{"id":161530,"date":"2025-04-11T19:00:22","date_gmt":"2025-04-11T19:00:22","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/11\/7-chase-sapphire-preferred-benefits-you-might-not-know-about-the-points-guy\/"},"modified":"2025-04-11T19:00:22","modified_gmt":"2025-04-11T19:00:22","slug":"7-chase-sapphire-preferred-benefits-you-might-not-know-about-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/11\/7-chase-sapphire-preferred-benefits-you-might-not-know-about-the-points-guy\/","title":{"rendered":"7 Chase Sapphire Preferred benefits you might not know about &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred\u00ae Card<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/chase-sapphire-preferred-card-rates-and-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) is one of the most popular <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" target=\"_blank\" rel=\"noopener\">travel rewards cards<\/a> out there \u2014 and for good reason.<\/p>\n<p>With generous earning rates, like 3 points per dollar spent on dining, 2 points per dollar spent on travel and several other <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reasons-to-get-chase-sapphire-preferred\/\" rel=\"noopener\" target=\"_blank\">well-known benefits<\/a>, the Chase Sapphire Preferred is a favorite among points and miles beginners and experts alike.<\/p>\n<p>Adding even more value to the card, the Sapphire Preferred is currently offering a welcome offer of 100,000 Ultimate Rewards points after you spend $5,000 on purchases in the first three months of account opening \u2014 all for a modest $95 annual fee. According to TPG&#8217;s April 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>, this offer is worth a whopping $2,050.<\/p>\n<p>But what are some of the lesser-known CSP benefits? Let&#8217;s take a look.<\/p>\n<p><a id=\"complimentary-dash-pass\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Complimentary DashPass<\/h2>\n<p>Historically, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred<\/a> hasn&#8217;t offered much in the way of statement credits or similar benefits. It&#8217;s a mid-tier credit card with a low annual fee, so that is to be expected. However, within the past couple of years, new Sapphire Preferred benefits have been introduced by partners such as DoorDash.<\/p>\n<p>Through Chase&#8217;s partnership with DoorDash, you can get at least one year of <a href=\"https:\/\/thepointsguy.com\/news\/chase-dashpass-sapphire-freedom-slate\/\" rel=\"noopener noreferrer\" target=\"_blank\">complimentary DashPass<\/a>, the company&#8217;s subscription service. DashPass comes with $0 delivery fees and reduced service fees on eligible orders over $12.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/DoorDash_Scooter.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/DoorDash_Scooter.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/DoorDash_Scooter.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/DoorDash_Scooter.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/DoorDash_Scooter.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/DoorDash_Scooter.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/DoorDash_Scooter.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/DoorDash_Scooter.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/DoorDash_Scooter.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">DOORDASH<\/figcaption><\/figure>\n<p>DashPass typically costs $9.99 monthly, or $96 annually, so this CSP benefit alone has the potential to offset the card&#8217;s annual fee. Chase&#8217;s DashPass partnership is valid through Dec. 31, 2027, depending on your activation date.<\/p>\n<p>Note that once enrolled in DashPass, you must use your Chase Sapphire card for payment at checkout for DashPass-eligible orders to receive DashPass benefits.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-doordash-partnership\/\" target=\"_blank\" rel=\"noopener\">Your complete guide to Chase and DoorDash<\/a><\/strong><\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"EmailSignUp_graphic__zgpFm tw-opacity-0\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-1071010234 newsletter-form\">\n<div class=\"jsx-1071010234 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-4 hover:!tw-text-gray-4 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-4 hover:!tw-text-gray-4\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-4 hover:!tw-text-gray-4\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p><a id=\"trip-cancellation-trip-interruption-insurance\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Trip cancellation\/trip interruption insurance<\/h2>\n<p>If your trip is cut short or interrupted by sickness, severe weather and other covered situations (deemed so by the benefit administrator), you can be reimbursed for prepaid, nonrefundable travel expenses (such as plane tickets, hotels and tours) on up to $10,000 per covered person and $20,000 per trip.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/Flight-departures-information-board-at-airport_narvikk.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/Flight-departures-information-board-at-airport_narvikk.