallet-at-cafe_JLco-Julia-Amaral.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">JLCO-JULIA AMARAL\/GETTY IMAGES<\/figcaption><\/figure>\n<p>In addition, if you don&#8217;t want to hold both cards, you can <a href=\"https:\/\/thepointsguy.com\/credit-cards\/upgrade-credit-card-or-apply-for-new-one\/\" target=\"_blank\" rel=\"noopener\">upgrade<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/downgrade-card-when\/\" target=\"_blank\" rel=\"noopener\">downgrade<\/a> between Sapphire products.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-reserve-biggest-questions-answered\/\" target=\"_blank\" rel=\"noopener\">Your biggest Chase Sapphire Reserve questions answered: From bonus eligibility to earning rates<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The current offer on the <a href=\"https:\/\/oc.brcclx.com\/t?lid=26766833\" target=\"_blank\" rel=\"noopener\">Sapphire Reserve<\/a> is an outstanding opportunity to earn one of the most valuable rewards currencies: Chase Ultimate Rewards points. Plus, you could be eligible to earn a stellar 175,000-point bonus.<\/p>\n<p>If you\u2019re seeking a premium travel card with strong earning potential, rich benefits and robust travel protections, the Sapphire Reserve deserves a top spot on your list.<\/p>\n<p>Be sure to watch for Chase\u2019s eligibility pop-up during the application process, which will confirm whether you qualify for the welcome bonus before a credit check is run.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/oc.brcclx.com\/t?lid=26766833\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-reserve-bonus-eligibility\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Chase Sapphire Reserve\u00ae (see rates and fees) is an uber-popular premium travel credit card that earns highly valuable Chase Ultimate Rewards points. The Sapphire Reserve includes several statement credits, automatic elite status and high points earning in exchange for a $795 annual fee. Plus, new applicants for the Sapphire Reserve can check their eligibility [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":209160,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-209159","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/209159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=209159"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/209159\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/209160"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=209159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=209159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=209159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}