{"id":197189,"date":"2025-10-04T19:00:15","date_gmt":"2025-10-04T19:00:15","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/04\/why-upgrade-from-the-citi-strata-to-citi-strata-premier-the-points-guy\/"},"modified":"2025-10-04T19:00:15","modified_gmt":"2025-10-04T19:00:15","slug":"why-upgrade-from-the-citi-strata-to-citi-strata-premier-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/04\/why-upgrade-from-the-citi-strata-to-citi-strata-premier-the-points-guy\/","title":{"rendered":"Why upgrade from the Citi Strata to Citi Strata Premier? &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10976?name=Citi Strata\u2120 Card&amp;pid=10976?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Strata\u2120 Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/10976?pid=10976&amp;name=Citi%20Strata%E2%84%A0%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) is a popular starter card with <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\/\" target=\"_blank\" rel=\"noopener\">no annual fee<\/a> and a good entry point into the Citi ThankYou Rewards ecosystem.<\/p>\n<p>Paying the annual fee on the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Strata Premier\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/10652?pid=10652&amp;name=Citi%20Strata%20Premier%C2%AE%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) can be worth it if you want to elevate your travel. The card offers higher earning rates in key bonus categories and better access to <a href=\"https:\/\/thepointsguy.com\/guide\/citi-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">Citi&#8217;s airline transfer partners<\/a>.<\/p>\n<p>Consider the following reasons as to why you should upgrade from the Citi Strata to the Strata Premier.<\/p>\n<p><a id=\"earn-more-thank-you-rewards-points\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earn more ThankYou Rewards points<\/h2>\n<p>As a no-annual-fee card, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10976?name=Citi Strata\u2120 Card&amp;pid=10976?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Strata<\/a><\/span> earns:<\/p>\n<ul>\n<li>5 points per dollar spent on attractions, car rentals and hotels booked through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-travel-portal\/\" target=\"_blank\" rel=\"noopener\">Citi Travel<\/a><\/li>\n<li>3 points per dollar spent on electric vehicle charging stations, gas stations, select transit and supermarkets<\/li>\n<li>3 points per dollar spent on an eligible self-selected category (which you can change quarterly)<\/li>\n<li>2 points per dollar spent at restaurants<\/li>\n<\/ul>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><\/div><figcaption class=\"jsx-3874346954 figcaption\">ERIC ROSEN\/THE POINTS GUY<\/figcaption><\/figure>\n<p>However, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Strata Premier<\/a><\/span> offers higher earning rates and slightly different bonus categories. They include the following:<\/p>\n<ul>\n<li>10 points per dollar spent on attractions, car rentals and hotels booked through Citi Travel<\/li>\n<li>3 points per dollar spent on air travel, EV charging stations, gas purchases, hotels (booked outside of Citi Travel), restaurants and supermarkets<\/li>\n<\/ul>\n<p>The Strata Premier is a more travel-centric card. It earns more on select Citi Travel purchases, plus airfares and hotels booked outside of Citi Travel. Frequent travelers may find the Citi Strata even more rewarding.<\/p>\n<p>Upgrading also bumps up bonus-earning on restaurants to 3 points per dollar spent from 2 points per dollar spent, which can add up over the year.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/hotel\/book-hotels-citi-travel\/\" target=\"_blank\" rel=\"noopener\">Should you book hotels through Citi Travel?<\/a><\/strong><\/p>\n<p><a id=\"your-thank-you-points-are-more-valuable\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Your ThankYou points are more valuable<\/h2>\n<p>By upgrading the Citi Strata, you can earn more ThankYou points and unlock better value for your hard-earned points.<\/p>\n<p>Both cards can transfer ThankYou points to <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/citi-transfer-partners\/\" rel=\"noopener\" target=\"_blank\">Citi&#8217;s 22 transfer partners<\/a>, including high-value options like <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/american-airlines-aadvantage\/\" target=\"_blank\" rel=\"noopener\">American Airlines AAdvantage<\/a>, <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/qatar-airways-privilege-club\/\" target=\"_blank\" rel=\"noopener\">Qatar Airways Privilege Club<\/a> and <a href=\"https:\/\/thepointsguy.com\/points-program\/virgin-atlantic\/\" target=\"_blank\" rel=\"noopener\">Virgin Atlantic Flying Club<\/a>. The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Strata Premier<\/a><\/span> has a slight advantage; it can transfer points to most partners at a ratio of 1:1.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Virgin Atlantic A350 Upper Class\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241212_VAA350B_ERosen_Virgin-Atlantic-A350-business-class-seat-lie-flat-3.