{"id":164431,"date":"2025-04-25T21:00:43","date_gmt":"2025-04-25T21:00:43","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/25\/how-i-got-a-20x-return-on-my-chase-sapphire-preferred-last-year-the-points-guy\/"},"modified":"2025-04-25T21:00:43","modified_gmt":"2025-04-25T21:00:43","slug":"how-i-got-a-20x-return-on-my-chase-sapphire-preferred-last-year-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/25\/how-i-got-a-20x-return-on-my-chase-sapphire-preferred-last-year-the-points-guy\/","title":{"rendered":"How I got a 20X return on my Chase Sapphire Preferred last year – The Points Guy"},"content":{"rendered":"


\n<\/p>\n

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So often when I’m recommending a rewards credit card to friends and family, I immediately get the question: “But is that one of those cards with an annual fee?”<\/p>\n

It’s true that many rewards cards worth having<\/a> come with an annual fee. But, in my opinion, it is usually a very minor investment that delivers outsize value year after year.<\/p>\n

Take my Chase Sapphire Preferred\u00ae Card<\/a> (see rates and fees<\/a>) as an example. This card has a (quite modest) $95 annual fee, and I can’t see myself ever getting rid of it.<\/p>\n

Here’s why.<\/p>\n

<\/p>\n

Earning points on everyday spending<\/h2>\n

The Sapphire Preferred<\/a> has some solid earning rates that include:<\/p>\n