{"id":169212,"date":"2025-05-19T16:00:01","date_gmt":"2025-05-19T16:00:01","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/05\/19\/the-credit-cards-that-help-fuel-my-luxury-travel-the-points-guy\/"},"modified":"2025-05-19T16:00:01","modified_gmt":"2025-05-19T16:00:01","slug":"the-credit-cards-that-help-fuel-my-luxury-travel-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/05\/19\/the-credit-cards-that-help-fuel-my-luxury-travel-the-points-guy\/","title":{"rendered":"The credit cards that help fuel my luxury travel &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Whenever I talk about trips I take, it may seem like I have an unlimited stash of points. Spoiler alert: I don&#8217;t. Instead, I make sure to use the right strategy to earn as many points and miles as I can every year.<\/p>\n<p>There&#8217;s no secret or hack. I just carefully use the right credit cards in my wallet and follow my golden rules to help me maintain my premium travel lifestyle.<\/p>\n<p>Whether it&#8217;s redeeming points for flights and hotels or gaining access to lounges, here is what I do to help make my travels more comfortable.<\/p>\n<p><a id=\"put-the-king-of-premium-credit-cards-to-good-use-for-flights\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Put the king of premium credit cards to good use for flights<\/h2>\n<p>Viewed as one of the ultimate travel credit cards, <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post&amp;pid=22504813\" target=\"_blank\" rel=\"noopener\">The Platinum Card\u00ae from American Express<\/a> is synonymous with luxury travel because of its perks (such as lounge access) and the allure it gives off from being a metal credit card.<\/p>\n<h3>Airfare<\/h3>\n<p>Among the Amex Platinum&#8217;s list of benefits, the card&#8217;s ability to earn 5 points per dollar spent on airfare purchased directly with the airline or through American Express Travel\u00ae (on up to $500,000 in purchases per calendar year, then 1 point per dollar after that) is what helps me the most when planning trips. This earning rate for flights is the highest of any credit card, apart from booking travel through an issuer&#8217;s respective travel site, such as <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Chase Travel\u2120<\/a> or <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Capital One Travel<\/a>.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">WESTEND61\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If my airfare costs $1,500 or more, I will always charge it to the Amex Platinum. This way, I earn at least 7,500 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-amex-membership-rewards\/\" rel=\"noopener\" target=\"_blank\">Membership Rewards<\/a> points per transaction and build up my points balance throughout the year.<\/p>\n<p>I decided on $1,500 because I try to earn 100,000 Amex points per year. As a family of three, when our airfare is at least $1,500 per person, I net about 22,500 points when using my Amex Platinum. Traveling at least four times a year, the numbers worked out to least 90,000 points per year just from airfare.<\/p>\n<p>Amex&#8217;s 5 points per dollar helps me build up my points balance fast enough to make at least one redemption each year. Recently, that meant transferring 70,000 Amex points to <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/air-canada-aeroplan\/\" rel=\"noopener\" target=\"_blank\">Air Canada Aeroplan<\/a> to book a nonstop one-way business-class ticket on Swiss from Los Angeles International Airport (LAX) to Zurich Airport (ZRH). For reference, the cash fare for the same ticket at its lowest is $5,700, so my redemption equates to about 12.3 cents per point. This is far greater than 2 cents per point for Amex or 1.4 cents per point for Aeroplan, according to TPG&#8217;s May 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/first-amex-platinum-trip\/\" target=\"_blank\" rel=\"noopener\">Is the Amex Platinum worth it for a points and miles newbie? I booked a trip to find out<\/a><\/strong><\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"EmailSignUp_graphic__zgpFm tw-opacity-0\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-2618086009 newsletter-form\">\n<div class=\"jsx-2618086009 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<h3>Lounge access<\/h3>\n<p>But the premium travel experience with the Amex Platinum isn&#8217;t limited to flying; it starts on the ground with Amex&#8217;s <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-platinum-lounge-access\/\" rel=\"noopener\" target=\"_blank\">Global Lounge Collection<\/a> network, which includes its impressive collection of Centurion Lounges.<\/p>\n<p>Featuring <a href=\"https:\/\/thepointsguy.com\/airline\/the-ultimate-guide-to-amex-centurion-lounges\/\" target=\"_blank\" rel=\"noopener\">26 lounges worldwide<\/a>, Amex&#8217;s Centurion Lounges offer everything from elevated food and beverage options to showers and private rooms. Some even have a children&#8217;s playroom.