{"id":208823,"date":"2025-12-02T21:30:24","date_gmt":"2025-12-02T21:30:24","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/12\/02\/which-credit-card-should-you-use-for-hilton-stays-the-points-guy-2\/"},"modified":"2025-12-02T21:30:24","modified_gmt":"2025-12-02T21:30:24","slug":"which-credit-card-should-you-use-for-hilton-stays-the-points-guy-2","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/12\/02\/which-credit-card-should-you-use-for-hilton-stays-the-points-guy-2\/","title":{"rendered":"Which credit card should you use for Hilton stays? &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>If you&#8217;re a <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/award-travelers-guide-hilton-honors\/\" target=\"_blank\" rel=\"noopener\">Hilton loyalist<\/a> looking for the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best\/\" target=\"_blank\" rel=\"noopener\">best card<\/a> to use on your next stay, you have plenty of options.<\/p>\n<p>Cobranded <a href=\"https:\/\/thepointsguy.com\/credit-cards\/hilton\/\" target=\"_blank\" rel=\"noopener\">American Express cards<\/a> are a fantastic place to start. These cards offer high earning rates on Hilton bookings and complimentary elite status to use during your trip.<\/p>\n<p>But you may want to earn a <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/a-guide-to-earning-transferable-points\/\" target=\"_blank\" rel=\"noopener\">transferable rewards currency<\/a> or leverage another loyalty program. Luckily for you, we&#8217;ve collected a list of seven credit cards worth considering for your next Hilton stay.<\/p>\n<h2 class=\"jsx-2362441780\">Comparing credit cards for Hilton<\/h2>\n<div class=\"tw-my-8 tw-overflow-x-auto sm:tw-overflow-visible\">\n<table class=\"tw-w-full tw-min-w-[640px] sm:tw-min-w-0 tw-table-auto\" style=\"-webkit-overflow-scrolling:touch\">\n<thead>\n<tr>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg tw-pl-3 sm:tw-sticky sm:tw-left-0 sm:tw-z-10\" scope=\"col\"><strong>Card name<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Welcome offer<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Earning rate at Hilton hotels<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Rewards value per point on Hilton bookings*<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Card benefits when staying with Hilton**<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Annual fee<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words tw-min-h-11 tw-line-clamp-2\"><span class=\"tw-break-words\">Earn 175,000 bonus points after spending $6,000 on purchases in the first six months of card membership. Offer ends Jan. 14, 2026.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\"\/><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">34 points per dollar (14 points from the card, plus 10 base points as a Hilton member and a 100% Diamond status bonus)<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">17 cents<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words tw-min-h-11 tw-line-clamp-2\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>Complimentary <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-hilton-elite-status-worth\/\" rel=\"noopener\" target=\"_blank\">Diamond status<\/a>: Daily food-and-beverage credit or continental breakfast, executive lounge access, milestone bonuses, premium Wi-Fi, space-available room upgrades<\/li>\n<li>Free nights: Up to three reward nights annually (one on cardmember anniversary, two more with eligible spending)<\/li>\n<li>Property credit: Up to $100 per booking <a href=\"https:\/\/thepointsguy.com\/credit-cards\/hilton-aspire-property-credit\/\" rel=\"noopener\" target=\"_blank\">when you book a two-night paid stay<\/a> at select hotels using an exclusive link for cardmembers<\/li>\n<li>Resort credit: Up to $200 in biannual statement credits (up to $400 per calendar year) toward <a href=\"https:\/\/thepointsguy.com\/guide\/things-to-do-amex-hilton-aspire\/#5-book-a-hilton-resorts-stay\" rel=\"noopener\" target=\"_blank\">Hilton resort purchases<\/a><\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\"\/><\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words tw-min-h-11 tw-line-clamp-2\"><span class=\"tw-break-words\">Earn 155,000 bonus points after spending $3,000 on purchases in the first six months of card membership. Offer ends Jan. 14, 2026.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\"\/><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">30 points per dollar (12 points from the card, plus 10 base points as a Hilton member and an 80% Gold status bonus)<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">15 cents<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words tw-min-h-11 tw-line-clamp-2\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>Complimentary Gold status: Daily food-and-beverage credit or continental breakfast, milestone bonuses, space-available room upgrades<\/li>\n<li>Free night reward: One after eligible spending in a calendar year<\/li>\n<li>Hilton credit: Up to $50 in <a href=\"https:\/\/thepointsguy.com\/news\/maximize-statement-credits-hilton-credit-cards\/\" rel=\"noopener\" target=\"_blank\">quarterly statement credits<\/a> (up to $200 per calendar year) on eligible Hilton purchases<\/li>\n<li>Pathway to Diamond status: After spending $40,000 in a calendar year<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\"\/><\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words tw-min-h-11 tw-line-clamp-2\"><span class=\"tw-break-words\">Earn 175,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Offer ends Jan. 14, 2026.