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/Flight-departures-information-board-at-airport_narvikk.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/Flight-departures-information-board-at-airport_narvikk.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/Flight-departures-information-board-at-airport_narvikk.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/Flight-departures-information-board-at-airport_narvikk.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/Flight-departures-information-board-at-airport_narvikk.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/Flight-departures-information-board-at-airport_narvikk.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/Flight-departures-information-board-at-airport_narvikk.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">NARVIKK\/GETTY IMAGES<\/figcaption><\/figure>\n<p>This coverage is available to you and your immediate family members traveling with you when you pay for the trip expenses with your <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Preferred<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/proof-needed-chases-trip-insurance\/\" rel=\"noopener noreferrer\" target=\"_blank\">Your guide to Chase&#8217;s trip insurance coverage<\/a><\/strong><\/p>\n<p><a id=\"baggage-delay-insurance\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Baggage delay Insurance<\/h2>\n<p>If your checked bag is delayed by more than six hours, you can be reimbursed up to $100 per day for up to five days for essential purchases like toiletries and clothing. For example, my mother&#8217;s checked suitcase did not arrive on Air Canada&#8217;s flight from Toronto to Tokyo. I immediately called Chase from <a href=\"https:\/\/thepointsguy.com\/airport\/nrt\/\" rel=\"noopener noreferrer\" target=\"_blank\">Narita International Airport (NRT)<\/a> to inquire about this benefit.<\/p>\n<p>I was told to get a baggage delayed report from the baggage service counter and keep receipts for any essentials she purchased, up to $100 a day for five days or until the suitcase arrived. The suitcase was finally delivered to my Japanese address four days later. In the meantime, we took full advantage of the benefit, with my mom buying $400 worth of clothes, shoes and toiletries to get around Japan during her stay.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:68.6328125%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Lost-baggage-scaled.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Lost-baggage-scaled.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Lost-baggage-scaled.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Lost-baggage-scaled.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Lost-baggage-scaled.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Lost-baggage-scaled.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Lost-baggage-scaled.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Lost-baggage-scaled.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Lost-baggage-scaled.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">CHRISTINA HOUSE\/GETTY IMAGES<\/figcaption><\/figure>\n<p>I sent the benefits administrator a baggage delayed report, a courier note when the bag was finally dropped off, receipts for my mom&#8217;s purchases and the credit card statement showing I had paid for her ticket. Since she had flown on an award ticket, I had only paid the fees with my <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Sapphire Preferred card<\/a> (and not the whole fare). I was nervous this would make us ineligible for the perk, but we received a $400 check a short time later to cover the expenses.<\/p>\n<p>Along these same lines, you may be eligible for up to $3,000 in lost luggage coverage. However, this benefit requires you to produce almost all your original receipts for items costing more than $25, making it much harder to get full value.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/when-to-buy-travel-insurance-versus-when-to-rely-on-credit-card-protections\/\" rel=\"noopener\" target=\"_blank\">When to buy travel insurance versus when to rely on credit card protections<\/a><\/strong><\/p>\n<p><a id=\"trip-delay-reimbursement\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Trip delay reimbursement<\/h2>\n<p>Have you ever been on the last flight of the day to your destination only to have it canceled? If it&#8217;s due to weather or any other cause that allows the carrier to deflect blame, you may get a preferred rate from the local airport hotel or be out of luck altogether. Either way, you&#8217;ll likely be forced to pay out of pocket.<\/p>\n<p>If your common carrier travel is delayed more than 12 hours or requires an overnight stay, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred<\/a> card covers you and your family for up to $500 per covered traveler for non-reimbursed expenses, such as meals and lodging. Thankfully, I&#8217;ve never had to put this benefit to use, but knowing I could stay in a nice place for free would make the situation more tolerable.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.64584634603374%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/09\/Summer-Hull-Family-Travel-Kids-Holiday-New-York-Shoot-15.