{"id":184524,"date":"2025-08-02T19:00:15","date_gmt":"2025-08-02T19:00:15","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/08\/02\/monthly-checklist-credit-card-perks-and-benefits-to-use-the-points-guy\/"},"modified":"2025-08-02T19:00:15","modified_gmt":"2025-08-02T19:00:15","slug":"monthly-checklist-credit-card-perks-and-benefits-to-use-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/08\/02\/monthly-checklist-credit-card-perks-and-benefits-to-use-the-points-guy\/","title":{"rendered":"Monthly checklist: Credit card perks and benefits to use &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Depending on how many <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best\/\" rel=\"noopener\" target=\"_blank\">credit cards<\/a> you have, the list of benefits you should be using this month might feel overwhelming. Can you remember all of these perks without help? Maybe not.<\/p>\n<p>Rather than trying to keep track of all of them on your own, we&#8217;ve compiled a monthly checklist of credit card perks and benefits you might be eligible for. This should take the guesswork out of your benefits when they expire and their value.<\/p>\n<p>Here are some important reminders for the month of August.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-benefits-we-love\/\" target=\"_blank\" rel=\"noopener\">The 13 card benefits TPG&#8217;s experts love the most<\/a><\/strong><\/p>\n<p><a id=\"american-express\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">American Express<\/h2>\n<p>There are numerous monthly card perks that you should be using since Amex offers many of its statement credits as monthly amounts, rather than a one-time annual benefit.<\/p>\n<p>It&#8217;s important to note that these values are &#8220;up to&#8221; amounts, meaning this is the maximum you will receive in statement credits. If you spend less than this amount, you will be reimbursed only for that lower amount.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><\/div><figcaption class=\"jsx-3874346954 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Additionally, your Uber Cash will disappear from your account if unused by the end of the month.<\/p>\n<p>Overall, these are not benefits you can roll over for later. They are &#8220;use it or lose it&#8221; type credits.<\/p>\n<h3>The Platinum Card from American Express<\/h3>\n<ul>\n<li><strong>Up to $12.95 statement credit for a Walmart+ monthly membership (up to $155 per calendar year)<\/strong>: Pay with <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22504813?name=The Platinum Card\u00ae from American Express&amp;pid=22504813?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Platinum Card\u00ae from American Express<\/a><\/span>, then receive reimbursement in statement credits for one membership fee per month. <a href=\"https:\/\/thepointsguy.com\/credit-cards\/walmart-plus-amex-platinum\/\" rel=\"noopener\" target=\"_blank\">Here&#8217;s how to enroll<\/a> (subject to auto-renewal). Plus Up Benefits are not eligible. If you don&#8217;t receive the statement credit automatically, it&#8217;s worth <a href=\"https:\/\/thepointsguy.com\/credit-cards\/claim-missing-amex-statement-credits\/\" rel=\"noopener\" target=\"_blank\">requesting that any missing credits be applied<\/a>. The easiest way is via chat (online or through the Amex app). Enrollment is required; terms apply.<\/li>\n<li><strong>Up to $15 in Uber Cash (additional $20 in December; up to $200 in Uber Cash per calendar year)<\/strong>: This can be used for Uber rides or on Uber Eats orders in the U.S. Add your card to your Uber account as a payment method and then redeem with any Amex card. <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-uber-cash-credit\/\" rel=\"noopener\" target=\"_blank\">Here&#8217;s how to use this benefit<\/a> (enrollment is required; terms apply)<\/li>\n<li><strong>Up to $20 digital entertainment statement credit (up to $240 per calendar year)<\/strong>: This can be used for a Disney+ Bundle, Disney+, ESPN+, Hulu, Peacock, The New York Times and The Wall Street Journal. Enrollment is required in advance to receive the statement credit; terms apply. <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-digital-entertainment-credit\/\" rel=\"noopener\" target=\"_blank\">Here&#8217;s how to use this benefit<\/a>.<\/li>\n<\/ul>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"EmailSignUp_graphic__zgpFm tw-opacity-0\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-2618086009 newsletter-form\">\n<div class=\"jsx-2618086009 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p>While not a monthly benefit, cardmembers also receive two spending credits with <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-saks-fifth-avenue-credit\/\" rel=\"noopener\" target=\"_blank\">Saks Fifth Avenue<\/a> on the Amex Platinum each calendar year. From Jan. 1 through June 30 each year, you&#8217;ll receive up to $50 in statement credits, plus a separate up to $50 in statement credits from July 1 to Dec. 31, for up to $100 in Saks statement credits each calendar year. Enrollment is required in advance; terms apply.