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\"\/><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">30 points per dollar (12 points from the card, plus 10 base points as a Hilton member and an 80% Gold status bonus)<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">15 cents<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words tw-min-h-11 tw-line-clamp-2\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>Complimentary Gold status: Daily food-and-beverage credit or continental breakfast, milestone bonuses, space-available room upgrades<\/li>\n<li>Hilton credit: Up to $60 in quarterly statement credits (up to $240 per calendar year)\u00a0on eligible Hilton purchases<\/li>\n<li>Pathway to Diamond status: After spending $40,000 in a calendar year<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\"\/><\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words tw-min-h-11 tw-line-clamp-2\"><span class=\"tw-break-words\">Earn 100,000 bonus points after spending $2,000 on purchases in the first six months of card membership. Offer ends Jan. 14, 2026.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\"\/><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">19 points per dollar (7 points from the card, plus 10 base points as a Hilton member and a 20% Silver status bonus)<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">9.5 cents<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words tw-min-h-11 tw-line-clamp-2\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>Complimentary Silver status: Free bottled water<\/li>\n<li>Pathway to Gold status: After spending $20,000 in a calendar year<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\"\/><\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Earn 125,000 bonus points after spending $6,000 within the first three months from account opening.<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words tw-min-h-11 tw-line-clamp-2\"><span class=\"tw-break-words\">4 points per dollar booked directly (or 8 points per dollar spent if booked through Chase Travel\u2120, including\u00a0<a href=\"https:\/\/thepointsguy.com\/hotel\/the-edit-by-chase-travel\/\" target=\"_blank\" rel=\"noopener\">The Edit<\/a>)<\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">8.2 cents (or 16.4 cents)<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words tw-min-h-11 tw-line-clamp-2\"><span class=\"tw-break-words\">None (unless you book a Hilton stay through <a href=\"https:\/\/thepointsguy.com\/hotel\/the-edit-by-chase-travel\/\" target=\"_blank\" rel=\"noopener\">The Edit<\/a> portfolio, which provides premium benefits such as complimentary breakfast and a $100 property credit)<\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">$795<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\"><span style=\"vertical-align:inherit\">Earn 40,000 bonus points after spending $3,000 within the first six months of card membership.<\/span><\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\"><span style=\"vertical-align:inherit\">3 points per dollar<\/span><\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">6 cents<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">None<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">$150<\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Earn 60,000 bonus points after spending $4,000 in the first three months from account opening.<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">3 points per dollar (or 10 points per dollar if booked via cititravel.com)<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">5.7 cents (or 19 cents)<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">None<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">$95<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><em>* Value of rewards is based on TPG&#8217;s November 2025 <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a> and not the card issuer<\/em><\/p>\n<p><em>** Enrollment is required for select benefits<\/em><\/p>\n<p><em>The information for the American Express Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<h2 class=\"jsx-2362441780\">Which card should you use?<\/h2>\n<p>Now that you&#8217;ve been introduced to the cards we recommend for Hilton bookings, it&#8217;s time to break down the factors you should weigh.<\/p>\n<p>The two primary considerations here:<\/p>\n<ul>\n<li>Hilton-related benefits to enjoy during your stay<\/li>\n<li>How many points you&#8217;ll earn on your booking<\/li>\n<\/ul>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   &#10;          \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p>Let&#8217;s break these two aspects down further.<\/p>\n<h3>Benefits<\/h3>\n<p>Here&#8217;s a key consideration: If you have a Hilton cobranded Amex card, you&#8217;ll enjoy elite status benefits regardless of whether or not you pay with that specific card.