{"id":142005,"date":"2025-01-04T20:00:10","date_gmt":"2025-01-04T20:00:10","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/01\/04\/best-credit-cards-for-fitness-spending-the-points-guy\/"},"modified":"2025-01-04T20:00:10","modified_gmt":"2025-01-04T20:00:10","slug":"best-credit-cards-for-fitness-spending-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2025\/01\/04\/best-credit-cards-for-fitness-spending-the-points-guy\/","title":{"rendered":"Best credit cards for fitness spending &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Earn points or cash back while working up a sweat? Yup, it&#8217;s doable.<\/p>\n<p>If one of your 2025 resolutions is to try a new at-home workout program or hit your favorite fitness studio more regularly, we can help you maximize your credit card rewards while doing so.<\/p>\n<p>You may already know how to earn points on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener noreferrer\" target=\"_blank\">travel<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" rel=\"noopener noreferrer\" target=\"_blank\">dining<\/a> and purchases in numerous <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-travel-cards-bonus-category\/\" rel=\"noopener noreferrer\" target=\"_blank\">other categories<\/a>. But you can also turn your sweat equity into valuable rewards while working out, too.<\/p>\n<p>From CrossFit and calisthenics to bodyweight exercises and Bollywood dance routines, the options are endless \u2014 and with the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best\/\" rel=\"noopener\" target=\"_blank\">right credit card<\/a> in hand, you&#8217;ll be able to reap financial benefits, too.<\/p>\n<p><a id=\"the-best-cards-for-gyms-fitness-classes-and-equipment\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">The best cards for gyms, fitness classes and equipment<\/h2>\n<p>Whether you already belong to a gym, want to try a new spot or are considering changing your usual workout, these cards can help you earn rewards while hitting your fitness goals.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-holding-teenis-racket-at-tennis-court_Jessie-Casson.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-holding-teenis-racket-at-tennis-court_Jessie-Casson.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-holding-teenis-racket-at-tennis-court_Jessie-Casson.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-holding-teenis-racket-at-tennis-court_Jessie-Casson.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-holding-teenis-racket-at-tennis-court_Jessie-Casson.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-holding-teenis-racket-at-tennis-court_Jessie-Casson.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-holding-teenis-racket-at-tennis-court_Jessie-Casson.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-holding-teenis-racket-at-tennis-court_Jessie-Casson.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Person-holding-teenis-racket-at-tennis-court_Jessie-Casson.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">JESSIE CASSON\/GETTY IMAGES<\/figcaption><\/figure>\n<p><em>The information for the U.S. Bank Cash+ has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p>Beyond gym memberships and workout classes, we also expanded the criteria for this list to include cards that earn when you purchase fitness gear and athletic apparel, which can generate at least 2 points per dollar spent (and in some cases, up to 5 points per dollar spent).<\/p>\n<p><a id=\"comparing-the-best-cards-for-fitness-purchases\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Comparing the best cards for fitness purchases<\/h2>\n<div class=\"jsx-3297233758 tpg-table \">\n<div tabindex=\"0\" class=\"jsx-3297233758\">\n<table class=\"jsx-3297233758\">\n<thead class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<th class=\"jsx-3297233758\"><strong>Card<\/strong><\/th>\n<th class=\"jsx-3297233758\"><strong>Best for<\/strong><\/th>\n<th class=\"jsx-3297233758\"><strong>Earning rate<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<td><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?pid=221211836&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve<\/a><\/td>\n<td>Earning lots of points on equipment purchases from Peloton<\/td>\n<td>10 points per dollar spent on Peloton equipment and accessory purchases over $150 (through March 2025) \u2014 with a limit of 50,000 points<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred Card<\/a><\/td>\n<td>Earning points on equipment purchases from Peloton without a high annual fee<\/td>\n<td>5 points per dollar spent on Peloton equipment and accessory purchases over $150 (through March 2025) \u2014 with a limit of 25,000 points<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-world-of-hyatt-credit-card\/?pid=6230&amp;tid=post\" target=\"_blank\" rel=\"noopener noreferrer\">World of Hyatt Credit Card<\/a><\/td>\n<td>Gym memberships<\/td>\n<td>2 points per dollar spent on fitness clubs and gym memberships<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Freedom Flex<\/a><\/td>\n<td>Gym memberships<\/td>\n<td>5% cash back on rotating bonus categories after activation (up to $1,500 per quarter); gym memberships have been included in past quarters<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/bilt-mastercard\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Bilt