{"id":199719,"date":"2025-10-17T21:00:57","date_gmt":"2025-10-17T21:00:57","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/17\/which-credit-card-should-you-use-for-ihg-stays-the-points-guy\/"},"modified":"2025-10-17T21:00:57","modified_gmt":"2025-10-17T21:00:57","slug":"which-credit-card-should-you-use-for-ihg-stays-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/17\/which-credit-card-should-you-use-for-ihg-stays-the-points-guy\/","title":{"rendered":"Which credit card should you use for IHG stays? – The Points Guy"},"content":{"rendered":"


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If you’re planning your next trip and have your eyes set on an IHG hotel<\/a>, it’s natural for you to assume the best option for paying may be with an IHG One Rewards<\/a> cobranded card.<\/p>\n

That’s not a bad idea, since you will automatically receive high earning rates and program-specific perks, such as elite status<\/a>, when you hold an IHG credit card<\/a>.<\/p>\n

But here’s some expert-level advice: A cobranded card may not always be the best option to pay for an IHG stay. That’s right \u2014 there are some instances in which another card in your wallet may help you maximize your earnings.<\/p>\n

Let’s take a look at this list of cards to consider when booking with IHG. Some of the options listed may surprise you.<\/p>\n

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Comparing credit cards for an IHG stay<\/h2>\n

Sure, there are plenty of times when an IHG cobranded card may be the right choice for booking an IHG hotel.<\/p>\n

However, you could receive more value from paying with an all-around travel rewards card<\/a> that earns transferable points<\/a>, which are often more valuable in the long run.<\/p>\n

Here are some cards you might want to pay with, and what you could get when using these cards:<\/p>\n

*Value is based on TPG’s October 2025 valuations<\/a>.<\/em><\/p>\n

**The information for the American Express Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n

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Which credit card should you use for IHG stays?<\/h2>\n

It’s still good practice for IHG loyalists to hold its cobranded credit cards to receive elite status and card perks.<\/p>\n

However, there are many instances in which it’s better to pull out another card from your wallet to pay for the actual stay itself.<\/p>\n

When you’re making this decision, you’ll want to weigh two factors:<\/p>\n