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Hilton Las Vegas Resorts World\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/08\/20240820_Las-Vegas-Hilton-at-Resorts-World_DHernandez_129.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/08\/20240820_Las-Vegas-Hilton-at-Resorts-World_DHernandez_129.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/08\/20240820_Las-Vegas-Hilton-at-Resorts-World_DHernandez_129.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/08\/20240820_Las-Vegas-Hilton-at-Resorts-World_DHernandez_129.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/08\/20240820_Las-Vegas-Hilton-at-Resorts-World_DHernandez_129.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/08\/20240820_Las-Vegas-Hilton-at-Resorts-World_DHernandez_129.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/08\/20240820_Las-Vegas-Hilton-at-Resorts-World_DHernandez_129.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/08\/20240820_Las-Vegas-Hilton-at-Resorts-World_DHernandez_129.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/08\/20240820_Las-Vegas-Hilton-at-Resorts-World_DHernandez_129.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">DAISY HERNANDEZ\/THE POINTS GUY<\/figcaption><\/figure>\n<p>For instance, you don&#8217;t have to pay with the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7559?name=Hilton Honors American Express Aspire Card&amp;pid=7559?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Aspire<\/a><\/span> to enjoy <a href=\"https:\/\/thepointsguy.com\/guide\/top-benefits-hilton-diamond\/\" rel=\"noopener\" target=\"_blank\">Diamond status benefits<\/a>. Your status is attached to your Hilton profile regardless of the payment method when you book directly with Hilton.<\/p>\n<p>Two notable exceptions are if you choose to book through an issuer&#8217;s travel portal, such as using the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Reserve<\/a><\/span> through Chase Travel or the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Strata Premier<\/a><\/span> through the Citi Travel portal. These generally count as third-party bookings \u2014 not direct bookings \u2014 and you won&#8217;t receive your elite status perks.<\/p>\n<h3>Earning rates<\/h3>\n<p>At first glance, it&#8217;s obvious that the cobranded Amex cards earn the most points for your Hilton stays. That said, this doesn&#8217;t mean you&#8217;re getting the most value.<\/p>\n<p>TPG&#8217;s November 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a> deem Hilton Honors points to be worth 0.5 cents apiece, which is relatively low. This is especially true when you compare this currency to the potential value of transferable rewards points.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Coventry City v Manchester United - Emirates FA Cup - Semi Final - Wembley\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/hilton-hotel.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/hilton-hotel.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/hilton-hotel.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/hilton-hotel.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/hilton-hotel.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/hilton-hotel.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/hilton-hotel.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/hilton-hotel.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/hilton-hotel.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">NICK POTTS\/PA IMAGES\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Transferable rewards are more flexible and hold higher potential value as a result. Chase Ultimate Rewards points that you&#8217;d earn with the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Reserve<\/a><\/span>, for instance, are worth 2.05 cents per point, per TPG&#8217;s November 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>. TPG&#8217;s November 2025 valuations also estimate that American Express Membership Rewards points are worth 2 cents each, which is what you&#8217;d earn for paying with the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/american-express-green-card-review\/\" target=\"_blank\" rel=\"noopener\">Amex Green<\/a>.<\/p>\n<p>Of course, if you&#8217;d rather keep it simple and earn as many Hilton points as possible, the sky-high earning rates on cobranded cards are the way to go.<\/p>\n<p>Still, you have to consider which currency you&#8217;d like to earn and how many points you&#8217;ll earn. Think through your upcoming trips and which points are the most useful for booking them. You might pay with a Hilton card if you&#8217;re planning a stay at a Hilton property. Meanwhile, you&#8217;re better off paying with a card that earns Chase Ultimate Rewards points if you want to book a business-class flight.<\/p>\n<h3>Other considerations<\/h3>\n<p>There are other factors to consider when you&#8217;re choosing a card for your next Hilton booking.