{"id":1114,"date":"2022-12-15T19:00:56","date_gmt":"2022-12-15T19:00:56","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2022\/12\/15\/why-the-end-of-the-year-is-the-perfect-time-to-open-a-premium-credit-card-the-points-guy\/"},"modified":"2022-12-15T19:00:56","modified_gmt":"2022-12-15T19:00:56","slug":"why-the-end-of-the-year-is-the-perfect-time-to-open-a-premium-credit-card-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2022\/12\/15\/why-the-end-of-the-year-is-the-perfect-time-to-open-a-premium-credit-card-the-points-guy\/","title":{"rendered":"Why the end of the year is the perfect time to open a premium credit card – The Points Guy"},"content":{"rendered":"


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Editor\u2019s note: This is a recurring post, regularly updated with new information.<\/em><\/p>\n

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There are many reasons why the end of the year can be a great time to open a new premium rewards credit card<\/a>. Some of them offer statement credits that reset with the calendar year, while others are offering limited-time bonuses<\/a> or promotions on holiday purchases or travel.<\/p>\n

Additionally, increased spending around the holidays \u2014 for gifts, vacations or decorations \u2014 can help you meet the spending requirements for a big sign-up bonus<\/a>.<\/p>\n

Related: The best premium credit cards: A side-by-side comparison<\/a><\/strong><\/p>\n

Here are a few of the reasons you might want to open a new premium card before the end of the year \u2014 and how to maximize the card’s benefits if you do.<\/p>\n

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Double dip on End-of-year spending credits<\/h2>\n

Many premium credit cards have perks that reset each calendar year<\/a>. If you open a new credit card in December, you might be able to double dip on savings within a short period by taking advantage of your card’s benefits at the end of 2022 and the beginning of 2023. Examples include:<\/p>\n