{"id":160978,"date":"2025-04-08T19:00:03","date_gmt":"2025-04-08T19:00:03","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/08\/what-credit-score-do-you-need-to-be-approved-for-the-chase-sapphire-preferred-card-the-points-guy\/"},"modified":"2025-04-08T19:00:03","modified_gmt":"2025-04-08T19:00:03","slug":"what-credit-score-do-you-need-to-be-approved-for-the-chase-sapphire-preferred-card-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/08\/what-credit-score-do-you-need-to-be-approved-for-the-chase-sapphire-preferred-card-the-points-guy\/","title":{"rendered":"What credit score do you need to be approved for the Chase Sapphire Preferred Card? – The Points Guy"},"content":{"rendered":"


\n<\/p>\n

\n

The Chase Sapphire Preferred\u00ae Card<\/a> (see rates and fees<\/a>) is one of the best travel cards<\/a> on the market. With a moderate $95 annual fee, it’s a top choice for both frequent and casual travelers \u2014 especially those new to earning travel rewards<\/a>.<\/p>\n

If you’ve been eyeing the Chase Sapphire Preferred, now is a great time to apply, as Chase is offering a stellar welcome bonus of 100,000 Ultimate Rewards points after you spend $5,000 on purchases in the first three months of account opening.<\/p>\n

This is one of the biggest welcome bonuses<\/a> we’ve seen for this card in recent years.<\/p>\n

If you’re considering filling out an application, you might be wondering: What credit score do you need to be approved for the Sapphire Preferred? While there’s no set number that guarantees approval, understanding the Chase Sapphire Preferred requirements can help you gauge your chances.<\/p>\n

At TPG, we devote a lot of time to discussing how credit scores work<\/a>, how credit scores impact credit card approvals<\/a> and what factors issuers consider beyond your score.<\/p>\n

Let’s examine the Chase Sapphire Preferred credit score requirements and how to improve your chances of getting approved.<\/p>\n

Related: Got excellent credit? These are the best credit cards for you<\/a><\/strong><\/p>\n

<\/p>\n

Chase Sapphire Preferred overview<\/h2>\n

The Chase Sapphire Preferred<\/a> is a longtime favorite among advanced points and miles collectors. If you’re considering adding it to your wallet, now is a great time to do so.<\/p>\n

The Sapphire Preferred earns valuable Chase Ultimate Rewards points<\/a> that can be transferred to the program’s hotel and airline partners. It also includes perks like an annual $50 hotel credit<\/a> for reservations made through Chase Travel\u2120 and a 10% points bonus<\/a> on your cardmember anniversary.<\/p>\n

<\/picture>\n
\n

Daily Newsletter<\/p>\n

Reward your inbox with the TPG Daily newsletter<\/p>\n

Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n

\n
\n

By signing up, you will receive newsletters and promotional content and agree to our Terms of Use<\/a> and acknowledge the data practices in our Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n

Check out our full Chase Sapphire Preferred credit card review<\/a> for more information.<\/p>\n

<\/p>\n

Credit score needed for the Chase Sapphire Preferred<\/h2>\n

Credit scores in the mid-700s and above will typically be enough to get you approved for most travel credit cards<\/a>. However, having a lower score doesn’t necessarily mean you can’t add one of these cards to your wallet.<\/p>\n

The Chase Sapphire Preferred is known as one of the best starter travel credit cards<\/a> on the market, and beginners can still be approved for it.<\/p>\n

\n
\"\"