{"id":166655,"date":"2025-05-06T20:35:38","date_gmt":"2025-05-06T20:35:38","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/05\/06\/current-welcome-offer-on-the-capital-one-spark-cash-plus-the-points-guy\/"},"modified":"2025-05-06T20:35:38","modified_gmt":"2025-05-06T20:35:38","slug":"current-welcome-offer-on-the-capital-one-spark-cash-plus-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/05\/06\/current-welcome-offer-on-the-capital-one-spark-cash-plus-the-points-guy\/","title":{"rendered":"Current welcome offer on the Capital One Spark Cash Plus &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Capital One has an impressive lineup of credit cards, both for personal use and businesses. Making its mark on the premium travel space with the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-rewards-credit-card\/\" rel=\"noopener\" target=\"_blank\">Capital One Venture X Rewards Credit Card,<\/a> the issuer also offers the <a href=\"https:\/\/thepointsguy.com\/card-hub\/capital-one-spark-cash-plus\/?tid=post\" target=\"_blank\" rel=\"noopener\">Capital One Spark Cash Plus<\/a> card to business owners looking to earn substantial cash back on their everyday expenses.<\/p>\n<p>This card comes with many perks, in addition to the opportunity to earn an impressive welcome bonus.<\/p>\n<p>Here&#8217;s why now is a perfect time to add the Spark Cash Plus to your wallet.<\/p>\n<p><a id=\"a-lucrative-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">A lucrative welcome offer<\/h2>\n<p>New <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-spark-cash-plus\/\" target=\"_blank\" rel=\"noopener\">Spark Cash Plus<\/a> cardholders can earn a one-time cash bonus of $2,000 after spending $30,000 in the first three months of account opening. Plus, you&#8217;ll receive an additional $2,000 bonus for every $500,000 spent on the card in the first year.<\/p>\n<p>In other words, opening the card now and spending $500,000 in the first year would result in a total of $14,000 in cash-back rewards, factoring in the welcome offer, the $2,000 bonus the first year, and the 2% cash back earning rate.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Cash-Plus.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Cash-Plus.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Cash-Plus.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Cash-Plus.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Cash-Plus.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Cash-Plus.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Cash-Plus.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Cash-Plus.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Cash-Plus.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>This is the standard offer on this card, so it may be worth waiting for a higher offer before applying.<\/p>\n<p>There&#8217;s no denying that this is a high threshold to reach in order to earn the full bonus, but many small businesses require <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-on-large-purchases\/\" target=\"_blank\" rel=\"noopener\">large investments<\/a> in inventory, equipment or supplies on a regular basis. If you have large purchases on the horizon for your company, it could make a lot of sense to pick up this card.<\/p>\n<p>The card has a $150 annual fee, which can be refunded every year if you spend at least $150,000.<\/p>\n<p><strong>Related: <\/strong><a href=\"https:\/\/thepointsguy.com\/credit-cards\/ways-to-meet-minimum-spending-requirement\/\" rel=\"noopener\" target=\"_blank\"><strong>10 ways to meet the spending requirements and earn the bonus on a new card<\/strong><\/a><\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"EmailSignUp_graphic__zgpFm tw-opacity-0\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-1071010234 newsletter-form\">\n<div class=\"jsx-1071010234 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-4 hover:!tw-text-gray-4 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-4 hover:!tw-text-gray-4\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-4 hover:!tw-text-gray-4\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p><a id=\"unlimited-2-cash-back\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Unlimited 2% cash back<\/h2>\n<p>Capital One is known for making it easy to earn and redeem credit card rewards; this definitely holds true for the <a href=\"https:\/\/thepointsguy.com\/card-hub\/capital-one-spark-cash-plus\/?tid=post\" target=\"_blank\" rel=\"noopener\">Spark Cash Plus<\/a>.<\/p>\n<p>Cardholders earn an unlimited 2% cash back on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" target=\"_blank\" rel=\"noopener\">every purchase<\/a>. With no limits on spending categories to keep up with, you never have to worry about missing out on rewards.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Businessman-doing-online-shopping-on-laptop-with-credit-card_Westend61.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Businessman-doing-online-shopping-on-laptop-with-credit-card_Westend61.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Businessman-doing-online-shopping-on-laptop-with-credit-card_Westend61.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Businessman-doing-online-shopping-on-laptop-with-credit-card_Westend61.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Businessman-doing-online-shopping-on-laptop-with-credit-card_Westend61.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Businessman-doing-online-shopping-on-laptop-with-credit-card_Westend61.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Businessman-doing-online-shopping-on-laptop-with-credit-card_Westend61.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Businessman-doing-online-shopping-on-laptop-with-credit-card_Westend61.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Businessman-doing-online-shopping-on-laptop-with-credit-card_Westend61.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">WESTEND61\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You can also add employee cards for no additional fee, and you&#8217;ll earn an unlimited 2% cash back on all of those purchases, too.<\/p>\n<p><a id=\"no-preset-spending-limit\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">No preset spending limit<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/card-hub\/capital-one-spark-cash-plus\/?tid=post\" target=\"_blank\" rel=\"noopener\">Spark Cash Plus<\/a> doesn&#8217;t have a preset spending limit \u2014 a feature that business owners who need flexibility in their spending power can appreciate, since the card adapts to their needs based on their spending behavior as well as their payment and credit history.