{"id":132654,"date":"2024-11-14T15:00:59","date_gmt":"2024-11-14T15:00:59","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/11\/14\/discover-it-secured-credit-card-review-full-details-the-points-guy\/"},"modified":"2024-11-14T15:00:59","modified_gmt":"2024-11-14T15:00:59","slug":"discover-it-secured-credit-card-review-full-details-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/11\/14\/discover-it-secured-credit-card-review-full-details-the-points-guy\/","title":{"rendered":"Discover it Secured Credit Card review: Full details – The Points Guy"},"content":{"rendered":"


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Discover it Secured Credit Card overview<\/h2>\n

The Discover it Secured Credit Card is a good option for people with limited or poor credit history. It has no required credit score and gives cardholders a chance to have their security deposit refunded. This card also earns cash-back rewards, making it a good choice for any credit card beginner. Card rating*:<\/strong> \u2b50\u2b50\u2b50<\/p>\n

*Card rating<\/a> is based on the opinion of TPG’s editors and is not influenced by the card issuer.<\/em><\/h6>\n
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If you’re building (or rebuilding) your credit, a secured credit card<\/a> is an excellent option. You can be approved with a low (or sometimes no) credit score. Typically, secured cards require a deposit \u2014 which becomes your credit limit at the start.<\/p>\n

While these can be a great option, they typically lack the benefits we expect from our top rewards cards \u2014 like a welcome bonus and solid earning rates.<\/p>\n

The Discover it Secured Credit Card, however, offers more than just an opportunity to build credit. Cardholders can earn a refund on their security deposit, making this card a strong contender if you’re looking to build credit. On top of that, you’ll earn rewards on your purchases.<\/p>\n

This card has no annual fee and no required credit score<\/a>, but it does require a security deposit of at least $200 \u2014 and your deposit amount is what your credit limit will be.<\/p>\n

Let’s dig into the card details to see if it’s a good fit for you.<\/p>\n

The information for the Discover it Secured Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n

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Discover it Secured Credit Card pros and cons<\/h2>\n
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Pros<\/th>\nCons<\/th>\n<\/tr>\n<\/thead>\n
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  • No annual fee<\/li>\n
  • No credit score required<\/li>\n
  • Security deposit is refundable<\/li>\n
  • Earns cash-back rewards<\/li>\n<\/ul>\n<\/td>\n
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