{"id":158020,"date":"2025-03-25T15:00:36","date_gmt":"2025-03-25T15:00:36","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/03\/25\/this-page-does-not-exist-the-points-guy-49\/"},"modified":"2025-03-25T15:00:36","modified_gmt":"2025-03-25T15:00:36","slug":"this-page-does-not-exist-the-points-guy-49","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/03\/25\/this-page-does-not-exist-the-points-guy-49\/","title":{"rendered":"This page does not exist. &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<p><em>Editor&#8217;s note: This is a recurring post, regularly updated with new information and offers.<\/em><\/p>\n<p>It seems almost every airline, hotel chain and credit card issuer has launched its own <a href=\"https:\/\/thepointsguy.com\/credit-cards\/battle-of-the-premium-travel-rewards-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">premium credit card<\/a>, enticing customers with luxury travel perks paired with hefty annual fees. Many of these cards offer solid value, especially if you\u2019re loyal to the underlying brand.<\/p>\n<p>There are two long-standing titans of the premium card market: <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" target=\"_blank\" rel=\"noopener\">The Platinum Card\u00ae from American Express<\/a> and the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve\u00ae<\/a>. The former built the market for premium rewards cards decades ago, while the latter is responsible for growing its mass appeal.<\/p>\n<p>Since the Sapphire Reserve debuted in 2016, competition between these two cards has been fierce. Today, we will examine how they compare and whether you should consider adding one (or both) to your wallet.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" target=\"_blank\" rel=\"noopener\">The best travel credit cards<\/a><\/strong><\/p>\n<h2>Amex Platinum vs. Sapphire Reserve comparison<\/h2>\n<table class=\"table-responsive\" border=\"1\">\n<tbody>\n<tr>\n<td><strong>Card<\/strong><\/td>\n<td><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" target=\"_blank\" rel=\"noopener\"><strong>Amex Platinum<\/strong><\/a><\/td>\n<td><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" target=\"_blank\" rel=\"noopener\"><strong>Sapphire Reserve<\/strong><\/a><\/td>\n<\/tr>\n<tr>\n<td><strong>Welcome offer<\/strong><\/td>\n<td>Earn 80,000 Membership Rewards points after spending $8,000 on purchases within the first six months of card membership.<\/td>\n<td>Earn 60,000 Chase Ultimate Rewards points after spending\u00a0 $4,000 on purchases in the first three months from account opening.<\/td>\n<\/tr>\n<tr>\n<td><strong>Annual fee<\/strong><\/td>\n<td>$695 (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-platinum-card-from-american-express-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>)<\/td>\n<td>$550<\/td>\n<\/tr>\n<tr>\n<td><strong>Earning rates<\/strong><\/td>\n<td>\n<ul>\n<li>Earn 5 points per dollar spent on flights booked directly with airlines or via American Express Travel (on up to $500,000 in purchases per calendar year, then 1 point per dollar).<\/li>\n<li>Earn 5 points per dollar spent on prepaid hotels booked with American Express Travel.<\/li>\n<li>Earn 1 point per dollar spent on other eligible purchases.<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Earn 10 points per dollar spent on hotels and car rentals purchased through Chase Travel\u2120.<\/li>\n<li>Earn 10 points per dollar spent on dining purchases through the Chase portal.<\/li>\n<li>Earn 10 points per dollar spent on Lyft rides (through March 31, 2025).<\/li>\n<li>Earn 10 points per dollar spent on Peloton equipment and accessory purchases (through March 2025) of $150 or more, with a maximum of 50,000 points.<\/li>\n<li>Earn 5 points per dollar spent on flights purchased through Chase Travel.<\/li>\n<li>Earn 3 points per dollar spent on all other travel (excluding the $300 travel credit) and dining purchases worldwide.<\/li>\n<li>Earn 1 point per dollar spent on everything else.