{"id":191870,"date":"2025-09-08T17:00:36","date_gmt":"2025-09-08T17:00:36","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/09\/08\/citi-strata-elite-card-statement-credits-earn-maximum-value-the-points-guy\/"},"modified":"2025-09-08T17:00:36","modified_gmt":"2025-09-08T17:00:36","slug":"citi-strata-elite-card-statement-credits-earn-maximum-value-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/09\/08\/citi-strata-elite-card-statement-credits-earn-maximum-value-the-points-guy\/","title":{"rendered":"Citi Strata Elite Card statement credits: Earn maximum value – The Points Guy"},"content":{"rendered":"


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The Citi Strata Elite\u2120 Card<\/a><\/span> (see rates and fees<\/a>) splashed onto the premium credit card scene this year as a new option for luxury-minded travelers<\/a> and people looking to collect more Citi ThankYou Rewards<\/a> points.<\/p>\n

Citi ThankYou Rewards points became more valuable with the addition of American Airlines AAdvantage as a transfer partner<\/a>. That move made Citi the only card issuer with direct transfers to American Airlines, one of the three largest U.S. airlines.<\/p>\n

TPG’s September 2025 valuations<\/a> place Citi ThankYou Rewards points at 1.9 cents each. The Strata Elite provides excellent earning rates to collect these points, and it packs in more perks to help take the sting out of its high $595 annual fee.<\/p>\n

These statement credits can help elevate your travel experience and offset the annual fee, as long as you spend mindfully.<\/p>\n

Here’s a breakdown of what you need to know to make the most of these credits.<\/p>\n

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Overview of Strata Elite credits<\/h2>\n

Here’s a list of the credits the Strata Elite<\/a><\/span> provides:<\/p>\n

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\n\n\n\n\n\n\n\n\n
Credit<\/strong><\/th>\nValue<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Prepaid hotel stays booked with Citi Travel<\/strong><\/td>\n$300 annually<\/td>\n<\/tr>\n
Splurge<\/strong><\/td>\n$200 annually<\/td>\n<\/tr>\n
Blacklane<\/strong><\/td>\n$200 annually ($100 biannually)<\/td>\n<\/tr>\n
Global Entry\/TSA PreCheck<\/strong><\/td>\nUp to $120 every four years<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

These total $820 in first-year value, which more than offsets the Strata Elite’s $595 annual fee. Without the Global Entry\/TSA PreCheck credit, the card provides $700 in annual statement credits.<\/p>\n

Past its statement credits, the Strata Elite provides ongoing value with four Admirals Club<\/a> Citi Strata Elite passes each calendar year, Priority Pass<\/a> lounge access and access to The Reserve by Citi Travel<\/a>. You’ll also receive excellent travel<\/a> and purchase protections<\/a>.<\/p>\n

Related: How long does it take to receive statement credits from Amex, Capital One, Chase and Citi?<\/a><\/strong><\/p>\n

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Prepaid hotel stays booked with Citi Travel<\/h2>\n

The Strata Elite<\/a><\/span>‘s most valuable credit provides $300 off a prepaid hotel stay of at least two nights booked through Citi Travel<\/a>, the issuer’s travel portal.<\/p>\n

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SMALL LUXURY HOTELS OF THE WORLD<\/figcaption><\/figure>\n

This is an annual $300 credit, so you can use it all at once.<\/p>\n

Plus, you aren’t limited in your hotel selection. You can use this credit on any prepaid stay of at least two nights that’s booked with Citi Travel.<\/p>\n

Related: Should you book hotels through Citi Travel?<\/a><\/strong><\/p>\n

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Splurge<\/h2>\n

Strata Elite Card<\/a><\/span> holders will receive up to $200 in statement credits on purchases with up to two brands of their choice.<\/p>\n

Cardholders have a choice of the following brands:<\/p>\n