{"id":131246,"date":"2024-11-07T15:00:34","date_gmt":"2024-11-07T15:00:34","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/11\/07\/american-express-business-gold-vs-ink-business-preferred-which-business-card-is-best-the-points-guy\/"},"modified":"2024-11-07T15:00:34","modified_gmt":"2024-11-07T15:00:34","slug":"american-express-business-gold-vs-ink-business-preferred-which-business-card-is-best-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/11\/07\/american-express-business-gold-vs-ink-business-preferred-which-business-card-is-best-the-points-guy\/","title":{"rendered":"American Express Business Gold vs. Ink Business Preferred: Which business card is best? &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Ink Business Preferred\u00ae Credit Card<\/a> has been a TPG favorite since its launch in 2016, and it remains one of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener\" target=\"_blank\">best business credit cards<\/a> available. The card&#8217;s great earning structure and the ability to combine rewards with other Chase Ultimate Rewards credit cards make it a strong contender in the business credit card space.<\/p>\n<p>Meanwhile, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/american-express-business-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express\u00ae Business Gold Card<\/a><\/span> was revamped in 2023 and offers a unique earning structure and statement credits but also carries a higher annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-business-gold-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>). Let&#8217;s compare the two across several criteria to see which card might best suit your business needs.<\/p>\n<p><a id=\"amex-business-gold-vs-ink-business-preferred-comparison\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Amex Business Gold vs. Ink Business Preferred comparison<\/h2>\n<div class=\"jsx-3297233758 tpg-table \">\n<div tabindex=\"0\" class=\"jsx-3297233758\">\n<table class=\"jsx-3297233758\">\n<thead class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<th class=\"jsx-3297233758\"\/>\n<th class=\"jsx-3297233758\"><strong>\u00a0Amex Business Gold<\/strong><\/th>\n<th class=\"jsx-3297233758\"><strong>\u00a0Ink business preferred<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<td><strong>Welcome bonus<\/strong><\/td>\n<td>Earn 100,000 points after spending $15,000 on eligible purchases within the first three months of cardmembership. You may be targeted for a higher offer through <a href=\"https:\/\/thepointsguy.com\/cardmatch-pm\/?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=NBDcasB1-card%20match-566048601784&amp;utm_term=card%20match&amp;utm_cmpid=12891040482&amp;utm_adgid=124452539911&amp;utm_tgtid=kwd-297550653083&amp;utm_mt=b&amp;utm_adid=566048601784&amp;utm_dvc=c&amp;utm_ntwk=g&amp;utm_adpos=&amp;utm_plcmnt=&amp;utm_locphysid=9032957&amp;utm_locintid=&amp;utm_feeditemid=&amp;utm_devicemdl=&amp;utm_plcmnttgt=&amp;utm_misc=&amp;utm_ltpcid=Cj0KCQjwsoe5BhDiARIsAOXVoUtU4u_qdcwAl6pW2YL8lBAEfW40fRpC4VrBd-MqZHvSaTLrSIaDAYIaAjX3EALw_wcB&amp;gad_source=1&amp;gclid=Cj0KCQjwsoe5BhDiARIsAOXVoUtU4u_qdcwAl6pW2YL8lBAEfW40fRpC4VrBd-MqZHvSaTLrSIaDAYIaAjX3EALw_wcB\" target=\"_blank\" rel=\"noopener\">CardMatch<\/a>; not everyone will be targeted for the same offer, and offers can change at any time.<\/td>\n<td>Earn 90,000 points after spending $8,000 on purchases in the first three months from account opening.<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><strong>Annual fee<\/strong><\/td>\n<td>$375<span style=\"font-size:1rem\">(see <\/span><a href=\"https:\/\/thepointsguy.com\/apply\/american-express-business-gold-card-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>)<\/td>\n<td>$95<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><strong>Earning rates<\/strong><\/td>\n<td>\n<ul>\n<li>4 points per dollar spent in two eligible categories (U.S. gas stations, U.S. restaurants, advertising in select U.S. media, transit, U.S. purchases made from electronic goods retailers and software and cloud system providers and monthly U.S. wireless plans) with the most spending each billing cycle (up to $150,000 in combined purchases each calendar year; then 1 point per dollar)<\/li>\n<li>3 points per dollar spent on flights and prepaid hotel bookings made through AmexTravel.com<\/li>\n<li>1 point per dollar spent on all other eligible purchases<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>5 points per dollar spent on Lyft rides through March 2025<\/li>\n<li>Earn 3 points per dollar spent (on the first $150,000 in combined purchases each account anniversary year, then 1 point per dollar) on travel; shipping purchases; internet, cable and phone service; and advertising purchases made with social media sites and search engines<\/li>\n<li>Earn 1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr class=\"jsx-3297233758\">\n<td><strong>Benefits<\/strong><strong><br \/><\/strong><\/td>\n<td>\n<ul>\n<li>Up to $240 each calendar year (up to $20 a month in statement credits) for eligible purchases at FedEx, Grubhub and office supply stores<\/li>\n<li>Up to $155 back each calendar year (up to $12.95 monthly) in statement credits for a monthly Walmart+ membership (subject to auto-renewal, excluding Plus Ups)<\/li>\n<li>Travel protections<\/li>\n<li>Cellphone protection*<\/li>\n<li>No foreign transaction fees (see <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-business-gold-card-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>)<\/li>\n<li>Enrollment is required for select benefits; terms apply<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Cellphone protection ($1,000 cap per claim)<\/li>\n<li>Purchase protection<\/li>\n<li>Trip cancellation\/interruption insurance<\/li>\n<li>Primary car rental coverage<\/li>\n<li>Extended warranty protection<\/li>\n<li>No foreign transaction fees<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><em>*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.