If you’re looking for the most affordable way to go to Disney World, Disneyland or on a Disney Cruise<\/a>, you might be asking yourself if Disney’s credit card offerings \u2014 the Disney\u00ae Visa\u00ae Card<\/a><\/span> (see rates and fees<\/a>) and the Disney\u00ae Premier Visa\u00ae Card<\/a><\/span> (see rates and fees<\/a>) \u2014 are decent options.<\/p>\n Both cards earn Disney Rewards Dollars that you can use to pay for most things Disney, including trips to the parks or a cruise and have increased bonuses right now. And, after all, anything that makes a Disney trip more affordable is probably worth considering.<\/p>\n There’s no one-size-fits-all answer to whether the Disney Visa credit cards are worth it, but there are times they can be a wise choice.<\/p>\n We’ll break down how the cards work and when they are \u2014 and aren’t \u2014 worth getting in anticipation of an upcoming Disney vacation.<\/p>\n The Disney Visa<\/a><\/span> is an entry-level product with no annual fee. New cardholders can earn a $200 statement credit after spending $500 on purchases in the first three months from account opening. That’s higher than the normal $150 bonus and a solid offer for a card with no annual fee.<\/p>\n The Disney Premier Visa<\/a><\/span> has a $49 annual fee, and new cardholders can earn a $400 statement credit after spending $1,000 on purchases in the first three months from account opening. This is also increased over the normal $300 amount.<\/p>\n Both cards are issued by Chase and thus are subject to Chase’s 5\/24 rule<\/a>.<\/p>\n Getting these cards while the bonuses are elevated is a good idea if you’ve been thinking about adding either to your wallet. Specifically, earning a $400 statement credit with just $1,000 in spending on a card with a low $49 annual fee is pretty decent return.<\/p>\nDisney Visa card welcome offers<\/h2>\n
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