{"id":173641,"date":"2025-06-09T20:00:04","date_gmt":"2025-06-09T20:00:04","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/06\/09\/how-my-ihg-premier-card-pays-for-itself-each-year-the-points-guy\/"},"modified":"2025-06-09T20:00:04","modified_gmt":"2025-06-09T20:00:04","slug":"how-my-ihg-premier-card-pays-for-itself-each-year-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/06\/09\/how-my-ihg-premier-card-pays-for-itself-each-year-the-points-guy\/","title":{"rendered":"How my IHG Premier Card pays for itself each year – The Points Guy"},"content":{"rendered":"


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The IHG One Rewards Premier Credit Card<\/a> (see rates and fees<\/a>) currently has a limited-time welcome offer of five nights after spending $5,000 on purchases in the first three months from account opening. Each of the five nights is valid for a one-night hotel stay at a property with a redemption level up to 60,000 points, so this welcome offer is a compelling reason to get the card now.<\/p>\n

According to TPG’s June 2025 valuations<\/a>, this welcome offer is worth up to $1,500.<\/p>\n

Even after you earn the welcome offer, the IHG Premier Card pays for itself each year.<\/p>\n

It offers a range of useful benefits, such as automatic Platinum Elite status<\/a>, every fourth night free<\/a> when you redeem IHG points<\/a> for stays of four nights or more and up to $50 in United\u00ae TravelBank Cash each calendar year.<\/p>\n

But one benefit rises above the rest and effectively covers the card’s annual fee each year: the account anniversary night certificate. Let’s dive in.<\/p>\n

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IHG anniversary night certificate<\/h2>\n

Every year on your account anniversary with the IHG One Rewards Premier<\/a>, you’ll receive a certificate for a one-night stay at a property with a point redemption value of 40,000 points or less.<\/p>\n

TPG’s June 2025 valuations<\/a> peg the value of 40,000 IHG points at $200, more than double the IHG One Rewards Premier’s $99 annual fee. So, you should easily get enough value to cover your card’s annual fee by redeeming your anniversary night certificate each year.<\/p>\n

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