{"id":197302,"date":"2025-10-05T13:00:03","date_gmt":"2025-10-05T13:00:03","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/05\/credit-score-tips-for-the-chase-sapphire-preferred-the-points-guy\/"},"modified":"2025-10-05T13:00:03","modified_gmt":"2025-10-05T13:00:03","slug":"credit-score-tips-for-the-chase-sapphire-preferred-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/05\/credit-score-tips-for-the-chase-sapphire-preferred-the-points-guy\/","title":{"rendered":"Credit score tips for the Chase Sapphire Preferred – The Points Guy"},"content":{"rendered":"


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The Chase Sapphire Preferred\u00ae Card<\/a><\/span> (see rates and fees<\/a>) is one of the best travel cards<\/a> on the market. With a moderate $95 annual fee, it’s a top choice for both frequent and casual travelers \u2014 especially those new to earning travel rewards<\/a>.<\/p>\n

Chase is offering a strong welcome bonus of 75,000 points after spending $5,000 on purchases in the first three months from account opening.<\/p>\n

If you’re considering filling out an application, you might be wondering: What credit score do you need to be approved for the Sapphire Preferred? While there’s no set number that guarantees approval, understanding the card’s requirements can help you gauge your chances.<\/p>\n

At TPG, we devote a lot of time to discussing how credit scores work<\/a>, how credit scores impact credit card approvals and what factors issuers consider beyond your score.<\/p>\n

Let’s examine the Sapphire Preferred credit score requirements and how to improve your chances of getting approved.<\/p>\n

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Sapphire Preferred overview<\/h2>\n

The Sapphire Preferred<\/a><\/span> is a longtime favorite among advanced points and miles collectors and beginners alike. If you’re considering adding it to your wallet, now is a great time to do so.<\/p>\n

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THE POINTS GUY<\/figcaption><\/figure>\n

The Sapphire Preferred earns valuable Chase Ultimate Rewards points<\/a> that can be transferred to the program’s hotel and airline partners<\/a>. It also includes perks like an annual $50 hotel credit<\/a> for reservations made through Chase Travel\u2120<\/a> and a 10% points bonus<\/a> on your cardmember anniversary.<\/p>\n

To learn more, read our full review of the Sapphire Preferred<\/a>.<\/p>\n

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Credit score needed for the Sapphire Preferred<\/h2>\n

Credit scores in the mid-700s and above will typically be enough to get you approved for most travel credit cards<\/a>. However, having a lower score doesn’t necessarily mean you can’t add one of these cards to your wallet.<\/p>\n

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The Sapphire Preferred<\/a><\/span> is known as one of the best starter travel credit cards<\/a> on the market, and beginners can still be approved for it.<\/p>\n

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SOLSTOCK\/GETTY IMAGES<\/figcaption><\/figure>\n

While you likely won’t need an exceptional credit score to be approved, we recommend that you have a credit score of at least 700 to increase your chances of approval. This score falls in the middle of the “good” credit score category, which ranges from 670 to 739.<\/p>\n

The credit score ranges using the FICO scoring model are:<\/p>\n