<\/p>\n<p>You can use up to $300 in Equinox statement credits per calendar year. These credits apply to paying for Equinox+ or any Equinox club membership (subject to auto-renewal). <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-new-amex-platinum-equinox-credit\/\" rel=\"noopener\" target=\"_blank\">Here&#8217;s how to use this benefit<\/a>. Enrollment is required; terms apply.<\/p>\n<p>These benefits and statement credits can help offset the card&#8217;s $695 annual fee (see <a href=\"https:\/\/thepointsguy.com\/tc\/22504813?pid=22504813&amp;name=The%20Platinum%20Card%C2%AE%20from%20American%20Express&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>).<\/p>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-platinum-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Amex Platinum<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/10-things-to-do-amex-platinum\/\" rel=\"noopener\" target=\"_blank\">10 things to do when you get the Amex Platinum<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22504813?name=The Platinum Card\u00ae from American Express&amp;pid=22504813?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Platinum Card from American Express<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>The Business Platinum Card from American Express<\/h3>\n<ul>\n<li><strong>Up to $10 wireless credits (up to $120 per calendar year)<\/strong>: Pay for an eligible U.S. mobile service provider and receive a statement credit of up to $10 each month. Enrollment is required in advance; terms apply.<\/li>\n<li><strong>Up to $50 each quarter (up to $200 per calendar year) for eligible Hilton purchases<\/strong>: This statement credit can be used for any eligible purchase at a property in the Hilton portfolio. Note that you must be registered in the Hilton for Business program to participate. Terms apply.<\/li>\n<\/ul>\n<p><span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7758?name=The Business Platinum Card\u00ae from American Express&amp;pid=7758?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Business Platinum Card\u00ae from American Express<\/a><\/span> doesn&#8217;t award credits at Saks or with Uber, but cardmembers can receive up to $1,150 in statement credits per calendar year for <a href=\"https:\/\/thepointsguy.com\/news\/amex-business-platinum-enhances-adobe-dell-statement-credits\/\" target=\"_blank\" rel=\"noopener\">U.S. Dell purchases<\/a>.<\/p>\n<p>You can receive up to $150 in statement credits on U.S. purchases made directly at Dell and then an additional $1,000 statement credit after spending $5,000 or more at Dell from July 1 through Dec. 31 (and for each calendar year thereafter).<\/p>\n<p>These credits help offset this card&#8217;s $695 annual fee (see <a href=\"https:\/\/thepointsguy.com\/tc\/7758?pid=7758&amp;name=The%20Business%20Platinum%20Card%C2%AE%20from%20American%20Express&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>).<\/p>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-business-platinum-card-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Amex Business Platinum<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/things-to-do-amex-business-platinum\/\" rel=\"noopener\" target=\"_blank\">9 things to do when you get the Amex Business Platinum Card<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7758?name=The Business Platinum Card\u00ae from American Express&amp;pid=7758?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Business Platinum Card from American Express<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>American Express Gold Card<\/h3>\n<p>Use the following benefits to help offset the card&#8217;s $325 annual fee (see <a href=\"https:\/\/thepointsguy.com\/tc\/6344?pid=6344&amp;name=American%20Express%C2%AE%20Gold%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>):<\/p>\n<ul>\n<li><strong>Up to $10 Uber Cash each month (up to $120 per calendar year)<\/strong>: Like the perk on the Amex Platinum, this applies to Uber rides and Uber Eats orders in the U.S. Add your <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6344?name=American Express\u00ae Gold Card&amp;pid=6344?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express\u00ae Gold Card<\/a><\/span> to your Uber account as a payment method to receive this benefit, and note that it can stack with the monthly credit on the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22504813?name=The Platinum Card\u00ae from American Express&amp;pid=22504813?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Platinum<\/a><\/span> if you have both cards. <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-uber-cash-credit\/\" rel=\"noopener\" target=\"_blank\">Here&#8217;s how to use this benefit<\/a>. Enrollment is required; terms apply. Uber Cash will only be deposited into one Uber account when you add the Amex Gold as a payment method to use and redeem with any Amex card.