{"id":196701,"date":"2025-10-02T12:00:37","date_gmt":"2025-10-02T12:00:37","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/02\/chase-ink-business-unlimited-vs-ink-business-cash-the-points-guy\/"},"modified":"2025-10-02T12:00:37","modified_gmt":"2025-10-02T12:00:37","slug":"chase-ink-business-unlimited-vs-ink-business-cash-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/02\/chase-ink-business-unlimited-vs-ink-business-cash-the-points-guy\/","title":{"rendered":"Chase Ink Business Unlimited vs. Ink Business Cash &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>There are plenty of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" target=\"_blank\" rel=\"noopener\">business credit cards<\/a> available on the market, making it difficult to decide which card is best. Chase loyalists or those looking to open a Chase credit card can choose from four cards with the Ink Business moniker.<\/p>\n<p>Two of these options are the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6218?name=Ink Business Unlimited\u00ae Credit Card PID&amp;pid=6218?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Unlimited\u00ae Credit Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/6218?pid=6218&amp;name=Ink%20Business%20Unlimited%C2%AE%20Credit%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125825?name=Ink Business Cash\u00ae Credit Card PID&amp;pid=22125825?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash\u00ae Credit Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/22125825?pid=22125825&amp;name=Ink%20Business%20Cash%C2%AE%20Credit%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>). If you&#8217;re looking for a no-annual-fee business card, these are two compelling options.<\/p>\n<p>Both cards are solid offerings. Depending on your business purchases, you may benefit more from one than the other. Let&#8217;s explore what sets these cards apart and which card could be the right choice for you.<\/p>\n<p><a id=\"ink-business-unlimited-vs-ink-business-cash-comparison\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Ink Business Unlimited vs. Ink Business Cash comparison<\/h2>\n<div class=\"jsx-4199963584 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-4199963584\">\n<table class=\"jsx-4199963584\">\n<thead class=\"jsx-4199963584\">\n<tr class=\"jsx-4199963584\">\n<th class=\"jsx-4199963584\"\/>\n<th class=\"jsx-4199963584\"><strong>Ink Business Unlimited<\/strong><\/th>\n<th class=\"jsx-4199963584\"><strong>Ink Business Cash<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-4199963584\">\n<tr class=\"jsx-4199963584\">\n<td><strong>Annual fee<\/strong><\/td>\n<td>No annual fee<\/td>\n<td>No annual fee<\/td>\n<\/tr>\n<tr class=\"jsx-4199963584\">\n<td><strong>Welcome offer<\/strong><\/td>\n<td>\n<ul>\n<li>Earn $900 cash back after spending $6,000 on purchases in the first three months from account opening.<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Earn $900 cash back after spending $6,000 on purchases in the first three months from account opening.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr class=\"jsx-4199963584\">\n<td><strong>Bonus categories<\/strong><\/td>\n<td>\n<ul>\n<li>5% cash back on Lyft rides through Sept. 30, 2027<\/li>\n<li>1.5% unlimited cash back on all purchases<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>5% cash back on cable and phone services, internet and office supply stores (on the first $25,000 spent in combined purchases each account anniversary year, then 1% back)<\/li>\n<li>5% cash back on Lyft rides through Sept. 30, 2027<\/li>\n<li>2% cash back at gas stations and restaurants (on the first $25,000 spent in combined purchases each account anniversary year, then 1% back)<\/li>\n<li>1% cash back on all other purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr class=\"jsx-4199963584\">\n<td><strong>Redemption options<\/strong><\/td>\n<td>Cash back and various Chase portal redemptions, such as travel and gift cards<\/td>\n<td>Cash back and various Chase portal redemptions, such as travel and gift cards<\/td>\n<\/tr>\n<tr class=\"jsx-4199963584\">\n<td><strong>Card benefits<\/strong><\/td>\n<td>\n<ul>\n<li>Purchase protection<\/li>\n<li>Primary car rental coverage (when renting for business purposes)<\/li>\n<li>Extended warranty protection<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Purchase protection<\/li>\n<li>Primary car rental coverage (when renting for business purposes)<\/li>\n<li>Extended warranty protection<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"ink-business-unlimited-vs-ink-business-cash-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Ink Business Unlimited vs. Ink Business Cash welcome offer<\/h2>\n<p>Currently, both the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6218?name=Ink Business Unlimited\u00ae Credit Card PID&amp;pid=6218?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Unlimited<\/a><\/span> and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125825?name=Ink Business Cash\u00ae Credit Card PID&amp;pid=22125825?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash<\/a><\/span> have the same welcome offer: Earn $900 in bonus cash back after spending $6,000 on purchases in the first three months from account opening.