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td><strong>Notable benefits<\/strong><\/td>\n<td>\n<ul>\n<li><strong>Airline<\/strong>: Up to $200 airline incidental statement credit*<\/li>\n<li><strong>Uber<\/strong>: Up to $200 in annual Uber Cash for U.S. services: $15 monthly, with a $20 bonus in December* <em>(Uber Cash will only be deposited into one Uber account when you add the Amex Platinum Card as a payment method and redeem with any Amex card)<\/em><\/li>\n<li><strong>Saks<\/strong>: Up to $100 annual Saks Fifth Avenue statement credit (up to $50 biannually)*<\/li>\n<li><strong>Hotel<\/strong>: Up to a $200 annual hotel statement credit, valid on prepaid Amex Fine Hotels + Resorts or The Hotel Collection bookings (of two nights or more) with Amex Travel when you pay with your Amex Platinum*<\/li>\n<li><strong>Clear Plus<\/strong>: Up to $199 annual Clear Plus statement credit to cover your annual membership*<\/li>\n<li><strong>Digital Streaming<\/strong>: Up to $240 annual digital entertainment statement credit (up to $20 per month)*<\/li>\n<li><strong>Equinox<\/strong>: Up to $300 annual Equinox credit (subject to auto-renewal)*<\/li>\n<li><strong>SoulCycle<\/strong>: Up to $300 in annual SoulCycle statement credits (must use the Platinum card to purchase a full-priced bike and must be enrolled in Equinox+)<\/li>\n<li><strong>Walmart+<\/strong>: Up to $155 in statement credits that cover the cost of a monthly Walmart+ membership when paying with their Amex Platinum (up to $12.95 plus applicable taxes on one membership fee; subject to auto-renewal; Plus Up Benefits are excluded)*<\/li>\n<li>Global Entry\/TSA PreCheck application fee credit (up to $120)<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><strong>Travel<\/strong>: $300 annual travel credit<\/li>\n<li>Global Entry\/TSA PreCheck\/Nexus application fee credit (up to $120)<\/li>\n<li><strong>DoorDash<\/strong>: Complimentary DoorDash DashPass subscription (activate by Dec. 31, 2027) and $5 in DoorDash credits each month<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>*Enrollment is required.<\/em><\/p>\n<h2>Amex Platinum vs. Sapphire Reserve welcome offer<\/h2>\n<p>When considering a new card, especially one with a $500-plus annual fee, most people first look at the welcome offer to see how much of that annual fee they can start recouping immediately.<\/p>\n<p>With its $695 annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-platinum-card-from-american-express-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>), the <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" target=\"_blank\" rel=\"noopener\">Amex Platinum<\/a> offers <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/amex-platinum-current-offer\/\" target=\"_blank\" rel=\"noopener\">new applicants<\/a> 80,000 Membership Rewards points after spending $8,000 on purchases in the first six months of card membership. However, it\u2019s worth checking to see if you\u2019re <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-cardmatch-targeted-bonus\/\" target=\"_blank\" rel=\"noopener\">targeted for a higher offer<\/a> of up to 150,000 points through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-cardmatch-targeted-bonus\/\" target=\"_blank\" rel=\"noopener noreferrer\">the CardMatch tool<\/a> (offer subject to change at any time).<\/p>\n<p>TPG&#8217;s March 2025 <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener noreferrer\">valuations<\/a> peg <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-amex-membership-rewards\/\" target=\"_blank\" rel=\"noopener\">Membership Rewards points<\/a> at 2 cents each, making the initial welcome offer of 80,000 points worth $1,600 alone. Since Amex only allows you to earn a welcome offer on each of its cards <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-application-restrictions\/\" target=\"_blank\" rel=\"noopener\">once per lifetime<\/a>, it might be tempting to hold off on applying for the Amex Platinum in hopes that you may be targeted through CardMatch for a higher bonus at some point in the future.<\/p>\n<figure id=\"attachment_1783231\" aria-describedby=\"caption-attachment-1783231\" style=\"width: 1600px\" class=\"wp-caption alignnone\"><figcaption id=\"caption-attachment-1783231\" class=\"wp-caption-text\">THE POINTS GUY<\/figcaption><\/figure>\n<figure id=\"attachment_1234189\" class=\"wp-caption alignnone\" style=\"width: 1600px\" aria-describedby=\"caption-attachment-1234189\"><\/figure>\n<p>Meanwhile, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve<\/a> is currently offering a sign-up bonus of 60,000 bonus points after you spend $4,000 in the first three months from account opening.<\/p>\n<p>TPG&#8217;s March 2025 valuations peg <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/chase-ultimate-rewards\/\" target=\"_blank\" rel=\"noopener\">Ultimate Rewards points<\/a> at 2.05 cents each, making this bonus worth $1,230. That\u2019s slightly lower than the Amex Platinum offer&#8217;s spending requirement, though.