{"id":162806,"date":"2025-04-17T20:00:42","date_gmt":"2025-04-17T20:00:42","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/17\/why-im-not-upset-about-the-united-explorers-changes-the-points-guy\/"},"modified":"2025-04-17T20:00:42","modified_gmt":"2025-04-17T20:00:42","slug":"why-im-not-upset-about-the-united-explorers-changes-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/17\/why-im-not-upset-about-the-united-explorers-changes-the-points-guy\/","title":{"rendered":"Why I\u2019m not upset about the United Explorer\u2019s changes &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>When many credit card enthusiasts hear &#8220;credit card refresh,&#8221; the typical reaction is an exasperated sigh as thoughts of higher annual fees and more complicated benefits come to mind. That&#8217;s exactly how I reacted when I heard that Chase was <a href=\"https:\/\/thepointsguy.com\/news\/united-credit-card-refresh-2025\/\" target=\"_blank\" rel=\"noopener\">overhauling its slate of United cards<\/a>.<\/p>\n<p>I have the <a href=\"https:\/\/thepointsguy.com\/apply-now\/united-explorer-card\/?pid=22035884&amp;tid=post\" target=\"_blank\" rel=\"noopener\">United\u2120 Explorer Card<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/united-explorer-card-rates-and-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>). I loved how simple its benefits were and its reasonable annual fee. I knew Chase would inevitably increase this card&#8217;s annual fee during this refresh, but that it&#8217;d also add new perks to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/annual-fee-worth-it\/\" target=\"_blank\" rel=\"noopener\">help justify that<\/a>.<\/p>\n<p>The big question was what these new benefits would be and whether they&#8217;d be useful to me. Now that I&#8217;ve had a chance to sit with the updated United Explorer for a little while, here&#8217;s why I&#8217;m not upset about its changes.<\/p>\n<p><a id=\"my-favorite-benefits-are-still-the-same\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">My favorite benefits are still the same<\/h2>\n<p>One of the worst feelings as a credit card enthusiast is when one of my favorite card benefits goes away. That&#8217;s especially true when that benefit is essential to justifying that card&#8217;s <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-credit-card-annual-fees\/\" target=\"_blank\" rel=\"noopener\">annual fee<\/a>.<\/p>\n<p>When I applied for the <a href=\"https:\/\/thepointsguy.com\/apply-now\/united-explorer-card\/?pid=22035884&amp;tid=post\" target=\"_blank\" rel=\"noopener\">United Explorer<\/a> last year, I knew I could get positive value from its annual fee because of two perks: two <a href=\"https:\/\/thepointsguy.com\/airline\/ultimate-guide-united-club-access\/\" target=\"_blank\" rel=\"noopener\">United Club passes<\/a> every account anniversary and my <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-with-free-checked-baggage\/\" target=\"_blank\" rel=\"noopener\">first checked bag free<\/a>.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/20230429_Chicago-OHare-Lounges_United-Club-B184_CTanner_190.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/20230429_Chicago-OHare-Lounges_United-Club-B184_CTanner_190.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/20230429_Chicago-OHare-Lounges_United-Club-B184_CTanner_190.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/20230429_Chicago-OHare-Lounges_United-Club-B184_CTanner_190.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/20230429_Chicago-OHare-Lounges_United-Club-B184_CTanner_190.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/20230429_Chicago-OHare-Lounges_United-Club-B184_CTanner_190.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/20230429_Chicago-OHare-Lounges_United-Club-B184_CTanner_190.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/20230429_Chicago-OHare-Lounges_United-Club-B184_CTanner_190.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/20230429_Chicago-OHare-Lounges_United-Club-B184_CTanner_190.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">United Club ORD B18. CAROLINE TANNER\/THE POINTS GUY<\/figcaption><\/figure>\n<p>My biggest fear with the United Explorer&#8217;s refresh was that Chase would limit or remove these benefits. My home airport is <a href=\"https:\/\/thepointsguy.com\/news\/portland-international-airport-new-main-terminal\/\" target=\"_blank\" rel=\"noopener\">Portland International Airport (PDX)<\/a>, and it&#8217;s severely lacking on the lounge front. One of the only lounges it has is a <a href=\"https:\/\/thepointsguy.com\/news\/united-airlines-club-access-changes\/\" target=\"_blank\" rel=\"noopener\">United Club<\/a>.<\/p>\n<p>I can use a United Club pass when flying any Star Alliance airline, not just United Airlines. That means I&#8217;m not restricted to booking with United if I want lounge access at PDX. I took advantage of this when I flew Air Canada over Christmas; enjoying complimentary food and Wi-Fi in a lounge was much better than sitting at the gate. If I lost United Club access, I&#8217;d be sorely disappointed.<\/p>\n<p>Additionally, I plan to use my Explorer&#8217;s free checked bag perk for a trip home this summer and to Germany in the fall. That&#8217;s a big part of why I opened this card last year.<\/p>\n<p>Thankfully, both of these benefits survived the refresh. United Club one-time passes cost $59 each, while United charges $35 for a checked bag for noncardholders. If I use both of my United Club passes and check a bag on a round trip once a year, I can cover the cost of my card&#8217;s new $150 annual fee with a little to spare.*<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"EmailSignUp_graphic__zgpFm tw-opacity-0\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-1071010234 newsletter-form\">\n<div class=\"jsx-1071010234 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-4 hover:!tw-text-gray-4 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-4 hover:!tw-text-gray-4\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-4 hover:!tw-text-gray-4\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p><em>*The United Explorer has a $0 introductory annual fee for the first year.<\/em><\/p>\n<p><a id=\"i-use-ride-hailing-services-often\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">I use ride-hailing services often<\/h2>\n<p>I live in a city and don&#8217;t own a car, so I&#8217;m happy that my <a href=\"https:\/\/thepointsguy.com\/apply-now\/united-explorer-card\/?pid=22035884&amp;tid=post\" target=\"_blank\" rel=\"noopener\">United Explorer<\/a> now offers up to $60 every calendar year on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-uber\/\" rel=\"noopener\" target=\"_blank\">ride-hailing services<\/a> (enrollment is required each year).