{"id":107970,"date":"2024-06-28T09:00:40","date_gmt":"2024-06-28T09:00:40","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/06\/28\/chase-freedom-flex-credit-card-review-full-details-the-points-guy\/"},"modified":"2024-06-28T09:00:40","modified_gmt":"2024-06-28T09:00:40","slug":"chase-freedom-flex-credit-card-review-full-details-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/06\/28\/chase-freedom-flex-credit-card-review-full-details-the-points-guy\/","title":{"rendered":"Chase Freedom Flex Credit Card review: Full details &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div><a id=\"chase-freedom-flex-overview\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Chase Freedom Flex\u00ae overview<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Freedom Flex\u00ae<\/a> is one of the best <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener\" target=\"_blank\">cash-back credit cards<\/a> around thanks to phenomenal earning rates across a variety of spending categories, all with no annual fee to worry about. Plus, the card becomes even more valuable when you also have a card that earns transferable Chase Ultimate Rewards points. <strong>Card Rating*: \u2b50\u2b50\u2b50\u00bd<\/strong><\/p>\n<h6><em>*Card Rating is based on the opinion of TPG&#8217;s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>When it comes to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener\" target=\"_blank\">travel rewards cards<\/a>, it&#8217;s easy to focus on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-premium-travel-rewards-cards\/\" rel=\"noopener\" target=\"_blank\">premium products<\/a> with high-end perks like <a href=\"https:\/\/thepointsguy.com\/credit-cards\/airport-lounge-access\/\" rel=\"noopener\" target=\"_blank\">airport lounge access<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/credit-cards-airline-companion-tickets\/\" rel=\"noopener\" target=\"_blank\">airline companion tickets<\/a> \u2014 though those tend to come with high annual fees.<\/p>\n<p>However, there are quite a few excellent <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\/\" rel=\"noopener\" target=\"_blank\">no-annual-fee cards<\/a> that might be a better choice for some folks, and sitting atop that list is the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Freedom Flex<\/a>.<\/p>\n<p>Although it&#8217;s ostensibly a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener\" target=\"_blank\">cash-back card<\/a>, if you have <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/\" rel=\"noopener\" target=\"_blank\">another Chase card<\/a> that earns transferable <a href=\"https:\/\/thepointsguy.com\/guide\/chase-ultimate-rewards\/\" rel=\"noopener\" target=\"_blank\">Ultimate Rewards<\/a> points, you can <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\" rel=\"noopener\" target=\"_blank\">combine the rewards<\/a> from your Freedom Flex with those from your other account and they become transferable to Chase&#8217;s <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-transfer-times\/\" rel=\"noopener\" target=\"_blank\">airline and hotel partners<\/a>. Given the Chase Freedom Flex&#8217;s strong earning rates across a variety of purchase categories, that makes the card a potentially powerful tool in any traveler&#8217;s wallet.<\/p>\n<p>On top of this, the card has valuable earning categories and benefits you wouldn&#8217;t typically expect from a no-annual-fee credit card.<\/p>\n<p>For best chances of approval, you&#8217;ll want a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-credit-scores-work\/\" rel=\"noopener\" target=\"_blank\">credit score<\/a> between 670 and 850. If you&#8217;re there and considering adding the Freedom Unlimited, here&#8217;s a breakdown to help you decide if it&#8217;s right for you.<\/p>\n<p><a id=\"chase-freedom-flex-pros-and-cons\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Chase Freedom Flex pros and cons<\/h2>\n<div class=\"jsx-3297233758 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-3297233758\">\n<table class=\"jsx-3297233758\">\n<thead class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<th class=\"jsx-3297233758\">Pros<\/th>\n<th class=\"jsx-3297233758\">Cons<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<td>\n<ul>\n<li>For a no-annual-fee credit card, the Chase Freedom Flex offers additional benefits, including cell phone protection and food delivery perks.<\/li>\n<li>5% cash back on popular rotating categories quarterly<\/li>\n<li>The card comes with an intro APR offer<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>You must remember to activate your bonus categories quarterly or risk not earning 5% back on select purchases<\/li>\n<li>Does earn Ultimate Rewards points unless you pair it with an Ultimate Rewards earning card<\/li>\n<li>Has foreign transaction fees<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"chase-freedom-flex-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Chase Freedom Flex welcome offer<\/h2>\n<p>Currently, new <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Freedom Flex<\/a> applicants can earn $200 after spending $500 in the first three months from account opening.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Chase-Freedom-Flex-No-Annual-Fee-1.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>And if you also have a Chase Ultimate Rewards-earning card, like the Chase Sapphire Preferred\u00ae Card or Chase Sapphire Reserve\u00ae, that $200 can become 20,000 transferable points \u2014 worth an impressive $410 according to TPG&#8217;s June 2024 <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p>While this isn&#8217;t as impressive as some of the welcome offers on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener\" target=\"_blank\">our favorite travel rewards cards<\/a>, it&#8217;s pretty standard for a cash-back card. Still, this isn&#8217;t quite <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-best-welcome-offers\/\" rel=\"noopener\" target=\"_blank\">the best offer we&#8217;ve seen on the Freedom Flex<\/a>, so you may want to wait for a better offer before you apply.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/limited-time-card-offers\/\" rel=\"noopener\" target=\"_blank\">These are this month&#8217;s best credit card welcome bonuses<\/a><\/strong><\/p>\n<p><a id=\"chase-freedom-flex-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Chase Freedom Flex benefits<\/h2>\n<p>We typically don&#8217;t expect much in the way of perks and benefits outside of the earning structure for no-annual-fee cards. However, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Freedom Flex<\/a> does offer some additional benefits for cardholders.