{"id":137124,"date":"2024-12-07T20:00:31","date_gmt":"2024-12-07T20:00:31","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/12\/07\/why-doubling-down-on-1-rewards-program-may-be-better-than-diversifying-the-points-guy\/"},"modified":"2024-12-07T20:00:31","modified_gmt":"2024-12-07T20:00:31","slug":"why-doubling-down-on-1-rewards-program-may-be-better-than-diversifying-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/12\/07\/why-doubling-down-on-1-rewards-program-may-be-better-than-diversifying-the-points-guy\/","title":{"rendered":"Why doubling down on 1 rewards program may be better than diversifying – The Points Guy"},"content":{"rendered":"


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The points game is one of strategy<\/a>. You want to pick loyalty programs that earn the types of rewards<\/a> you can get the most use out of, and obtain the associated credit cards<\/a> that offer earning rates and benefits you can maximize to your advantage.<\/p>\n

It’s also a good idea to diversify the types of points and miles you earn. That’s because rewards currencies \u2014 whether it’s airline frequent flyer miles<\/a>, hotel loyalty points or transferable credit card points \u2014 are subject to significant and sudden changes (and, in the worst-case scenarios, devaluations).<\/p>\n

However, there are also some good reasons to double down with a particular points program or two.<\/p>\n

For example, there might be an increased welcome bonus on a credit card<\/a> for which you qualify even if you already have another cobranded card with the same program. If you already have one credit card with a program, you might find you can earn even more or enjoy better perks by carrying additional ones within the same rewards family<\/a>.<\/p>\n

Just keep in mind that you should be thinking both long- and short-term about any loyalty strategy and that focusing on a few programs now might mean you’ll need to expand your reach later on \u2014 or vice versa.<\/p>\n

Here are seven reasons why doubling down on credit cards with a points program may be better than diversifying.<\/p>\n

Related: Better together: The ultimate guide to the best credit card pairings<\/a><\/strong><\/p>\n

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Get in on elevated welcome bonuses while they last<\/h2>\n

We have seen historically high welcome offers on various airline and hotel cards, like the Delta SkyMiles\u00ae Platinum American Express Card<\/a><\/span>, the Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card<\/a><\/span>, and the Hilton Honors American Express Surpass\u00ae Card<\/a><\/span>.<\/p>\n

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