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241212_VAA350B_ERosen_Virgin-Atlantic-A350-business-class-seat-lie-flat-3.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241212_VAA350B_ERosen_Virgin-Atlantic-A350-business-class-seat-lie-flat-3.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241212_VAA350B_ERosen_Virgin-Atlantic-A350-business-class-seat-lie-flat-3.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241212_VAA350B_ERosen_Virgin-Atlantic-A350-business-class-seat-lie-flat-3.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241212_VAA350B_ERosen_Virgin-Atlantic-A350-business-class-seat-lie-flat-3.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241212_VAA350B_ERosen_Virgin-Atlantic-A350-business-class-seat-lie-flat-3.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241212_VAA350B_ERosen_Virgin-Atlantic-A350-business-class-seat-lie-flat-3.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241212_VAA350B_ERosen_Virgin-Atlantic-A350-business-class-seat-lie-flat-3.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">ERIC ROSEN\/THE POINTS GUY<\/figcaption><\/figure>\n<p>The Citi Strata can <a href=\"https:\/\/thepointsguy.com\/news\/transfer-citi-points-on-more-cards-to-american-airlines\/\" target=\"_blank\" rel=\"noopener\">only transfer at a ratio of 1:0.7<\/a> for most partners. Regardless of the partner you&#8217;re considering, the Strata card will always have a worse transfer ratio than the Strata Premier.<\/p>\n<p>This makes a big difference when considering transferring tens of thousands of points to secure a sought-after business-class ticket.<\/p>\n<p>When leveraging transfer partners with the Strata Premier, you can get more than 1.9 cents per point (based on TPG&#8217;s September 2025 <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>). I consistently get between 4 and 9 cents per point when transferring points to a partner airline for a business-class redemption.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-citi-strata-credit-card\/\" target=\"_blank\" rel=\"noopener\">Strata, Premier or Elite: How to choose a Citi Strata credit card<\/a><\/strong><\/p>\n<p><a id=\"more-valuable-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">More valuable benefits<\/h2>\n<p>Even with the $95 annual fee, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Strata Premier<\/a><\/span> offers additional benefits that help justify its cost every year. Two significant benefits you can maximize are:<\/p>\n<ul>\n<li><strong>$100 annual hotel credit<\/strong>: A $100 credit once per year for single-stay hotel bookings of $500 or more (excluding taxes and fees) made through Citi Travel<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/the-most-valuable-mastercard-world-elite-benefits\/\" target=\"_blank\" rel=\"noopener\"><strong>World Elite Mastercard benefits<\/strong><\/a>: The Citi Strata Premier offers several travel-related perks, including a $5 monthly Lyft credit after taking three rides in a calendar month (offer ends Jan. 31, 2026), a three-month trial of Instacart+ with a new subscription and $10 off your second eligible Instacart purchase each month (offer ends Jan. 31, 2027) and access to the Mastercard luxury hotels and resorts portfolio for on-property perks like complimentary breakfast and room upgrades (upon availability)<\/li>\n<\/ul>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Newark Airport travelers face delays\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/07\/flight-delays-board.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/07\/flight-delays-board.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/07\/flight-delays-board.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/07\/flight-delays-board.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/07\/flight-delays-board.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/07\/flight-delays-board.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/07\/flight-delays-board.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/07\/flight-delays-board.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/07\/flight-delays-board.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">An airport flight departures board at Newark Liberty International Airport (EWR).<\/figcaption><\/figure>\n<p>Since the Strata Premier is a more premium card than the Citi Strata, you also get access to Citi&#8217;s curated collection of hotels and will receive elitelike benefits when booking through Citi Travel.<\/p>\n<p>As a Strata Premier cardholder, you&#8217;ll receive the following travel protections:<\/p>\n<ul>\n<li>Car rental coverage<\/li>\n<li>Lost or damaged luggage protection<\/li>\n<li>Trip cancellation and interruption insurance<\/li>\n<li>Trip delay coverage<\/li>\n<\/ul>\n<p>This is more comprehensive coverage than you&#8217;ll receive from the no-annual-fee Strata card.