{"id":124824,"date":"2024-09-12T17:00:17","date_gmt":"2024-09-12T17:00:17","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/09\/12\/chase-ink-business-premier-card-review-full-details-the-points-guy\/"},"modified":"2024-09-12T17:00:17","modified_gmt":"2024-09-12T17:00:17","slug":"chase-ink-business-premier-card-review-full-details-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/09\/12\/chase-ink-business-premier-card-review-full-details-the-points-guy\/","title":{"rendered":"Chase Ink Business Premier card review: Full details – The Points Guy"},"content":{"rendered":"


\n<\/p>\n

<\/p>\n

Chase Ink Business Premier credit card overview<\/h2>\n

The Chase Ink Business Premier\u00ae Credit Card<\/a> is geared toward business owners who want to earn cash back rewards on their day-to-day purchases. The earning rates are solid, but the $195 annual fee is high for what you get out of this card since you won’t be able to transfer your points to Chase’s travel partners for maximum value. Card rating*:<\/strong> \u2b50\u2b50\u00bd<\/p>\n

* Card Rating<\/a> is based on the opinion of TPG’s editors and is not influenced by the card issuer.<\/em><\/h6>\n
\n

Chase has long been offering “cash-back” credit cards that actually earn Ultimate Rewards points<\/a>.<\/p>\n

That means if you have another Chase card that earned transferable Ultimate Rewards points, such as the Chase Sapphire Preferred\u00ae Card<\/a>, you could combine your rewards<\/a> and then transfer your points to the program’s various airline and hotel partners, giving you more flexibility in how you could redeem the rewards you earned.<\/p>\n

The Chase Ink Business Premier<\/a>, however, is a different story.<\/p>\n

While it earns Ultimate Rewards points, these points are intended primarily for cash back and redemptions for things like gift cards and travel through Chase Travel\u2120<\/a> at a rate of 1 cent apiece.<\/p>\n

Approved applicants typically have a personal credit score<\/a> of at least 670 or higher. However, you can also apply for the card using an EIN, which is tied to your business credit score.<\/p>\n

All that said, this card might be worth considering for some businesses looking to save money on large expenses.<\/p>\n

Here’s what you need to know about the Chase Ink Business Premier and its benefits.<\/p>\n

<\/picture>\n
\n

Daily Newsletter<\/p>\n

Reward your inbox with the TPG Daily newsletter<\/p>\n

Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n

<\/p>\n

Chase Ink Business Premier pros and cons<\/h2>\n
\n
\n\n\n\n\n\n
Pros<\/strong><\/th>\nCons<\/strong><\/th>\n<\/tr>\n<\/thead>\n
\n
    \n
  • High earning rate on all other purchases outside of bonus categories<\/li>\n
  • Free employee cards<\/li>\n
  • Travel and purchase protection<\/li>\n
  • Cellphone protection<\/li>\n
  • No foreign transaction fee<\/li>\n<\/ul>\n<\/td>\n
\n