<\/em><\/p>\n<p><a id=\"amex-business-gold-vs-ink-business-preferred-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Amex Business Gold vs. Ink Business Preferred welcome offer<\/h2>\n<p>New Amex Business Gold Card cardmembers can earn 100,000 bonus points after spending $15,000 on eligible purchases in the first three months of card membership. You may be targeted for a higher offer through CardMatch; not everyone will be targeted for the same offer, and offers can change at any time.<\/p>\n<p>Based on TPG&#8217;s November 2024 <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a> of Membership Rewards points at 2 cents per point, this welcome offer is worth a whopping $2,000.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/American-Express-Business-Gold-and-Chase-Ink-Business-Preferred.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/American-Express-Business-Gold-and-Chase-Ink-Business-Preferred.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/American-Express-Business-Gold-and-Chase-Ink-Business-Preferred.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/American-Express-Business-Gold-and-Chase-Ink-Business-Preferred.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/American-Express-Business-Gold-and-Chase-Ink-Business-Preferred.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/American-Express-Business-Gold-and-Chase-Ink-Business-Preferred.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/American-Express-Business-Gold-and-Chase-Ink-Business-Preferred.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/American-Express-Business-Gold-and-Chase-Ink-Business-Preferred.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/American-Express-Business-Gold-and-Chase-Ink-Business-Preferred.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>Meanwhile, new Ink Business Preferred cardholders can earn 90,000 bonus points after spending $8,000 on purchases in the first three months from account opening.<\/p>\n<p>Based on TPG&#8217;s valuation of Ultimate Rewards points at 2.05 cents per point, these points are worth $1,845.<\/p>\n<p>Before jumping the gun and going for the Amex Business Gold, keep in mind that the spending requirement is substantially higher than that for the Ink Business Preferred.<\/p>\n<p>Another important thing to note is each issuer&#8217;s <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-application-restrictions\/\" rel=\"noopener\" target=\"_blank\">application restrictions<\/a>. With the Chase card, you&#8217;ll be on the hook with their infamous <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-chase-5-24-rule\/\" rel=\"noopener\" target=\"_blank\">5\/24 rule<\/a>; therefore, you&#8217;ll need to have applied for fewer than five credit cards in the last 24 months in order to be eligible.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p>For American Express, you&#8217;ll be held to their &#8220;one bonus per card per lifetime&#8221; rule, so if you&#8217;ve owned this card in the past you will not be eligible for the welcome offer, nor will you be eligible for a better offer in the future if you apply now.<\/p>\n<p><strong>Winner<\/strong>: Amex Business Gold, thanks to its slightly more valuable welcome offer.<\/p>\n<p><a id=\"amex-business-gold-vs-ink-business-preferred-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Amex Business Gold vs. Ink Business Preferred benefits<\/h2>\n<p>Both cards offer extensive travel and purchase protections, with the Amex Business Gold offering the following:<\/p>\n<ul>\n<li><strong>Travel protections<\/strong>: Trip delay insurance***, baggage insurance plan** and car rental loss and damage insurance****; cardmembers receive up to $500 worth of insurance for damaged, stolen or lost checked bags ($1,250 for carry-ons).<\/li>\n<li><strong>Purchase protection**<\/strong>: Eligible purchases are <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-purchase-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\">covered against accidental damage or theft<\/a> for 90 days for up to $1,000 per incident.<\/li>\n<li><strong>Extended warranty**<\/strong>: Cardmembers can receive up to one additional year of warranty service on purchased items that have warranties of five years or less. The covered amount includes the amount charged to your card up to $10,000 per item, not to exceed $50,000 per cardmember account per calendar year.<\/li>\n<li><strong>Cellphone protection***<\/strong>: Reimbursements for the repair or replacement cost for damage or theft with a maximum limit of $800 per claim, up to two claims in a 12-month period. Eligibility includes paying the wireless bill for the cellphone line. Approved claims are subject to a $50 deductible.<\/li>\n<\/ul>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/GettyImages-1485835193-1.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/GettyImages-1485835193-1.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/GettyImages-1485835193-1.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/GettyImages-1485835193-1.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/GettyImages-1485835193-1.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/GettyImages-1485835193-1.