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>You&#8217;ll be subject to Chase&#8217;s <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-chase-5-24-rule\/\" target=\"_blank\" rel=\"noopener\">5\/24 rule<\/a> when trying to open either card. That means you more than likely won&#8217;t be approved for either card if you&#8217;ve opened five or more cards in the past 24 months.<\/p>\n<p>Fortunately, since these are business cards, they <a href=\"https:\/\/thepointsguy.com\/credit-cards\/these-business-cards-can-help-you-stay-under-chases-5-24-rule\/\" target=\"_blank\" rel=\"noopener\">won&#8217;t count toward 5\/24<\/a> for you.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-card-trifecta\/\" rel=\"noopener\" target=\"_blank\">The power of the Chase Trifecta<\/a><\/strong><\/p>\n<p><strong>Winner: <\/strong>Tie. Both cards have the same welcome offer.<\/p>\n<p><a id=\"ink-business-unlimited-vs-ink-business-cash-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Ink Business Unlimited vs. Ink Business Cash benefits<\/h2>\n<p>Neither the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6218?name=Ink Business Unlimited\u00ae Credit Card PID&amp;pid=6218?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Unlimited<\/a><\/span> nor the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125825?name=Ink Business Cash\u00ae Credit Card PID&amp;pid=22125825?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash<\/a><\/span> provides any statement credits or travel perks. This isn&#8217;t unusual for cards with no annual fee.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p>Both cards offer the same benefits regarding car rental and purchase protection. With both cards, you&#8217;ll receive:<\/p>\n<ul>\n<li><strong><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-extended-warranty\/\" rel=\"noopener noreferrer\" target=\"_blank\">Extended warranty protection<\/a><\/strong>: Purchases with a U.S. manufacturer&#8217;s warranty of three years or less will get coverage for an extra year.<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-purchase-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\"><strong>Purchase protection<\/strong><\/a>: If an eligible item is damaged or stolen within the first 120 days (90 days for New York residents) after purchase, you&#8217;re covered up to $10,000 per claim ($50,000 per account).<\/li>\n<li><strong>Primary car rental coverage<\/strong>: If you use either card for the entire rental cost and travel for business purposes, you&#8217;re covered for theft and damage in the U.S. and most countries worldwide up to $60,000 (for cars with an MSRP of $125,000 or less). Remember that this insurance doesn&#8217;t offer any liability coverage.<\/li>\n<\/ul>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Hertz storefront\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">CINDY ORD\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Neither card has any other outstanding benefits, so if you want to book travel with this card, consider existing cards in your wallet first. Many cards with annual fees provide more robust travel protections and various statement credits to ease the burden of booking travel on your budget.<\/p>\n<p><strong>Winner: <\/strong>Tie. Both cards offer the same benefits.<\/p>\n<p><a id=\"earning-cash-back-on-the-ink-business-unlimited-vs-ink-business-cash\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning cash back on the Ink Business Unlimited vs. Ink Business Cash<\/h2>\n<p>This is where these cards start to really differ.<\/p>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6218?name=Ink Business Unlimited\u00ae Credit Card PID&amp;pid=6218?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Unlimited<\/a><\/span> has a simple earning rate of:<\/p>\n<p>The card is suited for a business with purchases in a variety of categories, since it gives them an extra 0.5% in cash back compared to many other cards, which offer 1% cash back on purchases that fall outside of bonus categories.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"A taxi passes by a Shell gas station in New York City\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/11\/A-taxi-passes-by-a-Shell-gas-station-in-New-York-City.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/11\/A-taxi-passes-by-a-Shell-gas-station-in-New-York-City.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/11\/A-taxi-passes-by-a-Shell-gas-station-in-New-York-City.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/11\/A-taxi-passes-by-a-Shell-gas-station-in-New-York-City.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/11\/A-taxi-passes-by-a-Shell-gas-station-in-New-York-City.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/11\/A-taxi-passes-by-a-Shell-gas-station-in-New-York-City.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/11\/A-taxi-passes-by-a-Shell-gas-station-in-New-York-City.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/11\/A-taxi-passes-by-a-Shell-gas-station-in-New-York-City.