{"id":117241,"date":"2024-08-09T13:00:55","date_gmt":"2024-08-09T13:00:55","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/08\/09\/chase-ink-business-preferred-vs-ink-business-unlimited-credit-card-showdown-the-points-guy\/"},"modified":"2024-08-09T13:00:55","modified_gmt":"2024-08-09T13:00:55","slug":"chase-ink-business-preferred-vs-ink-business-unlimited-credit-card-showdown-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/08\/09\/chase-ink-business-preferred-vs-ink-business-unlimited-credit-card-showdown-the-points-guy\/","title":{"rendered":"Chase Ink Business Preferred vs. Ink Business Unlimited: Credit card showdown – The Points Guy"},"content":{"rendered":"


\n<\/p>\n

\n

The business credit card<\/a> market is crowded with many great options. Deciding which is best for your business’ needs can be difficult.<\/p>\n

Chase<\/a> has four small-business cards in the Ink family<\/a>. The Ink Business Preferred\u00ae Credit Card<\/a><\/span> is a TPG favorite with a $95 annual fee, various perks and the ability to earn ultra-valuable Chase Ultimate Rewards<\/a> points that can be transferred to travel partners.<\/p>\n

The Ink Business Unlimited\u00ae Credit Card<\/a> is a no-annual-fee, cash-back card with an unlimited flat 1.5% earnings rate.<\/p>\n

Let’s look at both cards and dig deeper into which fits your business better.<\/p>\n

<\/p>\n

Ink Business Preferred vs. Ink Business Unlimited comparison<\/h2>\n
\n
\n\n\n\n\n\n\n\n\n\n
\nInk Business Preferred<\/strong><\/th>\nInk Business Unlimited<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Annual fee<\/strong><\/td>\n$95<\/td>\n$0<\/td>\n<\/tr>\n
Welcome offer<\/strong><\/td>\nEarn 120,000 bonus points after spending $8,000 on purchases in the first three months from account opening.<\/td>\nEarn $750 in cash back after spending $6,000 on purchases in the first three months from account opening.<\/td>\n<\/tr>\n
Bonus categories<\/strong><\/td>\n\n
    \n
  • 5 points per dollar spent on Lyft rides through March 2025<\/li>\n
  • 3 points per dollar spent (on the first $150,000 in combined purchases each account anniversary year) on travel; shipping purchases; internet, cable and phone services; and advertising purchases made with social media sites and search engines<\/li>\n
  • 1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n<\/td>\n
\n
    \n
  • 5% cash back on Lyft rides through March 2025<\/li>\n
  • Unlimited 1.5% cash back on all eligible purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Redemption<\/strong><\/td>\n\n\n
Card benefits<\/strong><\/td>\n\n
    \n
  • Cellphone protection ($1,000 cap per incident)<\/li>\n
  • Primary car rental coverage<\/li>\n
  • Purchase protection<\/li>\n
  • Extended warranty protection<\/li>\n
  • Trip cancellation\/interruption insurance<\/li>\n
  • No foreign transaction fees<\/li>\n<\/ul>\n<\/td>\n
\n