<\/li>\n<li><strong>Up to $10 dining statement credit (up to $120 per calendar year)<\/strong>: Use your card to pay at The Cheesecake Factory, Five Guys, Goldbelly, Grubhub and Wine.com to receive up to $10 in monthly statement credits. Enrollment is required in advance; terms apply. <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-gold-dining-credit\/\" rel=\"noopener\" target=\"_blank\">Here&#8217;s how to use this benefit<\/a>.<\/li>\n<li><strong>Up to $7 Dunkin&#8217; credit (up to $84 per calendar year)<\/strong>: Cardmembers receive up to $7 in monthly statement credits to be used at Dunkin&#8217; locations within the U.S. This credit can also be used to load your mobile Dunkin&#8217; Donuts account. Enrollment is required; terms apply.<\/li>\n<li><strong>Up to $100 annual U.S. Resy statement credits<\/strong>: Cardmembers receive two up to $50 semi-annual statement credits per calendar year, one to be used from January to June and another from July to December. Statement credits can be redeemed by dining at <a href=\"https:\/\/thepointsguy.com\/news\/delta-amex-resy-credit\/\" target=\"_blank\" rel=\"noopener\">a restaurant in the U.S. that accepts Resy reservations<\/a> and paying with your Amex Gold, as well as on other eligible Resy purchases. A reservation is not required to earn the statement credit. Enrollment is required; terms apply.<\/li>\n<\/ul>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-gold-card-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Amex Gold<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/5-things-to-do-amex-gold-card\/\" rel=\"noopener\" target=\"_blank\">American Express Gold checklist: 5 things to do when you get the card<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6344?name=American Express\u00ae Gold Card&amp;pid=6344?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express Gold Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>American Express Business Gold Card<\/h3>\n<ul>\n<li><strong>Up to $20 flexible business credit (up to $240 per calendar year): <\/strong>Cardmembers can earn up to $20 in statement credits per month on eligible U.S. purchases at FedEx, Grubhub, and office supply stores. Enrollment required; terms apply.<\/li>\n<\/ul>\n<p>These statement credits can easily help offset the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7763?name=American Express\u00ae Business Gold Card&amp;pid=7763?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express\u00ae Business Gold Card<\/a><\/span> $375 annual fee (see <a href=\"https:\/\/thepointsguy.com\/tc\/7763?pid=7763&amp;name=American%20Express%C2%AE%20Business%20Gold%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>).<\/p>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-business-gold-card-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Amex Business Gold<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7763?name=American Express\u00ae Business Gold Card&amp;pid=7763?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express Business Gold Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Delta cobranded cards<\/h3>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/maximize-statement-credits-delta-amex-credit-cards\/\" rel=\"noopener\" target=\"_blank\">How to maximize the new statement credits on the Delta Amex cards<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Hilton Honors American Express Aspire Card<\/h3>\n<ul>\n<li><strong>Up to $200 Hilton Resorts credit every six months (up to $400 per calendar year)<\/strong>: Use your Hilton Amex Aspire at <a href=\"https:\/\/www.hilton.com\/en\/resorts\/\" rel=\"noopener\" target=\"_blank\">participating Hilton Resorts<\/a> to pay for eligible purchases, such as room charges and incidentals. This benefit is divided into two $200 semi-annual credits, one for use from January to June and another for use from July to December.<\/li>\n<li><strong>Up to $50 in flight credits per quarter (up to $200 per calendar year)<\/strong>: Pay for a flight directly with an airline or through AmexTravel.com and receive up to $50 in statement credits each quarter. Datapoints tell us you may be able to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/maximize-statement-credits-hilton-credit-cards\/\" rel=\"noopener\" target=\"_blank\">use this credit<\/a> for seat upgrades, award taxes and fees and to reload your United TravelBank balance.<\/li>\n<\/ul>\n<p><em>The information for the Hilton Amex Aspire card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Learn more: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/hilton-amex-aspire-review\/\" target=\"_blank\" rel=\"noopener\">Hilton Honors American Express Aspire Card<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Hilton Honors American Express Surpass Card<\/h3>\n<ul>\n<li><strong>Up to $50 Hilton credit per quarter (up to $200 per calendar year)<\/strong>: Receive up to $50 in statement credits each quarter on purchases charged directly with a property within the Hilton portfolio, including bookings and incidental charges. Datapoints tell us you may be able to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/maximize-statement-credits-hilton-credit-cards\/\" rel=\"noopener\" target=\"_blank\">use this credit<\/a> for dining and gift store purchases at a Hilton property and online Hilton gift card purchases, even if you aren&#8217;t staying at a property. Terms apply.