Mastercard<\/a><\/span><\/td>\n<td>Fitness classes<\/td>\n<td>1 point per dollar spent; however, you can redeem your points for some of the most popular fitness classes in the world, including SoulCycle, starting at 3,000 points a class (members must use the card 5 times each statement period to earn points; see <a href=\"https:\/\/www.biltrewards.com\/terms\/rewards-and-benefits\" target=\"_blank\" rel=\"noopener\">Rewards &amp; Benefits<\/a>)<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><a href=\"https:\/\/thepointsguy.com\/credit-cards\/us-bank\/reviews\/u-s-bank-cash-visa-signature-card-review-choose-your-own-5-cash-back-categories\/\" target=\"_blank\" rel=\"noopener noreferrer\">U.S. Bank Cash+ Visa Signature Card<\/a><\/td>\n<td>Gym memberships and sporting goods stores<\/td>\n<td>5% cash back on two categories out of a choice of 12, on up to $2,000 in combined spending per quarter<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?pid=10043&amp;tid=post\" target=\"_blank\" rel=\"noopener noreferrer\">Prime Visa<\/a><\/td>\n<td>Athletic clothing, gear or equipment purchased on Amazon.com<\/td>\n<td>5% cash back on Amazon.com purchases<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Platinum Card from American Express<\/a><\/span><\/td>\n<td>U.S. Equinox users<\/td>\n<td>Up to $300 in annual statement credits each calendar year (enrollment required)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"details-of-each-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Details of each card<\/h2>\n<h3>Chase Sapphire Reserve<\/h3>\n<p>Peloton fans who don&#8217;t mind paying an elevated annual fee will find a lot of value out of the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?pid=221211836&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve<\/a>.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Chase-Sapphire-Reserve-copy.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Chase-Sapphire-Reserve-copy.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Chase-Sapphire-Reserve-copy.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Chase-Sapphire-Reserve-copy.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Chase-Sapphire-Reserve-copy.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Chase-Sapphire-Reserve-copy.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Chase-Sapphire-Reserve-copy.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Chase-Sapphire-Reserve-copy.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Chase-Sapphire-Reserve-copy.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Rewards: <\/strong>Earn 10 points per dollar spent on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/get-peloton-credits-from-chase\/\" rel=\"noopener\" target=\"_blank\">Peloton equipment and accessory purchases over $150<\/a> (through March 2025) \u2014 up to a maximum of 50,000 points. You&#8217;ll also earn 10 points per dollar spent on hotels and car rentals booked through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Chase Travel\u2120<\/a>, 10 points per dollar spent on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-dining-10x-promo\/\" rel=\"noopener\" target=\"_blank\">Chase Dining<\/a>, 10 points per dollar spent on Lyft rides (through March 2025), 5 points per dollar spent on flights booked with Chase Travel, 3 points per dollar spent on other travel purchases and dining and 1 point per dollar spent on other purchases.<\/p>\n<p>Note that you won&#8217;t receive elevated earning rates on travel purchases until you spend the first $300 (the travel credit that comes with the Sapphire Reserve) on travel annually.<\/p>\n<p><strong>Welcome bonus: <\/strong>Earn 60,000 bonus points after spending $4,000 on purchases within three months of account opening.<\/p>\n<p>As of December 2024, TPG <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">values<\/a> this bonus at $1,230.<\/p>\n<p><strong>Annual fee: <\/strong>$550<\/p>\n<p><strong>Keep in mind: <\/strong>The Sapphire Reserve is one of our favorite travel credit cards, providing benefits like lounge access and insurance protections. While it won&#8217;t provide free access to gyms or monitor your health goals, it can help you earn heaps of points when buying Peloton equipment. From our valuations, you can get approximately a 20% return on spending.<\/p>\n<p>To learn more, see our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-reserve-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Chase Sapphire Reserve<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?pid=221211836&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Reserve<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<h3>Chase Sapphire Preferred Card<\/h3>\n<p>If you&#8217;re a fan of Peloton but don&#8217;t want to pay the Sapphire Reserve&#8217;s exorbitant annual fee, try the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred<\/a> instead.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Chase-Sapphire-Preferred_April-2024-Update.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Rewards: <\/strong>Earn 5 points per dollar spent on travel booked through Chase Travel, 5 points per dollar spent on Peloton equipment and accessory purchases over $150 (through March 2025, with a limit of 25,000 bonus points), 5 points per dollar spent on Lyft purchases (through March 2025), 3 points per dollar spent on dining, select streaming services and online grocery store purchases (excludes Target\u00ae, Walmart\u00ae and wholesale clubs), 2 points per dollar spent on all travel not booked through Chase Travel and 1 point per dollar spent on everything else.