{"id":206879,"date":"2025-11-22T20:00:46","date_gmt":"2025-11-22T20:00:46","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/11\/22\/capital-one-venture-x-vs-chase-sapphire-reserve-showdown-the-points-guy\/"},"modified":"2025-11-22T20:00:46","modified_gmt":"2025-11-22T20:00:46","slug":"capital-one-venture-x-vs-chase-sapphire-reserve-showdown-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/11\/22\/capital-one-venture-x-vs-chase-sapphire-reserve-showdown-the-points-guy\/","title":{"rendered":"Capital One Venture X vs. Chase Sapphire Reserve showdown – The Points Guy"},"content":{"rendered":"


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If you’re looking for a premium travel rewards credit card<\/a>, two popular options are likely to pop up in your search: the recently refreshed<\/a> Chase Sapphire Reserve\u00ae<\/a> (see rates and fees<\/a>) and the Capital One Venture X Rewards Credit Card<\/a>.<\/p>\n

These cards vary when it comes to annual fees, earning rates and benefits. And, of course, each earns points or miles in its own currency. You’ll collect Chase Ultimate Rewards<\/a> points with the Sapphire Reserve, while you’ll earn Capital One miles<\/a> with the Venture X.<\/p>\n

Whether you’re weighing a switch from one option to the other or ready to apply for your first premium card<\/a>, either could be a solid choice, depending on your goals and spending habits.<\/p>\n

Let’s analyze the details of each to help you decide whether the Capital One Venture X or the Chase Sapphire Reserve is the card for you.<\/p>\n

Capital One Venture X vs. Chase Sapphire Reserve comparison<\/h2>\n

Here’s what to know about the cards at first glance.<\/p>\n

\n\n\n\n\n\n\n\n\n\n
Feature<\/strong><\/th>\nCapital One Venture X<\/strong><\/th>\nChase Sapphire Reserve<\/strong><\/th>\n<\/tr>\n<\/thead>\n
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$395<\/span><\/p>\n<\/td>\n

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$795<\/span><\/p>\n<\/td>\n<\/tr>\n

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Earn 100,000 bonus miles after spending $10,000 on purchases in the first six months from account opening.<\/span><\/p>\n<\/td>\n

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Earn up to 175,000 bonus points after spending $6,000 on purchases in the first three months of account opening.<\/p>\n

You must check to see if you’re eligible for the 175,000 point offer via the Chase pre-qualification widget. There is no impact to your credit score. This offer is only available via this tool. If you are not eligible for this elevated offer, you may still be eligible to earn the standard 125,000-point offer with the same spend requirements.<\/em><\/p>\n

<\/span><\/div>\n<\/td>\n<\/tr>\n

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<\/p>\n
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  • Earn 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel<\/li>\n
  • Earn 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel<\/li>\n
  • Earn 2 miles per dollar spent on all other eligible purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

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<\/p>\n
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  • Earn 10 points per dollar spent on Peloton equipment and accessory purchases of $150 or more (through Dec. 31, 2027; maximum of 50,000 points)<\/li>\n
  • Earn 8 points per dollar spent on purchases made through Chase Travel\u2120, including The Edit<\/li>\n
  • Earn 5 points per dollar spent on Lyft rides (through Sept. 30, 2027)<\/li>\n
  • Earn 4 points per dollar spent on flights and hotels booked directly<\/li>\n
  • Earn 3 points per dollar spent on dining worldwide<\/li>\n
  • Earn 1 point per dollar spent on everything else<\/li>\n<\/ul>\n

    Elevated earning rates on flights and hotels booked directly and Chase Travel purchases apply only after exhausting the $300 annual travel credit.<\/em><\/p>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

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<\/p>\n
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  • $300 annual statement credit on bookings through Capital One Travel<\/li>\n
  • Up to $120 Global Entry\/TSA PreCheck credit<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

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<\/p>\n
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  • $500 annual The Edit credit (allotted as up to $250 in statement credit biannually) for prepaid The Edit bookings of two nights or more. Starting Jan. 1, you’ll be able to use the full allotment whenever you like<\/li>\n
  • $300 annual travel statement credit for travel purchases each year<\/li>\n
  • $300 annual StubHub and Viagogo credit (allotted as up to $150 statement credit biannually; through Dec. 31, 2027)<\/li>\n
  • $300 annual dining credit; allotted as up to $150 statement credit biannually<\/li>\n
  • $300 in annual DoorDash credits: up to $25 in monthly promos with two $10 nonrestaurant promos and one $5 restaurant promo, plus a complimentary DashPass membership for at least one year worth $120 (must activate by Dec. 31, 2027)<\/li>\n
  • Up to $288 annually in the form of complimentary Apple TV+ and Apple Music subscriptions (through June 22, 2027; one-time activation per service through chase.com or Chase Mobile app is required)<\/li>\n
  • Up to $120 annually (up to $10 each month) in Lyft in-app credits (through Sept. 30, 2027; credit does not apply to Wait & Save, bike or scooter rides)<\/li>\n
  • Up to $120 Peloton credit allotted as up to $10 monthly (through Dec. 31, 2027; activation required)<\/li>\n
  • Up to $120 Global Entry, TSA PreCheck or Nexus application fee statement credit (once every four years)<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

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<\/p>\n
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  • Complimentary Capital One and Priority Pass lounge access for the primary cardholder and up to two guests<\/li>\n
  • 10,000 bonus miles every card anniversary<\/li>\n
  • Complimentary Hertz Gold Rewards President’s Circle status*<\/li>\n
  • Travel and purchase protections<\/li>\n
  • Four authorized users at no additional cost<\/li>\n
  • No foreign transaction fees<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

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