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/11\/A-taxi-passes-by-a-Shell-gas-station-in-New-York-City.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">LEONARDO MUNOZ\/VIEWPRESS\/GETTY IMAGES<\/figcaption><\/figure>\n<p>On the other hand, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125825?name=Ink Business Cash\u00ae Credit Card PID&amp;pid=22125825?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash<\/a><\/span> earns:<\/p>\n<ul>\n<li>5% cash back on cable and phone services, internet and office supply stores (on the first $25,000 spent in combined purchases each account anniversary year, then 1% back)<\/li>\n<li>5% cash back on Lyft rides through Sept. 30, 2027<\/li>\n<li>2% cash back at <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" target=\"_blank\" rel=\"noopener\">gas stations<\/a> and restaurants (on the first $25,000 spent in combined purchases each account anniversary year, then 1% back)<\/li>\n<li>1% cash back on all other purchases<\/li>\n<\/ul>\n<p>As a new Ink Business Cash cardholder, you&#8217;ll receive an <a href=\"https:\/\/www.chase.com\/personal\/credit-cards\/education\/chase-cards\/chase-Ink-rewards-categories-guide\" target=\"_blank\" rel=\"noopener\">additional 10% cash back<\/a> on the first card anniversary if you have a Chase Business Checking account. This is a useful perk for the first year; however, since it&#8217;s only for business account holders, you may want to open a business checking account before applying for the card.<\/p>\n<p>Applying is a no-brainer if your business has significant expenses in the Ink Business Cash&#8217;s bonus categories. However, if your business purchases fluctuate month to month or if you make purchases in a wide variety of categories, you&#8217;re better off with the Ink Business Unlimited.<\/p>\n<p><strong>Winner:<\/strong> Ink Business Cash. Its bonus categories and the ability to earn 10% additional cash back on your first card anniversary make it the winner here.<\/p>\n<p><a id=\"redeeming-cash-back-on-the-ink-business-unlimited-vs-ink-business-cash\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming cash back on the Ink Business Unlimited vs. Ink Business Cash<\/h2>\n<p>Both cards earn cash back, which can be redeemed through the Chase Ultimate Rewards portal for <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ways-use-credit-card-cash-back\/\" target=\"_blank\" rel=\"noopener\">cash back<\/a> or other rewards, such as gift cards, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-long-statement-credits-take\/\" target=\"_blank\" rel=\"noopener\">statement credits<\/a> and travel through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\" target=\"_blank\" rel=\"noopener\">Chase Travel\u2120<\/a>.<\/p>\n<p>There is a more lucrative route to redeeming cash back, which we&#8217;ll discuss below.<\/p>\n<p><strong>Winner:<\/strong> Tie. Both cards offer the same redemption options.<\/p>\n<p><a id=\"transferring-rewards-with-the-ink-business-unlimited-vs-ink-business-cash\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Transferring rewards with the Ink Business Unlimited vs. Ink Business Cash<\/h2>\n<p>If you&#8217;re also a cardholder of the following cards, you can transfer the rewards earned from the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6218?name=Ink Business Unlimited\u00ae Credit Card PID&amp;pid=6218?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Unlimited<\/a><\/span> or <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125825?name=Ink Business Cash\u00ae Credit Card PID&amp;pid=22125825?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash<\/a><\/span> to that card:<\/p>\n<p><em>The information for the Ink Business Preferred has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Qatar Airways Qsuite Boeing 777\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">ERIC ROSEN\/THE POINTS GUY<\/figcaption><\/figure>\n<p>From there, you can use Chase&#8217;s <a href=\"https:\/\/thepointsguy.com\/guide\/chase-ultimate-rewards-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">14 transfer partners<\/a> (<a href=\"https:\/\/thepointsguy.com\/news\/chase-lose-emirates-skywards-transfer-partner\/\" target=\"_blank\" rel=\"noopener\">13 partners as of Oct. 16<\/a>) and redeem your rewards for airline award tickets or hotel stays.<\/p>\n<p>As an Ink Business Cash cardholder, I transfer my rewards to my Sapphire Reserve, allowing me to transfer them to partners such as <a href=\"https:\/\/thepointsguy.com\/guide\/air-canada-aeroplan\/\" rel=\"noopener\" target=\"_blank\">Air Canada Aeroplan<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-flying-blue\/\" rel=\"noopener\" target=\"_blank\">Air France-KLM Flying Blue<\/a>.<\/p>\n<p>I recently needed to top up my Sapphire Reserve account before transferring points to Flying Blue, and moving rewards was easy.<\/p>\n<p>I logged in to my Ink account and moved the rewards, which occurred instantaneously. From there, I could transfer my points and book a business-class ticket on <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/flying-blue-saver-pricing\/\" target=\"_blank\" rel=\"noopener\">Air France for 60,000 points<\/a>.