{"id":164928,"date":"2025-04-28T15:14:19","date_gmt":"2025-04-28T15:14:19","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/28\/best-business-credit-cards-to-add-to-your-wallet-the-points-guy\/"},"modified":"2025-04-28T15:14:19","modified_gmt":"2025-04-28T15:14:19","slug":"best-business-credit-cards-to-add-to-your-wallet-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/28\/best-business-credit-cards-to-add-to-your-wallet-the-points-guy\/","title":{"rendered":"Best business credit cards to add to your wallet – The Points Guy"},"content":{"rendered":"


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The best business credit cards don’t just support your spending \u2014 they work for you. With generous earning rates, valuable perks and benefits that can both elevate your lifestyle and boost your bottom line, the right card becomes a powerful tool in your financial toolkit.<\/p>\n

The right business card lets you earn rewards while staying focused on day-to-day operations. Whether you’re an established business owner, a freelancer or just launching your first venture, choosing a card that best aligns with your goals is key.<\/p>\n

Business credit cards help you separate business and personal spending<\/a> while offering rewards and perks not typically found on personal cards.<\/p>\n

To help make your decision easier, I’ve curated a selection of the 10 top business credit cards from our partners. I personally carry half of the cards on this list and have deep knowledge of the rest, backed by more than a decade of working in the travel rewards industry.<\/p>\n

