{"id":207958,"date":"2025-11-28T18:00:43","date_gmt":"2025-11-28T18:00:43","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/11\/28\/your-end-of-year-credit-card-checklist-use-all-your-credits-the-points-guy\/"},"modified":"2025-11-28T18:00:43","modified_gmt":"2025-11-28T18:00:43","slug":"your-end-of-year-credit-card-checklist-use-all-your-credits-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/11\/28\/your-end-of-year-credit-card-checklist-use-all-your-credits-the-points-guy\/","title":{"rendered":"Your end-of-year credit card checklist: Use all your credits &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>As we move closer to the <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/end-of-year-points-miles-tasks\/\" target=\"_blank\" rel=\"noopener\">end of the year<\/a>, it&#8217;s time to make sure you don&#8217;t let any credit card perks go to waste.<\/p>\n<p>Many benefits are &#8220;use it or lose it&#8221; at the end of each calendar year, which means you could be leaving money on the table if you forget to use them.<\/p>\n<p>Here&#8217;s a to-do list of key credit card-related tasks before your annual benefits go unused. And remember, while this guide will detail annual benefits, be sure to check out our lists for <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-monthly-checklist\/\" target=\"_blank\" rel=\"noopener\">monthly perks<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/forgettable-statement-credits-checklist\/\" target=\"_blank\" rel=\"noopener\">quarterly and biannual credits<\/a> as well.<\/p>\n<h2 class=\"jsx-2362441780\">American Express<\/h2>\n<h3>American Express Platinum<\/h3>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22504813?name=American Express Platinum Card\u00ae&amp;pid=22504813?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express Platinum Card\u00ae<\/a><\/span> includes many statement credits, so you have to stay on top of things to maximize them and recoup some of the card&#8217;s $895 annual fee (see <a href=\"https:\/\/thepointsguy.com\/tc\/22504813?pid=22504813&amp;name=American%20Express%20Platinum%20Card%C2%AE&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>).<\/p>\n<ul>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/choosing-your-amex-platinum-200-airline-fee-credit\/\" target=\"_blank\" rel=\"noopener\"><strong>Airline incidentals<\/strong><\/a>: Up to $200 in statement credits per calendar year for incidental fees charged by the one qualifying airline you select*<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-to-using-the-amex-platinum-clear-credit\/\" target=\"_blank\" rel=\"noopener\"><strong>Clear Plus<\/strong><\/a>: Up to $209 in statement credits per calendar year to cover your Clear Plus membership (excluding taxes and fees)*^<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-new-amex-platinum-equinox-credit\/\" target=\"_blank\" rel=\"noopener\"><strong>Equinox<\/strong><\/a>: Up to $300 in statement credits per calendar year on Equinox gym and Equinox+ app memberships*^<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-oura-ring\/\" target=\"_blank\" rel=\"noopener\"><strong>Oura Ring<\/strong><\/a>: Up to a $200 statement credit per calendar year on an Oura Ring*<\/li>\n<\/ul>\n<p><em>*Enrollment is required for select benefits.<\/em><\/p>\n<p><em>^Subject to auto-renewal.<\/em><\/p>\n<h3>American Express Business Platinum<\/h3>\n<p><span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7758?name=The Business Platinum Card\u00ae from American Express&amp;pid=7758?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Business Platinum Card\u00ae from American Express<\/a><\/span> is centered around growing your business and helping you save on business-related purchases.<\/p>\n<ul>\n<li><strong><a href=\"https:\/\/thepointsguy.com\/news\/amex-business-platinum-enhances-adobe-dell-statement-credits\/\" target=\"_blank\" rel=\"noopener\">Adobe<\/a>:<\/strong> Up to $250 per calendar year in statement credits after spending $600 or more on purchases made directly with Adobe in a calendar year*^<\/li>\n<li><strong>Airline incidentals<\/strong>: Up to $200 in statement credits per calendar year for incidental fees charged by the one qualifying airline you select*<\/li>\n<li><strong>Clear Plus<\/strong>: Up to $209 in statement credits per calendar year to cover your Clear Plus membership (excluding taxes and fees)*^<\/li>\n<li><strong>Dell Technologies<\/strong>: Up to $150 in statement credits per calendar year on U.S. purchases made directly at Dell, plus an additional $1,000 statement credit after spending $5,000 or more with Dell each calendar year*<\/li>\n<\/ul>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   &#10;          \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p><em>*Enrollment is required for select benefits.