<\/p>\n<p>If you&#8217;re working toward a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/10-easiest-credit-card-sign-up-bonuses-to-earn\/\" target=\"_blank\" rel=\"noopener\">welcome bonus<\/a> on a particular card, you&#8217;ll want to put most of your expenses on that card to avoid <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ways-to-meet-minimum-spending-requirement\/\" target=\"_blank\" rel=\"noopener\">missing out<\/a> on the offer.<\/p>\n<p>We also recommend checking your <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-to-amex-offers\/\" target=\"_blank\" rel=\"noopener\">Amex Offers<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/full-guide-to-chase-offers\/\" target=\"_blank\" rel=\"noopener\">Chase Offers<\/a> to see if you have any relevant discounts or deals on Hilton stays. You&#8217;ll need to enroll in your targeted offer and use the relevant card if that&#8217;s the option you choose.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Amex Offer for Hilton hotels in Las Vegas, Nevada\" loading=\"lazy\" width=\"1503\" height=\"654\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Hilton-Amex-Offer-For-Hotels-in-Las-Vegas.png?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Hilton-Amex-Offer-For-Hotels-in-Las-Vegas.png?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Hilton-Amex-Offer-For-Hotels-in-Las-Vegas.png?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Hilton-Amex-Offer-For-Hotels-in-Las-Vegas.png?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Hilton-Amex-Offer-For-Hotels-in-Las-Vegas.png?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Hilton-Amex-Offer-For-Hotels-in-Las-Vegas.png?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Hilton-Amex-Offer-For-Hotels-in-Las-Vegas.png?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Hilton-Amex-Offer-For-Hotels-in-Las-Vegas.png?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/03\/Hilton-Amex-Offer-For-Hotels-in-Las-Vegas.png?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">AMERICAN EXPRESS<\/figcaption><\/figure>\n<p>Finally, don&#8217;t forget to use your Hilton statement credits on some cobranded Amex cards. Since many of these perks are earned quarterly or biannually, keep track of which card offers a Hilton discount so you can maximize the full value of your card&#8217;s benefits. Some Hilton cards also offer annual spending bonuses that give you a higher elite status tier or additional free night certificates.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/beginning-year-points-miles-todo-list\/\" target=\"_blank\" rel=\"noopener\">Maximize your rewards: Your points and miles checklist<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Any decision comes with pros and cons. If you&#8217;re a Hilton loyalist, picking up a cobranded card and paying with it is generally the way to go.<\/p>\n<p>However, if you value transferable rewards and want to add to your balance, there are flexible options out there with some of our favorite <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" target=\"_blank\" rel=\"noopener\">travel rewards cards<\/a>.<\/p>\n<p>As long as you&#8217;re using your card benefits and earning rewards that you&#8217;ll redeem, you&#8217;re coming out ahead.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/hilton-honors-amex-current-offers\/\" rel=\"noopener\" target=\"_blank\">Current welcome bonuses on Hilton Amex cards<\/a><\/strong><\/p>\n<p><em>For rates and fees of the Hilton Aspire Amex, click <a href=\"https:\/\/thepointsguy.com\/tc\/7559?pid=7559&amp;name=Hilton%20Honors%20American%20Express%20Aspire%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<p><em>For rates and fees of the Hilton Surpass Amex, click <a href=\"https:\/\/thepointsguy.com\/tc\/220312354?pid=220312354&amp;name=Hilton%20Honors%20American%20Express%20Surpass%C2%AE%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<p><em>For rates and fees of the Hilton Business Amex, click <a href=\"https:\/\/thepointsguy.com\/tc\/6727?pid=6727&amp;name=The%20Hilton%20Honors%20American%20Express%20Business%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<p>For rates and fees of the Hilton Amex, click <a href=\"https:\/\/thepointsguy.com\/tc\/220311078?pid=220311078&amp;name=Hilton%20Honors%20American%20Express%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-credit-card-hilton-stays\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re a Hilton loyalist looking for the best card to use on your next stay, you have plenty of options. Cobranded American Express cards are a fantastic place to start. These cards offer high earning rates on Hilton bookings and complimentary elite status to use during your trip. But you may want to earn [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":208824,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-208823","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/208823","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=208823"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/208823\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/208824"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=208823"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=208823"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=208823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}