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/09\/Summer-Hull-Family-Travel-Kids-Holiday-New-York-Shoot-15.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/09\/Summer-Hull-Family-Travel-Kids-Holiday-New-York-Shoot-15.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/09\/Summer-Hull-Family-Travel-Kids-Holiday-New-York-Shoot-15.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/09\/Summer-Hull-Family-Travel-Kids-Holiday-New-York-Shoot-15.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/09\/Summer-Hull-Family-Travel-Kids-Holiday-New-York-Shoot-15.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/09\/Summer-Hull-Family-Travel-Kids-Holiday-New-York-Shoot-15.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/09\/Summer-Hull-Family-Travel-Kids-Holiday-New-York-Shoot-15.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/09\/Summer-Hull-Family-Travel-Kids-Holiday-New-York-Shoot-15.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">BEN ZUCKER\/THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-chase-trip-delay-cancellation-coverage-claim\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase paid for my $1,100-per-night hotel room thanks to built-in trip delay coverage<\/a><\/strong><\/p>\n<p><a id=\"primary-car-rental-insurance\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Primary car rental insurance<\/h2>\n<p>While most \u2014 although not all \u2014 credit cards offer <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cards-primary-car-rental-coverage\/\" rel=\"noopener\" target=\"_blank\">car rental insurance,<\/a> you&#8217;ll notice a difference in the insurance being offered. While several credit cards offer secondary car rental insurance and some even charge a fee, others offer primary car rental insurance \u2014 better coverage for your next car rental.<\/p>\n<p>Fortunately, one of the CSP benefits is primary car rental coverage for no added fee to your rental.<\/p>\n<p>This means rentals of up to 31 consecutive days paid for with the card are covered for losses, including physical damage and theft of the rental vehicle, valid loss-of-use charges assessed by the rental company and reasonable and customary towing charges related to a covered loss. In addition, with this particular card, your coverage is up to the cash value of the rental car.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Herz-Car-rental-in-New-York-City_Cindy-Ord.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">CINDY ORD\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Using a credit card that offers this type of coverage means you can decline any rental car agency insurance policy \u2014 which will save you money on your rental \u2014 and not have to file a claim with your auto insurance policy.<\/p>\n<p>While this is a benefit you hope you never have to use, it can sure come in handy in an unfortunate event. You&#8217;ll also earn at least 2 points per dollar spent on all travel expenses, including car rentals, so you&#8217;ll still earn bonus points by paying for your car rental with the Sapphire Preferred.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cards-rental-car-coverage\/\" rel=\"noopener\" target=\"_blank\">Best credit cards for rental car coverage<\/a><\/strong><\/p>\n<p><a id=\"purchase-protection\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Purchase protection<\/h2>\n<p>This benefit covers eligible personal property (purchased using your <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Sapphire Preferred<\/a>) in the event of theft, damage or involuntary and accidental parting with property. If something happens to an item within 120 days of purchase, it will be repaired or replaced for a value of up to $500.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Person-picking-up-broken-phone-from-ground_sasun-bughdaryan.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Person-picking-up-broken-phone-from-ground_sasun-bughdaryan.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Person-picking-up-broken-phone-from-ground_sasun-bughdaryan.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Person-picking-up-broken-phone-from-ground_sasun-bughdaryan.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Person-picking-up-broken-phone-from-ground_sasun-bughdaryan.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Person-picking-up-broken-phone-from-ground_sasun-bughdaryan.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Person-picking-up-broken-phone-from-ground_sasun-bughdaryan.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Person-picking-up-broken-phone-from-ground_sasun-bughdaryan.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Person-picking-up-broken-phone-from-ground_sasun-bughdaryan.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">SASUN BUGHDARYAN\/GETTY IMAGES<\/figcaption><\/figure>\n<p>There&#8217;s a lengthy list of excluded items, including animals, antiques, anything with an engine, perishable items and used\/pre-owned items. Still, when I bought my latest iPad, I felt more at ease knowing I had 120 days of coverage if I spilled coffee on it or left it behind while traveling.