{"id":150537,"date":"2025-02-16T20:00:19","date_gmt":"2025-02-16T20:00:19","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/02\/16\/how-to-maximize-your-amazon-purchases-the-points-guy\/"},"modified":"2025-02-16T20:00:19","modified_gmt":"2025-02-16T20:00:19","slug":"how-to-maximize-your-amazon-purchases-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/02\/16\/how-to-maximize-your-amazon-purchases-the-points-guy\/","title":{"rendered":"How to maximize your Amazon purchases &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>If you&#8217;re among the more than 200 million Amazon Prime members in the U.S., chances are you spend a significant amount with the online retail giant.<\/p>\n<p>We&#8217;ve dug into the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-amazon-purchases\/\" rel=\"noopener noreferrer\" target=\"_blank\">best cards for Amazon purchases<\/a>, including cards that earn up to 5% cash back on your purchases \u2014 and that&#8217;s before factoring in any <a href=\"https:\/\/thepointsguy.com\/news\/amazon-amex-membership-rewards-discount\/\" target=\"_blank\" rel=\"noopener\">American Express Offers<\/a> or other special Amazon promotions.<\/p>\n<p>The secret to earning the most points on Amazon purchases is gift cards. While very few credit cards offer Amazon as a bonus category, some offer high category bonuses at places that sell Amazon gift cards, such as <a href=\"https:\/\/thepointsguy.com\/credit-cards\/grocery\/\" rel=\"noopener noreferrer\" target=\"_blank\">grocery stores<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" rel=\"noopener noreferrer\" target=\"_blank\">gas stations<\/a> and office supply stores.<\/p>\n<p><a id=\"earning-up-to-5-points-per-dollar-on-amazon-purchases\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning up to 5 points per dollar on Amazon purchases<\/h2>\n<p>One of the best cards for purchasing gift cards is the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Ink Business Cash\u00ae Credit Card<\/a>. On the surface, the card earns 5% cash back at office supply stores on the first $25,000 in spending each account year.<\/p>\n<p>However, the return jumps to roughly 10% if you also have a <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred\u00ae Card<\/a>, <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?pid=221211836&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve\u00ae<\/a> or <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Ink Business Preferred\u00ae Credit Card<\/a>. Then, you can convert your cash back to <a href=\"https:\/\/thepointsguy.com\/points-program\/chase-ultimate-rewards\/\" rel=\"noopener noreferrer\" target=\"_blank\">transferable Ultimate Rewards points<\/a>, which are worth 2.05 cents apiece according to TPG&#8217;s February 2025 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a>.<\/p>\n<p>With this method, you could buy an Amazon gift card at Staples or OfficeMax and earn 5 points per dollar spent for an effective 10% back. Then, you can use that gift card like cash at Amazon.<\/p>\n<p>If it&#8217;s <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-american-express-membership-rewards-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">American Express Membership Rewards points<\/a> you&#8217;re after, or you aren&#8217;t <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ways-you-might-be-eligible-for-business-credit-card\/\" rel=\"noopener noreferrer\" target=\"_blank\">eligible for a business card<\/a>, you might want to consider the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express\u00ae Gold Card<\/a><\/span>.<\/p>\n<p>The Amex Gold offers 4 Membership Rewards points per dollar spent at U.S. supermarkets, on up to $25,000 per calendar year (then 1 point per dollar after that). Four points per dollar spent means an effective 8% return since TPG <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener noreferrer\" target=\"_blank\">values<\/a> Amex points at 2 cents apiece as of February 2025.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Customer-paying-bill-with-credit-card-at-organic-co-op-grocery-store_VioletaStoimenova.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Customer-paying-bill-with-credit-card-at-organic-co-op-grocery-store_VioletaStoimenova.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Customer-paying-bill-with-credit-card-at-organic-co-op-grocery-store_VioletaStoimenova.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Customer-paying-bill-with-credit-card-at-organic-co-op-grocery-store_VioletaStoimenova.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Customer-paying-bill-with-credit-card-at-organic-co-op-grocery-store_VioletaStoimenova.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Customer-paying-bill-with-credit-card-at-organic-co-op-grocery-store_VioletaStoimenova.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Customer-paying-bill-with-credit-card-at-organic-co-op-grocery-store_VioletaStoimenova.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Customer-paying-bill-with-credit-card-at-organic-co-op-grocery-store_VioletaStoimenova.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Customer-paying-bill-with-credit-card-at-organic-co-op-grocery-store_VioletaStoimenova.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">VIOLETASTOIMENOVA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>There&#8217;s also the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/credit-card-review-the-amex-everyday-preferred-credit-card\/\" target=\"_blank\" rel=\"noopener\">Amex EveryDay\u00ae Preferred Card from American Express<\/a>, which could be a good option if you&#8217;re already a cardmember (since this card is no longer available to new applicants).