{"id":162727,"date":"2025-04-17T15:30:51","date_gmt":"2025-04-17T15:30:51","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/17\/bilt-will-now-let-you-pay-your-rent-with-more-credit-cards-is-it-worth-it-the-points-guy\/"},"modified":"2025-04-17T15:30:51","modified_gmt":"2025-04-17T15:30:51","slug":"bilt-will-now-let-you-pay-your-rent-with-more-credit-cards-is-it-worth-it-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/17\/bilt-will-now-let-you-pay-your-rent-with-more-credit-cards-is-it-worth-it-the-points-guy\/","title":{"rendered":"Bilt will now let you pay your rent with more credit cards \u2014 is it worth it? &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p><em>TPG founder Brian Kelly is a Bilt advisor and investor.<\/em><\/p>\n<p>Continuing to break the mold of traditional rewards programs, <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/bilt-rewards-guide\/\" rel=\"noopener\" target=\"_blank\">Bilt Rewards<\/a> has once again raised the bar and added a new feature for renters. As a Bilt member, if you pay rent, you can now pay this expense with other credit cards aside from the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/bilt-mastercard\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Bilt Mastercard\u00ae<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/bilt-mastercard-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>). Therefore, you can double dip and earn Bilt Points <em>and<\/em> the rewards offered on your card. But, before you start swiping your credit card, there is a catch.<\/p>\n<p>Keep reading to find out more about Bilt&#8217;s latest rent feature and if it&#8217;s worth it.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/bilt-rewards-guide\/\" rel=\"noopener\" target=\"_blank\">Bilt Rewards program: Guide to earning points on rent, transfer bonuses, dining and more<\/a><\/strong><\/p>\n<p><a id=\"earn-bilt-points-you-can-now-pay-rent-with-any-credit-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earn Bilt points: You can now pay rent with any credit card<\/h2>\n<p>With no transaction fees on rent payments (see <a href=\"https:\/\/thepointsguy.com\/apply\/bilt-mastercard-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>), paying rent with the Bilt Mastercard is an easy way to earn <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/a-guide-to-earning-transferable-points\/\" rel=\"noopener\" target=\"_blank\">transferable points<\/a>. Renters can earn 1 point per dollar spent on rent (up to 100,000 points annually) as long as at least five transactions are made on the card each billing cycle (see <a href=\"https:\/\/www.biltrewards.com\/terms\/rewards-and-benefits\" rel=\"noopener\" target=\"_blank\">rewards and benefits<\/a>).<\/p>\n<p>However, if you don&#8217;t have the Bilt card, the <a href=\"https:\/\/thepointsguy.com\/apply\/join-bilt-rewards-program\/?tid=post\" rel=\"noopener\" target=\"_blank\">rewards program<\/a> now lets you pay your rent with more credit cards. In a press release, Bilt announced that Visa, Mastercard and Discover cardholders will earn 1 Bilt point per dollar spent, in addition to the rewards your individual card earns. For Amex cardholders, you&#8217;ll earn 1 Bilt point for every $2 spent, in addition to the rewards your card earns.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/09\/Close-up-of-smiling-person-holding-credit-card-while-on-laptop-at-cafe_d3sign.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/09\/Close-up-of-smiling-person-holding-credit-card-while-on-laptop-at-cafe_d3sign.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/09\/Close-up-of-smiling-person-holding-credit-card-while-on-laptop-at-cafe_d3sign.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/09\/Close-up-of-smiling-person-holding-credit-card-while-on-laptop-at-cafe_d3sign.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/09\/Close-up-of-smiling-person-holding-credit-card-while-on-laptop-at-cafe_d3sign.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/09\/Close-up-of-smiling-person-holding-credit-card-while-on-laptop-at-cafe_d3sign.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/09\/Close-up-of-smiling-person-holding-credit-card-while-on-laptop-at-cafe_d3sign.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/09\/Close-up-of-smiling-person-holding-credit-card-while-on-laptop-at-cafe_d3sign.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/09\/Close-up-of-smiling-person-holding-credit-card-while-on-laptop-at-cafe_d3sign.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">D3SIGN\/GETTY IMAGES<\/figcaption><\/figure>\n<p>But there is a drawback to using a credit card aside from the Bilt card \u2014 you will incur a 3% transaction fee for third-party cards used on rent payments. So, with a 3% fee, is it worth it? Well, it depends on which card you use.