{"id":160217,"date":"2025-04-04T16:00:18","date_gmt":"2025-04-04T16:00:18","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/04\/hilton-surpass-vs-hilton-aspire-card-showdown-the-points-guy\/"},"modified":"2025-04-04T16:00:18","modified_gmt":"2025-04-04T16:00:18","slug":"hilton-surpass-vs-hilton-aspire-card-showdown-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/04\/04\/hilton-surpass-vs-hilton-aspire-card-showdown-the-points-guy\/","title":{"rendered":"Hilton Surpass vs. Hilton Aspire: Card showdown &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>If you&#8217;re in the market for a personal <a href=\"https:\/\/thepointsguy.com\/credit-cards\/hilton\/\" target=\"_blank\" rel=\"noopener\">Hilton card<\/a> and willing to pay an annual fee to receive great benefits, you may be wondering whether to apply for the mid-tier <a href=\"https:\/\/thepointsguy.com\/apply-now\/hilton-honors-american-express-surpass-card\/?pid=220312354&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Hilton Honors American Express Surpass\u00ae Card<\/a> or the premium <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/hilton-amex-aspire-review\/\" rel=\"noopener noreferrer\" target=\"_blank\">Hilton Honors American Express Aspire Card<\/a>.<\/p>\n<p>Let&#8217;s walk through the ins and outs of both cards to help you decide which is right for you.<\/p>\n<p><em>The information for the Hilton Honors Aspire Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><a id=\"hilton-honors-surpass-vs-hilton-honors-aspire-comparison\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Hilton Honors Surpass vs. Hilton Honors Aspire comparison<\/h2>\n<div class=\"jsx-3297233758 tpg-table \">\n<div tabindex=\"0\" class=\"jsx-3297233758\">\n<table class=\"jsx-3297233758\">\n<thead class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<th class=\"jsx-3297233758\"\/>\n<th class=\"jsx-3297233758\">Hilton Honors Surpass<\/th>\n<th class=\"jsx-3297233758\">Hilton Honors Aspire<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<td><strong>Annual fee<\/strong><\/td>\n<td>$150 (see <a href=\"https:\/\/thepointsguy.com\/apply\/hilton-honors-american-express-surpass-card-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>)<\/td>\n<td>$550<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><strong>Welcome offer<\/strong><\/td>\n<td>Earn 130,000 bonus points plus a free night reward after spending $3,000 in the first six months of cardmembership. This offer ends on April 29.<\/td>\n<td>Earn 175,000 bonus points after spending $6,000 in the first six months of cardmembership. The offer ends on April 29.<\/p>\n<p>\u00a0<\/p>\n<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><strong>Earning rates<\/strong><\/td>\n<td>\n<ul>\n<li>12 points per dollar on eligible Hilton purchases<\/li>\n<li>6 points per dollar on dining at U.S. restaurants (including takeout and delivery), at U.S. supermarkets and U.S. gas stations<\/li>\n<li>4 points per dollar on U.S. online retail purchases<\/li>\n<li>3 points per dollar on other eligible purchases<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>14 points per dollar on eligible Hilton purchases<\/li>\n<li>7 points per dollar on dining at U.S. restaurants (including takeout and delivery), select flights booked directly with the airline or at AmexTravel.com and car rentals booked directly from select car rental agencies<\/li>\n<li>3 points per dollar on other eligible purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><strong>\u00a0Statement credits<\/strong><\/td>\n<td>\n<ul>\n<li>Up to $50 Hilton statement credit each quarter (up to $200 per calendar year); enrollment is required and terms apply<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Up to $50 credit every quarter for eligible flight purchases (up to $200 per calendar year)<\/li>\n<li>Up to $200 <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/maximize-statement-credits-hilton-credit-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">Hilton resort statement credit<\/a> semi-annually on purchases made with Hilton Resorts (up to $400 per calendar year)<\/li>\n<li>Up to $100 property credit on eligible stays of two or more nights at Waldorf Astoria and Conrad hotels<\/li>\n<li>Up to $199 Clear Plus membership statement credit each calendar year<\/li>\n<li>Enrollment is required for select benefits; terms apply<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><strong>Elite status<\/strong><\/td>\n<td><a href=\"https:\/\/thepointsguy.com\/guide\/what-is-hilton-elite-status-worth\/\" target=\"_blank\" rel=\"noopener noreferrer\">Hilton Honors Gold<\/a>; upgrade to Diamond by spending $40,000 in a calendar year; terms apply<\/td>\n<td><a href=\"https:\/\/thepointsguy.com\/guide\/top-benefits-hilton-diamond\/\" target=\"_blank\" rel=\"noopener