{"id":204046,"date":"2025-11-08T22:00:20","date_gmt":"2025-11-08T22:00:20","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/11\/08\/comparing-the-marriott-bonvoy-bold-and-hilton-honors-amex-the-points-guy-2\/"},"modified":"2025-11-08T22:00:20","modified_gmt":"2025-11-08T22:00:20","slug":"comparing-the-marriott-bonvoy-bold-and-hilton-honors-amex-the-points-guy-2","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/11\/08\/comparing-the-marriott-bonvoy-bold-and-hilton-honors-amex-the-points-guy-2\/","title":{"rendered":"Comparing the Marriott Bonvoy Bold and Hilton Honors Amex &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>If you stay at a hotel even semi-frequently, a cobranded hotel card can be a great option. These hotel cards have annual fees that range from zero to several hundred dollars. Although cards with annual fees tend to have better earning rates, no-annual-fee options still provide value.<\/p>\n<p>Two big hotel chains, <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/award-travelers-guide-to-marriott-bonvoy\/\" target=\"_blank\" rel=\"noopener\">Marriott<\/a> and <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/award-travelers-guide-hilton-honors\/\" target=\"_blank\" rel=\"noopener\">Hilton<\/a>, each offer a compelling no-annual-fee card worth considering: the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6696?name=Marriott Bonvoy Bold\u00ae Credit Card PID&amp;pid=6696?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Marriott Bonvoy Bold\u00ae Credit Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/6696?pid=6696&amp;name=Marriott%20Bonvoy%20Bold%C2%AE%20Credit%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/220311078?name=Hilton Honors American Express Card&amp;pid=220311078?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Honors American Express Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/220311078?pid=220311078&amp;name=Hilton%20Honors%20American%20Express%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>).<\/p>\n<p>Both cards get you entry-level elite status and have comparable bonus categories to help you earn points with every purchase.<\/p>\n<p>Let&#8217;s compare the Marriott Bonvoy Bold to the Hilton Honors Amex and determine which one is best suited for your needs.<\/p>\n<p><a id=\"marriott-bonvoy-bold-vs-hilton-honors-amex-comparison\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Marriott Bonvoy Bold vs. Hilton Honors Amex comparison<\/h2>\n<div class=\"jsx-4199963584 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-4199963584\">\n<table class=\"jsx-4199963584\">\n<thead class=\"jsx-4199963584\">\n<tr class=\"jsx-4199963584\">\n<th class=\"jsx-4199963584\"><strong>Card<\/strong><\/th>\n<th class=\"jsx-4199963584\"><strong>Marriott Bonvoy Bold<\/strong><\/th>\n<th class=\"jsx-4199963584\"><strong>Hilton Honors Amex<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-4199963584\">\n<tr class=\"jsx-4199963584\">\n<td><strong>Welcome offer<\/strong><\/td>\n<td>Earn 30,000 bonus points after spending $1,000 on purchases in the first three months from account opening.<\/td>\n<td>Earn 100,000 bonus points after spending $2,000 on purchases in the first six months of card membership.<\/td>\n<\/tr>\n<tr class=\"jsx-4199963584\">\n<td><strong>Annual fee<\/strong><\/td>\n<td>$0<\/td>\n<td>$0<\/td>\n<\/tr>\n<tr class=\"jsx-4199963584\">\n<td><strong>Earning rates<\/strong><\/td>\n<td>\n<ul>\n<li>Up to 14 points per dollar spent on eligible Marriott stays: Up to 10 points per dollar for being a Marriott Bonvoy member, 3 points per dollar as a Bonvoy Bold cardholder and up to 1 point per dollar from Marriott Bonvoy Silver Elite Status<\/li>\n<li>2 points per dollar spent on groceries, ride-hailing services, select food delivery services and select streaming, internet, cable and phone services<\/li>\n<li>1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>7 points per dollar spent on eligible purchases made directly with hotels and resorts within the Hilton portfolio<\/li>\n<li>5 points per dollar spent on dining at U.S. restaurants (including takeout and delivery), groceries at U.S. supermarkets and gas at U.S. gas stations<\/li>\n<li>3 points per dollar spent on all other purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr class=\"jsx-4199963584\">\n<td><strong>Per-point value (based on TPG&#8217;s November 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>)<\/strong><\/td>\n<td>0.7<\/td>\n<td>0.5<\/td>\n<\/tr>\n<tr class=\"jsx-4199963584\">\n<td><strong>Benefits<\/strong><\/td>\n<td>\n<ul>\n<li>Automatic