<\/li>\n<\/ul>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/hilton-amex-surpass-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Hilton American Express Surpass<strong>\u00ae<\/strong> Card<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/220312354?name=Hilton Honors American Express Surpass\u00ae Card&amp;pid=220312354?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Honors American Express Surpass Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>The Hilton Honors American Express Business Card<\/h3>\n<ul>\n<li><strong>Up to $60 Hilton credit per quarter (up to $240 per calendar year)<\/strong>: Receive up to $60 in statement credits each quarter on purchases charged directly with a property within the Hilton portfolio, including bookings and incidental charges such as dining and spa services. See our advice for the Surpass credit above. Terms apply.<\/li>\n<\/ul>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/credit-card-review-hilton-honors-american-express-business-card\/\" target=\"_blank\" rel=\"noopener\">full review of the Hilton Honors American Express Business Card<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6727?name=The Hilton Honors American Express Business Card&amp;pid=6727?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Hilton Honors American Express Business Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Marriott Bonvoy Brilliant American Express Card<\/h3>\n<ul>\n<li><strong>Up to $25 in monthly dining statement credits (up to $300 per calendar year)<\/strong>: This card offers up to $25 in <a href=\"https:\/\/thepointsguy.com\/credit-cards\/whats-covered-marriott-bonvoy-brilliant-300-credit\/\" rel=\"noopener\" target=\"_blank\">monthly dining statement credits<\/a> at restaurants worldwide. You don&#8217;t need to enroll for this benefit in advance \u2014 swipe your card at an eligible restaurant, and you should receive the statement credit within a few days. Terms apply.<\/li>\n<\/ul>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/marriott-bonvoy-brilliant-amex-card-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6396?name=Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card&amp;pid=6396?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Marriott Bonvoy Brilliant American Express Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><a id=\"chase\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Chase<\/h2>\n<p>Select Chase credit cards offer perks on a monthly basis, so a new month means you have a fresh batch of credits to use.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"the exterior of a Chase bank branch in the Financial District in New York City.\" loading=\"lazy\" width=\"1601\" height=\"1068\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2018\/09\/chase-bank.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2018\/09\/chase-bank.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2018\/09\/chase-bank.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2018\/09\/chase-bank.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2018\/09\/chase-bank.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2018\/09\/chase-bank.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2018\/09\/chase-bank.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2018\/09\/chase-bank.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2018\/09\/chase-bank.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">MICHAEL BROCHSTEIN\/SOPA IMAGES\/LIGHTROCKET\/GETTY IMAGES<\/figcaption><\/figure>\n<h3>Chase Sapphire Reserve<\/h3>\n<ul>\n<li><strong>$5 DoorDash credits<\/strong>: When you add your <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve\u00ae<\/a><\/span> card (see <a href=\"https:\/\/thepointsguy.com\/tc\/221211836?pid=221211836&amp;name=Chase%20Sapphire%20Reserve%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) as a payment method to your DoorDash account, Chase will add up to $5 in credits at the beginning of each month. Note that this credit applies only for $5 off restaurant orders, and that it doesn&#8217;t roll over month to month. These credits are in addition to the card&#8217;s <a href=\"https:\/\/thepointsguy.com\/news\/chase-dashpass-sapphire-freedom-slate\/\" rel=\"noopener\" target=\"_blank\">complimentary DashPass membership<\/a> (activate by Dec. 31, 2027).<\/li>\n<li><strong>$20 DoorDash non-restaurant credits<\/strong>: With an activated Sapphire Reserve DashPass membership, cardholders receive two promos of up to $10 off each calendar month at checkout on grocery, convenience or other non-restaurant orders on DoorDash. Only one promo may be used per order.<\/li>\n<li><strong>$10 in Lyft credits<\/strong>: Cardholders will receive a $10 ride credit every month with their Sapphire Reserve, for a total of $120 in credits each year. These credits do not roll over month to month, so it&#8217;s important to use yours before the end of the month. This benefit runs through Sept. 30, 2027.