<\/p>\n<p>Unlike standard credit cards, this means that your balance must be <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ten-credit-card-commandments\/\" target=\"_blank\" rel=\"noopener\">paid in full each month<\/a> to avoid a late fee. As long as you&#8217;re able to pay off your statement each month, you&#8217;ll be able to enjoy the full benefits of the Spark Cash Plus.<\/p>\n<p><strong>Related: <\/strong><a href=\"https:\/\/thepointsguy.com\/credit-cards\/difference-charge-credit-card\/\" rel=\"noopener\" target=\"_blank\"><strong>Charge card vs. credit card: What&#8217;s the difference?<\/strong><\/a><\/p>\n<p><a id=\"rewards-dont-expire-ever\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Rewards don&#8217;t expire \u2014 ever<\/h2>\n<p>Unlike airline miles or hotel points \u2014 many of which expire when there&#8217;s no activity on your account for a certain amount of time \u2014 your cash-back rewards earned with the Spark Cash Plus don&#8217;t expire as long as your account remains open.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240814_Mango-House-Seychelles_Mango-House-pool-1_ERosen_12.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240814_Mango-House-Seychelles_Mango-House-pool-1_ERosen_12.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240814_Mango-House-Seychelles_Mango-House-pool-1_ERosen_12.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240814_Mango-House-Seychelles_Mango-House-pool-1_ERosen_12.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240814_Mango-House-Seychelles_Mango-House-pool-1_ERosen_12.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240814_Mango-House-Seychelles_Mango-House-pool-1_ERosen_12.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240814_Mango-House-Seychelles_Mango-House-pool-1_ERosen_12.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240814_Mango-House-Seychelles_Mango-House-pool-1_ERosen_12.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240814_Mango-House-Seychelles_Mango-House-pool-1_ERosen_12.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">ERIC ROSEN\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Cash back can be redeemed as a statement credit or for cash in the form of a check, and you can redeem for any amount you wish. However, if you also carry a Capital One credit card that earns Capital One miles, you can convert your cash-back rewards into miles. This can be quite lucrative for businesses that have large business expenditures.<\/p>\n<p>Converting your cash back into miles allows you to transfer your rewards to any of <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/capital-one-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">Capital One&#8217;s 15-plus travel partners<\/a>. You can maximize these miles by transferring them and booking premium cabin airfare in business and <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/first-class-with-points-miles\/\" target=\"_blank\" rel=\"noopener\">first class<\/a>, or booking that <a href=\"https:\/\/thepointsguy.com\/hotel\/most-aspirational-points-hotels\/\" target=\"_blank\" rel=\"noopener\">luxurious hotel getaway<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-convert-cash-back-miles\/\" target=\"_blank\" rel=\"noopener\">How to convert Capital One cash back into miles<\/a><\/strong><\/p>\n<p><a id=\"additional-card-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Additional card benefits<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/card-hub\/capital-one-spark-cash-plus\/?tid=post\" target=\"_blank\" rel=\"noopener\">Spark Cash Plus<\/a> comes with additional benefits to provide peace of mind for business owners. $0 fraud liability means you&#8217;re covered if your card (or one of your employees&#8217; cards) is ever <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-fraud-vs-identity-theft\/\" target=\"_blank\" rel=\"noopener\">lost or stolen<\/a>. And with no foreign transaction fees, you can use your card when traveling abroad without the need to budget for added costs.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Cash-back business cards offer tremendous flexibility with their rewards.<\/p>\n<p>The <a href=\"https:\/\/thepointsguy.com\/card-hub\/capital-one-spark-cash-plus\/?tid=post\" target=\"_blank\" rel=\"noopener\">Capital One Spark Cash Plus<\/a> is most beneficial for businesses that have sizable expenditures in their business. The card earns an unlimited 2% cash back on every purchase. With no preset spending limit or category restrictions, it gives business owners the flexibility they need from month to month.<\/p>\n<p>Finally, if you hold a card earning Capital One miles, you can easily transfer your cash back to the other card and maximize your rewards toward travel.<\/p>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-spark-cash-plus-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Spark Cash Plus<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Learn more: <a href=\"https:\/\/thepointsguy.com\/card-hub\/capital-one-spark-cash-plus\/?tid=post\" target=\"_blank\" rel=\"noopener\">Capital One Spark Cash Plus<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><em>For Capital One products listed on this page, some of the benefits may be provided by Visa\u00ae or Mastercard\u00ae and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/news\/capital-one-spark-cash-plus-limited-time-offer\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Capital One has an impressive lineup of credit cards, both for personal use and businesses. Making its mark on the premium travel space with the Capital One Venture X Rewards Credit Card, the issuer also offers the Capital One Spark Cash Plus card to business owners looking to earn substantial cash back on their everyday [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":166656,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-166655","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/166655","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=166655"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/166655\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/166656"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=166655"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=166655"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=166655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}