Silver Elite status<\/li>\n<li>5 elite night credits annually toward the next level of Marriott Bonvoy status<\/li>\n<li>No foreign transaction fees<\/li>\n<li>Baggage delay insurance<\/li>\n<li>Trip delay reimbursement<\/li>\n<li>Purchase protection<\/li>\n<li>Lost luggage reimbursement<\/li>\n<li>Visa Concierge<\/li>\n<li>Travel Now, Pay Later no-interest payment plans<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Automatic Silver status, with a path to Gold status after spending a certain amount in a calendar year<\/li>\n<li>No foreign transaction fees (see <a href=\"https:\/\/thepointsguy.com\/tc\/220311078?pid=220311078&amp;name=Hilton%20Honors%20American%20Express%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>)<\/li>\n<li>Access to special tickets and presales to events such as live sports, music and theater through Events with Amex<\/li>\n<li>Extended warranty*<\/li>\n<li>Purchase protection*<\/li>\n<li>Car rental insurance**<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><em>*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.<\/em><\/p>\n<p><em>**Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com\/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.<\/em><\/p>\n<p><a id=\"marriott-bonvoy-bold-vs-hilton-honors-amex-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Marriott Bonvoy Bold vs. Hilton Honors Amex welcome offer<\/h2>\n<p>New <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6696?name=Marriott Bonvoy Bold\u00ae Credit Card PID&amp;pid=6696?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Marriott Bonvoy Bold<\/a><\/span> cardholders can earn 30,000 bonus points after spending $1,000 on purchases in the first three months from account opening.<\/p>\n<p>The Bold&#8217;s welcome bonus is worth $210, per TPG&#8217;s November 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>On the other hand, new <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/220311078?name=Hilton Honors American Express Card&amp;pid=220311078?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Honors Amex<\/a><\/span> cardmembers can earn 100,000 bonus points after spending $2,000 on purchases in the first six months of card membership.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   &#10;          \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p>According to TPG&#8217;s November 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>, the Hilton Honors Amex&#8217;s welcome bonus is worth $500.<\/p>\n<p><strong>Winner<\/strong>: Tie. It depends on your preference for Marriott or Hilton properties, although Hilton&#8217;s bonus is worth slightly more.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/limited-time-card-offers\/\" rel=\"noopener\" target=\"_blank\">This month&#8217;s best welcome offers<\/a><\/strong><\/p>\n<p><a id=\"marriott-bonvoy-bold-vs-hilton-honors-amex-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Marriott Bonvoy Bold vs. Hilton Honors Amex benefits<\/h2>\n<p>Both cards provide entry-level elite status, which is helpful when getting started with a loyalty program. The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6696?name=Marriott Bonvoy Bold\u00ae Credit Card PID&amp;pid=6696?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Marriott Bonvoy Bold<\/a><\/span> provides automatic <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/what-is-marriott-elite-status-worth\/\" rel=\"noopener\" target=\"_blank\">Silver Elite status<\/a>, which includes basic perks like a 10% bonus on points earned for Marriott stays, priority late checkout (when available) and complimentary Wi-Fi.<\/p>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/220311078?name=Hilton Honors American Express Card&amp;pid=220311078?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Honors Amex&#8217;s<\/a><\/span> complimentary <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-hilton-elite-status-worth\/\" rel=\"noopener\" target=\"_blank\">Silver status<\/a> also includes similar entry-level perks, including a 20% point bonus and elite rollover nights. These are useful when trying to maximize <a href=\"https:\/\/thepointsguy.com\/news\/free-night-award-stays\/\" target=\"_blank\" rel=\"noopener\">Hilton&#8217;s fifth night free<\/a> on award stays.