<\/em><\/p>\n<p><em>^Subject to auto-renewal.<\/em><\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"female traveller enjoying the spectacular iconic city skyline of Hong Kong and Victoria harbour while riding on the Star Ferry at dusk. Exploring local cultures in the city.\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/10\/Young-traveler-enjoying-skyline-view-of-Hong-Kong-and-Victoria-harbour-while-on-Star-Ferry_d3sign.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/10\/Young-traveler-enjoying-skyline-view-of-Hong-Kong-and-Victoria-harbour-while-on-Star-Ferry_d3sign.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/10\/Young-traveler-enjoying-skyline-view-of-Hong-Kong-and-Victoria-harbour-while-on-Star-Ferry_d3sign.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/10\/Young-traveler-enjoying-skyline-view-of-Hong-Kong-and-Victoria-harbour-while-on-Star-Ferry_d3sign.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/10\/Young-traveler-enjoying-skyline-view-of-Hong-Kong-and-Victoria-harbour-while-on-Star-Ferry_d3sign.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/10\/Young-traveler-enjoying-skyline-view-of-Hong-Kong-and-Victoria-harbour-while-on-Star-Ferry_d3sign.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/10\/Young-traveler-enjoying-skyline-view-of-Hong-Kong-and-Victoria-harbour-while-on-Star-Ferry_d3sign.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/10\/Young-traveler-enjoying-skyline-view-of-Hong-Kong-and-Victoria-harbour-while-on-Star-Ferry_d3sign.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/10\/Young-traveler-enjoying-skyline-view-of-Hong-Kong-and-Victoria-harbour-while-on-Star-Ferry_d3sign.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">D3SIGN\/GETTY IMAGES<\/figcaption><\/figure>\n<h3>American Express Green<\/h3>\n<p>Unlike its more expensive cousins, the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/american-express-green-card-review\/\" target=\"_blank\" rel=\"noopener\">American Express\u00ae Green Card<\/a> doesn&#8217;t have that many credits, and its valuable Clear statement is easy to set and forget.<\/p>\n<ul>\n<li><strong>Clear Plus<\/strong>: Up to $209 in statement credits per calendar year to cover your Clear Plus membership (excluding taxes and fees; enrollment required; subject to auto-renewal)<\/li>\n<\/ul>\n<p><em>The information for the American Express Green has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<h3>Delta cobranded cards<\/h3>\n<p>Amex&#8217;s suite of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/delta\/\" target=\"_blank\" rel=\"noopener\">Delta Air Lines cobranded cards<\/a> (excluding the no-annual-fee card) provides a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/delta-amex-stays-credit\/\" target=\"_blank\" rel=\"noopener\">statement credit on Delta Stays<\/a> each calendar year. The credit ranges from $100 to $250, depending on which card you have, and is only applicable to prepaid stays.<\/p>\n<h3>Hilton Honors Aspire<\/h3>\n<p>Hilton&#8217;s top-tier credit card, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7559?name=Hilton Honors American Express Aspire Card&amp;pid=7559?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Honors American Express Aspire Card<\/a><\/span>, provides a Clear statement credit.<\/p>\n<ul>\n<li><strong>Clear Plus<\/strong>: Up to $209 in statement credits per calendar year to cover your Clear Plus membership (excluding taxes and fees; enrollment required; subject to auto-renewal)<\/li>\n<\/ul>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-long-statement-credits-take\/\" target=\"_blank\" rel=\"noopener\">How long does it take to receive statement credits from Amex, Capital One, Chase and Citi?<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Bank of America<\/h2>\n<h3>Bank of America Premium Rewards<\/h3>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/220612356?name=Bank of America\u00ae Premium Rewards\u00ae credit card&amp;pid=220612356?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Bank of America\u00ae Premium Rewards\u00ae credit card<\/a><\/span> provides a solid credit in exchange for its $95 annual fee.<\/p>\n<ul>\n<li><strong><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/what-purchases-count-bofa-premium-rewards-airline-credit\/\" target=\"_blank\" rel=\"noopener\">Airline incidentals<\/a><\/strong>: Up to $100 in travel statement credits each year for qualifying airline purchases, such as airline lounge fees, baggage fees, inflight services and seat upgrades<\/li>\n<\/ul>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Japan Airlines First Class 777-300 ORD-NRT\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/09\/20250922_Japan-Airlines-First-Class-777-300-ORD-NRT_CHenderson-55.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/09\/20250922_Japan-Airlines-First-Class-777-300-ORD-NRT_CHenderson-55.