{"id":113120,"date":"2024-07-21T19:00:00","date_gmt":"2024-07-21T19:00:00","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/07\/21\/capital-one-quicksilver-secured-credit-card-review-the-points-guy\/"},"modified":"2024-07-21T19:00:00","modified_gmt":"2024-07-21T19:00:00","slug":"capital-one-quicksilver-secured-credit-card-review-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/07\/21\/capital-one-quicksilver-secured-credit-card-review-the-points-guy\/","title":{"rendered":"Capital One Quicksilver Secured credit card review – The Points Guy"},"content":{"rendered":"


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Capital One Quicksilver Secured overview<\/h2>\n

The Capital One Quicksilver Secured Cash Rewards Credit Card<\/a> is a solid option out there for those with poor or limited credit. While most secured card options are intended to build credit and not earn rewards, the Quicksilver Secured is a unique blend of both \u2014 offering a 1.5% rewards rate on all purchases. With no annual fee and no foreign transaction fees (see rates and fees<\/a>), this card opens many doors for those who want access to credit. Card rating*:<\/strong> \u2b50\u2b50\u2b50\u00bd<\/p>\n

*Card rating<\/a> is based on the opinion of TPG’s editors and is not influenced by the card issuer.<\/em><\/h6>\n
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Just because your credit score<\/a> isn’t outstanding doesn’t mean you’re banned from applying for credit cards altogether. Secured credit cards<\/a> are a great alternative that helps you build or repair your credit<\/a> through a slightly different approach.<\/p>\n

Rather than a traditional credit line, you’ll have to put down a fully refundable cash deposit that determines your credit limit. From there, a secured credit card will act just like a traditional credit card \u2014 but with a much easier approval process.<\/p>\n

The Capital One Quicksilver Secured is one of the best \u2014 if not the best \u2014 secured card options on the market. There’s no annual fee<\/a> and a minimum of a $200 cash security deposit required (see rates and fees<\/a>). But perhaps the best part of this card is the ability to earn 1.5% cash back on all purchases, which is a fantastic earning rate even when considering traditional credit cards.<\/p>\n

Let’s take a look at all of the details.<\/p>\n

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Capital One Quicksilver Secured pros and cons<\/h2>\n
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Pros<\/strong><\/th>\nCons<\/strong><\/th>\n<\/tr>\n<\/thead>\n
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  • Ability to rebuild credit score<\/li>\n
  • 1.5% back on all purchases<\/li>\n<\/ul>\n

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