<\/p>\n<p>Luckily, both cards also offer a pathway to higher elite status. The Bonvoy Bold gives you five elite night credits annually to help you earn a higher status. The elite night credits earned from this card <a href=\"https:\/\/thepointsguy.com\/credit-cards\/heres-why-you-need-both-a-personal-and-business-marriott-bonvoy-credit-card\/\" target=\"_blank\" rel=\"noopener\">can be stacked<\/a> with elite night credits earned from the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6771?name=Marriott Bonvoy Business\u00ae American Express\u00ae Card&amp;pid=6771?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Marriott Bonvoy Business\u00ae American Express\u00ae Card<\/a><\/span> to bring you closer to higher elite status with Marriott.<\/p>\n<p>The Hilton Amex grants cardmembers automatic Gold status through the end of the next calendar year after they spend $20,000 on the card in a calendar year.<\/p>\n<p>For anyone who plans to use either card frequently, this can be a great option to unlock an elite tier that&#8217;s much more rewarding. However, you might be sacrificing value by not making those purchases with a card that&#8217;s <a href=\"https:\/\/thepointsguy.com\/credit-cards\/everyday-spending\/\" rel=\"noopener\" target=\"_blank\">good for everyday spending<\/a>.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Young traveler sleeping at airport\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/07\/young-woman-sleeping-on-luggage-in-airport-chair_bymuratdeniz.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/07\/young-woman-sleeping-on-luggage-in-airport-chair_bymuratdeniz.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/07\/young-woman-sleeping-on-luggage-in-airport-chair_bymuratdeniz.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/07\/young-woman-sleeping-on-luggage-in-airport-chair_bymuratdeniz.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/07\/young-woman-sleeping-on-luggage-in-airport-chair_bymuratdeniz.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/07\/young-woman-sleeping-on-luggage-in-airport-chair_bymuratdeniz.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/07\/young-woman-sleeping-on-luggage-in-airport-chair_bymuratdeniz.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/07\/young-woman-sleeping-on-luggage-in-airport-chair_bymuratdeniz.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/07\/young-woman-sleeping-on-luggage-in-airport-chair_bymuratdeniz.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">BYMURATDENIZ\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Similarly, both cards have <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-foreign-transaction-fees\/\" rel=\"noopener\" target=\"_blank\">no foreign transaction fees<\/a>, so you can use either card when traveling outside the U.S. without incurring fees. Both cards also come with a decent list of travel and purchase protections, with the Marriott Bonvoy Bold taking the lead.<\/p>\n<p>The Bold comes with <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-credit-cards-cover-baggage-delays\/\" target=\"_blank\" rel=\"noopener\">baggage delay insurance<\/a>, lost luggage reimbursement and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/remember-these-things-trip-delay-reimbursement-credit-card\/\" target=\"_blank\" rel=\"noopener\">trip delay reimbursement coverage<\/a>, along with <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-purchase-protection\/\" target=\"_blank\" rel=\"noopener\">purchase protection<\/a>. These are impressive benefits compared to the Hilton Honors Amex, which only provides <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-purchase-protection\/\" target=\"_blank\" rel=\"noopener\">purchase protection<\/a>*, <a href=\"https:\/\/thepointsguy.com\/news\/amex-extended-warranty-saved-me-money\/\" target=\"_blank\" rel=\"noopener\">extended warranties<\/a>* and <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/american-express-premium-car-rental-protection\/\" target=\"_blank\" rel=\"noopener\">car rental insurance<\/a>.**<\/p>\n<p>That&#8217;s especially true when considering that no-annual-fee cards typically don&#8217;t come with extensive travel protections.<\/p>\n<p><em>*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.<\/em><\/p>\n<p><em>**Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com\/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.<\/em><\/p>\n<p><strong>Winner<\/strong>: Marriott Bonvoy Bold. It has more travel protections and an easier path to higher elite status without a minimum spending requirement.