{"id":119047,"date":"2024-08-16T19:00:58","date_gmt":"2024-08-16T19:00:58","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/08\/16\/6-tips-for-destroying-old-credit-cards-the-points-guy\/"},"modified":"2024-08-16T19:00:58","modified_gmt":"2024-08-16T19:00:58","slug":"6-tips-for-destroying-old-credit-cards-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/08\/16\/6-tips-for-destroying-old-credit-cards-the-points-guy\/","title":{"rendered":"6 tips for destroying old credit cards &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Whether it&#8217;s time to look for a new credit card or your <a href=\"https:\/\/thepointsguy.com\/2017\/03\/keep-credit-card-safe-online\/\" rel=\"noopener noreferrer\" target=\"_blank\">current card has been compromised online<\/a>, you&#8217;re going to need to dispose of your credit card at some point.<\/p>\n<p>But getting rid of a credit card isn&#8217;t as simple as tracking down a pair of scissors. Desperate thieves will dig through trash cans if it leads to a profitable prize: a name, a 16-digit number and an expiration date.<\/p>\n<p>So, what should you do? Here are six tips to ensure your old credit card won&#8217;t come back to haunt you in the future.<\/p>\n<p><a id=\"put-your-card-issuer-to-work\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Put your card issuer to work<\/h2>\n<p>This first step is for anyone who uses a metal card. If you&#8217;re still counting on the power of traditional plastic, move on to the next tip.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-making-phone-call-while-holding-credit-card_Kosamtu.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-making-phone-call-while-holding-credit-card_Kosamtu.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-making-phone-call-while-holding-credit-card_Kosamtu.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-making-phone-call-while-holding-credit-card_Kosamtu.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-making-phone-call-while-holding-credit-card_Kosamtu.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-making-phone-call-while-holding-credit-card_Kosamtu.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-making-phone-call-while-holding-credit-card_Kosamtu.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-making-phone-call-while-holding-credit-card_Kosamtu.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/Person-making-phone-call-while-holding-credit-card_Kosamtu.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">KOSAMTU\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Metal cards, such as the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Preferred\u00ae Card<\/a>, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?pid=221211836&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Reserve\u00ae<\/a> and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Prime Visa<\/a><\/span>, are designed to be more durable than standard plastic. Therefore, you may want to consider calling the 800 number on the back of the card and initiating the process of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-destroy-metal-credit-card\/\" rel=\"noopener\" target=\"_blank\">sending the card back to the issuer<\/a> so it can destroy the card for you.<\/p>\n<p>Just make sure that any automatic or recurring payments have been moved to another card so you don&#8217;t experience interruptions.<\/p>\n<p><a id=\"dont-burn-it\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Don&#8217;t burn it<\/h2>\n<p>Never burn your credit card. Yes, fire will melt a plastic credit card, but it can also damage your health.<\/p>\n<p><a href=\"https:\/\/verticalchimney.com\/blog\/what-not-to-burn-in-a-fireplace\/\" rel=\"noopener\" target=\"_blank\">Burning plastic in a fireplace<\/a> can release hydrochloric acid, sulfur dioxide, furans and several other toxins that are harmful to the body.<\/p>\n<p><a id=\"demagnetize-the-strip\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Demagnetize the strip<\/h2>\n<p>Moving away from the fireplace, you may have considered a cooler option \u2014 demagnetizing your unwanted credit card using the magnet on your refrigerator. To do this, run the magnet along the magnetic strip on the card back and forth to ensure it is demagnetized.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><a id=\"destroy-the-emv-chip\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Destroy the EMV chip<\/h2>\n<p>Even with a demagnetized strip, you should destroy the card&#8217;s EMV chip. The chip contains sensitive personal information and data. To do so, use a hammer and smash the chip until it is broken into small pieces.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/downgrade-card-when\/\" rel=\"noopener\" target=\"_blank\">When can you downgrade your credit card?<\/a><\/strong><\/p>\n<p><a id=\"cut-the-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Cut the card<\/h2>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Person-cutting-credit-card-with-scissors-at-home_Jajah-sireenut.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Person-cutting-credit-card-with-scissors-at-home_Jajah-sireenut.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Person-cutting-credit-card-with-scissors-at-home_Jajah-sireenut.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Person-cutting-credit-card-with-scissors-at-home_Jajah-sireenut.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Person-cutting-credit-card-with-scissors-at-home_Jajah-sireenut.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Person-cutting-credit-card-with-scissors-at-home_Jajah-sireenut.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Person-cutting-credit-card-with-scissors-at-home_Jajah-sireenut.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Person-cutting-credit-card-with-scissors-at-home_Jajah-sireenut.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Person-cutting-credit-card-with-scissors-at-home_Jajah-sireenut.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">JAJAH-SIREENUT\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Your credit card can easily be used online, where someone with bad intentions won&#8217;t need to show an ID. With that in mind, it&#8217;s time to find a good pair of scissors, but it&#8217;s not as simple as cutting the card into three or four pieces.<\/p>\n<p>I recommend severe slicing and dicing to render futile any effort to piece the card back together. You can also use a shredder, as most can handle shredding plastic cards. If you don&#8217;t have a shredder, scissors will suffice.<\/p>\n<p><a id=\"divide\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Divide<\/h2>\n<p>Lastly, this may sound like overkill, but I recommend separating the tiny pieces of plastic into different trash cans. This will ensure that even the craftiest thief won&#8217;t find them all in one location. Remember to also update all of your auto-pay accounts to avoid missing any payments.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/check-credit-score-for-free\/\" rel=\"noopener\" target=\"_blank\">How to check your credit score for free<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Proper disposal of your old or unused card is essential to protecting your personal information and ensuring no one can make unauthorized or fraudulent charges to your account. If you have a metal card you want to dispose of, contact your issuer and let them do the work for you. If you have a plastic card, follow the tips above to properly destroy it.<\/p>\n<p>And remember, when disposing of your credit card, be sure to follow one of TPG&#8217;s golden rules: <a href=\"https:\/\/thepointsguy.com\/news\/debunking-credit-card-myths-do-you-keep-your-points-and-miles-when-you-cancel-a-credit-card\/\" rel=\"noopener noreferrer\" target=\"_blank\">Never sacrifice your rewards points<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-cancel-credit-card\/\" rel=\"noopener\" target=\"_blank\">How to cancel a credit card<\/a><\/strong><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/news\/5-tips-destroy-old-card\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whether it&#8217;s time to look for a new credit card or your current card has been compromised online, you&#8217;re going to need to dispose of your credit card at some point. But getting rid of a credit card isn&#8217;t as simple as tracking down a pair of scissors. Desperate thieves will dig through trash cans [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":119048,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-119047","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/119047","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=119047"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/119047\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/119048"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=119047"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=119047"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=119047"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}