noreferrer\">Hilton Honors Diamond<\/a>; terms apply<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><strong>Free nights<\/strong><\/td>\n<td\/>\n<td>\n<ul>\n<li>One free night reward within your first cardmember year and another every year after you renew<\/li>\n<li>A second free night reward after spending $30,000 in a calendar year, and a third free night reward after spending $60,000 in a calendar year<\/li>\n<li>Terms apply<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><strong>Other benefits<\/strong><\/td>\n<td>\n<ul>\n<li>National Car Rental Emerald Club Executive Status<\/li>\n<li>No foreign transaction fees (see <a href=\"https:\/\/thepointsguy.com\/apply\/hilton-honors-american-express-surpass-card-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>)<\/li>\n<li>Travel and shopping protections<\/li>\n<li>Enrollment is required for select benefits; terms apply<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<\/td>\n<td>\n<ul>\n<li>National Car Rental Emerald Club Executive Status<\/li>\n<li>No foreign transaction fees<\/li>\n<li>Travel and shopping protections<\/li>\n<li>Cellphone protection (up to $800 per claim, subject to a $50 deductible, limit two approved claims per 12-month period) when you pay your eligible wireless bill with your card*<\/li>\n<li>Enrollment is required for select benefits; terms apply<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><em>*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.<\/em><\/p>\n<p><a id=\"hilton-honors-surpass-vs-hilton-honors-aspire-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Hilton Honors Surpass vs. Hilton Honors Aspire welcome offer<\/h2>\n<p>New <a href=\"https:\/\/thepointsguy.com\/apply-now\/hilton-honors-american-express-surpass-card\/?pid=220312354&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Hilton Honors Surpass<\/a> cardmembers can earn 130,000 bonus points plus a free night reward after spending $3,000 in the first six months of cardmembership. This offer ends on April 29.<\/p>\n<p>The points you&#8217;ll get with this welcome offer are worth $780 since TPG&#8217;s March 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a> place Hilton points at 0.6 cents per point. That&#8217;s not including the potential value of your free night reward.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/American-Express-Hilton-Surpass-and-Hilton-Aspire.png?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/American-Express-Hilton-Surpass-and-Hilton-Aspire.png?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/American-Express-Hilton-Surpass-and-Hilton-Aspire.png?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/American-Express-Hilton-Surpass-and-Hilton-Aspire.png?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/American-Express-Hilton-Surpass-and-Hilton-Aspire.png?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/American-Express-Hilton-Surpass-and-Hilton-Aspire.png?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/American-Express-Hilton-Surpass-and-Hilton-Aspire.png?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/American-Express-Hilton-Surpass-and-Hilton-Aspire.png?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/03\/American-Express-Hilton-Surpass-and-Hilton-Aspire.png?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>Meanwhile, new Hilton Honors Aspire cardmembers can earn 175,000 bonus points after spending $6,000 in the first six months of card membership. This offer ends on April 29.<\/p>\n<p>Using our valuations, this welcome offer is worth $1,050 toward travel.<\/p>\n<p><strong>Winner<\/strong>: Hilton Honors Aspire. The points from its welcome offer are more valuable. That said, you may be able to get greater value out of the Surpass&#8217;s welcome offer if you maximize the free night reward.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"EmailSignUp_graphic__zgpFm tw-opacity-0\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-1071010234 newsletter-form\">\n<div class=\"jsx-1071010234 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-4 hover:!tw-text-gray-4 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-4 hover:!tw-text-gray-4\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-4 hover:!tw-text-gray-4\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p><a id=\"hilton-honors-surpass-vs-hilton-honors-aspire-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Hilton Honors Surpass vs. Hilton Honors Aspire benefits<\/h2>\n<p>Both cards are geared toward those who stay at Hilton properties, so you can expect to find a variety of benefits catered to Hilton property stays, among other benefits.