<\/p>\n<p><a id=\"earning-points-with-the-marriott-bonvoy-bold-vs-hilton-honors-amex\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning points with the Marriott Bonvoy Bold vs. Hilton Honors Amex<\/h2>\n<p>With the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6696?name=Marriott Bonvoy Bold\u00ae Credit Card PID&amp;pid=6696?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Marriott Bonvoy Bold<\/a><\/span> and being an Elite member, you can earn more points on Marriott stays. This increases the earning potential for Marriott purchases to 14 points per dollar spent when using the Bonvoy Bold.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Couple dining at a cafe.\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Friends-paying-using-contactless-payment-with-credit-card-at-an-outdoor-cafe-in-Barcelona_Orbon-Alija.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Friends-paying-using-contactless-payment-with-credit-card-at-an-outdoor-cafe-in-Barcelona_Orbon-Alija.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Friends-paying-using-contactless-payment-with-credit-card-at-an-outdoor-cafe-in-Barcelona_Orbon-Alija.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Friends-paying-using-contactless-payment-with-credit-card-at-an-outdoor-cafe-in-Barcelona_Orbon-Alija.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Friends-paying-using-contactless-payment-with-credit-card-at-an-outdoor-cafe-in-Barcelona_Orbon-Alija.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Friends-paying-using-contactless-payment-with-credit-card-at-an-outdoor-cafe-in-Barcelona_Orbon-Alija.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Friends-paying-using-contactless-payment-with-credit-card-at-an-outdoor-cafe-in-Barcelona_Orbon-Alija.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Friends-paying-using-contactless-payment-with-credit-card-at-an-outdoor-cafe-in-Barcelona_Orbon-Alija.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/Friends-paying-using-contactless-payment-with-credit-card-at-an-outdoor-cafe-in-Barcelona_Orbon-Alija.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">ORBON ALIJA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Meanwhile, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/220311078?name=Hilton Honors American Express Card&amp;pid=220311078?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Honors Amex<\/a><\/span> earns 7 points per dollar spent on eligible purchases made directly with Hilton portfolio properties. This includes paying for the room and on-site spending at U.S. restaurants and spas.<\/p>\n<p>Like the Bonvoy Bold, the Hilton Honors Amex earns more than just the base points with Hilton purchases. Thanks to their complimentary Hilton Honors Silver status, cardmembers also earn an additional 12 points per dollar spent, for a total of 19 points per dollar spent (a 9.5% return on spending, according to November 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>).<\/p>\n<p>The Hilton Honors beats the Marriott Bonvoy Bold on non-hotel spending as you earn 5 points per dollar spent at U.S. restaurants (including takeout and delivery), U.S. supermarkets and U.S. gas stations and 3 points per dollar spent everywhere else.<\/p>\n<p>Despite Hilton Honors points being valued slightly less than Bonvoy points, the card offers more opportunities to earn points. However, we don&#8217;t recommend using a hotel credit card for nonbonus spending unless you&#8217;re trying to earn elite status or a welcome bonus.<\/p>\n<p><strong>Winner<\/strong>: Hilton Honors Amex. It comes with better earning rates in popular spending categories.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-no-annual-fee-hotel-credit-cards\/\" target=\"_blank\" rel=\"noopener\">The best no-annual-fee hotel credit cards<\/a><\/strong><\/p>\n<p><a id=\"redeeming-points-with-the-marriott-bonvoy-bold-vs-hilton-honors-amex\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming points with the Marriott Bonvoy Bold vs. Hilton Honors Amex<\/h2>\n<p>As a <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6696?name=Marriott Bonvoy Bold\u00ae Credit Card PID&amp;pid=6696?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Marriott Bonvoy Bold<\/a><\/span> cardholder, you can, of course, redeem points for Marriott stays. Or, you can <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/transfer-marriott-points-to-airlines\/\" target=\"_blank\" rel=\"noopener\">transfer them to a long list of airline partners<\/a>. However, using your points for free nights at Marriott hotels typically offers the best value.