{"id":148382,"date":"2025-02-05T19:00:46","date_gmt":"2025-02-05T19:00:46","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/02\/05\/why-do-hotel-credit-card-holds-last-so-long-the-points-guy\/"},"modified":"2025-02-05T19:00:46","modified_gmt":"2025-02-05T19:00:46","slug":"why-do-hotel-credit-card-holds-last-so-long-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/02\/05\/why-do-hotel-credit-card-holds-last-so-long-the-points-guy\/","title":{"rendered":"Why do hotel credit card holds last so long? – The Points Guy"},"content":{"rendered":"


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When you book a stay at a hotel, you may notice a large hold on your credit card account as a pending charge. While the charge is only temporary, it can lower your purchasing power for the duration of your trip.<\/p>\n

Hotels aren’t the only kind of merchant to use pre-authorization holds to ensure funds for a potential charge, but they typically hang around for the longest time. Let’s discuss what these holds are used for and why they can take so long to clear from your account.<\/p>\n

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What is a credit card hold?<\/h2>\n

A credit card hold is a request from the merchant to pre-authorize funds on your credit or debit card pending a final transaction. Car rental companies<\/a>, gas stations<\/a> and hotels<\/a> are three of the more common merchant types that will put a hold on your account.<\/p>\n

The precise process for hotel credit card holds can be confusing since multiple parties are involved with their own roles and rules in the transaction. When you check in to a hotel, you’ve probably noticed that you are asked to provide a credit card for incidentals and any room service and\/or minibar charges. This credit card is what the hotel will charge in the case of any damage to your hotel room.<\/p>\n

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