<\/p>\n<p>Travel days can be hectic, so I love having the ability to relax in a lounge, enjoy free food and drinks and let my kid get some energy out in a playroom. It&#8217;s a good way to get that premium travel experience, especially when you&#8217;re not flying in a premium cabin.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/Amex-Centurion-Lounge-DCA-34.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/Amex-Centurion-Lounge-DCA-34.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/Amex-Centurion-Lounge-DCA-34.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/Amex-Centurion-Lounge-DCA-34.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/Amex-Centurion-Lounge-DCA-34.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/Amex-Centurion-Lounge-DCA-34.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/Amex-Centurion-Lounge-DCA-34.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/Amex-Centurion-Lounge-DCA-34.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/Amex-Centurion-Lounge-DCA-34.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<h3>What else to consider<\/h3>\n<p>Keep in mind that this card is not for everyone. To make holding it worthwhile, you need to maximize its perks or use it regularly for airfare purchases. Otherwise, the $695 annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-platinum-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) is hard to ignore, even if you use its array of coupon book-style credits.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-credit-card-airport-lounge-access\/\" rel=\"noopener\" target=\"_blank\">How to choose a credit card for airport lounge access<\/a><\/strong><\/p>\n<p><a id=\"maximize-my-secondary-card-for-travel-and-dining-purchases\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Maximize my secondary card for travel and dining purchases<\/h2>\n<p>The next card in my wallet that helps me keep up my premium travel lifestyle is the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post&amp;pid=221211836\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve\u00ae<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/chase-sapphire-reserve-rates-and-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>). This card has been in my wallet for nearly a decade, and it&#8217;s all thanks to the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-purchases-count-as-travel-chase-sapphire-reserve-preferred\/\" target=\"_blank\" rel=\"noopener\">broadly defined bonus categories<\/a> of travel and dining. Chase also has its own set of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-airport-lounge\/\" rel=\"noopener\" target=\"_blank\">Sapphire lounges<\/a>, giving me access to additional lounges worldwide.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Chase-Sapphire-Lounge-Philadelphia-PHL-80.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Chase-Sapphire-Lounge-Philadelphia-PHL-80.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Chase-Sapphire-Lounge-Philadelphia-PHL-80.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Chase-Sapphire-Lounge-Philadelphia-PHL-80.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Chase-Sapphire-Lounge-Philadelphia-PHL-80.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Chase-Sapphire-Lounge-Philadelphia-PHL-80.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Chase-Sapphire-Lounge-Philadelphia-PHL-80.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Chase-Sapphire-Lounge-Philadelphia-PHL-80.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Chase-Sapphire-Lounge-Philadelphia-PHL-80.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<h3>All other travel<\/h3>\n<p>While the <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post&amp;pid=22504813\" rel=\"noopener\" target=\"_blank\">Amex Platinum<\/a> is my primary card for pricier airfare, whenever I purchase flights that cost less than $1,500, I always charge them to my Sapphire Reserve. This helps me accrue <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/chase-ultimate-rewards\/\" rel=\"noopener\" target=\"_blank\">Chase Ultimate Rewards<\/a> at a rate of 3 points per dollar, each of which is worth 2.05 cents, according to TPG&#8217;s May 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>.<\/p>\n<p>I charge all other travel purchases \u2014 such as car rentals, parking fees, airport transfers and taxis \u2014 to my Sapphire Reserve as well. Of course, those purchases are smaller amounts, but they definitely add up.<\/p>\n<h3>Hotels and dining<\/h3>\n<p>I have held off on having a cobranded <a href=\"https:\/\/thepointsguy.com\/credit-cards\/hotel\/\" rel=\"noopener\" target=\"_blank\">hotel credit card<\/a> for years now, as hotel loyalty programs can undergo drastic changes to their award charts that often result in increases to the number of points needed for a free night. It&#8217;s a safer bet for me to use my Sapphire Reserve for all hotel charges and earn 3 points per dollar. That way, I can get more value in the long run by using those points toward premium cabin tickets I transfer to airline partners.