<\/p>\n<p>Marriott has a dynamic pricing model for its redemptions, which means rates fluctuate based on various factors, including cash rates. To stretch your points further, you can maximize the <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/marriott-cash-and-points-awards\/https:\/\/thepointsguy.com\/loyalty-programs\/marriott-cash-and-points-awards\/\" rel=\"noopener\" target=\"_blank\">Marriott Cash + Points rate<\/a>, which allows you to split the cost between points and cash. If you&#8217;re short on points, this can help you cover your entire stay.<\/p>\n<p>Best of all, Marriott also provides a free night benefit on award bookings. When redeeming points for a stay of five consecutive nights, you&#8217;ll be eligible for the <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/free-nights-hotel-award-stays\/\" rel=\"noopener\" target=\"_blank\">&#8220;Stay for 5, Pay for 4&#8221; benefit,<\/a> which gives members the lowest-cost award night for free.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Nekajui, a Ritz-Carlton Reserve\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/05\/20250516_Ritz-Carlton-Reserve-Nekajui-Costa-Rica_CHelfand_10.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/05\/20250516_Ritz-Carlton-Reserve-Nekajui-Costa-Rica_CHelfand_10.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/05\/20250516_Ritz-Carlton-Reserve-Nekajui-Costa-Rica_CHelfand_10.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/05\/20250516_Ritz-Carlton-Reserve-Nekajui-Costa-Rica_CHelfand_10.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/05\/20250516_Ritz-Carlton-Reserve-Nekajui-Costa-Rica_CHelfand_10.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/05\/20250516_Ritz-Carlton-Reserve-Nekajui-Costa-Rica_CHelfand_10.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/05\/20250516_Ritz-Carlton-Reserve-Nekajui-Costa-Rica_CHelfand_10.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/05\/20250516_Ritz-Carlton-Reserve-Nekajui-Costa-Rica_CHelfand_10.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/05\/20250516_Ritz-Carlton-Reserve-Nekajui-Costa-Rica_CHelfand_10.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">CARLY HELFAND\/THE POINTS GUY<\/figcaption><\/figure>\n<p>TPG credit cards writer <a href=\"https:\/\/thepointsguy.com\/author\/chnelson\/\" rel=\"noopener\" target=\"_blank\">Chris Nelson<\/a> recently got great value redeeming 136,000 Bonvoy points for a seven-night stay at the AC Hotel Cape Town Waterfront and used the fifth-night-free perk to get one night free, which would have cost over $2,000 for the total stay.<\/p>\n<p>Hilton Honors redemptions are quite similar to Marriott Bonvoy&#8217;s, since award nights are also dynamically priced.<\/p>\n<p>The Hilton Honors program also offers a fifth free night on award stays to elite members, so it&#8217;s best to research different dates for your preferred property to maximize the value of your hard-earned points. Unlike Marriott Bonvoy, Hilton Honors has a nifty tool, <a href=\"https:\/\/www.hilton.com\/en\/hilton-honors\/points-explorer\/\" rel=\"noopener\" target=\"_blank\">Points Explorer<\/a>, to help you find award prices based on location or types of vacations you&#8217;re interested in.<\/p>\n<p>TPG credit cards writer <a href=\"https:\/\/thepointsguy.com\/author\/astone\/\" target=\"_blank\" rel=\"noopener\">Augusta Stone<\/a> recently redeemed 130,000 Hilton Honors points for a two-night stay at Canopy by Hilton London City. This is a great redemption as the property is within walking distance of the Tower Bridge.<\/p>\n<p>As a rule of thumb, make sure to calculate how many points you&#8217;ll need for a stay to help determine if redeeming points is worth it versus paying cash. I&#8217;ve amassed nearly 800,000 Bonvoy points and am contemplating redeeming them for a stay in the super pricey Maldives or transferring my points to an airline to redeem for premium-cabin airfare.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-credit-cards-help-me-sustain-premium-travel\/\" target=\"_blank\" rel=\"noopener\">The credit cards that help fuel my luxury travel<\/a><\/strong><\/p>\n<p><strong>Winner<\/strong>: Marriott Bonvoy Bold. Marriott has more properties in total, so it should be easier to find redemptions for your points.<\/p>\n<p><a id=\"should-i-get-the-marriott-bonvoy-bold-or-hilton-honors-amex\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Should I get the Marriott Bonvoy Bold or Hilton Honors Amex?<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6696?name=Marriott Bonvoy Bold\u00ae Credit Card PID&amp;pid=6696?