<\/p>\n<p>Plenty of other cards offer similar benefits (such as <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-purchase-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\">Amex purchase protection<\/a>), but it&#8217;s good to know Chase is keeping up with the competition.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-price-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\">The best credit cards for price protection<\/a><\/strong><\/p>\n<p><a id=\"extended-warranty-protection\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Extended warranty protection<\/h2>\n<p>This benefit can really save you money. Receive an additional year of coverage on eligible purchases with a manufacturer&#8217;s warranty of three years or less. Boats, automobiles, aircraft, medical equipment, leased or pre-owned items and items for commercial use are ineligible.<\/p>\n<p>A few years ago, I purchased a top-of-the-line flat-screen TV for $1,200, with a manufacturer&#8217;s warranty of two years. Then,  three years later, my wife and I were watching a football game when a loud pop occurred, and a puff of smoke appeared from the back of the TV.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/two-women-hanging-out-in-living-room-at-home_Maskot.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/two-women-hanging-out-in-living-room-at-home_Maskot.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/two-women-hanging-out-in-living-room-at-home_Maskot.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/two-women-hanging-out-in-living-room-at-home_Maskot.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/two-women-hanging-out-in-living-room-at-home_Maskot.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/two-women-hanging-out-in-living-room-at-home_Maskot.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/two-women-hanging-out-in-living-room-at-home_Maskot.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/two-women-hanging-out-in-living-room-at-home_Maskot.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/two-women-hanging-out-in-living-room-at-home_Maskot.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">MASKOT\/GETTY IMAGES<\/figcaption><\/figure>\n<p>I called Chase, and a representative asked for a copy of the original purchase receipt and a letter from the TV manufacturer stating it was out of the manufacturer&#8217;s warranty. I was then instructed to get an estimate from a TV maintenance specialist of what it would cost to fix the TV.<\/p>\n<p>I flipped through the Yellow Pages and a few days later received an estimate saying the TV was broken beyond repair. After submitting the estimate, I received a credit for the TV&#8217;s original purchase price and a credit for the TV repair fee.<\/p>\n<p>I then bought a TV for $800, which was better than what I had paid $1,200 for three years earlier. In addition, Chase promises reimbursement within five business days of receipt and validation of all required documents. Needless to say, I was pretty excited this benefit was on the card.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-extended-warranty\/\" rel=\"noopener noreferrer\" target=\"_blank\">Best credit cards for extended warranties<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Several of these Sapphire Preferred benefits have provided excellent value for me and made life easier when I could have otherwise been out of luck. As always, make sure you read <a href=\"https:\/\/www.chasebenefits.com\/sapphirepreferred\" rel=\"noopener noreferrer\" target=\"_blank\">the fine print<\/a> for benefits, terms and conditions. Clearly defined and labeled documentation submitted in a logical order has made the claim processes rather painless for me.<\/p>\n<p>Also, note that the above seven benefits are by no means the only perks of the Chase Sapphire Preferred card. For example, travel accident insurance, zero liability protection and travel and emergency assistant services could all make a sour situation slightly sweeter.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Preferred<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/lesser-known-sapphire-benefits\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Chase Sapphire Preferred\u00ae Card (see rates and fees) is one of the most popular travel rewards cards out there \u2014 and for good reason. With generous earning rates, like 3 points per dollar spent on dining, 2 points per dollar spent on travel and several other well-known benefits, the Chase Sapphire Preferred is a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":161531,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-161530","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/161530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=161530"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/161530\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/161531"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=161530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=161530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=161530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}