{"id":120091,"date":"2024-08-21T19:00:36","date_gmt":"2024-08-21T19:00:36","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/08\/21\/as-an-authorized-user-can-i-open-my-own-account-for-the-same-card-the-points-guy\/"},"modified":"2024-08-21T19:00:36","modified_gmt":"2024-08-21T19:00:36","slug":"as-an-authorized-user-can-i-open-my-own-account-for-the-same-card-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/08\/21\/as-an-authorized-user-can-i-open-my-own-account-for-the-same-card-the-points-guy\/","title":{"rendered":"As an authorized user, can I open my own account for the same card? – The Points Guy"},"content":{"rendered":"


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Aug. 21, 2024<\/p>\n

\u2022<\/p>\n

2 min read<\/p>\n<\/div>\n

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As an authorized user, can I open my own account for the same card?<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don\u2019t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy<\/a> and product review methodology<\/a> for more information.<\/div>\n
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Editor’s Note<\/h3>\n

This is a recurring post, regularly updated with new information.<\/p>\n<\/div>\n<\/div>\n

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After being an authorized user<\/a> on a credit card account, you may be wondering about an account of your own. Perhaps you want to apply for a card for the welcome offer<\/a>, or so you can earn your own miles and\/or improve your credit score.<\/p>\n

The good news is that you don’t need to close your authorized user card to open your own account for the same credit card.<\/p>\n

Here’s what you need to know.<\/p>\n

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Getting a card you’re already an authorized user on<\/h2>\n

There usually aren’t any rules disqualifying someone from landing the same type of card they’re already an authorized user on. In fact, it wouldn’t hurt to keep the existing account open. After all, it might affect your credit score<\/a> if you close the first account. Also, for cards without an annual fee, it won’t cost anything to remain on the other account.<\/p>\n

Getting your own account has some benefits, too. You can obtain a welcome offer<\/a> and enjoy all the benefits a particular card offers (not just the “authorized user” benefits).<\/p>\n

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