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/09\/20250922_Japan-Airlines-First-Class-777-300-ORD-NRT_CHenderson-55.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/09\/20250922_Japan-Airlines-First-Class-777-300-ORD-NRT_CHenderson-55.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/09\/20250922_Japan-Airlines-First-Class-777-300-ORD-NRT_CHenderson-55.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/09\/20250922_Japan-Airlines-First-Class-777-300-ORD-NRT_CHenderson-55.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/09\/20250922_Japan-Airlines-First-Class-777-300-ORD-NRT_CHenderson-55.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/09\/20250922_Japan-Airlines-First-Class-777-300-ORD-NRT_CHenderson-55.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/09\/20250922_Japan-Airlines-First-Class-777-300-ORD-NRT_CHenderson-55.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">CLINT HENDERSON\/THE POINTS GUY<\/figcaption><\/figure>\n<h3>Bank of America Premium Rewards Elite<\/h3>\n<p>The <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/bank-of-america-premium-rewards-elite-credit-card-review-a-formidable-contender\/\" target=\"_blank\" rel=\"noopener\">Bank of America\u00ae Premium Rewards\u00ae Elite Credit Card<\/a> provides a pair of annual credits to help offset its $550 annual fee.<\/p>\n<ul>\n<li><strong>Airline incidentals<\/strong>: Up to $300 in travel statement credits each year for qualifying airline purchases, such as airline lounge fees, baggage fees, inflight services and seat upgrades<\/li>\n<li><strong>Lifestyle purchases<\/strong>: Up to $150 in statement credits for &#8220;lifestyle conveniences,&#8221; including fitness subscriptions, food delivery, ride-hailing services and video streaming services<\/li>\n<\/ul>\n<p><em>The information for the Bank of America Premium Rewards Elite has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/bank-of-america-preferred-rewards-program\/\" target=\"_blank\" rel=\"noopener\">Everything you should know about Bank of America&#8217;s Preferred Rewards program<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Chase<\/h2>\n<h3>Chase Sapphire Reserve for Business<\/h3>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10965?name=Chase Sapphire Reserve for Business\u2120 PID&amp;pid=10965?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve for Business\u2120<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/10965?pid=10965&amp;name=Chase%20Sapphire%20Reserve%20for%20Business%E2%84%A0%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) comes with an annual statement credit that&#8217;s helpful for productivity tools.<\/p>\n<ul>\n<li><strong>Google Workspace<\/strong>: Up to $200 annually toward Google Workspace purchases (through Dec. 31, 2027)<\/li>\n<\/ul>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Travelers at an airport\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/11\/Two-business-travellers-on-a-walking-conveyor-at-the-airport_Hinterhaus-Productions.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/11\/Two-business-travellers-on-a-walking-conveyor-at-the-airport_Hinterhaus-Productions.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/11\/Two-business-travellers-on-a-walking-conveyor-at-the-airport_Hinterhaus-Productions.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/11\/Two-business-travellers-on-a-walking-conveyor-at-the-airport_Hinterhaus-Productions.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/11\/Two-business-travellers-on-a-walking-conveyor-at-the-airport_Hinterhaus-Productions.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/11\/Two-business-travellers-on-a-walking-conveyor-at-the-airport_Hinterhaus-Productions.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/11\/Two-business-travellers-on-a-walking-conveyor-at-the-airport_Hinterhaus-Productions.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/11\/Two-business-travellers-on-a-walking-conveyor-at-the-airport_Hinterhaus-Productions.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/11\/Two-business-travellers-on-a-walking-conveyor-at-the-airport_Hinterhaus-Productions.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">HINTERHAUS PRODUCTIONS\/GETTY IMAGES<\/figcaption><\/figure>\n<h3>Southwest Rapid Rewards Priority<\/h3>\n<p>This is the last year that you&#8217;ll be able to enjoy the travel credit on the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6269?name=Southwest Rapid Rewards\u00ae Priority Credit Card PID&amp;pid=6269?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Southwest Rapid Rewards\u00ae Priority Credit Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/6269?pid=6269&amp;name=Southwest%20Rapid%20Rewards%C2%AE%20Priority%20Credit%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>), as it will expire Dec. 31, 2025, and not be renewed in 2026.