{"id":183306,"date":"2025-07-27T13:05:20","date_gmt":"2025-07-27T13:05:20","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/07\/27\/citi-launches-long-awaited-premium-card-the-citi-strata-elite-the-points-guy\/"},"modified":"2025-07-27T13:05:20","modified_gmt":"2025-07-27T13:05:20","slug":"citi-launches-long-awaited-premium-card-the-citi-strata-elite-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/07\/27\/citi-launches-long-awaited-premium-card-the-citi-strata-elite-the-points-guy\/","title":{"rendered":"Citi launches long-awaited premium card, the Citi Strata Elite – The Points Guy"},"content":{"rendered":"


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It’s been a busy summer for credit card issuers with all the changes<\/a> and introductions of new credit cards<\/a>.<\/p>\n

And now, Citi joined the party and finally released the successor to the Citi Prestige\u00ae Card<\/a> \u2014 the all-new Citi Strata Elite\u2120 Card.<\/p>\n

This card has been anticipated for years<\/a>, and now that it’s finally here, it’s surely surprised everyone with its $595 annual fee and some unique benefits.<\/p>\n

Here’s a rundown of the new Citi Strata Elite, a card with some flexible offerings and Citi’s attempt to align a premium card with its long-standing airline partner, American Airlines.<\/p>\n

The information for the Citi Prestige Card and Citi Strata Elite Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n

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At a glance<\/h2>\n

The new Citi Strata Elite has a $595 annual fee, substantially higher than that of its Citi Strata counterpart, the Citi Strata Premier\u00ae Card<\/a><\/span> (see rates and fees<\/a>), which comes in at $95.<\/p>\n

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THE POINTS GUY<\/figcaption><\/figure>\n

Citi Prestige cardholders will not be converted to the new Citi Strata Elite and can continue carrying their Prestige card. In addition, Prestige cardholders can apply for and be eligible to earn the welcome offer on the Citi Strata Elite, assuming they are within Citi’s eligibility rules<\/a>.<\/p>\n

The card offers over $800 in statement credits, several travel protections and Priority Pass lounge access. It is also the only card on the market to offer Admirals Club<\/a> access in the form of four yearly lounge passes.<\/p>\n

The Citi Strata Elite will be issued as a Mastercard World Legend card, the first of its kind, whose perks include priority reservations at high-demand restaurants abroad and tickets to music, theater and sporting events globally.<\/p>\n

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Related: How long does it take to get statement credits from issuers?<\/a><\/strong><\/p>\n

New transfer partner unveiled<\/h3>\n

Coinciding with the launch of the Citi Strata Elite, Citi added American Airlines AAdvantage as a transfer partner<\/a> to the ThankYou Rewards program.<\/p>\n

Eligible cards that can take advantage of this exciting new partner are the Citi Strata Elite, Citi Strata Premier and Citi Prestige. Citi is the only major credit card issuer to have American Airlines<\/a> as a transfer partner. The points transfer ratio is 1:1, meaning 1,000 ThankYou points will become 1,000 AAdvantage bonus miles.<\/p>\n

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ERIC ROSEN\/THE POINTS GUY<\/figcaption><\/figure>\n

The Citi Strata Elite also has access to the rest of the transfer partners of the Citi ThankYou Rewards program<\/a>.<\/p>\n

Related: Best uses of American Airlines AAdvantage miles<\/a><\/strong><\/p>\n

Authorized users<\/h3>\n

Cardholders will have the ability to add authorized users for $75 each.<\/p>\n

Authorized users will have access to their own Priority Pass Select memberships, including the ability to bring two guests. They will also have access to all travel and shopping protections offered by the card.<\/p>\n

Related: Everything you need to know about authorized credit card users<\/a><\/strong><\/p>\n

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Surprising earning rates<\/h2>\n

The new Citi Strata Elite has earning rates that are a little different from what you’d expect from a premium credit card<\/a>. Cardholders will earn:<\/p>\n