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:75%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/IMG_4122-scaled.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/IMG_4122-scaled.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/IMG_4122-scaled.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/IMG_4122-scaled.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/IMG_4122-scaled.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/IMG_4122-scaled.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/IMG_4122-scaled.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/IMG_4122-scaled.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/IMG_4122-scaled.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">Four Seasons Tokyo at Otemachi. DANYAL AHMED\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Chase also broadly defines dining purchases as those made at restaurants, food carts, coffee shops and more. So, rather than worry about which purchases will qualify and if there&#8217;s an annual spending cap to keep track of \u2014 as is the case with the <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post&amp;pid=6343\" rel=\"noopener\" target=\"_blank\">American Express\u00ae Gold Card<\/a>, which earns 4 points per dollar at restaurants worldwide until hitting an annual purchase cap of $50,000 (then 1 point per dollar for the rest of the year) and has some exclusions to what counts as a restaurant purchase \u2014 I can use my Sapphire Reserve to earn 3 points per dollar without thinking twice.<\/p>\n<h3>What I could do differently<\/h3>\n<p>If I want to really maximize my points-earning capability, I should open the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-unlimited%e2%84%a0\/?tid=post&amp;pid=221211281\" rel=\"noopener\" target=\"_blank\">Chase Freedom Unlimited\u00ae<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/chase-freedom-unlimited-rates-and-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>). The Sapphire Reserve is my everyday card as well, but with the Freedom Unlimited, I can earn bonus cash back in other categories and, most importantly, 1.5% cash back on all other nonbonus category purchases.<\/p>\n<p>Because I have a Sapphire card, the Freedom Unlimited can earn cash back in the form of Chase Ultimate Rewards points that can be transferred to my Sapphire Reserve. I estimate this could provide me with another 20,000 to 30,000 points each year.<\/p>\n<p><a id=\"rely-on-a-different-card-for-gas-and-grocery-purchases\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Rely on a different card for gas and grocery purchases<\/h2>\n<p>Driving in California is a fact of life and can be quite costly. Gas prices hover around $4.50 a gallon, so filling up two cars several times a month is expensive.<\/p>\n<p>To earn rewards and lessen that sting, I use my <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-strata-premier-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Strata Premier\u2120 Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-strata-premier-card-rates-and-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>). With it, I earn 3 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-citi-thankyou-rewards\/\" rel=\"noopener\" target=\"_blank\">Citi ThankYou Rewards<\/a> points per dollar spent on gas, and there is no cap on how many points I can earn.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/05\/Gas-Prices_FREDERIC-J.-BROWN_AFP-via-Getty-Images.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/05\/Gas-Prices_FREDERIC-J.-BROWN_AFP-via-Getty-Images.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/05\/Gas-Prices_FREDERIC-J.-BROWN_AFP-via-Getty-Images.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/05\/Gas-Prices_FREDERIC-J.-BROWN_AFP-via-Getty-Images.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/05\/Gas-Prices_FREDERIC-J.-BROWN_AFP-via-Getty-Images.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/05\/Gas-Prices_FREDERIC-J.-BROWN_AFP-via-Getty-Images.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/05\/Gas-Prices_FREDERIC-J.-BROWN_AFP-via-Getty-Images.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/05\/Gas-Prices_FREDERIC-J.-BROWN_AFP-via-Getty-Images.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/05\/Gas-Prices_FREDERIC-J.-BROWN_AFP-via-Getty-Images.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">FREDERIC J. BROWN\/AFP\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Another simple way I rack up rewards for travel is to put all my grocery purchases on the Citi Strata Premier, as those also earn 3 points per dollar.