<\/p>\n<p><strong>Welcome bonus: <\/strong>Earn 60,000 bonus points after spending $4,000 in the first three months from account opening. As of December 2024, TPG <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">values<\/a> this bonus at $1,230.<\/p>\n<p><strong>Annual fee:<\/strong> $95<\/p>\n<p><strong>Keep in mind:<\/strong> Like the Sapphire Reserve, the Sapphire Preferred is great for travel and for earning points on Peloton purchases. On top of a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-hotel-credit\/\" rel=\"noopener\" target=\"_blank\">$50 annual hotel credit<\/a> and moderate annual fee, you also can receive a roughly 10% return on spending for Peloton purchases, based on our valuations.<\/p>\n<p>To learn more, see our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-preferred-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Chase Sapphire Preferred<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Preferred<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<h3>World of Hyatt Credit Card<\/h3>\n<p>If you&#8217;re a Hyatt loyalist, it&#8217;s a no-brainer to get the <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-world-of-hyatt-credit-card\/?pid=6230&amp;tid=post\" target=\"_blank\" rel=\"noopener\">World of Hyatt card<\/a>.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/World-of-Hyatt_2_2022_CCHH.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/World-of-Hyatt_2_2022_CCHH.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/World-of-Hyatt_2_2022_CCHH.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/World-of-Hyatt_2_2022_CCHH.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/World-of-Hyatt_2_2022_CCHH.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/World-of-Hyatt_2_2022_CCHH.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/World-of-Hyatt_2_2022_CCHH.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/World-of-Hyatt_2_2022_CCHH.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/World-of-Hyatt_2_2022_CCHH.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Rewards:<\/strong> Earn 4 points per dollar spent on purchases at Hyatt hotels, 2 points per dollar spent at restaurants, select travel and commuting, fitness clubs and gym memberships and 1 point per dollar spent on all other purchases.<\/p>\n<p><strong>Welcome bonus:<\/strong> Earn 30,000 bonus points after spending $3,000 on purchases in the first three months, plus up to an additional 30,000 bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.<\/p>\n<p>Since TPG <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener noreferrer\" target=\"_blank\">values<\/a> Hyatt points at 1.7 cents apiece as of December 2024, this bonus is worth up to $1,020.<\/p>\n<p><strong>Annual fee:<\/strong> $95<\/p>\n<p><strong>Keep in mind: <\/strong>The World of Hyatt card earns 2 points per dollar spent on fitness clubs and gym memberships \u2014 a nice return that can be used toward a Hyatt redemption.<\/p>\n<p>You can also earn up to two free nights per year on Hyatt properties by using this card. You&#8217;ll receive a <a href=\"https:\/\/thepointsguy.com\/guide\/maximizing-chase-hyatt-visa-free-night-certificates\/\" rel=\"noopener noreferrer\" target=\"_blank\">free night certificate<\/a> usable at a Category 1-4 property after your card anniversary and can earn a second free night at a Category 1-4 property by spending $15,000 on the card in a cardmember year.<\/p>\n<p>To learn more, see our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/world-of-hyatt-credit-card-review\/\" rel=\"noopener noreferrer\" target=\"_blank\">full review of the World of Hyatt card<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-world-of-hyatt-credit-card\/?pid=6230&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">World of Hyatt card<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<h3>Chase Freedom Flex<\/h3>\n<p>If you&#8217;re looking for a well-rounded card to add to your wallet, look no further than the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Freedom Flex<\/a>.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Rewards:<\/strong> Earn 5% back on up to the first $1,500 spent on rotating categories each quarter (activation required). Earn 3% back on dining (including takeout and eligible delivery services) and on drugstore purchases, and earn 1% back on all other purchases.<\/p>\n<p><strong>Welcome bonus: <\/strong>Earn $200 cash back after spending $500 on purchases in the first three months from account opening.<\/p>\n<p><strong>Annual fee:<\/strong> $0<\/p>\n<p><strong>Keep in mind:<\/strong> The Freedom Flex could be a great option when its <a href=\"https:\/\/thepointsguy.com\/news\/activate-chase-freedom-5x-earnings\/\" rel=\"noopener\" target=\"_blank\">quarterly bonus categories<\/a> include gym memberships. However, you&#8217;ll only earn bonus rewards on gym memberships for that quarter. After that, your earning rate will drop to 1% back.