<\/p>\n<p><strong>Winner:<\/strong> The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-welcome-offers\/\" target=\"_blank\" rel=\"noopener\">The best time to apply for these popular cards based on offer history<\/a><\/strong><\/p>\n<h2>Amex Platinum vs. Sapphire Reserve benefits<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">Chase Sapphire Reserve<\/a> and <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">Amex Platinum<\/a> are two of the most valuable rewards cards on the market, but they\u2019re also two of the most expensive. You\u2019ll pay a $550 annual fee with the Sapphire Reserve and a $695 annual fee with the Amex Platinum.<\/p>\n<p>Let\u2019s take a look below at the most popular and valuable perks available (note that enrollment is required for select benefits; terms apply):<\/p>\n<table border=\"1\">\n<tbody>\n<tr>\n<td style=\"width: 175px;text-align: center\"><strong><span style=\"color: #000000\">Benefit<\/span><\/strong><\/td>\n<td style=\"width: 200px;text-align: center\"><strong>Amex Platinum<\/strong><\/td>\n<td style=\"width: 200px;text-align: center\"><strong>Chase Sapphire Reserve<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><strong>Annual statement credits and partner benefits<\/strong><\/td>\n<td>\n<p style=\"text-align: left\">Up to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/choosing-your-amex-platinum-200-airline-fee-credit\/\" target=\"_blank\" rel=\"noopener noreferrer\">$200 annual airline incidental fee statement credit<\/a><\/p>\n<p>Up to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-hotel-credit\/\" target=\"_blank\" rel=\"noopener\">$200 annual prepaid hotel statement credit<\/a><\/p>\n<p style=\"text-align: left\">Up to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-uber-cash-credit\/\" target=\"_blank\" rel=\"noopener noreferrer\">$200 annual Uber Cash<\/a> for eligible U.S. purchases (up to $15 monthly, with a $20 bonus in December) <em>\u00a0<\/em><\/p>\n<p>Up to <a href=\"https:\/\/thepointsguy.com\/airline\/clear-expedited-airport-security\/\" target=\"_blank\" rel=\"noopener\">$199 annual Clear Plus membership<\/a> statement credit<\/p>\n<p style=\"text-align: left\">Up to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-saks-fifth-avenue-credit\/\" target=\"_blank\" rel=\"noopener noreferrer\">$100 Saks Fifth Avenue statement credit<\/a> ($50 biannually)<\/p>\n<p>Up to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-digital-entertainment-credit\/\" target=\"_blank\" rel=\"noopener\">$240 in digital entertainment statement credits<\/a> at select providers (up to $20 monthly)<\/p>\n<p>Up to $155 <a href=\"https:\/\/thepointsguy.com\/credit-cards\/walmart-plus-amex-platinum\/\" target=\"_blank\" rel=\"noopener\">Walmart+<\/a> statement credit annually (up to $12.95 plus applicable taxes on one membership fee; subject to auto-renewal; Plus Up Benefits are excluded)*<\/p>\n<p>Up to $300 in <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-new-amex-platinum-equinox-credit\/\" target=\"_blank\" rel=\"noopener\">Equinox statement credit<\/a> annually<\/p>\n<p>Up to $300 in annual SoulCycle statement credit (must use the Platinum card to purchase a full-priced bike, must be enrolled in Equinox+; a maximum limit of 15 bikes can be purchased)<\/td>\n<td style=\"text-align: left\"><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-reserve-annual-travel-credit\/\" target=\"_blank\" rel=\"noopener noreferrer\">$300 annual travel credit<\/a><\/p>\n<p>Complimentary <a href=\"https:\/\/thepointsguy.com\/news\/chase-dashpass-sapphire-freedom-slate\/\" target=\"_blank\" rel=\"noopener\">DoorDash DashPass membership<\/a> through Dec. 31, 2027, plus a $5 monthly credit<\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><strong>Lounge access<\/strong><\/td>\n<td style=\"text-align: left\">Access to the\u00a0<a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-platinum-lounge-access\/\" target=\"_blank\" rel=\"noopener noreferrer\">American Express Global Lounge Collection<\/a>, which includes <a href=\"https:\/\/thepointsguy.com\/guide\/the-ultimate-guide-to-amex-centurion-lounges\/\" target=\"_blank\" rel=\"noopener noreferrer\">Centurion Lounges<\/a>, Priority Pass(enrollment is required), (excluding restaurants), <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-delta-sky-club-access\/\" target=\"_blank\" rel=\"noopener noreferrer\">Delta Sky Clubs<\/a> on same-day Delta flights***, Plaza Premium, Airspace and Escape lounges<\/td>\n<td style=\"text-align: left\"><a