Although perks like unparalleled airport lounge access<\/a>, an up to $200 annual airline credit<\/a>, up to $200 annual prepaid hotel statement credit<\/a> and up to $200 in Uber Cash annually<\/a> (for U.S. services; Amex Plat must be added to your account and you can redeem with any Amex card) may seem like the most valuable benefits of The Platinum Card\u00ae from American Express<\/a><\/span>, there are a number of lesser-known perks the card offers<\/a> that all help to make the $695 annual fee worth it (see rates and fees<\/a>). Among them are Premium Global Assist and trip insurance<\/a>. (Enrollment required.)<\/p>\n These protections are separate from perks like baggage insurance<\/a> \u2014 they assist with more severe issues like emergency medical transportation and unforeseen trip cancellations. While we all hope never to have to use these benefits, they’re worth familiarizing yourself with<\/a>, as they can save you a ton of money and aggravation if you are in a time of need.<\/p>\n All Amex cards have access to Amex’s Global Assist Hotline, but trip insurance benefits are reserved for the higher-end cards.<\/p>\nAmex cards that offer Premium Global Assist and trip insurance<\/h2>\n
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