<\/li>\n<\/ul>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-reserve-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Sapphire Reserve<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-reserve-credits\/\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve statement credits: What they are and how to use them<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Chase Sapphire Reserve for Business<\/h3>\n<ul>\n<li><strong>$5 DoorDash credits<\/strong>: When you add your <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10965?name=Chase Sapphire Reserve for Business\u2120 PID&amp;pid=10965?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve for Business\u2120<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/10965?pid=10965&amp;name=Chase%20Sapphire%20Reserve%20for%20Business%E2%84%A0%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) as a payment method to your DoorDash account and activate your complimentary DashPass membership by Dec. 31, 2027, Chase will provide up to $5 in credits at the beginning of each month.<\/li>\n<li><strong>$20 DoorDash non-restaurant credits<\/strong>: With an activated Sapphire Reserve for Business DashPass membership, receive two promos of up to $10 off each calendar month at checkout on grocery, convenience or other non-restaurant orders on DoorDash. Only one promo may be used per order. Valid through Dec. 31, 2027.<\/li>\n<li><strong>$10 in Lyft credits<\/strong>: Receive a $10 in-app credit every month, for a total of $120 in credits each year. Credits do not roll over month to month. This benefit runs through Sept. 30, 2027.<\/li>\n<\/ul>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-reserve-for-business-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Sapphire Reserve for Business<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10965?name=Chase Sapphire Reserve for Business\u2120 PID&amp;pid=10965?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve for Business<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Chase Sapphire Preferred Card<\/h3>\n<ul>\n<li><strong>$10 DoorDash non-restaurant credits<\/strong>: Cardholders with an activated <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/22125056?pid=22125056&amp;name=Chase%20Sapphire%20Preferred%C2%AE%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) DashPass membership, receive one promo of up to $10 off each calendar month at checkout on one grocery, convenience or other non-restaurant order on DoorDash. Activate your DashPass membership by Dec. 31, 2027 to use this benefit.<\/li>\n<\/ul>\n<p>Cardholders can also use a $50 hotel credit each year when booking through Chase Travel\u2120. If you haven&#8217;t used yours yet this year, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-hotel-credit\/\" rel=\"noopener\" target=\"_blank\">here&#8217;s how to use this benefit<\/a>.<\/p>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-preferred-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Sapphire Preferred<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Chase Freedom (not open to new applicants) and Chase Freedom Flex<\/h3>\n<ul>\n<li><strong>Up to 5% cash back<\/strong>: <a href=\"https:\/\/thepointsguy.com\/news\/activate-chase-freedom-5x-earnings\/\" rel=\"noopener\" target=\"_blank\">Current categories<\/a> include gas and electric vehicle charging, Instacart and select live entertainment. You&#8217;ll receive 5% cash back on these categories on up to $1,500 of combined spending each quarter (then 1% back). You must activate your categories to enjoy higher earning rates. The quarter ends on Sept. 30 (and you must <a href=\"https:\/\/www.chasebonus.com\/\" rel=\"noopener\" target=\"_blank\">activate<\/a> by Sept. 14), so you have until then to register and maximize these earnings.<\/li>\n<li><strong>$10 DoorDash non-restaurant credits<\/strong>: Cardholders of any Chase Freedom or Slate family cards receive one promo of up to $10 off each quarter at checkout on one grocery, convenience or other non-restaurant order on DoorDash via a DashPass membership. Your DashPass membership must be activated by Dec. 31, 2027 to receive this benefit.<\/li>\n<\/ul>\n<p>Remember: Even though the Chase Freedom and <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7538?name=Chase Freedom Flex\u00ae PID&amp;pid=7538?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Freedom Flex\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/7538?pid=7538&amp;name=Chase%20Freedom%20Flex%C2%AE%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) cards are technically cash-back products, you can turn these earnings into fully transferable <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\" rel=\"noopener\" target=\"_blank\">Ultimate Rewards points<\/a> if you also have a premium Chase card like the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred<\/a><\/span> or <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Reserve<\/a><\/span>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>United cobranded cards<\/h3>\n<ul>\n<li><strong>Ride-hailing credit: <\/strong>Several cobranded United credit cards offer varying levels of ride-hailing statement credit per month. The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22035884?name=United\u2120 Explorer Card PID&amp;pid=22035884?