href=\"https:\/\/thepointsguy.com\/guide\/all-about-priority-pass-program\/\" target=\"_blank\" rel=\"noopener noreferrer\">Priority Pass Select membership<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-sapphire-airport-lounge\/\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Lounge\u00a0by The Club<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><strong>Travel protections<\/strong><\/td>\n<td style=\"text-align: center\">\n<p style=\"text-align: left\"><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/american-express-premium-car-rental-protection\/\" target=\"_blank\" rel=\"noopener\">Secondary car rental coverage<\/a>*<\/p>\n<p style=\"text-align: left\"><a href=\"https:\/\/thepointsguy.com\/credit-cards\/remember-these-things-trip-delay-reimbursement-credit-card\/\" target=\"_blank\" rel=\"noopener\">Trip delay protection<\/a>**<\/p>\n<p style=\"text-align: left\"><a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-trip-cancellation-interruption-protection\/\" target=\"_blank\" rel=\"noopener\">Trip cancellation\/interruption insurance<\/a>**<\/p>\n<p style=\"text-align: left\">See <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-cards-travel-protections\/\" target=\"_blank\" rel=\"noopener\">our guide to Amex travel protections<\/a> for more details.<\/p>\n<\/td>\n<td>\n<p style=\"text-align: left\"><a href=\"https:\/\/thepointsguy.com\/credit-cards\/cards-rental-car-coverage\/\" target=\"_blank\" rel=\"noopener\">Primary car rental insurance<\/a><\/p>\n<p style=\"text-align: left\"><a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-credit-cards-cover-baggage-delays\/\" target=\"_blank\" rel=\"noopener\">Baggage delay insurance<\/a><\/p>\n<p style=\"text-align: left\">Trip delay insurance<\/p>\n<p style=\"text-align: left\">Trip cancellation\/interruption insurance<\/p>\n<p style=\"text-align: left\"><a href=\"https:\/\/thepointsguy.com\/credit-cards\/whats-covered-by-credit-card-travel-accident-and-emergency-evacuation-insurance\/\" target=\"_blank\" rel=\"noopener\">Emergency medical<\/a> and dental benefit<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><strong>Hotel elite status<\/strong><\/td>\n<td style=\"text-align: left\">Gold status with <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/what-is-marriott-elite-status-worth\/\" target=\"_blank\" rel=\"noopener noreferrer\">Marriott Bonvoy<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-hilton-elite-status-worth\/\" target=\"_blank\" rel=\"noopener noreferrer\">Hilton Honors<\/a> (enrollment is required)<\/td>\n<td style=\"text-align: left\">None<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><strong>Hotel perks<\/strong><\/td>\n<td style=\"text-align: left\"><a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-amex-fine-hotels-and-resorts\/\" target=\"_blank\" rel=\"noopener noreferrer\">American Express Fine Hotels + Resorts<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/hotel-collection-amex-gold\/\" target=\"_blank\" rel=\"noopener\">The Hotel Collection<\/a><\/td>\n<td style=\"text-align: left\"><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-luxury-hotel-resort-collection-guide\/\" target=\"_blank\" rel=\"noopener noreferrer\">The Edit by Chase Travel<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><strong>Global Entry\/TSA PreCheck credit<\/strong><\/td>\n<td style=\"text-align: left\">One credit every four years for <a href=\"https:\/\/thepointsguy.com\/travel\/things-to-know-global-entry\/\" target=\"_blank\" rel=\"noopener\">Global Entry<\/a> or every 4 1\/2 years for TSA PreCheck<\/td>\n<td style=\"text-align: left\">One credit every four years for <a href=\"https:\/\/thepointsguy.com\/travel\/global-entry-vs-tsa-precheck\/\" target=\"_blank\" rel=\"noopener\">Global Entry, TSA PreCheck<\/a>\u00a0or Nexus<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>*Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.<\/em><\/p>\n<p><em>**Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.<\/em><\/p>\n<p><em>***Eligible Platinum Card Members will receive 10 visits per eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight.\u00a0<\/em><\/p>\n<p>This is by far the trickiest part of the comparison, with many different pieces to unpack. It\u2019s also where your personal preferences may sway you to one card or another.<\/p>\n<p>For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it\u2019s also much less restrictive. It will automatically apply to a broad range of travel purchases. In contrast, the $200 Amex airline credit only applies to select fees such as seat assignments or checked bags \u2014 and you\u2019re limited to a single airline you designate each year.