<\/p>\n<p>Let&#8217;s say your rent is $2,000, and you decide to pay it with your <a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-double-cash-card-18-month-bt-offer\/?pid=221410494&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Citi Double Cash\u00ae Card<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-double-cash-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>). Since you will be charged a 3% transaction fee, you will pay $2,060 out of pocket and earn 2,000 Bilt points. Additionally, since the Citi Double Cash Card offers 2% cash back on every purchase (1% cash back when you buy, plus an additional 1% as you pay for those purchases), you will earn about $41 cash back from your card.<\/p>\n<p>Bilt points are worth 2.05 cents apiece per our April 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>, so you&#8217;ll earn $40 of value in Bilt points and $41 cash back from your Citi card \u2014 for a total of about $81 in value in this scenario. If you subtract the $60 fee (from the 3% transaction fee), you&#8217;ll have gained about $21 in value.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"EmailSignUp_graphic__zgpFm tw-opacity-0\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-1071010234 newsletter-form\">\n<div class=\"jsx-1071010234 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-4 hover:!tw-text-gray-4 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-4 hover:!tw-text-gray-4\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-4 hover:!tw-text-gray-4\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p>While gaining an additional $20 in value may not seem like a lot, these points are easy rewards you&#8217;ve earned by simply paying rent.<\/p>\n<p>However, it&#8217;s important to note that TPG&#8217;s valuation is based on transferring your Bilt points to one of its 18 airline and hotel partners to maximize their value. If you simply redeem your 2,000 Bilt points for cash back at 1 cent per point, you&#8217;re only getting a return of $20 in rewards. Therefore, your Citi card rewards plus your Bilt points are worth a total of $40. This would not be the best option as you would have paid $60 to earn $40 in value.<\/p>\n<p>So, it&#8217;s important to note what card you use to pay your rent (Amex cards will only give you a return of 2 Bilt points per dollar spent) and make sure that you will maximize the value you get from your Bilt points.<\/p>\n<p><a id=\"earning-bilt-points-can-unlock-more-rewards\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning Bilt points can unlock more rewards<\/h2>\n<p>Aside from transferring your points to Bilt&#8217;s airline and hotel partners to book travel, you can earn elite status with Bilt by meeting the following point thresholds:<\/p>\n<ul>\n<li>Blue: Basic membership<\/li>\n<li>Silver: 50,000 Bilt points<\/li>\n<li>Gold: 125,000 Bilt points<\/li>\n<li>Platinum: 200,000 Bilt points<\/li>\n<\/ul>\n<p>As you unlock elite status, you&#8217;ll earn access to better Rent Day promotions, such as bonus transfers. Most recently, Bilt offered an <a href=\"https:\/\/thepointsguy.com\/news\/bilt-rent-day-promo\/\" rel=\"noopener\" target=\"_blank\">up-to-100% Avios transfer bonus<\/a> and an up-to-100% bonus on Lyft redemptions.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/bilt-rent-day-promo\/\" rel=\"noopener\" target=\"_blank\">What is Bilt Rewards Rent Day?<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Bilt is all about adding flexibility for its members. In March, the program announced a <a href=\"https:\/\/thepointsguy.com\/news\/billpay-by-bilt-payment-platform-changes\/\" rel=\"noopener\" target=\"_blank\">new rent payment platform<\/a>, BillPay by Bilt, and teased the possibility of earning rewards on mortgage payments. With the latest addition from Bilt, the company is continuing to roll out new features and enhance its program to make it more user-friendly for those wanting to earn rewards with Bilt but not be tied to opening a credit card to use Bilt&#8217;s loyalty program.<\/p>\n<p><em>See Bilt Mastercard rates and fees <a href=\"https:\/\/thepointsguy.com\/apply\/bilt-mastercard-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><br \/><em>See Bilt Mastercard rewards and benefits <a href=\"https:\/\/www.biltrewards.com\/terms\/rewards-and-benefits\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/news\/bilt-pay-rent-credit-card\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>TPG founder Brian Kelly is a Bilt advisor and investor. Continuing to break the mold of traditional rewards programs, Bilt Rewards has once again raised the bar and added a new feature for renters. As a Bilt member, if you pay rent, you can now pay this expense with other credit cards aside from the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":162728,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-162727","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/162727","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=162727"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/162727\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/162728"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=162727"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=162727"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=162727"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}