{"id":122687,"date":"2024-09-03T20:00:55","date_gmt":"2024-09-03T20:00:55","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/09\/03\/discover-it-miles-review-full-details-the-points-guy\/"},"modified":"2024-09-03T20:00:55","modified_gmt":"2024-09-03T20:00:55","slug":"discover-it-miles-review-full-details-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/09\/03\/discover-it-miles-review-full-details-the-points-guy\/","title":{"rendered":"Discover it Miles review: Full details &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div><a id=\"discover-it-miles-card-overview\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Discover it Miles card overview<\/h2>\n<p>The Discover it\u00ae Miles provides 1.5 miles per dollar spent on all purchases. Your miles are worth one cent each, regardless of how you decide to redeem them. Plus, Discover will match the miles you earned during your first year, so you&#8217;ll earn an effective 3% return on purchases you make in your first year. The Discover it Miles card doesn&#8217;t charge an annual fee or foreign transaction fees and even waives the late fee on your first late payment. <strong>Card rating*: \u2b50\u2b50\u2b50\u2b50<\/strong><\/p>\n<h6><em>*<a href=\"https:\/\/thepointsguy.com\/review-methodology\/\" rel=\"noopener\" target=\"_blank\">Card Rating<\/a> is based on the opinion of TPG&#8217;s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>I tend to look at the cards my friends and family use, and I recently noticed a relative use the Discover it Miles card at a cafe. The Discover it Miles card isn&#8217;t on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" rel=\"noopener noreferrer\" target=\"_blank\">our list of best cards for dining purchases<\/a>, but I understand why he has and uses the Discover it Miles card.<\/p>\n<p>The Discover it Miles is for anyone who is looking to earn rewards on their spending but doesn&#8217;t want to worry about maximizing redemptions or remembering which purchases earn bonus miles. This is because the Discover it Miles card earns 1.5 miles per dollar spent on all purchases and offers 1 cent per mile regardless of how you decide to redeem your miles.<\/p>\n<p>This card is a great starter card, and the recommended credit score is 670. However, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel-rewards-strategies-low-credit-scores\/\" rel=\"noopener noreferrer\" target=\"_blank\">users with lower credit scores<\/a> may have a better chance of being accepted for this card than for similar cards offered by other issuers.<\/p>\n<p>The Discover it Miles card is a good fit for many people, so in this Discover it Miles review, let&#8217;s consider whether you should add it to your wallet.<\/p>\n<p><em>The information for the Discover it Miles has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><a id=\"discover-it-miles-pros-and-cons\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Discover it Miles pros and cons<\/h2>\n<div class=\"jsx-3297233758 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-3297233758\">\n<table class=\"jsx-3297233758\">\n<thead class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<th class=\"jsx-3297233758\">Pros<\/th>\n<th class=\"jsx-3297233758\">Cons<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<td>\n<ul>\n<li>No annual fee<\/li>\n<li>Strong customer service<\/li>\n<li>Earns unlimited flat cash back<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>No bonus categories<\/li>\n<li>No transfer partners or ways to maximize redemption value<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"discover-it-miles-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Discover it Miles welcome offer<\/h2>\n<p>The Discover it Miles doesn&#8217;t offer a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/limited-time-card-offers\/\" rel=\"noopener noreferrer\" target=\"_blank\">standard sign-up bonus<\/a>, but it does offer a few introductory offers to new cardholders.<\/p>\n<p>New cardholders will get all of the miles they earn during their first year matched in what is known as a mile-for-mile matching. Specifically, Discover will match all of the miles you earn during the first 12 consecutive billing periods that your new account is open. The match occurs at the end of the 12th consecutive billing period, as opposed to throughout your first year.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/balance-transfer\/\" rel=\"noopener noreferrer\" target=\"_blank\">The best balance transfer credit cards<\/a><\/strong><\/p>\n<p><a id=\"discover-it-miles-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Discover it Miles benefits<\/h2>\n<p>The Discover it Miles has benefits and perks that are well suited for first-time or less-experienced cardholders. The card&#8217;s most appealing benefit is the ease and simplicity of earning and redeeming \u2014 but since earning and redeeming will be discussed in detail in subsequent sections, let&#8217;s focus on the card&#8217;s other benefits in this section.<\/p>\n<p>One key benefit of the Discover it Miles card that can especially benefit new cardholders is that you won&#8217;t be charged a late fee on your first late payment. So, if you accidentally forget to pay your bill on time or have an issue with auto-pay, you can avoid paying a late fee once. Plus, paying late won&#8217;t raise your annual percentage rate.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/person-packing-suitcase-for-travel-trip_martin-dm-copy.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/person-packing-suitcase-for-travel-trip_martin-dm-copy.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/person-packing-suitcase-for-travel-trip_martin-dm-copy.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/person-packing-suitcase-for-travel-trip_martin-dm-copy.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/person-packing-suitcase-for-travel-trip_martin-dm-copy.