<\/p>\n<p>Regarding ride-hailing services, some people see the up-to-$200 in annual (U.S.) Uber Cash (broken into $15 a month, with a $20 bonus in December; enrollment required) that comes with the Amex Platinum card as a cashlike credit. However, not everyone uses a ride-hailing service or places an Uber Eats order in the U.S. once a month, which means the <a href=\"https:\/\/thepointsguy.com\/news\/chase-partners-with-lyft-for-ride-discounts-up-to-10x-earnings-and-more\/\" target=\"_blank\" rel=\"noopener noreferrer\">10 points per dollar spent on Lyft rides<\/a> with the Sapphire Reserve might be a more valuable option.<\/p>\n<p>On the flip side, if you live in a smaller city or never order food, you might find the DoorDash partnership with Chase useless.<\/p>\n<p>The same can be said of certain perks on the Amex Platinum \u2014 including statement credits with Saks Fifth Avenue, Clear and select digital entertainment providers. If you already use these services or merchants, it\u2019s like money back in your pocket. If not, you may find they aren\u2019t a real value-add relative to the annual fee. Enrollment is required for select benefits.<\/p>\n<figure id=\"attachment_1156663\" class=\"wp-caption alignnone\" style=\"width: 1600px\" aria-describedby=\"caption-attachment-1156663\">\n<figure id=\"attachment_1156663\" class=\"wp-caption alignnone\" style=\"width: 1600px\" aria-describedby=\"caption-attachment-1156663\">\n<p><figure id=\"attachment_1156663\" aria-describedby=\"caption-attachment-1156663\" style=\"width: 1600px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1156663 size-full\" src=\"https:\/\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/American-Express-Amex-Centurion-Lounge-LGA-Zach-Griff-70.jpeg\" alt=\"\" width=\"1600\" height=\"1067\" \/><figcaption id=\"caption-attachment-1156663\" class=\"wp-caption-text\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<\/figure>\n<\/figure>\n<p>Meanwhile, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" target=\"_blank\" rel=\"noopener\">Amex Platinum<\/a> is widely considered the most comprehensive card for <a href=\"https:\/\/thepointsguy.com\/credit-cards\/airport-lounge-access\/\" target=\"_blank\" rel=\"noopener noreferrer\">airport lounge access<\/a>. With it, you&#8217;ll get a <a href=\"https:\/\/thepointsguy.com\/guide\/all-about-priority-pass-program\/\" target=\"_blank\" rel=\"noopener noreferrer\">Priority Pass Select membership<\/a> as well as access to <a href=\"https:\/\/thepointsguy.com\/guide\/the-ultimate-guide-to-amex-centurion-lounges\/\" target=\"_blank\" rel=\"noopener noreferrer\">Amex\u2019s wide collection of Centurion Lounges<\/a> and Delta Sky Clubs on same-day Delta flights (limited to 10 annual visits, unless you spend $75,000 or more on your card in a calendar year).<\/p>\n<p>Meanwhile, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" target=\"_blank\" rel=\"noopener\">Sapphire Reserve<\/a> offers a Priority Pass membership and access to the growing <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-airport-lounge\/\" target=\"_blank\" rel=\"noopener\">network of Chase lounges<\/a>.<\/p>\n<p>Another area where Amex excels is by offering <a href=\"https:\/\/thepointsguy.com\/guide\/amex-platinum-hotel-elite-status\/\" target=\"_blank\" rel=\"noopener noreferrer\">Gold status with both Marriott and Hilton<\/a> to Platinum cardholders. You will also receive <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/hertz-gold-rewards\/\" target=\"_blank\" rel=\"noopener\">Hertz President&#8217;s Circle status<\/a>\u00a0(enrollment required; terms apply). Chase offers no equivalent benefit.<\/p>\n<p>Chase has historically been the leader in travel insurance, with generous terms. Amex has <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel-insurance-csr-amex-platinum\/\" target=\"_blank\" rel=\"noopener noreferrer\">partially closed the gap<\/a>, adding a suite of travel protection benefits to the Amex Platinum card (see <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-cards-travel-protections\/\" target=\"_blank\" rel=\"noopener\">here<\/a> for more information).<\/p>\n<p><strong>Winner:<\/strong> Amex Platinum is the clear winner when it comes to perks and benefits, including annual statement credits, expanded airport lounge access, travel protections, and elite status with Marriott and Hilton.