<\/p>\n<p><a id=\"go-all-in-on-2-player-mode\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Go all in on 2-player mode<\/h2>\n<p>In my personal experience, having my spouse who also has her own set of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener\" target=\"_blank\">travel credit cards<\/a> is a game changer. She earns her own transferable points with Chase and Amex, as well as <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/american-airlines-aadvantage\/\" rel=\"noopener\" target=\"_blank\">American Airlines AAdvantage<\/a> miles with her <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-aadvantage-platinum-select-world-elite-mastercard\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi\u00ae \/ AAdvantage\u00ae Platinum Select\u00ae World Elite Mastercard\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-aadvantage-platinum-select-world-elite-mastercard-rates-and-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>). This gives us additional points and miles to play with, and I can even combine her Chase points with mine, as Chase allows <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/transfer-ultimate-rewards-points-between-accounts\/\" target=\"_blank\" rel=\"noopener\">points sharing<\/a> with members of your household.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/partner-own-card-vs-authorized-user\/\" target=\"_blank\" rel=\"noopener\">Should my partner get their own card or be added as an authorized user?<\/a><\/strong><\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Couple-watching-streaming-service-on-laptop-on-living-room-couch-at-home_Morsa-Images-.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Couple-watching-streaming-service-on-laptop-on-living-room-couch-at-home_Morsa-Images-.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Couple-watching-streaming-service-on-laptop-on-living-room-couch-at-home_Morsa-Images-.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Couple-watching-streaming-service-on-laptop-on-living-room-couch-at-home_Morsa-Images-.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Couple-watching-streaming-service-on-laptop-on-living-room-couch-at-home_Morsa-Images-.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Couple-watching-streaming-service-on-laptop-on-living-room-couch-at-home_Morsa-Images-.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Couple-watching-streaming-service-on-laptop-on-living-room-couch-at-home_Morsa-Images-.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Couple-watching-streaming-service-on-laptop-on-living-room-couch-at-home_Morsa-Images-.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Couple-watching-streaming-service-on-laptop-on-living-room-couch-at-home_Morsa-Images-.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">MORSA IMAGES\/GETTY IMAGES<\/figcaption><\/figure>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Premium travel redemptions for airline tickets or hotels are costly, but thanks to some careful strategizing around which cards to use for which purchases, I&#8217;ve collected half a million points and miles a year with these specific cards, plus those held by my wife, this way for nearly a decade. Without these spending rules in place, I wouldn&#8217;t be able to keep my premium travel habits.<\/p>\n<p>Everyone&#8217;s expenses and travel goals are different, so it&#8217;s important you do what best fits your lifestyle and travel aspirations.<\/p>\n<p>For me, paying over $1,000 for these three cards makes sense, as I easily recoup the cost by making sure the majority of my points and miles go toward premium cabin redemptions on airfare \u2014 something that would otherwise cost me over $40,000 a year.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-premium-travel-rewards-cards\/\" target=\"_blank\" rel=\"noopener\">The best premium credit cards: A side-by-side comparison<\/a><\/strong><\/p>\n<p>For rates and fees of the Amex Platinum please click <a href=\"https:\/\/thepointsguy.com\/apply\/the-platinum-card-from-american-express-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/news\/which-credit-cards-help-me-sustain-premium-travel\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whenever I talk about trips I take, it may seem like I have an unlimited stash of points. Spoiler alert: I don&#8217;t. Instead, I make sure to use the right strategy to earn as many points and miles as I can every year. There&#8217;s no secret or hack. I just carefully use the right credit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":169213,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-169212","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/169212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=169212"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/169212\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/169213"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=169212"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=169212"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=169212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}