<\/p>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/hilton-honors-american-express-surpass-card\/?pid=220312354&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Hilton Honors Surpass<\/a> has a $150 annual fee and provides:<\/p>\n<ul>\n<li>Complimentary Gold status, which includes perks like a fifth night free on standard room stays and an 80% bonus on all base points<\/li>\n<li>Ability to upgrade to Diamond status by spending $40,000 in a calendar year<\/li>\n<li>Free night reward for use at eligible properties after spending $15,000 in a calendar year<\/li>\n<li>Up to $200 annually in <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-long-statement-credits-take\/\" target=\"_blank\" rel=\"noopener\">statement credits<\/a> for purchases made directly with a property in the Hilton portfolio, split up into quarterly increments of up to $50<\/li>\n<li>Enrollment is required for select benefits; terms apply<\/li>\n<\/ul>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240612_Waldorf-Astoria-Seychelles_Waldorf-Astoria-Seychelles-villa-outdoor-8_ERosen_75.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240612_Waldorf-Astoria-Seychelles_Waldorf-Astoria-Seychelles-villa-outdoor-8_ERosen_75.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240612_Waldorf-Astoria-Seychelles_Waldorf-Astoria-Seychelles-villa-outdoor-8_ERosen_75.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240612_Waldorf-Astoria-Seychelles_Waldorf-Astoria-Seychelles-villa-outdoor-8_ERosen_75.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240612_Waldorf-Astoria-Seychelles_Waldorf-Astoria-Seychelles-villa-outdoor-8_ERosen_75.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240612_Waldorf-Astoria-Seychelles_Waldorf-Astoria-Seychelles-villa-outdoor-8_ERosen_75.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240612_Waldorf-Astoria-Seychelles_Waldorf-Astoria-Seychelles-villa-outdoor-8_ERosen_75.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240612_Waldorf-Astoria-Seychelles_Waldorf-Astoria-Seychelles-villa-outdoor-8_ERosen_75.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240612_Waldorf-Astoria-Seychelles_Waldorf-Astoria-Seychelles-villa-outdoor-8_ERosen_75.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">ERIC ROSEN\/THE POINTS GUY<\/figcaption><\/figure>\n<p>On the other hand, the Hilton Honors Aspire has a $550 annual fee and provides:<\/p>\n<ul>\n<li>Complimentary Diamond status, which provides free premium Wi-Fi, a 100% bonus on base points and space-available room upgrades, among other perks<\/li>\n<li>A free night reward after each account anniversary<\/li>\n<li>Receive a second free night award after spending $30,000 in a calendar year and a third after spending $60,000 in the same time frame<\/li>\n<li>Terms apply<\/li>\n<\/ul>\n<p>Where these cards greatly differ is the slew of statement credits the Hilton Honors Aspire card offers. These include:<\/p>\n<ul>\n<li>Up to $200 in statement credits for airline purchases every calendar year (up to $50 quarterly)<\/li>\n<li>Up to $400 in Hilton resort statement credits (up to $200 semi-annually) each calendar year valid at participating resorts<\/li>\n<li>An up-to-$100 property credit on eligible stays of two or more nights at <a href=\"https:\/\/thepointsguy.com\/hotel\/best-waldorf-astoria-hotels\/\" target=\"_blank\" rel=\"noopener\">Waldorf Astoria<\/a> and <a href=\"https:\/\/thepointsguy.com\/hotel\/reviews\/conrad-nashville\/\" target=\"_blank\" rel=\"noopener\">Conrad hotels<\/a><\/li>\n<li>Up-to-$199 statement credit for a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-to-using-the-amex-platinum-clear-credit\/\" target=\"_blank\" rel=\"noopener\">Clear Plus membership<\/a> each calendar year<\/li>\n<li>Enrollment is required for select benefits; terms apply<\/li>\n<\/ul>\n<p>The card also provides cellphone protection that reimburses you for repair or replacement. Cardmembers are limited to two approved claims every 12 months with a limit of $800 per claim. This is also subject to a $50 deductible.*<\/p>\n<p>Meanwhile, both cards have no foreign transaction fees and offer elite status with National Car Rental. Both cards offer robust travel and shopping protection perks, but the Aspire wins in this category.<\/p>\n<p><strong>Winner: <\/strong>Hilton Honors Aspire. Thanks to its slew of statement credits, automatic Diamond elite status and travel protections, it takes the lead ahead of the Hilton Honors Surpass.<\/p>\n<p><em>*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.<\/em><\/p>\n<p><a id=\"earning-points-with-the-hilton-honors-surpass-vs-hilton-honors-aspire\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning points with the Hilton Honors Surpass vs. Hilton Honors Aspire<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/hilton-honors-american-express-surpass-card\/?pid=220312354&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Hilton Honors Surpass<\/a> earns:<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240529_Hotels-with-Historical-Significance_Curio-Collection-by-Hilton_St.