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/annual-fee-worth-it\/\" target=\"_blank\" rel=\"noopener\">How to decide if a card&#8217;s annual fee is worth paying<\/a><\/strong><\/p>\n<h2>Earning points on the Amex Platinum vs. Sapphire Reserve<\/h2>\n<p>Long after your bonus has been earned and spent, you\u2019ll want a card to help you quickly rack up <a href=\"https:\/\/thepointsguy.com\/guide\/a-guide-to-earning-transferable-points\/\" target=\"_blank\" rel=\"noopener\">valuable transferable points<\/a>.<\/p>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" target=\"_blank\" rel=\"noopener\">Amex Platinum<\/a> earns:<\/p>\n<ul>\n<li>5 points per dollar spent on airfare purchased directly with the airlines or through the Amex Travel portal (on up to $500,000 of airfare purchases per calendar year, then 1 point per dollar)<\/li>\n<li>5 points per dollar spent on prepaid hotels booked with Amex Travel<\/li>\n<li>1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n<figure id=\"attachment_846000\" class=\"wp-caption alignnone\" style=\"width: 2796px\" aria-describedby=\"caption-attachment-846000\">\n<figure id=\"attachment_846000\" class=\"wp-caption alignnone\" style=\"width: 2796px\" aria-describedby=\"caption-attachment-846000\">\n<p><figure id=\"attachment_846000\" aria-describedby=\"caption-attachment-846000\" style=\"width: 2796px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-846000 size-full\" src=\"https:\/\/thepointsguy.freetls.fastly.net\/us\/originals\/2019\/12\/Lyft_Lifestyle3.jpg\" alt=\"\" width=\"2796\" height=\"2097\" \/><figcaption id=\"caption-attachment-846000\" class=\"wp-caption-text\">LYFT<\/figcaption><\/figure>\n<\/figure>\n<\/figure>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve<\/a> offers a broader range of bonus categories, including everyday purchases like <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-purchases-count-as-travel-chase-sapphire-reserve-preferred\/\" target=\"_blank\" rel=\"noopener\">travel<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-purchases-count-as-dining-chase-sapphire-reserve\/\" target=\"_blank\" rel=\"noopener\">dining<\/a> and earns:<\/p>\n<ul>\n<li>10 points per dollar spent on hotels and car rentals purchased through Chase Travel<\/li>\n<li>10 points per dollar spent on dining purchases through the Chase portal<\/li>\n<li>10 points per dollar spent on Lyft rides (through March 31, 2025)<\/li>\n<li>10 points per dollar spent on Peloton equipment and accessory purchases (through March 2025) of $150 or more, with a maximum of 50,000 points<\/li>\n<li>5 points per dollar spent on flights purchased through Chase Travel<\/li>\n<li>3 points per dollar spent on all other travel (excluding the $300 travel credit) and dining purchases worldwide<\/li>\n<li>1 point per dollar spent on everything else<\/li>\n<\/ul>\n<p>While the Amex Platinum does pull ahead on airfare booked directly with airlines (with a terrific 10% return based on TPG March 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>), the Chase Sapphire Reserve pulls ahead for dozens of other travel expenses, including most hotels, ride-hailing services, parking fees, tolls and tours. It also has an equally broad 3 points per dollar spent on dining that the Platinum can\u2019t match.<\/p>\n<p><strong>Winner:<\/strong> Chase Sapphire Reserve is the best for earning thanks to its favorable everyday bonus categories that help you earn more points in the long term.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-travel-cards-bonus-category\/\" target=\"_blank\" rel=\"noopener\">Best reward cards for each bonus category<\/a><\/strong><\/p>\n<h2>Redeeming points on the Amex Platinum vs. Sapphire Reserve<\/h2>\n<p>With <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-membership-rewards-vs-chase-ultimate-rewards\/\" target=\"_blank\" rel=\"noopener\">Chase Ultimate Rewards and Amex Membership Rewards<\/a> worth a comparable 2.05 and 2.0 cents apiece in TPG\u2019s March 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>, it\u2019s worth looking at the different transfer partners to decide which ones best suit your needs.