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United\u2120 Explorer Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/22035884?pid=22035884&amp;name=United%E2%84%A0%20Explorer%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) offers up to $5 in statement credits per month, while the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/7752?name=United Quest\u2120 Card PID&amp;pid=7752?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United Quest\u2120 Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/7752?pid=7752&amp;name=United%20Quest%E2%84%A0%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) and <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6874?name=United\u2120 Business Card PID&amp;pid=6874?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United\u2120 Business Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/6874?pid=6874&amp;name=United%E2%84%A0%20Business%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) each offer up to $8 in statement credits per month between January to November and up to $12 in statement credits in December. Meanwhile, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6976?name=United Club\u2120 Card PID&amp;pid=6976?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United Club\u2120 Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/6976?pid=6976&amp;name=United%20Club%E2%84%A0%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) and United Club\u2120 Business Card each offer up to $12 credits per month from January to November and up to $18 credits in December. Yearly opt-in is required in order to earn your monthly credit.<\/li>\n<li><strong>Instacart credit:<\/strong> The United Club Card and United Club Business both offer two $10 monthly credits, whereas the United Quest provides one $10 and one $5 monthly credit. Meanwhile, the United Explorer and United Business each provide a $10 monthly credit. Instacart benefits end Dec. 31, 2027.<\/li>\n<\/ul>\n<p><em>The information for the United Club Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/united-cards-sign-up-offers\/\" target=\"_blank\" rel=\"noopener\">Current United card welcome bonuses<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><a id=\"citi\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Citi<\/h2>\n<p>Check out these must-use benefits for certain Citi cards.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Citi branch\" loading=\"lazy\" width=\"4000\" height=\"2670\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-521140816.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-521140816.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-521140816.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-521140816.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-521140816.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-521140816.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-521140816.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-521140816.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-521140816.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">CHRISTOPHER DILTS\/BLOOMBERG\/GETTY IMAGES<\/figcaption><\/figure>\n<h3>Citi \/ AAdvantage Executive World Elite Mastercard<\/h3>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221410949?name=Citi\u00ae \/ AAdvantage\u00ae Executive World Elite Mastercard\u00ae&amp;pid=221410949?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi\u00ae \/ AAdvantage\u00ae Executive World Elite Mastercard\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/221410949?pid=221410949&amp;name=Citi%C2%AE%20%2F%20AAdvantage%C2%AE%20Executive%20World%20Elite%20Mastercard%C2%AE&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) card has several benefits, including the following monthly credits:<\/p>\n<ul>\n<li><strong>$10 in monthly Lyft credit after three rides<\/strong>: Use your card as the payment method in your account and get a $10 Lyft credit after taking three rides in a month.<\/li>\n<li><strong>Up to $10 back with<\/strong> <strong>Grubhub<\/strong>: When you use your card for Grubhub purchases, you&#8217;ll receive up to $10 in monthly statement credits.<\/li>\n<\/ul>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/guide\/citi-aadvantage-executive-review\/\" target=\"_blank\" rel=\"noopener\">full review of the AAdvantage Executive World Elite Mastercard<\/a>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221410949?name=Citi\u00ae \/ AAdvantage\u00ae Executive World Elite Mastercard\u00ae&amp;pid=221410949?