-Louis-Union-Station-Hotel_Facebook.jpeg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240529_Hotels-with-Historical-Significance_Curio-Collection-by-Hilton_St.-Louis-Union-Station-Hotel_Facebook.jpeg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240529_Hotels-with-Historical-Significance_Curio-Collection-by-Hilton_St.-Louis-Union-Station-Hotel_Facebook.jpeg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240529_Hotels-with-Historical-Significance_Curio-Collection-by-Hilton_St.-Louis-Union-Station-Hotel_Facebook.jpeg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240529_Hotels-with-Historical-Significance_Curio-Collection-by-Hilton_St.-Louis-Union-Station-Hotel_Facebook.jpeg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240529_Hotels-with-Historical-Significance_Curio-Collection-by-Hilton_St.-Louis-Union-Station-Hotel_Facebook.jpeg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240529_Hotels-with-Historical-Significance_Curio-Collection-by-Hilton_St.-Louis-Union-Station-Hotel_Facebook.jpeg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240529_Hotels-with-Historical-Significance_Curio-Collection-by-Hilton_St.-Louis-Union-Station-Hotel_Facebook.jpeg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/20240529_Hotels-with-Historical-Significance_Curio-Collection-by-Hilton_St.-Louis-Union-Station-Hotel_Facebook.jpeg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">CURIO COLLECTION BY HILTON\/FACEBOOK<\/figcaption><\/figure>\n<p>The Hilton Honors Aspire offers slightly better earning rates in certain categories.<\/p>\n<p>Cardmembers can expect:<\/p>\n<ul>\n<li>14 points per dollar on eligible purchases at hotels and resorts in the Hilton portfolio<\/li>\n<li>7 points per dollar on dining at U.S. restaurants (including takeout and delivery), select travel, including flights booked directly with airlines or AmexTravel.com and car rentals booked directly with car rental companies<\/li>\n<li>3 points per dollar on other eligible purchases<\/li>\n<\/ul>\n<p>It&#8217;s worth noting that the Gold and Diamond status the Hilton Honors Surpass and Hilton Honors Aspire provide, respectively, will earn you extra points on eligible Hilton charges.<\/p>\n<p>That means using your Hilton Honors Surpass on eligible Hilton charges will net 30 points per dollar while using your Hilton Honors Aspire on eligible Hilton charges will earn 34 points per dollar. That&#8217;s an incredible earning rate for any credit card, but remember that Hilton points are still not worth as much as transferable rewards.<\/p>\n<p><strong>Winner:<\/strong> Hilton Honors Aspire. The higher earning rates on the card allow you to earn points faster.<\/p>\n<p><a id=\"redeeming-points-with-the-hilton-honors-surpass-vs-hilton-honors-aspire\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming points with the Hilton Honors Surpass vs. Hilton Honors Aspire<\/h2>\n<p>Both cards allow you to earn Hilton Honors points through credit card spending, which are automatically deposited into your Hilton Honors account. You can redeem points for free nights (no blackout dates), Lyft rides, rental cars, transfers to airline partners, shopping and experiences.<\/p>\n<p>We recommend redeeming your points for hotel stays, as that&#8217;s where you&#8217;ll find the greatest value for your points.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241202_Hilton-2025-Destinations-Sponsored-Article_NoMad-London.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241202_Hilton-2025-Destinations-Sponsored-Article_NoMad-London.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241202_Hilton-2025-Destinations-Sponsored-Article_NoMad-London.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241202_Hilton-2025-Destinations-Sponsored-Article_NoMad-London.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241202_Hilton-2025-Destinations-Sponsored-Article_NoMad-London.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241202_Hilton-2025-Destinations-Sponsored-Article_NoMad-London.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241202_Hilton-2025-Destinations-Sponsored-Article_NoMad-London.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241202_Hilton-2025-Destinations-Sponsored-Article_NoMad-London.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/12\/20241202_Hilton-2025-Destinations-Sponsored-Article_NoMad-London.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">SIMON UPTON\/HILTON<\/figcaption><\/figure>\n<p>Hilton Honors doesn&#8217;t have an award chart for hotel redemptions. Therefore, the number of points you need varies depending on the hotel, room type, booking and stay dates.