<\/p>\n<p>Let\u2019s start with the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve<\/a>. In addition to\u00a0<a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/redeeming-chase-ultimate-rewards-maximum-value\/\" target=\"_blank\" rel=\"noopener noreferrer\">its 14 airline and hotel transfer partners<\/a>, Sapphire Reserve customers get a 50% bonus when redeeming points for travel directly through the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\" target=\"_blank\" rel=\"noopener noreferrer\">Chase Travel portal<\/a>. This gives you an absolute minimum redemption value of 1.5 cents per point, meaning you can book a seat on any flight that\u2019s for sale, even if there isn\u2019t award space available.<\/p>\n<figure id=\"attachment_1494252\" aria-describedby=\"caption-attachment-1494252\" style=\"width: 1600px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1494252 size-full\" src=\"https:\/\/thepointsguy.freetls.fastly.net\/us\/originals\/2023\/05\/woman-making-online-purcahse-with-credit-card-and-laptop-at-cafe_Oleg-Breslavtsev.jpg\" alt=\"Woman using a laptop\" width=\"1600\" height=\"1067\" \/><figcaption id=\"caption-attachment-1494252\" class=\"wp-caption-text\">OLEG BRESLAVTSEV\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If you opt to use your Amex points directly through <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/amex-travel-guide\/\" target=\"_blank\" rel=\"noopener\">American Express Travel<\/a>, you won\u2019t get nearly the value you do through Chase. Flight bookings are a flat 1 cent per point, while hotel reservations clock in at just 0.7 cents apiece.<\/p>\n<p><strong>Winner<\/strong>: Chase Sapphire Reserve has a higher straight-up redemption value for travel.<\/p>\n<h2>Transferring points on the Amex Platinum vs. Sapphire Reserve<\/h2>\n<p>You\u2019ll often get a <a href=\"https:\/\/thepointsguy.com\/guide\/sweet-spots-chase-ultimate-rewards\/\" target=\"_blank\" rel=\"noopener noreferrer\">better value by transferring your points<\/a> to the loyalty programs of airlines and hotels instead. All Chase partner transfers are at a 1:1 ratio, and <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-transfer-times\/\" target=\"_blank\" rel=\"noopener noreferrer\">most of them are instant<\/a>. Ultimate Rewards has a real edge for hotel bookings because of its partnership with <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-world-of-hyatt\/\" target=\"_blank\" rel=\"noopener\">World of Hyatt<\/a>, where you can book an award night for <a href=\"https:\/\/thepointsguy.com\/guide\/hyatt-award-chart\/\" target=\"_blank\" rel=\"noopener noreferrer\">as low as 3,500 points per night<\/a>.<\/p>\n<p>On the airline side, popular redemption options include <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-chase-ultimate-rewards-united\/\" target=\"_blank\" rel=\"noopener noreferrer\">United MileagePlus<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/earn-southwest-companion-pass-new-year\/\" target=\"_blank\" rel=\"noopener noreferrer\">Southwest Rapid Rewards<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-ba-avios-guide\/\" target=\"_blank\" rel=\"noopener\">British Airways Executive Club<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/great-value-virgin-atlantic-flying-club\/\" target=\"_blank\" rel=\"noopener\">Virgin Atlantic Flying Club<\/a> and <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-flying-blue\/\" target=\"_blank\" rel=\"noopener noreferrer\">Air France-KLM Flying Blue<\/a>\u00a0\u2014 though the last three also partner with Amex Membership Rewards. The same holds true for Air Canada Aeroplan \u2014 though if you also hold the <a href=\"https:\/\/thepointsguy.com\/apply-now\/aeroplan-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Aeroplan\u00ae Credit Card<\/a>, you can enjoy a <a href=\"https:\/\/thepointsguy.com\/news\/aeroplan-cardholders-transfer-bonus\/\" target=\"_blank\" rel=\"noopener\">10% bonus on certain transfers<\/a> from Chase Ultimate Rewards to your Aeroplan account.<\/p>\n<figure id=\"attachment_1471894\" class=\"wp-caption alignnone\" style=\"width: 1600px\" aria-describedby=\"caption-attachment-1471894\">\n<figure id=\"attachment_1471894\" class=\"wp-caption alignnone\" style=\"width: 1600px\" aria-describedby=\"caption-attachment-1471894\">\n<p><figure id=\"attachment_1471894\" aria-describedby=\"caption-attachment-1471894\" style=\"width: 1600px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1471894 size-full\" src=\"https:\/\/thepointsguy.freetls.fastly.net\/us\/originals\/2023\/04\/Person-holding-credit-cared-at-home-using-laptop_Rockaa.jpg\" alt=\"\" width=\"1600\" height=\"1067\" \/><figcaption id=\"caption-attachment-1471894\" class=\"wp-caption-text\">ROCKAA\/GETTY IMAGES<\/figcaption><\/figure>\n<\/figure>\n<\/figure>\n<p>Meanwhile, <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-american-express-membership-rewards-maximum-value\/\" target=\"_blank\" rel=\"noopener