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/GettyImages-1485835193-1.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/GettyImages-1485835193-1.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/GettyImages-1485835193-1.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">UNIVERSAL IMAGES GROUP\/GETTY IMAGES<\/figcaption><\/figure>\n<p>The Ink Business Preferred also offers a mix of travel and purchase protections, which include:<\/p>\n<ul>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-purchase-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\"><strong>Purchase protection<\/strong><\/a>: Covers damaged or stolen items within the first 120 days from purchase, up to $10,000 per claim ($50,000 per account).<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-trip-cancellation-interruption-protection\/\" rel=\"noopener\" target=\"_blank\"><strong>Trip cancellation\/interruption insurance<\/strong><\/a>: For trips canceled or shortened due to covered issues (such as illness or severe weather), you&#8217;re eligible for up to $5,000 of coverage per person for prepaid, nonrefundable travel expenses. This coverage is limited to $10,000 per trip.<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/cards-primary-car-rental-coverage\/\" rel=\"noopener noreferrer\" target=\"_blank\"><strong>Primary car rental coverage<\/strong><\/a>: Covered for theft and damage in the U.S. and most countries worldwide. It does not offer any liability coverage but covers up to $60,000 for most rental vehicles.<\/li>\n<li><strong><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-extended-warranty\/\" rel=\"noopener noreferrer\" target=\"_blank\">Extended warranty protection<\/a><\/strong>: Purchases with a U.S. manufacturer&#8217;s warranty of three years or less receive an extra year of coverage.<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/phone-protection\/\" rel=\"noopener\" target=\"_blank\"><strong>Cellphone protection<\/strong><\/a><strong>: <\/strong>To be eligible, you must pay your bill with the card, and you are covered if your cellphone is stolen or damaged; you can receive up to $1,000 per claim, with a $100 deductible \u2014 with up to three <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-submit-cell-phone-insurance-claim-ink-business-preferred\/\" rel=\"noopener\" target=\"_blank\">claims<\/a> per year.<\/li>\n<\/ul>\n<p>What sets Amex Business Gold apart are its statement credits, which help offset the annual fee. Cardmembers receive up to $240 each calendar year (up to $20 a month in statement credits) for eligible purchases at FedEx, Grubhub and office supply stores.<\/p>\n<p>Furthermore, cardmembers also receive up to $155 in statement credits each calendar year for a monthly Walmart+ membership (up to $12.95 per month, subject to auto-renewal, excluding Plus Ups).<\/p>\n<p>Enrollment is required.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/GettyImages-2152961287.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/GettyImages-2152961287.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/GettyImages-2152961287.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/GettyImages-2152961287.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/GettyImages-2152961287.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/GettyImages-2152961287.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/GettyImages-2152961287.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/GettyImages-2152961287.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/GettyImages-2152961287.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">JOE RAEDLE\/GETTY IMAGES<\/figcaption><\/figure>\n<p><em>**Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.<\/em><\/p>\n<p><em>***Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.<\/em><\/p>\n<p><em>****Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.<\/em><\/p>\n<p><strong>Winner<\/strong>: Amex Business Gold. While both cards have excellent protections, the Amex Business Gold&#8217;s statement credits give it an edge.<\/p>\n<p><a id=\"earning-points-with-the-amex-business-gold-vs-ink-business-preferred\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning points with the Amex Business Gold vs. Ink Business Preferred<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/american-express-business-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Business Gold<\/a><\/span> has a flexible and very business-friendly approach to bonus category earning. The card is unique in the sense that it earns 4 points per dollar spent in your top two eligible spending categories each billing cycle. This is great for businesses whose expenses fluctuate month to month, giving them more opportunities to rack up the rewards. Eligible categories include:<\/p>\n<ul>\n<li>U.S. purchases for advertising in select media<\/li>\n<li>U.S. purchases at <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" target=\"_blank\" rel=\"noopener\">gas stations<\/a><\/li>\n<li>U.S. purchases at <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" target=\"_blank\" rel=\"noopener\">restaurants<\/a><\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-credit-cards-commuting\/\" target=\"_blank\" rel=\"noopener\">Transit<\/a> including trains, taxi cabs, ride-hailing, tolls, ferries, buses, parking and subways<\/li>\n<li>U.S. purchases made with electronic goods retailers, software and cloud system providers<\/li>\n<li>Monthly wireless telephone charges that are made directly with U.S. service providers<\/li>\n<\/ul>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/Woman-paying-for-gas-with-contactless-credit-car-payment-at-gas-station_Maskot.