{"id":190496,"date":"2025-09-02T13:00:25","date_gmt":"2025-09-02T13:00:25","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/09\/02\/amex-everyday-vs-citi-strata-earn-points-for-no-annual-fee-the-points-guy\/"},"modified":"2025-09-02T13:00:25","modified_gmt":"2025-09-02T13:00:25","slug":"amex-everyday-vs-citi-strata-earn-points-for-no-annual-fee-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/09\/02\/amex-everyday-vs-citi-strata-earn-points-for-no-annual-fee-the-points-guy\/","title":{"rendered":"Amex EveryDay vs. Citi Strata: Earn points for no annual fee – The Points Guy"},"content":{"rendered":"


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The Amex EveryDay\u00ae Credit Card from American Express<\/a> (no longer available) is a no-annual-fee<\/a> alternative to some of Amex’s other powerhouse products<\/a>. Like Amex’s more premium cards, it earns transferable American Express Membership Rewards points<\/a> and offers category and transaction bonuses<\/a>.<\/p>\n

The information for the Amex EveryDay card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n

The no-annual-fee Citi Strata\u2120 Card<\/a><\/span> (see rates and fees<\/a>) also packs a punch, earning bonus Citi ThankYou points<\/a> at supermarkets<\/a>, gas stations<\/a> and a self-select category. Plus, points earned are transferable to Citi’s travel partners<\/a>, albeit at a reduced ratio.<\/p>\n

If you have another Citi card like the Citi Strata Premier\u00ae Card<\/a><\/span> (see rates and fees<\/a>), you can combine your points and have access to the standard transfer ratio.<\/p>\n

Here’s what you need to know about how these two cards match up.<\/p>\n

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Amex EveryDay vs. Citi Strata comparison<\/h2>\n
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\n\n\n\n\n\n\n\n\n
\nAmex EveryDay<\/strong><\/th>\nCiti Strata<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Annual fee<\/strong><\/td>\n$0<\/td>\n$0<\/td>\n<\/tr>\n
Welcome bonus<\/strong><\/td>\nN\/A<\/td>\nEarn 30,000 points after spending $1,000 in purchases within the first three months.<\/td>\n<\/tr>\n
Earning<\/strong><\/td>\n\n
    \n
  • Earn 2 points per dollar on purchases at U.S. supermarkets (up to $6,000 in spending each year; then 1 point per dollar)<\/li>\n
  • Earn 1 point per dollar on all other purchases<\/li>\n
  • Earn Terms apply<\/li>\n<\/ul>\n<\/td>\n
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    \n
  • Earn 5 points per dollar spent on hotels, car rentals and attractions booked through the Citi travel portal<\/li>\n
  • Earn 3 points per dollar spent at supermarkets and on select transit, electric vehicle charging and gas purchases<\/li>\n
  • Earn 3 points per dollar spent on an eligible self-select category (which you can change each quarter)<\/li>\n
  • Earn 2 points per dollar spent at restaurants<\/li>\n
  • Earn 1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n

    \u00a0<\/p>\n<\/td>\n<\/tr>\n

Additional benefits<\/strong><\/td>\n\n
    \n
  • 20% more points when you use your card 20 or more times on purchases in a billing period. Terms apply<\/li>\n
  • Access to Amex’s Membership Rewards Program<\/li>\n
  • Car rental loss and damage insurance*<\/li>\n
  • Global Assist Hotline**<\/li>\n<\/ul>\n<\/td>\n
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