noreferrer\">Amex Membership Rewards<\/a> has a whopping <a href=\"https:\/\/thepointsguy.com\/guide\/membership-rewards-partner-guide\/\" target=\"_blank\" rel=\"noopener noreferrer\">21 transfer partners<\/a>, but not all are worth your attention. Some have transfer ratios below 1:1, have <a href=\"https:\/\/thepointsguy.com\/guide\/american-express-membership-rewards-transfer-times\/\" target=\"_blank\" rel=\"noopener noreferrer\">longer transfer times<\/a> (which means you risk watching your award space disappear) or simply don\u2019t have reasonably priced redemption options.<\/p>\n<p>TPG credit cards writer Chris Nelson\u00a0prefers to transfer to <a href=\"https:\/\/thepointsguy.com\/guide\/ana-mileage-club-guide\/\" target=\"_blank\" rel=\"noopener\">ANA Mileage Club<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-maximize-aeroplan-miles\/\" target=\"_blank\" rel=\"noopener\">Air Canada Aeroplan<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/everything-you-need-to-know-avianca-lifemiles\/\" target=\"_blank\" rel=\"noopener\">Avianca LifeMiles<\/a>, each offering attractive options for booking Star Alliance tickets.<\/p>\n<p><strong>Winner:<\/strong> Chase Sapphire Reserve comes out on top for redemption options since it offers a 1:1 transfer ratio for all its airline and hotel partners.<\/p>\n<h2>Should I get the Amex Platinum or Sapphire Reserve?<\/h2>\n<p>Between hotel elite status and Centurion Lounge access, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" target=\"_blank\" rel=\"noopener\">Amex Platinum<\/a> is better suited for those looking to enjoy a more luxurious travel lifestyle. If you frequently purchase airfare qualifying for 5 points per dollar, this card deserves a spot in your wallet. On the other hand, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" target=\"_blank\" rel=\"noopener\">Sapphire Reserve<\/a> offers a slightly lower annual fee, lounge access and broader points-earning opportunities.<\/p>\n<h2>Bottom line<\/h2>\n<p>The Sapphire Reserve is a premium card simple enough for beginners and pros alike. The $300 annual travel credit is automatically applied to a wide range of purchases. Plus, you earn 3 points per dollar spent on travel (excluding the $300 travel credit) and dining and these categories are broad enough that you won\u2019t be scratching your head trying to decide if you\u2019re swiping the right card.<\/p>\n<p>The Amex Platinum is better suited to those looking for a more luxurious travel lifestyle who can take advantage of all the annual statement credits.<\/p>\n<p>To learn more, read our full reviews of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-reserve-review\/\" target=\"_blank\" rel=\"noopener\">Sapphire Reserve<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-platinum-review\/\" target=\"_blank\" rel=\"noopener\">Amex Platinum<\/a>.<\/p>\n<hr \/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" target=\"_blank\" rel=\"noopener\">Amex Platinum<\/a><br \/>\nApply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve<\/a><\/strong><\/p>\n<hr \/>\n<p><em>For rates and fees of the Amex Platinum, click <a href=\"https:\/\/thepointsguy.com\/apply\/the-platinum-card-from-american-express-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<\/p>\n<p>&nbsp;<\/p>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/amex-platinum-vs-chase-sapphire-reserve-which-card-is-right-for-you\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Editor&#8217;s note: This is a recurring post, regularly updated with new information and offers. It seems almost every airline, hotel chain and credit card issuer has launched its own premium credit card, enticing customers with luxury travel perks paired with hefty annual fees. Many of these cards offer solid value, especially if you\u2019re loyal to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":158021,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-158020","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/158020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=158020"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/158020\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/158021"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=158020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=158020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=158020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}