<\/p>\n<p>These bonus rewards can be even more lucrative if you also have a higher-end Chase card in your wallet \u2014 like the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Preferred<\/a> or <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?pid=221211836&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Reserve<\/a>. That&#8217;s because you can combine your rewards from both cards into a single account, allowing you to convert the cash-back rewards on the Freedom Flex into fully transferable <a href=\"https:\/\/thepointsguy.com\/guide\/chase-ultimate-rewards\/\" rel=\"noopener\" target=\"_blank\">Chase Ultimate Rewards<\/a> points.<\/p>\n<p>To learn more, see our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-freedom-flex-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Chase Freedom Flex<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Freedom Flex<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<h3>Bilt Mastercard<\/h3>\n<p>If you rent, you&#8217;ll want to apply for the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/bilt-mastercard\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Bilt Mastercard<\/a><\/span> so you can earn points on rent (up to 100,000 points per year).<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/BILT-Mastercard.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/BILT-Mastercard.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/BILT-Mastercard.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/BILT-Mastercard.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/BILT-Mastercard.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/BILT-Mastercard.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/BILT-Mastercard.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/BILT-Mastercard.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/BILT-Mastercard.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><em>Editor&#8217;s note: TPG founder Brian Kelly is a Bilt adviser and investor.<\/em><\/p>\n<p><strong>Rewards: <\/strong>Earn 3 points per dollar spent on dining and 2 points per dollar spent on travel. Additionally, earn up to one point per dollar spent on rent with no transaction fees on the first $100,000 spent (up to 100,000 points in a calendar year). Use your card at least five times each statement period to earn points on all purchases. See <a href=\"https:\/\/www.biltrewards.com\/terms\/rewards-and-benefits\" rel=\"noopener\" target=\"_blank\">Rewards &amp; Benefits<\/a> for more.<\/p>\n<p><strong>Welcome bonus:<\/strong> None<\/p>\n<p><strong>Annual fee:<\/strong> No annual fee<\/p>\n<p><strong>Keep in mind: <\/strong>The Bilt Mastercard is the first and only card on the market that allows you to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/is-bilt-worth-it\/\" rel=\"noopener\" target=\"_blank\">pay your rent with no transaction fees<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/bilt-mastercard-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>).<\/p>\n<p>Beyond that, there&#8217;s a key reason why this card is included as a great option for fitness purchases: You can redeem your points for some of the most popular exercise classes in the world, including SoulCycle, starting at 3,000 points a class.<\/p>\n<p>Bilt Rewards points are quite valuable, as they can be transferred at a 1:1 rate to a wide range of airline and hotel loyalty programs. Some of our favorite transfer partners include Aeroplan and <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-world-of-hyatt\/\" target=\"_blank\" rel=\"noopener\">World of Hyatt<\/a>. Other redemption options include future mortgage or rent payments, merchandise and more. <a href=\"https:\/\/www.biltrewards.com\/terms\/rewards-and-benefits\" rel=\"noopener\" target=\"_blank\">See the full rewards and benefits here<\/a>.<\/p>\n<p>To learn more, see our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/bilt-mastercard-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Bilt Mastercard<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/bilt-mastercard\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Bilt Mastercard<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<h3>U.S. Bank Cash+ Visa Signature Card<\/h3>\n<p>If you&#8217;d prefer to earn cash back, the U.S. Bank Cash+ card may just be the right choice for you.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/U.S.-Bank-Cash-Visa-Signature-Card.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/U.S.-Bank-Cash-Visa-Signature-Card.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/U.S.-Bank-Cash-Visa-Signature-Card.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/U.S.-Bank-Cash-Visa-Signature-Card.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/U.S.-Bank-Cash-Visa-Signature-Card.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/U.S.-Bank-Cash-Visa-Signature-Card.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/U.S.-Bank-Cash-Visa-Signature-Card.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/U.S.-Bank-Cash-Visa-Signature-Card.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/U.S.-Bank-Cash-Visa-Signature-Card.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Rewards:<\/strong> Earn 5% cash back on your first $2,000 in eligible purchases each quarter on the combined two categories you choose; 2% cash back on your choice of one everyday category, such as gas stations or grocery stores; and 1% cash back on all other eligible purchases.