{"id":196623,"date":"2025-10-01T14:00:51","date_gmt":"2025-10-01T14:00:51","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/01\/citi-aadvantage-business-review-full-details-the-points-guy\/"},"modified":"2025-10-01T14:00:51","modified_gmt":"2025-10-01T14:00:51","slug":"citi-aadvantage-business-review-full-details-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/10\/01\/citi-aadvantage-business-review-full-details-the-points-guy\/","title":{"rendered":"Citi\u202f\/ AAdvantage Business review: Full details &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div><a id=\"citi-a-advantage-business-world-elite-mastercard-overview\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Citi \/ AAdvantage Business World Elite Mastercard overview<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22146206?name=Citi\u00ae\u202f\/ AAdvantage Business\u2122\u202fWorld Elite Mastercard\u00ae&amp;pid=22146206?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi\u00ae \/ AAdvantage Business\u2122 World Elite Mastercard\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/22146206?pid=22146206&amp;name=Citi%C2%AE%E2%80%AF%2F%20AAdvantage%20Business%E2%84%A2%E2%80%AFWorld%20Elite%20Mastercard%C2%AE&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) is best for businesses that often fly American Airlines. It has a $0 introductory annual fee (then $99), no foreign transaction fees and travel perks like a free checked bag and inflight savings. Still, its earning rates lag behind more flexible business cards.<strong>Card rating*: \u2b50<\/strong>\u2b50\u2b50<\/p>\n<h6>*<a href=\"https:\/\/thepointsguy.com\/review-methodology\/\" rel=\"noopener\" target=\"_blank\">Card rating<\/a> is based on the opinion of TPG&#8217;s editors and is not influenced by the card issuer.<\/h6>\n<hr class=\"jsx-4213731811\"\/>\n<p>Business owners loyal to American Airlines should consider the cobranded Citi AAdvantage Business World Elite Mastercard.<\/p>\n<p>Along with its $99 annual fee ($0 introductory annual fee for the first year), it has perks that make for a better passenger experience when flying on American.<\/p>\n<p>Note that the card has a recommended <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-credit-scores-work\/\" rel=\"noopener\" target=\"_blank\">credit score<\/a> of 740 or higher.<\/p>\n<p>Here&#8217;s why your business should consider this card if you and your employees <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-airlines\/\" rel=\"noopener noreferrer\" target=\"_blank\">travel regularly with American Airlines<\/a>.<\/p>\n<p><a id=\"citi-aa-business-pros-and-cons\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Citi \/ AA Business pros and cons<\/h2>\n<div class=\"jsx-4199963584 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-4199963584\">\n<table class=\"jsx-4199963584\">\n<thead class=\"jsx-4199963584\">\n<tr class=\"jsx-4199963584\">\n<th class=\"jsx-4199963584\"><strong>Pros<\/strong><\/th>\n<th class=\"jsx-4199963584\"><strong>Cons<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-4199963584\">\n<tr class=\"jsx-4199963584\">\n<td>\n<ul>\n<li>Low annual fee<\/li>\n<li>Inflight discount<\/li>\n<li>Free checked bag<\/li>\n<li>Earns AAdvantage miles<\/li>\n<li>No foreign transaction fees<\/li>\n<li>Add employee cards at no additional cost<\/li>\n<li>Earn a companion certificate (high spending required)<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>No lounge access<\/li>\n<li>Mediocre earning rates<\/li>\n<li>No complimentary elite status<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"citi-aa-business-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Citi \/ AA Business welcome offer<\/h2>\n<p>New cardholders of the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22146206?name=Citi\u00ae\u202f\/ AAdvantage Business\u2122\u202fWorld Elite Mastercard\u00ae&amp;pid=22146206?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi AAdvantage Business<\/a><\/span> can earn 75,000 bonus miles after spending $5,000 in purchases within the first five months of account opening.<\/p>\n<p>TPG&#8217;s September 2025 <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener noreferrer\" target=\"_blank\">valuations<\/a> peg AAdvantage miles at 1.55 cents each, making this welcome bonus worth $1,163.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>This is the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/aadvantage-citi-best-welcome-offers\/\" target=\"_blank\" rel=\"noopener\">highest welcome offer<\/a> we&#8217;ve seen on the card, so it&#8217;s worth taking advantage of if it&#8217;s been on your radar.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p>Employee spending counts toward your welcome bonus, so adding employee cards to your account is a great incentive.<\/p>\n<p><a id=\"citi-aa-business-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Citi \/ AA Business benefits<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22146206?name=Citi\u00ae\u202f\/ AAdvantage Business\u2122\u202fWorld Elite Mastercard\u00ae&amp;pid=22146206?