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/Woman-paying-for-gas-with-contactless-credit-car-payment-at-gas-station_Maskot.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/Woman-paying-for-gas-with-contactless-credit-car-payment-at-gas-station_Maskot.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/Woman-paying-for-gas-with-contactless-credit-car-payment-at-gas-station_Maskot.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/Woman-paying-for-gas-with-contactless-credit-car-payment-at-gas-station_Maskot.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/Woman-paying-for-gas-with-contactless-credit-car-payment-at-gas-station_Maskot.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/Woman-paying-for-gas-with-contactless-credit-car-payment-at-gas-station_Maskot.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/Woman-paying-for-gas-with-contactless-credit-car-payment-at-gas-station_Maskot.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/Woman-paying-for-gas-with-contactless-credit-car-payment-at-gas-station_Maskot.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">MASKOT\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Additionally, Amex Business Gold cardmembers earn 3 points per dollar spent on flights and prepaid hotels booked directly through AmexTravel.com.<\/p>\n<p>On the other hand, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Ink Business Preferred<\/a> earns 3 points per dollar spent on the first $150,000 in combined purchases each year on travel; shipping purchases; internet, cable and phone services; and advertising purchases made with social media sites and search engines. Cardholders can also earn 5 points per dollar spent on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-uber\/\" target=\"_blank\" rel=\"noopener\">Lyft rides<\/a> through March 2025.<\/p>\n<p>All other purchases and any purchases over the $150,000 limit will earn 1 point per dollar.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Planes-Zach-Griff-BRI-MUC-SFO-1.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Planes-Zach-Griff-BRI-MUC-SFO-1.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Planes-Zach-Griff-BRI-MUC-SFO-1.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Planes-Zach-Griff-BRI-MUC-SFO-1.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Planes-Zach-Griff-BRI-MUC-SFO-1.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Planes-Zach-Griff-BRI-MUC-SFO-1.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Planes-Zach-Griff-BRI-MUC-SFO-1.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Planes-Zach-Griff-BRI-MUC-SFO-1.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Planes-Zach-Griff-BRI-MUC-SFO-1.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Although this may not seem as lucrative as the Amex Business Gold, Chase bonus categories are quite often broadly defined, so travel purchases such as tolls, transit or parking meters can also earn 3 points per dollar.<\/p>\n<p><strong>Winner<\/strong>: Amex Business Gold. Higher earning rates and flexible categories that allow businesses to earn in a variety of categories each month put this card ahead here.<\/p>\n<p><a id=\"redeeming-points-with-amex-business-gold-vs-ink-business-preferred\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming points with Amex Business Gold vs. Ink Business Preferred<\/h2>\n<p>When it comes to direct redemptions, you&#8217;re often getting the best value from Ink Business Preferred because of the 25% redemption bonus with Chase across all redemptions made through Chase Travel\u2120.<\/p>\n<p>Plus, if you also have a <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?pid=221211836&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve\u00ae<\/a>, it gets even better because you can pool your rewards and redeem them for a 50% bonus.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Man-using-computer-at-home-office-holding-credit-card_Westend61.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">WESTEND61\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Points earned on both cards can also be redeemed for one cent apiece as a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-long-statement-credits-take\/\" target=\"_blank\" rel=\"noopener\">statement credit<\/a>, toward gift cards or deposited as <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ways-use-credit-card-cash-back\/\" target=\"_blank\" rel=\"noopener\">cash back<\/a> into your checking account.<\/p>\n<p><strong>Winner<\/strong>: Ink Business Preferred. While both cards offer similar redemption options, the Ink Business Preferred&#8217;s 25% redemption bonus when booking through Chase Travel causes it to win here.<\/p>\n<p><a id=\"transferring-points-with-the-amex-business-gold-vs-ink-business-preferred\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Transferring points with the Amex Business Gold vs. Ink Business Preferred<\/h2>\n<p>Both the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/american-express-business-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Business Gold<\/a><\/span> and <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Ink Business Preferred<\/a> allow for points earned to be transferred to travel partners. <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-amex-membership-rewards\/\" rel=\"noopener noreferrer\" target=\"_blank\">Membership Rewards<\/a> points can be <a href=\"https:\/\/thepointsguy.com\/guide\/american-express-membership-rewards-transfer-times\/\" rel=\"noopener noreferrer\" target=\"_blank\">transferred<\/a> to over 20 airline and hotel loyalty programs, whereas Chase has 14 travel partners.