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi \/ AAdvantage Executive World Elite Mastercard<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Citi Dividend Card (not open to new applicants)<\/h3>\n<ul>\n<li><strong>5% cash back<\/strong>: You can earn 5% cash back each quarter on rotating categories. Unlike other cards that limit your bonus earnings within the quarter, Citi\u00ae Dividend cardholders can earn 5% bonus cash back on up to $6,000 of spending across the year (then 1% back thereafter), meaning you could maximize your 5% earnings for the whole year during a quarter where the bonus categories are more advantageous for you. Remember to <a href=\"https:\/\/www.citi.com\/credit-cards\/credit-cards-citi\/citi.action?ID=dividend-quarterly-offer\" rel=\"noopener\" target=\"_blank\">activate your current categories<\/a>, which include gas stations and home improvement stores. These categories are active through Sept. 30.<\/li>\n<\/ul>\n<p><em>The information for the Citi Dividend card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<hr class=\"jsx-4213731811\"\/><a id=\"discover\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Discover<\/h2>\n<h3>Discover it Cash Back<\/h3>\n<ul>\n<li><strong>5% cash back<\/strong>: Each quarter, you can earn 5% cash back on up to $1,500 in combined spending on rotating categories, then unlimited 1% cash back. Remember to activate your current categories, which include gas stations, EV charging, public transit and utilities.<\/li>\n<\/ul>\n<p><em>The information for the Discover it\u00ae Cash Back has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Learn more: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/discover-it-cash-back-review\/\" target=\"_blank\" rel=\"noopener\">Discover it Cash Back<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><a id=\"u-s-bank\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">U.S. Bank<\/h2>\n<p>Have a U.S. Bank credit card? Pay close attention to this section so you don&#8217;t miss out on important benefits.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"looking up at a skyscraper bearing the US Bank logo\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/06\/US-BanCorp_US-Bank-Building_Bloomberg.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/06\/US-BanCorp_US-Bank-Building_Bloomberg.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/06\/US-BanCorp_US-Bank-Building_Bloomberg.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/06\/US-BanCorp_US-Bank-Building_Bloomberg.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/06\/US-BanCorp_US-Bank-Building_Bloomberg.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/06\/US-BanCorp_US-Bank-Building_Bloomberg.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/06\/US-BanCorp_US-Bank-Building_Bloomberg.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/06\/US-BanCorp_US-Bank-Building_Bloomberg.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2022\/06\/US-BanCorp_US-Bank-Building_Bloomberg.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">GEORGE FREY\/BLOOMBERG VIA GETTY IMAGES<\/figcaption><\/figure>\n<h3>U.S. Bank Cash+ Visa Signature Card<\/h3>\n<ul>\n<li><strong>5% cash back<\/strong>: Each quarter, you can earn 5% cash back on up to $2,000 in combined spending on rotating categories (then 1% back) with your U.S. Bank Cash+\u00ae Visa Signature\u00ae Card. You must choose your categories each quarter and <a href=\"https:\/\/cashplus.usbank.com\/\" rel=\"noopener\" target=\"_blank\">activate them<\/a> for the bonus to apply. The current quarter runs through Sept. 30, and categories include: cellphone providers, department stores, electronics stores, fast food, furniture stores, ground transportation, gyms\/fitness centers, home utilities, movie theaters, select clothing stores, sporting goods stores and TV, internet and streaming services.<\/li>\n<\/ul>\n<p><em>The information for the U.S. Bank Cash+ has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Learn more: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/us-bank-cash-plus-review\/\" target=\"_blank\" rel=\"noopener\">U.S. Bank Cash+ Visa Signature Card<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><a id=\"world-elite-mastercards\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">World Elite Mastercards<\/h2>\n<p>World Elite Mastercards have benefits that may be separate from what your card&#8217;s issuer offers.<\/p>\n<h3>World Elite Mastercards<\/h3>\n<p>Numerous banks issue a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/world-elite-vs-world-mastercard\/\" rel=\"noopener\" target=\"_blank\">World Elite Mastercard<\/a>. Common products under this umbrella include the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Strata Premier\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/10652?pid=10652&amp;name=Citi%20Strata%20Premier%C2%AE%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>), the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6153?name=IHG One Rewards Premier Credit Card PID&amp;pid=6153?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">IHG One Rewards Premier Credit Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/tc\/6153?pid=6153&amp;name=IHG%20One%20Rewards%20Premier%20Credit%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) and the Chase Freedom Flex.