Let’s dive in and find the best card for you and your business.<\/p>\n

<\/p>\n

The best business credit cards<\/h2>\n

<\/p>\n

Comparing the best business credit cards<\/h2>\n

Here are TPG’s top recommendations for best rewards credit cards.<\/p>\n

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\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Card<\/strong><\/th>\nBest for<\/strong><\/th>\nWelcome offer<\/strong><\/th>\nEarning rates<\/strong><\/th>\nAnnual fee<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Capital One Venture X Business<\/b><\/a><\/td>\nHigh-spending business<\/td>\nEarn up to 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months from account opening, plus an additional 200,000 miles after spending $200,000 on purchases in the first six months.<\/td>\n\n
    \n
  • Earn 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel.<\/li>\n
  • Earn 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel.<\/li>\n
  • Earn 2 miles per dollar spent on everything else.<\/li>\n<\/ul>\n<\/td>\n
$395<\/td>\n<\/tr>\n
Chase Ink Business Preferred<\/b><\/a><\/td>\nBusiness-specific bonus-earning<\/td>\nEarn 90,000 points after spending $8,000 on purchases within the first three months from account opening.<\/td>\n\n
    \n
  • Earn 3 points per dollar spent on the first $150,000 spent on travel and select business categories each account anniversary year.<\/li>\n
  • Earn 1 point per dollar spent on all other purchases.<\/li>\n<\/ul>\n<\/td>\n
$95<\/td>\n<\/tr>\n
American Express Business Gold<\/b><\/a><\/td>\nFlexible rewards earning<\/td>\nEarn 100,000 points after spending $15,000 on eligible purchases in the first three months of card membership.<\/td>\n\n
    \n
  • Earn 4 points per dollar spent in your top two spending categories each billing cycle (capped at $150,000 per calendar year across all bonus categories; then 1 point per dollar).<\/li>\n
  • Earn 3 points per dollar spent on flights, prepaid hotels and prepaid flight and hotel packages booked through Amex Travel.<\/li>\n
  • Earn 1 point per dollar spent on everything else.<\/li>\n<\/ul>\n<\/td>\n
$375 (see rates and fees<\/a>)<\/td>\n<\/tr>\n
Capital One Spark Miles for Business<\/b><\/a><\/td>\nEveryday business spending<\/td>\nEarn 50,000 miles after spending $4,500 on purchases within the first three months from account opening.<\/td>\n\n
    \n
  • Earn 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Travel.<\/li>\n
  • Earn 2 miles per dollar spent on everything else.<\/li>\n<\/ul>\n<\/td>\n
$0 introductory annual fee for the first year, then $95<\/td>\n<\/tr>\n
Capital One Spark Cash Plus<\/b><\/a><\/td>\nUnlimited business cash back<\/td>\nEarn $2,000 cash back after spending $30,000 on purchases within the first three months from account opening. Plus, earn an additional $2,000 cash back for every $500,000 spent during the first year.<\/td>\n\n
    \n
  • Earn 5% cash back on hotels and rental cars booked through Capital One Travel.<\/li>\n
  • Earn 2% cash back on everything else.<\/li>\n<\/ul>\n<\/td>\n
$150<\/td>\n<\/tr>\n
American Express Business Platinum<\/b><\/a><\/td>\nTravel perks<\/td>\nEarn 150,000 points after spending $20,000 on eligible purchases within the first three months from account opening. Plus, earn a $500 statement credit after spending $2,500 in the first three months on qualifying flights booked directly with the airlines or through American Express Travel. You can earn one or both of these offers. Offer ends on June 30.
<\/em><\/span><\/strong><\/td>\n		\n
    \n
  • Earn 5 points per dollar spent on airfare, prepaid hotel and prepaid flight and hotel packages booked through Amex Travel.<\/li>\n
  • Earn 1.5 points per dollar spent on select business expenses and on purchases of $5,000 or more (on up to $2 million per calendar year, then 1 point per dollar).<\/li>\n
  • Earn 1 point per dollar spent on everything else.<\/li>\n<\/ul>\n<\/td>\n
$695 (see\u00a0rates and fees<\/a>)<\/td>\n<\/tr>\n
Chase Ink Business Unlimited<\/b><\/a><\/td>\nFreelancers<\/td>\nEarn $750 cash back after spending $6,000 on purchases within the first three months from account opening.<\/td>\n\n
    \n
  • Earn unlimited 1.5% cash back on all purchases.<\/li>\n<\/ul>\n<\/td>\n
$0<\/td>\n<\/tr>\n
Chase Ink Business Cash<\/b><\/a><\/td>\nOffice supplies<\/td>\nEarn up to $750 cash back: $350 cash back after spending $3,000 on purchases within the first three months from opening an account, plus an additional $400 cash back after spending $6,000 in the first six months.<\/td>\n\n
    \n
  • Earn 5% cash back at office supply stores and on internet, cable and phone services*.<\/li>\n
  • Earn 2% cash back at gas stations and restaurants*.<\/li>\n
  • Earn 1% cash back on everything else.<\/li>\n<\/ul>\n

    *On the first $25,000 you make in combined purchases, per category, each account anniversary year<\/em><\/p>\n<\/td>\n

$0<\/td>\n<\/tr>\n
American Express Blue Business Plus<\/b><\/a><\/td>\nNo annual fee<\/td>\nEarn 15,000 points after spending $3,000 on eligible purchases within the first three months from account opening.<\/td>\n\n
    \n
  • Earn 2 points per dollar on the first $50,000 spent on the card annually, then 1 point per dollar spent.<\/li>\n<\/ul>\n<\/td>\n
$0 (see\u00a0rates and fees<\/a>)<\/td>\n<\/tr>\n
United Business Card<\/b><\/a><\/td>\nUnited Airlines flyers<\/td>\nEarn 125,000 miles after spending $5,000 on purchases in the first three months from account opening. Plus, earn another 5,000 miles after adding an authorized user in the first three months.<\/td>\n\n
    \n
  • Earn up to 5 miles per dollar spent on United Hotels bookings.<\/li>\n
  • Earn 2 miles per dollar spent on United purchases, dining, local transit and commuting, and at gas stations and office supply stores.<\/li>\n
  • Earn 1 mile per dollar spent on everything else.<\/li>\n<\/ul>\n<\/td>\n
$150<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

<\/p>\n

Capital One Venture X Business<\/h2>\n

Welcome offer: <\/b>Earn up to 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months from account opening, plus an additional 200,000 miles after spending $200,000 on purchases in the first six months.<\/p>\n

Annual fee: <\/b>$395.<\/p>\n

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