<\/p>\n<p>Each card has similar partners, such as <a href=\"https:\/\/thepointsguy.com\/guide\/air-canada-aeroplan\/\" rel=\"noopener\" target=\"_blank\">Air Canada Aeroplan<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-ba-avios-guide\/\" rel=\"noopener\" target=\"_blank\">British Airways Executive Club<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-flying-blue\/\" rel=\"noopener\" target=\"_blank\">Air France-KLM FlyingBlue<\/a>, that can help you score phenomenal flight options. Amex has unique partners such as Qatar Airways and <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ana-mileage-club-guide\/\" target=\"_blank\" rel=\"noopener\">All Nippon Airways<\/a>, whereas Chase has unique partners such as <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/know-united-mileageplus\/\" target=\"_blank\" rel=\"noopener\">United Airlines<\/a> and <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/southwest-rapid-rewards\/\" target=\"_blank\" rel=\"noopener\">Southwest Airlines<\/a>.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/06\/20240617_Qatar-Airways-QSuite_Qatar-Qsuite-777-seat-3_ERosen_11.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">ERIC ROSEN\/THE POINTS GUY<\/figcaption><\/figure>\n<p>As both a Chase cardholder and an Amex cardmember, I often take advantage of transfer bonuses. I&#8217;ve used transfer bonuses from Amex to British Airways to earn 30% bonus points to help me book Qatar Airways&#8217; Qsuite between Los Angeles and Doha.<\/p>\n<p><strong>Winner<\/strong>: Tie. Both cards share many transfer partners; your winner depends on who you fly with most often.<\/p>\n<p><strong>Related: Check out our guides on maximizing both <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Ultimate Rewards<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-american-express-membership-rewards-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">Amex Membership Rewards<\/a><\/strong><\/p>\n<p><a id=\"should-i-get-the-amex-business-gold-or-ink-business-preferred\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Should I get the Amex Business Gold or Ink Business Preferred?<\/h2>\n<p>The Amex Business Gold is great for business owners who have business expenditures that change monthly, as the card covers a variety of bonus-earning categories. However, if you prefer the simpler 3 points per dollar earning of the Ink Business Preferred on select categories (on the first $150,000 per year, then 1 point per dollar) and a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/annual-fee-worth-it\/\" target=\"_blank\" rel=\"noopener\">low annual fee<\/a>, then I recommend choosing that card instead.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Both cards are highly competitive. In exchange for a higher annual fee of $375, the Amex Business Gold offers higher earning rates across categories that can change monthly based on your spending, statement credits and travel protections.<\/p>\n<p>While the Ink Business Preferred offers a substantially lower annual fee ($95), cardholders are subject to Chase&#8217;s infamous 5\/24 rule. If you&#8217;re at 5\/24, the Amex Business Gold is worth your top consideration; otherwise, choose the card that makes the most sense for your business&#8217;s spending habits and financial goals.<\/p>\n<p>To learn more, check out our full reviews of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-business-gold-card-review\/\" target=\"_blank\" rel=\"noopener\">Amex Business Gold<\/a> and the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/ink-business-preferred-card-review\/\" target=\"_blank\" rel=\"noopener\">Ink Business Preferred<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/american-express-business-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Business Gold<\/a><\/span><\/strong><\/p>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" target=\"_blank\" rel=\"noopener\">Ink Business Preferred<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-gold-vs-amex-business-gold\/\" target=\"_blank\" rel=\"noopener\">Amex Gold vs. Amex Business Gold<\/a><\/strong><\/p>\n<p><em>For the rates and fees for the Amex Business Gold, click <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-business-gold-card-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/amex-business-gold-vs-ink-business-preferred\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Ink Business Preferred\u00ae Credit Card has been a TPG favorite since its launch in 2016, and it remains one of the best business credit cards available. The card&#8217;s great earning structure and the ability to combine rewards with other Chase Ultimate Rewards credit cards make it a strong contender in the business credit card [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":131247,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-131246","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/131246","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=131246"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/131246\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/131247"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=131246"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=131246"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=131246"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}