{"id":180432,"date":"2025-07-13T13:00:46","date_gmt":"2025-07-13T13:00:46","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/07\/13\/how-to-break-even-with-the-chase-sapphire-reserve-the-points-guy\/"},"modified":"2025-07-13T13:00:46","modified_gmt":"2025-07-13T13:00:46","slug":"how-to-break-even-with-the-chase-sapphire-reserve-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/07\/13\/how-to-break-even-with-the-chase-sapphire-reserve-the-points-guy\/","title":{"rendered":"How to break even with the Chase Sapphire Reserve – The Points Guy"},"content":{"rendered":"


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The Chase Sapphire Reserve\u00ae<\/a><\/span> (see rates and fees<\/a>) just got its biggest refresh<\/a> yet \u2014 and with it, a significantly higher $795 annual fee. That’s a jump from the previous $550, and it naturally raises the question: Is it still worth it?<\/p>\n

We already broke down the pros and cons of the new structure<\/a>, but in this piece, I’m getting specific: What does it actually take to break even<\/a> on the annual fee?<\/p>\n

Whether you’re deciding to apply<\/a><\/span> or keep the card after your next renewal, here’s what to consider \u2014 and how to squeeze real value out of (at least some of) the new perks.<\/p>\n

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What does the refreshed Sapphire Reserve offer?<\/h2>\n

Chase<\/a> rolled out some big changes for new applicants from June 23; existing cardholders get access to the new credits \u2014 worth over $1,700 a year \u2014 and a revamped earning structure from Oct. 26.<\/p>\n

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XAVIER LORENZO\/GETTY IMAGES<\/figcaption><\/figure>\n

Here’s a quick rundown:<\/p>\n