<\/p>\n<p>Gyms\/fitness centers and sporting goods stores are two of the categories available for 5% earning, allowing you to earn bonus cash-back on your fitness purchases.<\/p>\n<p><strong>Sign-up bonus:<\/strong> Earn $200 after spending $1,000 in eligible purchases in the first 90 days of account opening.<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><strong>Keep in mind: <\/strong>While you must enroll each quarter in the categories of your choice to earn 5% cash back, it&#8217;s nice to be able to periodically change your selection. Not able to make use of 5% back on gyms this quarter? Pick something else \u2014 including TV, internet and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/streaming\/\" rel=\"noopener noreferrer\" target=\"_blank\">streaming services<\/a> \u2014 and save gyms for later this year.<\/p>\n<p>It&#8217;s worth noting that U.S. Bank says the category options are subject to change quarterly and that your 5% bonus earnings are capped at $100 per quarter.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Learn more: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/us-bank-cash-plus-review\/\" rel=\"noopener noreferrer\" target=\"_blank\">U.S. Bank Cash+ Visa Signature Card<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<h3>Prime Visa<\/h3>\n<p>If you&#8217;re an Amazon Prime member, consider applying for the Prime Visa to get the most out of your Amazon purchases.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><b>Rewards:<\/b> Earn 5% back at Amazon.com and at Whole Foods Market; 5% back on Chase Travel purchases; 2% back at restaurants, gas stations and local transit and commuting; and 1% back on all other purchases. Additionally, earn 10% or more on a rotating selection of items and categories on Amazon.com.<\/p>\n<p><strong>Welcome bonus:<\/strong> Receive a $150 Amazon gift card instantly upon approval for Prime members.<\/p>\n<p><strong>Annual fee: <\/strong>None \u2014 but you must be an <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-amazon-purchases\/\" rel=\"noopener noreferrer\" target=\"_blank\">Amazon Prime member<\/a> to qualify. Prime subscriptions now cost $139 annually.<\/p>\n<p><strong>Keep in mind:<\/strong> This card offers best-in-class earnings on purchases at Amazon. With such a large selection of workout equipment, gear and exercise apparel available, we consider it a card that is worthy of mention. You can purchase weights, yoga mats, running gear, stationary bikes and much more to build your own home gym.<\/p>\n<p>This card doesn&#8217;t technically come with a bonus rewards category for athletic gear, but any clothing, gear or equipment you purchase on <a href=\"http:\/\/Amazon.com\" rel=\"noopener noreferrer\" target=\"_blank\">Amazon.com<\/a> should receive 5% cash back.<\/p>\n<p>To learn more, see our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/the-best-card-for-amazon-shoppers-amazon-prime-rewards-visa-signature-card\/\" rel=\"noopener\" target=\"_blank\">full review of the Prime Visa<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?pid=10043&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Prime Visa<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<h3>The Platinum Card from American Express<\/h3>\n<p>Despite its incredibly high annual fee, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Platinum<\/a><\/span> has a lot to offer the right person.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/American-Express-Platinum.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/American-Express-Platinum.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/American-Express-Platinum.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/American-Express-Platinum.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/American-Express-Platinum.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/American-Express-Platinum.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/American-Express-Platinum.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/American-Express-Platinum.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/American-Express-Platinum.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Rewards: <\/strong>Earn 5 points per dollar spent on flights booked directly with airlines or with <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-travel-guide\/\" target=\"_blank\" rel=\"noopener\">American Express Travel<\/a> (on up to $500,000 on these purchases per calendar year, then 1 point per dollar after that), 5 points per dollar spent on prepaid hotels through American Express Travel and 1 point per dollar spent on all other eligible purchases.<\/p>\n<p><strong>Welcome offer:<\/strong> Earn 80,000 points after spending $8,000 on purchases within the first six months of card membership. You may be targeted for a higher welcome offer through the <a href=\"https:\/\/thepointsguy.com\/cardmatch-pm\/?