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi AAdvantage Business<\/a><\/span> card comes with several benefits that will be useful to American Airlines business travelers, including:<\/p>\n<ul>\n<li><strong><a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-with-free-checked-baggage\/\" target=\"_blank\" rel=\"noopener\">First checked bag free<\/a>: <\/strong>You and up to four travel companions on the same reservation will get a free checked bag on domestic flights. This is worth up to $80 per person on a round-trip flight, so you can quickly cover the card&#8217;s annual fee with this perk alone.<\/li>\n<li><strong><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-airline-credit-card-in-flight-discounts\/\" target=\"_blank\" rel=\"noopener\">Inflight savings<\/a>: <\/strong>Receive a 25% discount on inflight Wi-Fi, food and drinks when paying with your card.<\/li>\n<li><strong><a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-airline-companion-tickets\/\" target=\"_blank\" rel=\"noopener\">Companion certificate<\/a>:<\/strong> Earn a certificate for one round-trip domestic (48 contiguous states, unless you&#8217;re from Alaska or Hawaii) main cabin itinerary after spending at least $30,000 on the card during your membership year and renew the card for the next year. <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/american-airlines-companion-certificate\/\" target=\"_blank\" rel=\"noopener\">Redeeming the certificate<\/a> costs $99 (plus taxes and fees), and you must book the flight on American Airlines or one of its regional partners.<\/li>\n<\/ul>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"American Airlines Boeing 737 Airbus A319 LaGuardia LGA Planes\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/07\/American-Airlines-LGA-Planes-11.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/07\/American-Airlines-LGA-Planes-11.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/07\/American-Airlines-LGA-Planes-11.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/07\/American-Airlines-LGA-Planes-11.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/07\/American-Airlines-LGA-Planes-11.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/07\/American-Airlines-LGA-Planes-11.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/07\/American-Airlines-LGA-Planes-11.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/07\/American-Airlines-LGA-Planes-11.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/07\/American-Airlines-LGA-Planes-11.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Cardholders can also add employee cards at no additional cost, which is a great way for your business to earn AA miles on employee spending.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/aadvantage-business-program-card\/\" target=\"_blank\" rel=\"noopener\">Why small businesses that use American AAdvantage need a cobranded business card<\/a><\/strong><\/p>\n<p><a id=\"earning-miles-on-the-citi-aa-business\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning miles on the Citi \/ AA Business<\/h2>\n<p>With the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22146206?name=Citi\u00ae\u202f\/ AAdvantage Business\u2122\u202fWorld Elite Mastercard\u00ae&amp;pid=22146206?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi AAdvantage Business<\/a><\/span> card, you&#8217;ll earn 2 miles per dollar spent on the following categories:<\/p>\n<ul>\n<li>Cable and satellite providers<\/li>\n<li>Car rental merchants<\/li>\n<li>Eligible American Airlines purchases<\/li>\n<li>Gas stations<\/li>\n<li>Telecommunications merchants<\/li>\n<\/ul>\n<p>And you&#8217;ll earn 1 mile per dollar spent on everything else.<\/p>\n<p>Although this card offers bonus miles per dollar spent in some popular business categories, common business purchases such as hotels, office supplies and shipping aren&#8217;t included \u2014 they&#8217;ll earn only 1 mile per dollar spent.<\/p>\n<p>You can give employees their own cards, allowing you to earn miles on their spending in addition to your own. Miles earned by the primary cardholder and any <a href=\"https:\/\/thepointsguy.com\/credit-cards\/authorized-user-company-credit-card\/\" target=\"_blank\" rel=\"noopener\">authorized user&#8217;s card<\/a> will be deposited into the <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/aadvantage-business-program\/\" target=\"_blank\" rel=\"noopener\">AAdvantage Business program<\/a> account and can be transferred to the AAdvantage account of the primary account holder or an employee.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Black BMW 3 series fueling at a gas station in Slovenia\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2021\/05\/Black-BMW-3-series-fueling-at-a-gas-station-in-Slovenia.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2021\/05\/Black-BMW-3-series-fueling-at-a-gas-station-in-Slovenia.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2021\/05\/Black-BMW-3-series-fueling-at-a-gas-station-in-Slovenia.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2021\/05\/Black-BMW-3-series-fueling-at-a-gas-station-in-Slovenia.