<\/p>\n<p>The <a href=\"https:\/\/stories.hilton.com\/videos\/how-to-use-the-points-explorer-tool-on-the-hilton-honors-app\" rel=\"noopener\" target=\"_blank\">Points Explorer tool<\/a> offered through Hilton is an excellent way to determine how many points you need. Plug in how many points you&#8217;re working with, where you wish to travel or a destination type and the tool will provide you with a list of results that match your criteria.<\/p>\n<p>TPG contributing editor <a href=\"https:\/\/thepointsguy.com\/author\/mmoffitt\/\" target=\"_blank\" rel=\"noopener\">Matt Moffitt<\/a> was able to redeem 256,000 Hilton points for a stay at the Hilton Sydney the week before Christmas. Thanks to the Diamond status his Aspire card awarded him, he was able to get his fifth night for free.<\/p>\n<p><strong>Winner:<\/strong> Tie. Both cards have identical redemption options.<\/p>\n<p><a id=\"should-i-get-the-hilton-honors-surpass-or-the-hilton-honors-aspire\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Should I get the Hilton Honors Surpass or the Hilton Honors Aspire?<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/hilton-honors-american-express-surpass-card\/?pid=220312354&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Hilton Honors Surpass<\/a> is one of the best mid-tier hotel credit cards out there and offers outsize value with a moderate $150 annual fee. However, you can easily get value out of the higher $550 annual fee on the Hilton Honors Aspire if you maximize its statement credits and can take advantage of Hilton Diamond status by staying at Hilton properties a few times a year.<\/p>\n<p><a id=\"how-to-upgrade-from-the-hilton-honors-surpass-to-the-hilton-honors-aspire\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">How to upgrade from the Hilton Honors Surpass to the Hilton Honors Aspire<\/h2>\n<p>It&#8217;s easy to upgrade from the <a href=\"https:\/\/thepointsguy.com\/apply-now\/hilton-honors-american-express-surpass-card\/?pid=220312354&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Hilton Honors Surpass<\/a> to the Hilton Honors Aspire by calling American Express customer service. However, switching to the Hilton Honors Aspire won&#8217;t allow you to earn a welcome bonus unless you&#8217;re targeted for an upgrade offer.<\/p>\n<p>This may make you ineligible to earn one in the future due to Amex&#8217;s <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-application-restrictions\/\" rel=\"noopener\" target=\"_blank\">one-bonus per-lifetime policy<\/a>. If you wish to downgrade the Aspire to the Surpass, call the number on the back of your card.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The Hilton Honors Aspire has an incredibly compelling value proposition and can pay for itself (and then some) over time, but there&#8217;s no way around the upfront $550 annual fee.<\/p>\n<p>That said, frequent travelers can easily take advantage of its benefits. The Hilton Honors Surpass has great benefits with a lower annual fee, so it may be a better choice for those who don&#8217;t stay with Hilton too often.<\/p>\n<p>To learn more, check out our full reviews of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/hilton-amex-surpass-review\/\" target=\"_blank\" rel=\"noopener\">Hilton Honors Surpass<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/hilton-amex-aspire-review\/\" target=\"_blank\" rel=\"noopener\">Hilton Honors Aspire<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/hilton-honors-american-express-surpass-card\/?pid=220312354&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Hilton Honors Surpass<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><em>For rates and fees of the Hilton Honors American Express Surpass Card, click <a href=\"https:\/\/thepointsguy.com\/apply\/hilton-honors-american-express-surpass-card-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/hilton-surpass-vs-hilton-aspire\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re in the market for a personal Hilton card and willing to pay an annual fee to receive great benefits, you may be wondering whether to apply for the mid-tier Hilton Honors American Express Surpass\u00ae Card or the premium Hilton Honors American Express Aspire Card. Let&#8217;s walk through the ins and outs of both [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":160218,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-160217","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/160217","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=160217"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/160217\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/160218"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=160217"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=160217"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=160217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}