<\/p>\n<ul>\n<li><strong>Southwest Airlines purchases<\/strong>: Up to $75 in credit when you spend on a Southwest flight, including tickets (excluding inflight purchases and upgraded boardings)<\/li>\n<\/ul>\n<h3>United cobranded cards<\/h3>\n<p>Two of Chase&#8217;s United Airlines cobranded cards come with annual United TravelBank Cash credits after meeting specific requirements. These vary based on which card you have.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/augusta-stone-best-credit-cards-nov25\/\" target=\"_blank\" rel=\"noopener\">The best credit cards for earning and redeeming rewards<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Citi<\/h2>\n<h3>Citi \/ AAdvantage Executive<\/h3>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221410949?name=Citi\u00ae \/ AAdvantage\u00ae Executive World Elite Mastercard\u00ae&amp;pid=221410949?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi\u00ae \/ AAdvantage\u00ae Executive World Elite Mastercard\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/221410949?pid=221410949&amp;name=Citi%C2%AE%20%2F%20AAdvantage%C2%AE%20Executive%20World%20Elite%20Mastercard%C2%AE&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) provides a statement credit to help offset its $595 annual fee.<\/p>\n<ul>\n<li><strong>Avis\/Budget<\/strong>: Up to $120 in statement credits on eligible prepaid car rental purchases booked directly with Avis or Budget every calendar year<\/li>\n<\/ul>\n<h3>Citi \/ AAdvantage Globe<\/h3>\n<p>One credit on the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/11024?name=Citi\u00ae \/ AAdvantage\u00ae Globe\u2122 Mastercard\u00ae&amp;pid=11024?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi\u00ae \/ AAdvantage\u00ae Globe\u2122 Mastercard\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/11024?pid=11024&amp;name=Citi%C2%AE%20%2F%20AAdvantage%C2%AE%20Globe%E2%84%A2%20Mastercard%C2%AE&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) resets each calendar year. If you recently added this new card to your wallet, you&#8217;ll want to be sure you use it.<\/p>\n<ul>\n<li><strong>Splurge credit:<\/strong> Up to $100 each calendar year in Splurge credits on your choice of up to two of these brands: 1stDibs, eligible AAdvantage Hotels bookings, Future Personal Training and Live Nation (exclusions apply)<\/li>\n<\/ul>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/01\/Lady-Gaga_Kevin-Mazur.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/01\/Lady-Gaga_Kevin-Mazur.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/01\/Lady-Gaga_Kevin-Mazur.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/01\/Lady-Gaga_Kevin-Mazur.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/01\/Lady-Gaga_Kevin-Mazur.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/01\/Lady-Gaga_Kevin-Mazur.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/01\/Lady-Gaga_Kevin-Mazur.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/01\/Lady-Gaga_Kevin-Mazur.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/01\/Lady-Gaga_Kevin-Mazur.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">KEVIN MAZUR\/LIVE NATION\/GETTY IMAGES<\/figcaption><\/figure>\n<h3>Citi Prestige<\/h3>\n<p>The <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/citi-prestige-credit-card-review\/\" target=\"_blank\" rel=\"noopener\">Citi Prestige\u00ae Card<\/a>, though not open to new applicants, delivers a benefit for those who still have the card in their wallet.<\/p>\n<ul>\n<li><strong>Travel<\/strong>: Up to $250 in statement credits for travel purchases each calendar year<\/li>\n<\/ul>\n<p><em>The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<h3>Citi Strata Elite<\/h3>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10977?name=Citi Strata Elite\u2120 Card&amp;pid=10977?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Strata Elite\u2120 Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/10977?pid=10977&amp;name=Citi%20Strata%20Elite%E2%84%A0%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) provides annual statement credits that don&#8217;t require enrollment.<\/p>\n<ul>\n<li><strong>Hotels<\/strong>: Up to $300 each calendar year off a prepaid, minimum two-night hotel stay booked through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-travel-portal\/\" target=\"_blank\" rel=\"noopener\">Citi Travel<\/a><\/li>\n<li><strong>Splurge credit<\/strong>: Up to $200 each calendar year in Splurge credits on your choice of up to two of these brands: 1stDibs, American Airlines, Best Buy, Future Personal Training and Live Nation (exclusions apply)<\/li>\n<\/ul>\n<h3>Citi Strata Premier<\/h3>\n<p>The annual credit on the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Strata Premier\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/10652?pid=10652&amp;name=Citi%20Strata%20Premier%C2%AE%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) is a solid benefit for a mid-tier travel card.