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/hotel\/citi-hotel-collection-luxury-hotel-collection\/\" target=\"_blank\" rel=\"noopener\">Citi&#8217;s Hotel Collection and The Reserve: Get free breakfast and premium perks<\/a><\/strong><\/p>\n<p><a id=\"consider-applying-rather-than-upgrading\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Consider applying rather than upgrading<\/h2>\n<p>If you truly want to maximize your points-earning, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/upgrade-credit-card-or-apply-for-new-one\/\" target=\"_blank\" rel=\"noopener\">consider applying<\/a> for the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Strata Premier<\/a><\/span> instead of upgrading from the Citi Strata card.<\/p>\n<p>For starters, new Strata Premier cardholders earn 60,000 bonus points after spending $4,000 in the first three months of account opening. Based on TPG&#8217;s valuations, the welcome offer is worth $1,140.<\/p>\n<p>If you upgrade a Citi Strata card, you will not earn a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-best-welcome-offers\/\" target=\"_blank\" rel=\"noopener\">welcome offer<\/a>. This card&#8217;s welcome bonus is also not available if you&#8217;ve received a new account bonus for a Citi Premier or Citi Strata Premier account in the past 48 months.<\/p>\n<p>You also won&#8217;t be able to earn it if you&#8217;ve converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Premier or Strata Premier card.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Man with shaved head talking to woman while refueling car while at gas station\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Man-talking-to-friend-in-driver-seat-at-gas-station_Maskot.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Man-talking-to-friend-in-driver-seat-at-gas-station_Maskot.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Man-talking-to-friend-in-driver-seat-at-gas-station_Maskot.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Man-talking-to-friend-in-driver-seat-at-gas-station_Maskot.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Man-talking-to-friend-in-driver-seat-at-gas-station_Maskot.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Man-talking-to-friend-in-driver-seat-at-gas-station_Maskot.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Man-talking-to-friend-in-driver-seat-at-gas-station_Maskot.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Man-talking-to-friend-in-driver-seat-at-gas-station_Maskot.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Man-talking-to-friend-in-driver-seat-at-gas-station_Maskot.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">MASKOT\/GETTY IMAGES<\/figcaption><\/figure>\n<p>As long as you can <a href=\"https:\/\/thepointsguy.com\/credit-cards\/tips-earn-welcome-bonus\/\" target=\"_blank\" rel=\"noopener\">qualify<\/a> for the Strata Premier&#8217;s welcome bonus, it&#8217;s worth considering whether applying for the card is a better strategy than getting it through an upgrade.<\/p>\n<p>By keeping the Strata card instead of upgrading it, you can use the Strata and Strata Premier together to maximize points-earning across more categories.<\/p>\n<p>For example, you can put select transit and eligible self-selected category purchases on the Citi Strata and all other travel and restaurant purchases on the Strata Premier card.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The benefits and earning potential of the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Strata Premier<\/a><\/span> will most likely outweigh the cost of the annual fee and present better long-term value than the Citi Strata card.<\/p>\n<p>In general, the best benefits you&#8217;ll receive are the ability to transfer points to the majority of partners at a 1:1 ratio and travel-focused bonus categories.<\/p>\n<p>Evaluate what&#8217;s in your wallet to ensure that you&#8217;re always getting the maximum value possible, which may mean an upgrade is on the horizon.<\/p>\n<p>To learn more, read our full review of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/citi-strata-card-review\/\" target=\"_blank\" rel=\"noopener\">Citi Strata<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/citi-strata-premier-review\/\" target=\"_blank\" rel=\"noopener\">Strata Premier<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Strata Premier<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/upgrade-citi-strata-to-strata-premier\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Citi Strata\u2120 Card (see rates and fees) is a popular starter card with no annual fee and a good entry point into the Citi ThankYou Rewards ecosystem. Paying the annual fee on the Citi Strata Premier\u00ae Card (see rates and fees) can be worth it if you want to elevate your travel. The card [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":197190,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-197189","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/197189","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=197189"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/197189\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/197190"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=197189"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=197189"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=197189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}