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2021\/05\/Black-BMW-3-series-fueling-at-a-gas-station-in-Slovenia.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2021\/05\/Black-BMW-3-series-fueling-at-a-gas-station-in-Slovenia.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2021\/05\/Black-BMW-3-series-fueling-at-a-gas-station-in-Slovenia.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2021\/05\/Black-BMW-3-series-fueling-at-a-gas-station-in-Slovenia.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2021\/05\/Black-BMW-3-series-fueling-at-a-gas-station-in-Slovenia.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">RUDIECAST\/SHUTTERSTOCK<\/figcaption><\/figure>\n<p>The <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/american-airlines-aadvantage\/\" target=\"_blank\" rel=\"noopener\">AAdvantage program<\/a> also allows cardholders of any AA cobranded card to earn Loyalty Points, which can help them achieve elite status with American Airlines. You&#8217;ll earn 1 Loyalty Point for every dollar spent on your card.<\/p>\n<p>Plus, through Dec. 31, both the primary cardholder and an authorized user of an employee card will <a href=\"https:\/\/www.exploreamerican.com\/globalsales\/aadvantage-business-loyalty-points-promotion\/\" target=\"_blank\" rel=\"noopener\">earn Loyalty Points in their respective AAdvantage accounts<\/a> on purchases made using employee cards.<\/p>\n<p><a id=\"redeeming-miles-on-the-citi-aa-business\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming miles on the Citi \/ AA Business<\/h2>\n<p>The AAdvantage program has several <a href=\"https:\/\/thepointsguy.com\/airline\/sweet-spots-american-airlines-aadvantage\/\" target=\"_blank\" rel=\"noopener\">sweet spot redemptions<\/a> that can help you get the most out of your miles via premium redemptions. Some of the most valuable partners you can redeem AA miles for are <a href=\"https:\/\/thepointsguy.com\/guide\/cathay-pacific-asia-miles\/\" rel=\"noopener\" target=\"_blank\">Cathay Pacific<\/a>, <a href=\"https:\/\/thepointsguy.com\/news\/japan-airlines-a350-1000-inaugural\/\" rel=\"noopener\" target=\"_blank\">Japan Airlines<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/complete-guide-to-the-qantas-frequent-flyer-program\/\" rel=\"noopener\" target=\"_blank\">Qantas<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/qatar-airways-privilege-club\/\" rel=\"noopener\" target=\"_blank\">Qatar Airways<\/a>.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Qatar Airways Qsuite double bed set up\" loading=\"lazy\" width=\"1600\" height=\"1066\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Qatar-Airways_Qsuite_Facebook.jpeg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Qatar-Airways_Qsuite_Facebook.jpeg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Qatar-Airways_Qsuite_Facebook.jpeg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Qatar-Airways_Qsuite_Facebook.jpeg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Qatar-Airways_Qsuite_Facebook.jpeg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Qatar-Airways_Qsuite_Facebook.jpeg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Qatar-Airways_Qsuite_Facebook.jpeg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Qatar-Airways_Qsuite_Facebook.jpeg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/07\/Qatar-Airways_Qsuite_Facebook.jpeg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">QATAR AIRWAYS\/FACEBOOK<\/figcaption><\/figure>\n<p>TPG credit card writer <a href=\"https:\/\/thepointsguy.com\/author\/sahmed\/\" target=\"_blank\" rel=\"noopener\">Danyal Ahmed<\/a> recently used his miles to book a one-way ticket in <a href=\"https:\/\/thepointsguy.com\/airline\/reviews\/qatar-airways-qsuite-777\/\" target=\"_blank\" rel=\"noopener\">Qatar&#8217;s Qsuite<\/a> product from Doha to Los Angeles for 70,000 AAdvantage miles (plus around $200 in taxes and fees).<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/american-airlines-aadvantage\/\" rel=\"noopener\" target=\"_blank\">Your ultimate guide to American Airlines AAdvantage<\/a><\/strong><\/p>\n<p><a id=\"which-cards-compete-with-the-citi-aa-business\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Which cards compete with the Citi \/ AA Business?<\/h2>\n<p>For businesses that travel frequently, the main competitors to the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22146206?name=Citi\u00ae\u202f\/ AAdvantage Business\u2122\u202fWorld Elite Mastercard\u00ae&amp;pid=22146206?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi AAdvantage Business<\/a><\/span> are business credit cards that earn transferable rewards.<\/p>\n<ul>\n<li><strong>If you prefer American Express:<\/strong> The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7763?name=American Express\u00ae Business Gold Card&amp;pid=7763?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express\u00ae Business Gold Card<\/a><\/span> has a much higher $375 annual fee (see <a href=\"https:\/\/thepointsguy.com\/tc\/7763?pid=7763&amp;name=American%20Express%C2%AE%20Business%20Gold%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) but offers higher earnings in key business categories (subject to a spending cap), more redemption options, a slew of statement credits and superior business travel and purchase protections. For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-business-gold-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Amex Business Gold<\/a>.