<\/p>\n<ul>\n<li><b>Hotels<\/b>: Up to $100 credit off a single hotel stay of $500 or more (excluding taxes and fees) when booked through the Citi travel portal<\/li>\n<\/ul>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-best-annual-travel-statement-credits\/\" target=\"_blank\" rel=\"noopener\">The top credit cards with annual travel credits<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Additional action items<\/h2>\n<h3>Activate and maximize bonus categories<\/h3>\n<p>There are plenty of credit cards offering quarterly rotating bonus categories that you can activate for bonus earnings, such as the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7538?name=Chase Freedom Flex\u00ae PID&amp;pid=7538?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Freedom Flex\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/7538?pid=7538&amp;name=Chase%20Freedom%20Flex%C2%AE%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>).<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"A person using a computer while holding a credit card\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">JUSTIN PAGET\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Its rotating categories will end Dec. 31 and change to new ones at the start of next year. Don&#8217;t forget to take advantage of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/activate-chase-freedom-5x-earnings\/\" target=\"_blank\" rel=\"noopener\">this quarter&#8217;s bonuses<\/a>, and once we roll into the new year, to activate your next set of categories.<\/p>\n<h3>Take advantage of expiring limited-time promotions<\/h3>\n<p>Multiple promotions end Dec. 31. These include targeted offers for extra points, bonus cash back or statement credits through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-to-amex-offers\/\" rel=\"noopener\" target=\"_blank\">Amex Offers<\/a>, Bank AmeriDeals, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-offers\/\" rel=\"noopener\" target=\"_blank\">Capital One Offers<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/full-guide-to-chase-offers\/\" rel=\"noopener\" target=\"_blank\">Chase Offers<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-merchant-offers\/\" rel=\"noopener\" target=\"_blank\">Citi Merchant Offers<\/a>. You&#8217;ll also need to add the offers to your card before using them to receive the points or credits.<\/p>\n<h3>Apply for cards with elevated welcome bonuses<\/h3>\n<p>There are several fantastic credit card offers currently available. Many of these offers won&#8217;t stick around long, so you&#8217;ll want to act sooner rather than later if you&#8217;re interested in taking advantage of one or more of these great welcome bonuses.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/limited-time-card-offers\/\" rel=\"noopener noreferrer\" target=\"_blank\">The best limited-time credit card offers this month<\/a><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>With the end of the year right around the corner, now is the perfect time to gather all your credit cards and review their annual statement credits.<\/p>\n<p>Be sure you maximize all of the benefits available to ensure you don&#8217;t leave money on the table. These credits help offset annual fees, elevate experiences and help you save money on common purchases.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-premium-travel-rewards-cards\/\" target=\"_blank\" rel=\"noopener\">The best premium credit cards: A side-by-side comparison<\/a><\/strong><\/p>\n<p><em>For rates and fees of the Amex Platinum, click <a href=\"https:\/\/thepointsguy.com\/tc\/22504813?pid=22504813&amp;name=American%20Express%20Platinum%20Card%C2%AE&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/end-of-year-credit-card-to-do-list\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As we move closer to the end of the year, it&#8217;s time to make sure you don&#8217;t let any credit card perks go to waste. Many benefits are &#8220;use it or lose it&#8221; at the end of each calendar year, which means you could be leaving money on the table if you forget to use [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":207959,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-207958","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/207958","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=207958"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/207958\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/207959"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=207958"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=207958"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=207958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}