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=NBDcasB1-card%20match-576646187454&amp;utm_term=card%20match&amp;utm_cmpid=12891040482&amp;utm_adgid=124452539911&amp;utm_tgtid=kwd-297550653083&amp;utm_mt=b&amp;utm_adid=576646187454&amp;utm_dvc=c&amp;utm_ntwk=g&amp;utm_adpos=&amp;utm_plcmnt=&amp;utm_locphysid=9032957&amp;utm_locintid=&amp;utm_feeditemid=&amp;utm_devicemdl=&amp;utm_plcmnttgt=&amp;utm_misc=&amp;utm_ltpcid=CjwKCAiAjeW6BhBAEiwAdKltMv8IItIkj0aY-t37kYWRcXTlAQ_ZO6jhY1XXkK-r0J0VZ0u_NFrvCRoCY14QAvD_BwE&amp;utm_paid=-pm&amp;gad_source=1&amp;gclid=CjwKCAiAjeW6BhBAEiwAdKltMv8IItIkj0aY-t37kYWRcXTlAQ_ZO6jhY1XXkK-r0J0VZ0u_NFrvCRoCY14QAvD_BwE\" target=\"_blank\" rel=\"noopener\">CardMatch tool<\/a>; offers are subject to change at any time, and not everyone will be targeted for the same welcome offer.<\/p>\n<p><strong>Annual fee:<\/strong> $695 (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-platinum-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Keep in mind:<\/strong> While you&#8217;ll only earn 1 point per dollar spent on gym memberships and fitness clubs, <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Platinum<\/a><\/span> cardmembers can get up to $300 back each calendar year in statement credits for eligible <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-new-amex-platinum-equinox-credit\/\" target=\"_blank\" rel=\"noopener\">U.S. Equinox memberships or the Equinox+ app<\/a>. Enrollment is required in advance, and terms apply; memberships are subject to auto-renewal.<\/p>\n<p>Whether you choose to work out at home or in person, Equinox members can enjoy a discount on their membership costs thanks to the Amex Platinum.<\/p>\n<p>To learn more, see our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-platinum-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Amex Platinum Card<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Platinum<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"other-options\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Other options<\/h2>\n<p>If you don&#8217;t love any of these options, you can still use a card that&#8217;s a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/everyday-spending\/\" rel=\"noopener\" target=\"_blank\">solid pick for everyday spending<\/a>. Some of these options include:<\/p>\n<p>These are normal earning rates on these cards \u2014 but it doesn&#8217;t make them any less lucrative.<\/p>\n<p>Note that you should also check for discounts on your cards through programs like Amex Offers and Chase Offers. These are limited and almost always one-time discounts, but can still provide value.<\/p>\n<p>Finally, if you plan on purchasing exercise equipment and want extra time to pay it off, you may want to look at a card with <a href=\"https:\/\/thepointsguy.com\/credit-cards\/zero-interest\/\" target=\"_blank\" rel=\"noopener\">0% introductory APR<\/a>. Just be sure to pay off the entire amount before the end of that promotional period. Otherwise, you could be hit with massive interest charges.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>You will almost certainly not spend enough money in a year to base your choice of a credit card on whether you can earn bonus points with the money you spend on gym memberships or gear. But if other bonus categories on a particular credit card align with your spending habits, receiving additional points for your workouts is a great perk.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?pid=221211836&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Reserve<\/a><\/strong><br \/><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Preferred Card<\/a><\/strong><br \/><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-world-of-hyatt-credit-card\/?pid=6230&amp;tid=post\" target=\"_blank\" rel=\"noopener\">World of Hyatt Credit Card<\/a><\/strong><br \/><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Freedom Flex<\/a><\/strong><br \/><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/bilt-mastercard\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Bilt Mastercard<\/a><\/span><\/strong><br \/><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Platinum<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><em>For rates and fees of the Amex Platinum, click <a href=\"https:\/\/thepointsguy.com\/apply\/the-platinum-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><br \/><em>For rates and fees of the Bilt Mastercard, click <a href=\"https:\/\/thepointsguy.com\/apply\/bilt-mastercard-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><br \/><em>For rewards and benefits of the Bilt Mastercard, click <a href=\"https:\/\/www.biltrewards.com\/terms\/rewards-and-benefits\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/best-cards-exercise-fanatics\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Earn points or cash back while working up a sweat? Yup, it&#8217;s doable. If one of your 2025 resolutions is to try a new at-home workout program or hit your favorite fitness studio more regularly, we can help you maximize your credit card rewards while doing so. You may already know how to earn points [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":142006,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-142005","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/142005","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=142005"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/142005\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/142006"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=142005"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=142005"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=142005"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}