<\/p>\n<p><a id=\"should-i-get-the-ink-business-unlimited-or-ink-business-cash\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Should I get the Ink Business Unlimited or Ink Business Cash?<\/h2>\n<p>If your business has expenses within the bonus categories and spending caps of the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125825?name=Ink Business Cash\u00ae Credit Card PID&amp;pid=22125825?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash<\/a><\/span>, then it&#8217;s an easy choice since you can use it to maximize your rewards earnings.<\/p>\n<p>On the other hand, if you have purchases in various categories and don&#8217;t wish to be bogged down by spending caps on bonus category spending, then the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6218?name=Ink Business Unlimited\u00ae Credit Card PID&amp;pid=6218?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Unlimited<\/a><\/span> and its 1.5% cash-back rate are better for you.<\/p>\n<p><a id=\"how-to-switch-from-the-ink-business-unlimited-to-the-ink-business-cash\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">How to switch from the Ink Business Unlimited to the Ink Business Cash<\/h2>\n<p>Switching between the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6218?name=Ink Business Unlimited\u00ae Credit Card PID&amp;pid=6218?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Unlimited<\/a><\/span> and <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125825?name=Ink Business Cash\u00ae Credit Card PID&amp;pid=22125825?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash<\/a><\/span> or vice versa is possible. To <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cancel-or-downgrade-credit-card\/\" target=\"_blank\" rel=\"noopener\">switch products<\/a>, call the customer service phone number on the back of the card and speak with a representative.<\/p>\n<p>However, it is possible to open <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ink-preferred-cash-together\/\" target=\"_blank\" rel=\"noopener\">both cards<\/a>, allowing your business to use the bonus categories of the Ink Business Cash for some purchases and the fixed 1.5% cash back from the Ink Business Unlimited for all other purchases. Remember that product-changing from one card to the other will lock you out of that card&#8217;s welcome offer, so I recommend opening both cards instead.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Chase&#8217;s lineup of Ink Business cards can be confusing, but the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6218?name=Ink Business Unlimited\u00ae Credit Card PID&amp;pid=6218?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Unlimited<\/a><\/span> and <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125825?name=Ink Business Cash\u00ae Credit Card PID&amp;pid=22125825?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash<\/a><\/span> are both cash-back cards for business owners.<\/p>\n<p>While you may feel limited by earning cash back only, the rewards earned from either can easily be used for travel with Chase&#8217;s transfer partners if you hold an Ultimate Rewards-earning credit card.<\/p>\n<p>If your business would benefit from its bonus categories, the Ink Business Cash is the right choice. Otherwise, go with the Ink Business Unlimited to take advantage of its flat 1.5% cash-back rate.<\/p>\n<p>To learn more, read our full reviews of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/ink-business-unlimited-credit-card-review\/\" target=\"_blank\" rel=\"noopener\">Ink Business Unlimited<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-review-ink-business-cash-credit-card\/\" target=\"_blank\" rel=\"noopener\">Ink Business Cash<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6218?name=Ink Business Unlimited\u00ae Credit Card PID&amp;pid=6218?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Unlimited<\/a><\/span><\/strong><\/p>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125825?name=Ink Business Cash\u00ae Credit Card PID&amp;pid=22125825?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-ink-business-unlimited-vs-ink-business-cash\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are plenty of business credit cards available on the market, making it difficult to decide which card is best. Chase loyalists or those looking to open a Chase credit card can choose from four cards with the Ink Business moniker. Two of these options are the Ink Business Unlimited\u00ae Credit Card (see rates and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":196702,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-196701","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/196701","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=196701"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/196701\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/196702"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=196701"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=196701"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=196701"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}