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Personal perspective of person driving in New York City\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2020\/10\/New-York-Car_%C2%A9-Marco-Bottigelli.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2020\/10\/New-York-Car_%C2%A9-Marco-Bottigelli.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2020\/10\/New-York-Car_%C2%A9-Marco-Bottigelli.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2020\/10\/New-York-Car_%C2%A9-Marco-Bottigelli.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2020\/10\/New-York-Car_%C2%A9-Marco-Bottigelli.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2020\/10\/New-York-Car_%C2%A9-Marco-Bottigelli.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2020\/10\/New-York-Car_%C2%A9-Marco-Bottigelli.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2020\/10\/New-York-Car_%C2%A9-Marco-Bottigelli.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2020\/10\/New-York-Car_%C2%A9-Marco-Bottigelli.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">MARCO BOTTIGELLI\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Here&#8217;s what cardholders can use each month on these cards:<\/p>\n<ul>\n<li><strong>$5 in monthly Lyft credit after three rides<\/strong>: Use your card as the payment method in your account and get a $5 Lyft credit after taking three rides in a month. This benefit runs through Jan. 1, 2026.<\/li>\n<li><strong>Up to $5 off monthly Peacock subscriptions<\/strong>: Use your eligible card to pay for a monthly Peacock streaming subscription and enjoy a $3 statement credit every month for Peacock Premium or a $5 statement credit every month for Peacock Premium Plus (the ad-free version). This benefit runs through Dec. 31.<\/li>\n<li><strong>$10 off your second Instacart order<\/strong>: <a href=\"https:\/\/www.instacart.com\/p\/mastercard-offer\" rel=\"noopener\" target=\"_blank\">Join with your eligible card<\/a> to enjoy two free months of Instacart+, plus $10 off your second order placed each month. This benefit runs through Aug. 31.<\/li>\n<\/ul>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/the-most-valuable-mastercard-world-elite-benefits\/\" rel=\"noopener\" target=\"_blank\">The 9 most valuable World Elite Mastercard benefits<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Using the perks and benefits on your <a href=\"https:\/\/thepointsguy.com\/credit-cards\/rewards\/\" rel=\"noopener\" target=\"_blank\">credit cards<\/a> is critical for maximizing their value and justifying the cards&#8217; annual fees. Some credit cards make this easy, offering you benefits as a one-time perk to use each year. Other benefits must be used in monthly increments, and it can be easy to forget about them.<\/p>\n<p>This monthly checklist of credit card perks will help you remember to use them now that it&#8217;s the start of a new month.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/perks-basic-members-sign-up\/\" target=\"_blank\" rel=\"noopener\">Don&#8217;t miss out: Get perks just for signing up with these loyalty programs<\/a><\/strong><\/p>\n<p><em>For rates and fees of the Amex Gold, click <a href=\"https:\/\/thepointsguy.com\/tc\/6344?pid=6344&amp;name=American%20Express%C2%AE%20Gold%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><br \/><em>For rates and fees of the Amex Business Gold, click <a href=\"https:\/\/thepointsguy.com\/tc\/7763?pid=7763&amp;name=American%20Express%C2%AE%20Business%20Gold%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><br \/><em><em>For rates and fees of the Amex Platinum, click <a href=\"https:\/\/thepointsguy.com\/tc\/22504813?pid=22504813&amp;name=The%20Platinum%20Card%C2%AE%20from%20American%20Express&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a><\/em><\/em><br \/><em><em>For rates and fees of the Amex Business Platinum, click <a href=\"https:\/\/thepointsguy.com\/tc\/7758?pid=7758&amp;name=The%20Business%20Platinum%20Card%C2%AE%20from%20American%20Express&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-monthly-checklist\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Depending on how many credit cards you have, the list of benefits you should be using this month might feel overwhelming. Can you remember all of these perks without help? Maybe not. Rather than trying to keep track of all of them on your own, we&#8217;ve compiled a monthly checklist of credit card perks and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":184525,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-184524","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/184524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=184524"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/184524\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/184525"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=184524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=184524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=184524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}