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Marriott Bonvoy Bold<\/a><\/span> and <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/220311078?name=Hilton Honors American Express Card&amp;pid=220311078?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Honors Amex<\/a><\/span> are entry-level cobranded hotel cards that offer decent value for being no-annual-fee credit cards. If you&#8217;re not after top-tier elite status and are looking for just the basics or are just starting out with a hotel credit card, you can&#8217;t go wrong with either option. The choice comes down to which brand you prefer and whether either card&#8217;s limited perks will be of use to you.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-a-hotel-credit-card\/\" rel=\"noopener\" target=\"_blank\">How to choose a hotel credit card<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6696?name=Marriott Bonvoy Bold\u00ae Credit Card PID&amp;pid=6696?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Marriott Bonvoy Bold Credit Card<\/a><\/span> and <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/220311078?name=Hilton Honors American Express Card&amp;pid=220311078?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Honors American Express Card<\/a><\/span> can jump-start you on a path to higher elite status. And it&#8217;s nice that both cards offer some travel protections.<\/p>\n<p>Frequent travelers may find it worthwhile to consider adding a cobranded card with a higher annual fee to their wallet for access to more benefits.<\/p>\n<p>As a frequent traveler, I do not have a cobranded hotel card. However, I do have the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22504813?name=American Express Platinum Card\u00ae&amp;pid=22504813?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express Platinum Card\u00ae<\/a><\/span>, which provides me with <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/amex-platinum-hotel-elite-status\/\" target=\"_blank\" rel=\"noopener\">Gold elite status<\/a> with both Marriott and Hilton and makes the card worth it (enrollment required). This could be a card worth considering if you want elite status with both brands and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-platinum-review\/\" target=\"_blank\" rel=\"noopener\">premium travel perks<\/a>. However, these cards are a solid choice to start your loyalty journey with either program.<\/p>\n<p>To learn more, read our full reviews of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/marriott-bonvoy-bold-credit-card-review\/\" rel=\"noopener\" target=\"_blank\">Marriott Bonvoy Bold<\/a> and the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/hilton-honors-american-express-review\/\" rel=\"noopener\" target=\"_blank\">Hilton Honors Amex<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><b>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6696?name=Marriott Bonvoy Bold\u00ae Credit Card PID&amp;pid=6696?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Marriott Bonvoy Bold<\/a><\/span><\/b><br \/><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/220311078?name=Hilton Honors American Express Card&amp;pid=220311078?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Honors Amex<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><em>For rates and fees of the Hilton Honors Amex, please click <a href=\"https:\/\/thepointsguy.com\/tc\/220311078?pid=220311078&amp;name=Hilton%20Honors%20American%20Express%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/marriott-bonvoy-bold-vs-hilton-honors-amex\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you stay at a hotel even semi-frequently, a cobranded hotel card can be a great option. These hotel cards have annual fees that range from zero to several hundred dollars. Although cards with annual fees tend to have better earning rates, no-annual-fee options still provide value. Two big hotel chains, Marriott and Hilton, each [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":204047,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-204046","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/204046","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=204046"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/204046\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/204047"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=204046"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=204046"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=204046"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}