<\/p>\n<p>While I try my best to walk wherever I can, anyone who&#8217;s lived in the Pacific Northwest knows the threat of rain is always looking over your shoulder. There are many times when I need to use a ride-hailing service, both at home and abroad.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.8125%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/01\/uber-stock-photo.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/01\/uber-stock-photo.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/01\/uber-stock-photo.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/01\/uber-stock-photo.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/01\/uber-stock-photo.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/01\/uber-stock-photo.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/01\/uber-stock-photo.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/01\/uber-stock-photo.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/01\/uber-stock-photo.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">DUKAI PHOTOGRAPHER\/MOMENT\/GETTY IMAGES<\/figcaption><\/figure>\n<p>With this credit, I can receive up to $5 as a statement credit each month. I&#8217;m not the biggest fan of this being a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-monthly-checklist\/\" target=\"_blank\" rel=\"noopener\">monthly perk<\/a> rather than a flexible spend-as-you-need-it-style credit.<\/p>\n<p>That said, since I use ride-hailing services fairly often, it shouldn&#8217;t be hard for me to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-benefits-we-love\/\" target=\"_blank\" rel=\"noopener\">use this benefit<\/a> every month. I&#8217;m glad Chase opted not to restrict this credit to Lyft since sometimes I get better fares with Uber. I plan on trying this credit out with Uber Eats as another redemption method in case I need to use my credit in a pinch.<\/p>\n<p><a id=\"i-use-instacart-at-least-once-a-month\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">I use Instacart at least once a month<\/h2>\n<p>One thing about me: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/grocery\/\" target=\"_blank\" rel=\"noopener\">Grocery shopping<\/a> is not one of my favorite things to do. Thankfully, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-cards-should-you-use-for-online-grocery-delivery-services\/\" target=\"_blank\" rel=\"noopener\">grocery delivery services<\/a> let me get that chore done without leaving my home.<\/p>\n<p>My newly refreshed <a href=\"https:\/\/thepointsguy.com\/apply-now\/united-explorer-card\/?pid=22035884&amp;tid=post\" target=\"_blank\" rel=\"noopener\">United Explorer<\/a> offers up to $120 each year in credits for Instacart purchases. Like the ride-hailing credit, this benefit is given out monthly in up to $10 increments. An active Instacart+ membership is required, but I can get a complimentary three-month subscription through my card (activate by Dec. 31, 2027).<\/p>\n<p>Since I already order grocery delivery more often than not, Instacart+ will continue to be useful beyond my complimentary subscription. However, if you have to go out of your way to place online grocery orders every month, I don&#8217;t recommend factoring this credit into the value you&#8217;d get from the Explorer.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Instacart_Facebook.jpeg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Instacart_Facebook.jpeg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Instacart_Facebook.jpeg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Instacart_Facebook.jpeg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Instacart_Facebook.jpeg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Instacart_Facebook.jpeg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Instacart_Facebook.jpeg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Instacart_Facebook.jpeg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Instacart_Facebook.jpeg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">INSTACART\/FACEBOOK<\/figcaption><\/figure>\n<p>With the price of groceries rising, any discount I can get is appreciated. I like that this credit can be applied to any order of $10 or more. It helps make up for some of the flexibility that&#8217;s lost by this being a monthly benefit. I can use this to cut the cost of anything from a quick and simple order to a week&#8217;s worth of groceries.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Thankfully, my worries about the United Explorer&#8217;s refresh didn&#8217;t come to pass. I still have several great reasons to keep it in my wallet.<\/p>\n<p>If I check a bag on a round trip at least once and use both of my United Club passes and the ride-hailing and Instacart credits, I&#8217;ll net $368 in value from this card each year, $218 more than its annual fee. Even if I don&#8217;t use the credits as much as anticipated, I&#8217;ll still come out on top from just the United Club passes and free checked bag.<\/p>\n<p>The United Explorer is a great card for me, but it isn&#8217;t for everyone. If you don&#8217;t use airport lounges, fly much or use ride-hailing services, you may have a hard time getting positive value out of it. If you fly with United or another Star Alliance airline at least a couple of times each year, this card can be a powerful addition to your wallet, even if its new statement credits aren&#8217;t for you.<\/p>\n<p>To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/united-explorer-credit-card-review\/\" target=\"_blank\" rel=\"noopener\">full review of the United Explorer<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/united-explorer-card\/?pid=22035884&amp;tid=post\" target=\"_blank\" rel=\"noopener\">United Explorer Card<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/news\/ok-with-united-explorer-changes\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When many credit card enthusiasts hear &#8220;credit card refresh,&#8221; the typical reaction is an exasperated sigh as thoughts of higher annual fees and more complicated benefits come to mind. That&#8217;s exactly how I reacted when I heard that Chase was overhauling its slate of United cards. I have the United\u2120 Explorer Card (see rates and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":162807,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-162806","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/162806","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=162806"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/162806\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/162807"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=162806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=162806"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=162806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}