{"id":200960,"date":"2025-10-23T19:00:51","date_gmt":"2025-10-23T19:00:51","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/23\/delta-platinum-vs-delta-reserve-credit-card-showdown-the-points-guy\/"},"modified":"2025-10-23T19:00:51","modified_gmt":"2025-10-23T19:00:51","slug":"delta-platinum-vs-delta-reserve-credit-card-showdown-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/23\/delta-platinum-vs-delta-reserve-credit-card-showdown-the-points-guy\/","title":{"rendered":"Delta Platinum vs. Delta Reserve: Credit card showdown – The Points Guy"},"content":{"rendered":"


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Delta Air Lines<\/a> offers one of the most comprehensive credit card portfolios<\/a> of any major airline. It features entry-level, mid-tier and premium cards for consumers and businesses.<\/p>\n

When it comes to considering benefits and value, some Delta flyers may be stuck between the mid-tier Delta SkyMiles\u00ae Platinum American Express Card<\/a><\/span> at a $350 annual fee (see rates and fees<\/a>) or the premium Delta SkyMiles\u00ae Reserve American Express Card<\/a><\/span> with its $650 annual fee (see rates and fees<\/a>).<\/p>\n

Dive into this guide to take a look at how two cards stack up and help you decide which card is right for you.<\/p>\n

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Delta Platinum vs. Delta Reserve comparison<\/h2>\n
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\n\n\n\n\n\n\n\n\n\n\n\n
\nDelta Platinum<\/a><\/strong><\/th>\nDelta Reserve<\/a><\/strong><\/th>\n<\/tr>\n<\/thead>\n
Welcome offer<\/strong><\/td>\nEarn 90,000 bonus miles after spending $4,000 on purchases in the first six months of card membership. Offer ends Oct. 29.<\/td>\nEarn 125,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends Oct. 29.<\/td>\n<\/tr>\n
Annual fee<\/strong><\/td>\n$350<\/td>\n$650<\/td>\n<\/tr>\n
Earning rates<\/strong><\/td>\n\n
    \n
  • 3 miles per dollar spent on eligible Delta purchases and purchases made directly with hotels worldwide<\/li>\n
  • 2 miles per dollar spent at restaurants worldwide (including takeout and delivery in the U.S.) and at U.S. supermarkets<\/li>\n
  • 1 mile per dollar spent on all other purchases<\/li>\n<\/ul>\n<\/td>\n
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    \n
  • 3 miles per dollar spent on eligible Delta purchases<\/li>\n
  • 1 mile per dollar spent on all other purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Baggage<\/strong><\/td>\nFirst checked bag free on Delta flights (including up to eight companions)<\/td>\nFirst checked bag free on Delta flights (including up to eight companions)<\/td>\n<\/tr>\n
Travel perks<\/strong><\/td>\n\n\n
Companion certificate<\/strong><\/td>\nReceive a companion certificate each year after you renew your card for a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean or Central America<\/td>\nReceive a companion certificate each year after you renew your card for a Delta First, Delta Comfort or Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean or Central America\u00a0<\/span><\/td>\n<\/tr>\n
Status Boost<\/strong><\/span><\/td>\nEarn 1 Medallion Qualification Dollar for every $20 spent, plus receive 2,500 MQDs toward status qualification at the start of the Medallion Qualification year<\/td>\nEarn 1 MQD for every $10 spent, plus 2,500 MQDs toward status qualification at the start of the Medallion Qualification year<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

*Enrollment in the Hertz Gold Plus Rewards Program is required.<\/em><\/p>\n

Related: Best credit cards for airport lounge access<\/a><\/strong><\/p>\n

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Delta Platinum vs. Delta Reserve welcome offer<\/h2>\n

Since American Express only allows you to earn a welcome offer on each of its credit cards once per lifetime<\/a>, you want to apply when the bonus is high.<\/p>\n

Luckily, the current elevated offers on both the Delta SkyMiles Platinum and Delta SkyMiles Reserve are compelling:<\/p>\n