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/person-packing-suitcase-for-travel-trip_martin-dm-copy.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/person-packing-suitcase-for-travel-trip_martin-dm-copy.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/person-packing-suitcase-for-travel-trip_martin-dm-copy.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/07\/person-packing-suitcase-for-travel-trip_martin-dm-copy.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">MARTIN DM\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Other benefits and perks of the Discover it Miles card include:<\/p>\n<ul>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-foreign-transaction-fees\/\" rel=\"noopener noreferrer\" target=\"_blank\">No foreign transaction fees<\/a><\/li>\n<li>No over-limit fee<\/li>\n<li>No pay-by-phone fee<\/li>\n<li>The ability to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reasons-families-need-discover-it-miles-card\/\" rel=\"noopener noreferrer\" target=\"_blank\">pick the color and style of your card<\/a> with no fees<\/li>\n<li>Free alerts notify you if your social security number is found on any of thousands of dark websites<\/li>\n<li>Free alerts that notify you when any new credit card, mortgage, car loan or other account shows up on your credit report<\/li>\n<li>Free overnight shipping for card replacement to any U.S. street address at your request<\/li>\n<li>Freeze your account in seconds to prevent new purchases with an on\/off switch available on both the mobile app and website<\/li>\n<li>Get a free credit scorecard with your FICO <a href=\"https:\/\/thepointsguy.com\/credit-cards\/check-credit-score-for-free\/\" rel=\"noopener noreferrer\" target=\"_blank\">credit score<\/a>, number of recent inquiries and more<\/li>\n<li>100% U.S.-based customer service available at any time<\/li>\n<\/ul>\n<p>These benefits pale in comparison to what you&#8217;ll find on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener\" target=\"_blank\">our favorite travel cards<\/a>, but they aren&#8217;t bad for a no-annual-fee card.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/discover\/\" rel=\"noopener noreferrer\" target=\"_blank\">Your ultimate guide to Discover cards<\/a><\/strong><\/p>\n<p><a id=\"earning-miles-on-the-discover-it-miles\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning miles on the Discover it Miles<\/h2>\n<p>The Discover it Miles has a straightforward earning structure: You&#8217;ll earn 1.5 miles for every dollar spent on all purchases. There&#8217;s no cap to the miles you can earn. Plus, your miles will never expire (although Discover will credit your account with your miles balance if your account is closed or has not been used in 18 months).<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Travel_Qi-Yang.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Travel_Qi-Yang.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Travel_Qi-Yang.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Travel_Qi-Yang.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Travel_Qi-Yang.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Travel_Qi-Yang.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Travel_Qi-Yang.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Travel_Qi-Yang.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Travel_Qi-Yang.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">QI YANG\/GETTY IMAGES<\/figcaption><\/figure>\n<p>However, note that you will not earn miles immediately after each purchase. Instead, miles are calculated at the end of each billing period based on your purchases made during that billing period. Discover will then round the miles you earned during that billing period to the nearest whole mile before adding the miles to your account.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reasons-families-need-discover-it-miles-card\/\" rel=\"noopener noreferrer\" target=\"_blank\">5 reasons why families need a Discover it Miles card<\/a><\/strong><\/p>\n<p><a id=\"redeeming-miles-on-the-discover-it-miles\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming miles on the Discover it Miles<\/h2>\n<p>Redeeming miles with the Discover it Miles is easy and straightforward. You don&#8217;t need to worry about selecting the best or most valuable redemption since your miles are worth 1 cent each, regardless of which redemption method you choose.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-traveling-by-train-and-holding-credit-card-while-looking-out-window_-Riska.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-traveling-by-train-and-holding-credit-card-while-looking-out-window_-Riska.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-traveling-by-train-and-holding-credit-card-while-looking-out-window_-Riska.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-traveling-by-train-and-holding-credit-card-while-looking-out-window_-Riska.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-traveling-by-train-and-holding-credit-card-while-looking-out-window_-Riska.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-traveling-by-train-and-holding-credit-card-while-looking-out-window_-Riska.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-traveling-by-train-and-holding-credit-card-while-looking-out-window_-Riska.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-traveling-by-train-and-holding-credit-card-while-looking-out-window_-Riska.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-traveling-by-train-and-holding-credit-card-while-looking-out-window_-Riska.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">RISKA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You can choose from the following redemption options:<\/p>\n<ul>\n<li>Redeem miles for travel purchases; miles can be used to cover all or part of a travel expense, and Discover defines travel purchases as &#8220;airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations.&#8221;<\/li>\n<li>Electronic deposit into a bank account<\/li>\n<li>Check out with miles at Amazon<\/li>\n<li>Redeem miles at PayPal<\/li>\n<\/ul>\n<p>It&#8217;s nice that you don&#8217;t have to worry about choosing the most valuable redemption option, but many cash-back cards offer the ability to redeem rewards for a statement credit with no limitations.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-redeem-discover-it-miles\/\" rel=\"noopener noreferrer\" target=\"_blank\">How to redeem Discover it Miles<\/a><\/strong><\/p>\n<p><a id=\"which-cards-compete-with-the-discover-it-miles\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Which cards compete with the Discover it Miles?<\/h2>\n<p>There are other cards that earn a 1.5% return (or better) on all purchases, and some of these cards provide multiple redemption options.<\/p>\n<ul>\n<li><strong>If you want to earn more on non-bonus spending<\/strong>: The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-double-cash-card-18-month-bt-offer\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Double Cash\u00ae Card<\/a><\/span> earns up to 2% back, 1% cash back when you buy and 1% when you pay, all while having no annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-double-cash-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>). Plus, this card earns $200 cash back after spending $1,500 on purchases in the first six months of account opening. For more details, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/citi-double-cash-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Citi Double Cash card<\/a>.<\/li>\n<li><strong>If you want access to transfer partners<\/strong>: The <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\/\" rel=\"noopener\" target=\"_blank\">Capital One Venture Rewards Credit Card<\/a> is a great option for beginners and earns 2 miles per dollar spent on all purchases. With these miles, you have access to Capital One&#8217;s <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-transfer-partners\/\" rel=\"noopener\" target=\"_blank\">impressive roster of 15-plus transfer partners<\/a>. This card also comes with a Global Entry\/TSA PreCheck credit to make navigating airport security a breeze. For more details, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-venture-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Capital One Venture Rewards card<\/a>.<\/li>\n<li><strong>If you prefer bonus earnings in multiple categories<\/strong>: The<a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-freedom-unlimited\/\" rel=\"noopener\" target=\"_blank\"> Chase Freedom Unlimited\u00ae<\/a> earns 5% back on Chase Travel\u2120 purchases, 3% back on dining at restaurants (including takeout and eligible delivery services) and drugstores and 1.5% back on all other purchases, all while having no annual fee. Plus, in the first year, you&#8217;ll earn an extra 1.5% back on all purchases (up to $300), meaning you&#8217;ll earn at least 3% back on all purchases. For more details, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-freedom-unlimited-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Chase Freedom Unlimited<\/a>.<\/li>\n<\/ul>\n<p>For more details, read our guide on the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/everyday-spending\/\" rel=\"noopener noreferrer\" target=\"_blank\">best credit cards for everyday spending<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-a-credit-card\/\" rel=\"noopener\" target=\"_blank\">How to choose a credit card<\/a><\/strong><\/p>\n<p><a id=\"is-the-discover-it-miles-worth-it\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Is the Discover it Miles worth it?<\/h2>\n<p>If you&#8217;re a beginner looking for a card with no annual fee and a simple earnings structure, the Discover it Miles is a great choice. However, if you&#8217;re looking for more consistent bonus categories or a longer list of benefits, you&#8217;ll want to opt for a different card.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The Discover it Miles provides 1.5 miles per dollar spent on all purchases and allows you to redeem your miles for 1 cent apiece, regardless of how you choose to use them. So, you don&#8217;t have to worry about maximizing your miles when redeeming them or remembering to use a particular card for certain types of purchases.<\/p>\n<p>The Discover it Miles card is a particularly good choice if you don&#8217;t want to pay an annual fee or foreign transaction fees and <a href=\"https:\/\/thepointsguy.com\/guide\/how-i-use-cash-back-for-travel\/\" rel=\"noopener noreferrer\" target=\"_blank\">prefer earning cash back<\/a> instead of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back-vs-points-and-miles\/\" rel=\"noopener noreferrer\" target=\"_blank\">transferable points or miles<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener\" target=\"_blank\">The best cash-back cards<\/a><\/strong><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/discover-it-miles-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Discover it Miles card overview The Discover it\u00ae Miles provides 1.5 miles per dollar spent on all purchases. Your miles are worth one cent each, regardless of how you decide to redeem them. Plus, Discover will match the miles you earned during your first year, so you&#8217;ll earn an effective 3% return on purchases you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":122688,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-122687","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/122687","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=122687"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/122687\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/122688"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=122687"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=122687"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=122687"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}