<\/li>\n<li><strong>If you prefer Chase:<\/strong> The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211974?name=Ink Business Preferred\u00ae Credit Card PID&amp;pid=221211974?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Preferred\u00ae Credit Card<\/a><\/span> has a $95 annual fee and allows cardholders to earn bonus points in select business categories and on travel (on the first $150,000 spent in combined purchases each anniversary year). You can move your points to Chase&#8217;s transfer partners for maximum value. For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ink-business-preferred-card-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Ink Business Preferred<\/a>.<\/li>\n<li><strong>If you prefer Capital One:<\/strong> The <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-business\/\" target=\"_blank\" rel=\"noopener\">Capital One Venture X Business<\/a> card earns bonus miles on select travel booked through Capital One&#8217;s travel booking site and unlimited 2 miles per dollar spent on all other purchases. Cardholders also get a $300 annual credit to use through Capital One&#8217;s travel booking site and 10,000 bonus anniversary miles each year. For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-venture-x-business-review-huge-earning-potential-for-businesses\/\" target=\"_blank\" rel=\"noopener\">full review of the Venture X Business<\/a>.<\/li>\n<\/ul>\n<p>For additional options, check out our full list of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener\" target=\"_blank\">best business credit cards<\/a>.<\/p>\n<p><em>The information for the Ink Business Preferred has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/choose-right-credit-card-for-your-business\/\" rel=\"noopener\" target=\"_blank\">How to choose the best credit card for your business expenses<\/a><\/strong><\/p>\n<p><a id=\"is-the-citi-citi-aa-business-worth-it\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Is the Citi Citi \/ AA Business worth it?<\/h2>\n<p>If you fly American Airlines and check a bag frequently, you can easily justify the card&#8217;s $99 annual fee (after the first year). However, if you aren&#8217;t committed to American Airlines, you&#8217;ll likely get more value from a different <a href=\"https:\/\/thepointsguy.com\/credit-cards\/airline\/\" target=\"_blank\" rel=\"noopener\">airline cobranded card<\/a> or business rewards travel card.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22146206?name=Citi\u00ae\u202f\/ AAdvantage Business\u2122\u202fWorld Elite Mastercard\u00ae&amp;pid=22146206?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi \/ AAdvantage Business<\/a><\/span> isn&#8217;t the most versatile business card, but it delivers strong, airline-specific perks at a relatively low cost. If you&#8217;re loyal to American Airlines and regularly check bags or want to earn miles and Loyalty Points through business spending, this card can be a worthwhile tool.<\/p>\n<p>However, if you need richer earning categories, flexible points or broader travel protections, you&#8217;ll likely find better long-term value with a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-business-credit-cards\/\" target=\"_blank\" rel=\"noopener\">general business rewards card<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22146206?name=Citi\u00ae\u202f\/ AAdvantage Business\u2122\u202fWorld Elite Mastercard\u00ae&amp;pid=22146206?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi \/ AAdvantage Business<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><em>For rates and fees of Amex Business Gold Card, click <a href=\"https:\/\/thepointsguy.com\/tc\/7763?pid=7763&amp;name=American%20Express%C2%AE%20Business%20Gold%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/citibusiness-aadvantage-platinum-mastercard-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Citi \/ AAdvantage Business World Elite Mastercard overview The Citi\u00ae \/ AAdvantage Business\u2122 World Elite Mastercard\u00ae (see rates and fees) is best for businesses that often fly American Airlines. It has a $0 introductory annual fee (then $99), no foreign transaction fees and travel perks like a free checked bag and inflight savings. Still, its [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":196624,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-196623","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/196623","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=196623"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/196623\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/196624"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=196623"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=196623"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=196623"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}