{"id":197884,"date":"2025-10-06T13:00:38","date_gmt":"2025-10-06T13:00:38","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/06\/the-best-rewards-credit-cards-of-2025-the-points-guy\/"},"modified":"2025-10-06T13:00:38","modified_gmt":"2025-10-06T13:00:38","slug":"the-best-rewards-credit-cards-of-2025-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/06\/the-best-rewards-credit-cards-of-2025-the-points-guy\/","title":{"rendered":"The best rewards credit cards of 2025 – The Points Guy"},"content":{"rendered":"


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They say to take what you love and turn it into a job. I get to talk about credit cards, points and miles every day and get paid for it, so I say I’ve succeeded at that. Anyone who knows me personally knows that I enjoy singing the praises<\/a> of rewards credit cards whenever I’m given the chance.<\/p>\n

The credit card industry offers so many cards that it’s hard for even an expert like me to keep track. That’s why I love helping my friends and family sift through all of the options available to them to find the right fit<\/a> for their lifestyle and travel needs.<\/p>\n

Usually, there’s a handful of rewards cards that come up whenever I’m giving my Ted Talk on credit cards, points and miles. There’s a good reason for that: These cards are flexible, easy to use and brimming with enough perks to justify whatever annual fee they may have.<\/p>\n

Here they are.<\/p>\n

<\/p>\n

Comparing my top picks for the best rewards credit cards<\/h2>\n

Here’s a quick overview of what each of my favorite rewards cards has to offer.<\/p>\n

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\n\n\n\n\n\n\n\n\n
Card<\/strong><\/th>\nWelcome offer<\/strong><\/th>\nEarning rates<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Chase Freedom Flex\u00ae<\/a><\/span><\/strong> (see rates and fees<\/a>)<\/p>\n

(No annual fee)<\/p>\n<\/td>\n

Earn a $200 bonus after spending $500 in the first three months from account opening.<\/td>\n\n
    \n
  • 5% back on rotating quarterly categories each quarter you activate (on up to $1,500 of spending each quarter, then 1% back)<\/li>\n
  • 5% back on travel booked through Chase Travel\u2120<\/li>\n
  • 3% back on dining and at drugstores<\/li>\n
  • 2% back on Lyft (through Sept. 30, 2027)<\/li>\n
  • 1% back on all other purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Chase Sapphire Preferred\u00ae Card<\/a><\/span><\/strong> (see rates and fees<\/a>)<\/p>\n

($95 annual fee)<\/p>\n<\/td>\n

Earn 75,000 bonus points after spending $5,000 in the first three months from account opening.<\/td>\n\n
    \n
  • 5 points per dollar spent on Chase Travel<\/li>\n
  • 5 points per dollar spent on Lyft (through Sept. 30, 2027)<\/li>\n
  • 3 points per dollar spent on dining, select streaming services and online grocery orders (excluding Target, Walmart and wholesale clubs)<\/li>\n
  • 2 points per dollar spent on all other travel<\/li>\n
  • 1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Citi Strata Premier\u00ae Card<\/a><\/span><\/strong> (see rates and fees<\/a>)<\/p>\n

($95 annual fee)<\/p>\n<\/td>\n

Earn 60,000 bonus points after spending $4,000 in the first three months from account opening.<\/td>\n\n
    \n
  • 10 points per dollar spent on hotels, car rentals and attractions booked through CitiTravel.com<\/li>\n
  • 3 points per dollar spent on air travel, other hotel purchases, dining, supermarkets, gas and electric vehicle charging stations<\/li>\n
  • 1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
American Express Platinum Card\u00ae<\/a><\/span><\/strong><\/p>\n

($895 annual fee; see rates and fees<\/a>)<\/p>\n<\/td>\n

New Amex Platinum cardmembers can find out their offer and see if they’re eligible for as high as 175,000 bonus points after spending $8,000 in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.<\/td>\n\n