<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p>It earns 3 points per dollar spent on up to $6,000 per calendar year at U.S. supermarkets, then 1 point per dollar spent thereafter. But what makes this card stand out is that it offers a 50% points bonus if you use it more than 30 times in one month. That means you could be earning as many as 4.5 points per dollar spent at grocery stores, which equates to a 9% return according to our valuations.<\/p>\n<p>Finally, there&#8217;s also the no-annual-fee <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Freedom Flex\u00ae<\/a>, which offers 5% back (or 5 points per dollar spent when paired with an Ultimate Rewards-earning card) on <a href=\"https:\/\/thepointsguy.com\/news\/activate-chase-freedom-5x-earnings\/\" rel=\"noopener noreferrer\" target=\"_blank\">rotating categories<\/a> on up to $1,500 in purchases each quarter you activate. In the past, these categories have included grocery stores and Amazon.<\/p>\n<p>When grocery stores aren&#8217;t an active 5% quarterly category, the Freedom Flex still earns 3% back (or 3 points per dollar with an eligible Ultimate Rewards-earning card) on groceries.<\/p>\n<p><em>The information for the Amex EveryDay Preferred has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><strong>Related:<\/strong> <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-credit-cards-for-purchasing-gift-cards\/\" rel=\"noopener noreferrer\" target=\"_blank\"><strong>The best credit cards for purchasing gift cards<\/strong><\/a><\/p>\n<p><a id=\"something-to-keep-in-mind\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Something to keep in mind<\/h2>\n<p>There are many options for maximizing your Amazon gift card purchases. However, there&#8217;s one important caveat to keep in mind. Although all of the cards mentioned offer <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-purchase-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\">purchase protection<\/a>, the coverage does not apply when purchasing an item with a gift card instead of a credit card. So, you may want to avoid using gift cards on certain purchases.<\/p>\n<p>You also can&#8217;t return gift cards, but this shouldn&#8217;t be much of an issue if you order from Amazon frequently anyway. Plus, you can use your Amazon gift cards to buy gift cards at many other third-party retailers like Starbucks, Southwest Airlines and Airbnb.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Hands-of-person-taking-credit-card-out-of-wallet_FreshSplash.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Hands-of-person-taking-credit-card-out-of-wallet_FreshSplash.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Hands-of-person-taking-credit-card-out-of-wallet_FreshSplash.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Hands-of-person-taking-credit-card-out-of-wallet_FreshSplash.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Hands-of-person-taking-credit-card-out-of-wallet_FreshSplash.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Hands-of-person-taking-credit-card-out-of-wallet_FreshSplash.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Hands-of-person-taking-credit-card-out-of-wallet_FreshSplash.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Hands-of-person-taking-credit-card-out-of-wallet_FreshSplash.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Hands-of-person-taking-credit-card-out-of-wallet_FreshSplash.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">FRESHSPLASH\/GETTY IMAGES<\/figcaption><\/figure>\n<p>It&#8217;s a good idea to avoid buying a large number of gift cards when you&#8217;re trying to hit a welcome bonus. This behavior can be a red flag to credit issuers and may result in your account being reviewed or even the loss of your welcome bonus. The issuer may also limit your ability to earn welcome bonuses on future cards you apply for.<\/p>\n<p>Every issuer has different terms for their welcome bonuses, so make sure to check the terms of your card&#8217;s welcome offer.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-online-shopping\/\" target=\"_blank\" rel=\"noopener\">The best credit cards for online shopping<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>A little time and effort can go a long way. An effective 10% return on Amazon purchases is pretty much as good as it gets, though it&#8217;s important not to forget the trade-off between earning points and getting purchase protection.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/is-amazon-prime-card-still-worth-it\/\" target=\"_blank\" rel=\"noopener\">Is the Prime Visa credit card worth the cost?<\/a><\/strong><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/get-5x-points-at-amazon\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re among the more than 200 million Amazon Prime members in the U.S., chances are you spend a significant amount with the online retail giant. We&#8217;ve dug into the best cards for Amazon purchases, including cards that earn up to 5% cash back on your purchases \u2014 and that&#8217;s before factoring in any American [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":150538,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-150537","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/150537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=150537"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/150537\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/150538"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=150537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=150537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=150537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}