<\/p>\n<h3>Cellphone protection<\/h3>\n<p>Unlike most of Chase&#8217;s credit cards, the Chase Freedom Flex is a Mastercard. In fact, it&#8217;s a <a href=\"https:\/\/thepointsguy.com\/guide\/the-most-valuable-mastercard-world-elite-benefits\/\" rel=\"noopener\" target=\"_blank\">World Elite Mastercard<\/a>, which means you&#8217;ll have access to a solid <a href=\"https:\/\/thepointsguy.com\/credit-cards\/phone-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\">cellphone protection<\/a> plan. You&#8217;re covered for $800 per claim for theft or damage, with a maximum of two claims and $1,000 total in a 12-month period (though you may have to pay a $50 deductible). Note that to receive this coverage, you do have to pay for your monthly phone bill with this card.<\/p>\n<h3>Shopping protections<\/h3>\n<p>You&#8217;ll have two extra protections when using your Freedom Flex card to make purchases. First, you&#8217;ll have access to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-extended-warranty\/\" rel=\"noopener\" target=\"_blank\">extended warranty protection<\/a>. This benefit applies to U.S. manufacturers&#8217; warranties of three years or less and will add a year to the length of the existing warranty.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Woman-at-home-on-laptop-and-holding-credit-card_Westend61.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Woman-at-home-on-laptop-and-holding-credit-card_Westend61.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Woman-at-home-on-laptop-and-holding-credit-card_Westend61.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Woman-at-home-on-laptop-and-holding-credit-card_Westend61.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Woman-at-home-on-laptop-and-holding-credit-card_Westend61.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Woman-at-home-on-laptop-and-holding-credit-card_Westend61.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Woman-at-home-on-laptop-and-holding-credit-card_Westend61.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Woman-at-home-on-laptop-and-holding-credit-card_Westend61.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Woman-at-home-on-laptop-and-holding-credit-card_Westend61.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">WESTEND61\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You&#8217;ll also have access to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-purchase-protection\/\" rel=\"noopener\" target=\"_blank\">purchase protection<\/a>, which covers your new purchases against damage or theft for up to 120 days from the date of purchase. This coverage applies up to the cost of the item or up to $500 per claim and up to $50,000 per account.<\/p>\n<h3>Food delivery perks<\/h3>\n<p>As part of <a href=\"https:\/\/thepointsguy.com\/guide\/chase-doordash-partnership\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase&#8217;s partnership with DoorDash<\/a>, cardholders get three months of complimentary DashPass, giving you free delivery on eligible orders and reduced service fees.<\/p>\n<p>I know I have personally saved quite a bit using my Chase credit card&#8217;s complimentary DashPass access (though I get mine through the Sapphire Reserve, not the Freedom Flex).<\/p>\n<p>Once your three months of free access are over, you&#8217;ll still get nine months of discounted access for 50% off. Cardholders must register for this benefit before Dec. 31, 2024.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.640625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1209050413-scaled.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1209050413-scaled.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1209050413-scaled.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1209050413-scaled.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1209050413-scaled.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1209050413-scaled.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1209050413-scaled.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1209050413-scaled.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1209050413-scaled.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">ANDREW HARRER\/BLOOMBERG VIA GETTY IMAGES<\/figcaption><\/figure>\n<h3>Trip cancellation and interruption insurance<\/h3>\n<p>The card also comes with trip protections. For prepaid, nonrefundable fares booked with your Chase Freedom Flex, you&#8217;re covered for $1,500 per person or $6,000 per trip if it&#8217;s <a href=\"https:\/\/thepointsguy.com\/guide\/proof-needed-chases-trip-insurance\/\" rel=\"noopener\" target=\"_blank\">canceled for a covered reason<\/a>. You can also take advantage of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cards-rental-car-coverage\/\" rel=\"noopener\" target=\"_blank\">auto rental collision damage waiver benefit<\/a>. If you decline the rental company&#8217;s coverage, this benefit can protect against theft and collision damage, though this is secondary coverage.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/maximizing-chase-freedom-flex-dining\/\" rel=\"noopener\" target=\"_blank\">Why I got the Chase Freedom Flex and how I&#8217;m getting max cash back this quarter<\/a><\/strong><\/p>\n<p><a id=\"earning-rewards-on-the-chase-freedom-flex\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning rewards on the Chase Freedom Flex<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Freedom Flex<\/a> is packed with earning opportunities across top spending categories, making it a compelling option for both newbies looking for their first rewards credit card and experts looking to round out their wallets.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/GettyImages-1226737571.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/GettyImages-1226737571.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/GettyImages-1226737571.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/GettyImages-1226737571.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/GettyImages-1226737571.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/GettyImages-1226737571.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/GettyImages-1226737571.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/GettyImages-1226737571.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/GettyImages-1226737571.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">PIXELFIT\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Here&#8217;s how you&#8217;ll earn points with the Freedom Flex:<\/p>\n<p>That&#8217;s an impressive lineup of earning categories for any card, especially for a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\/\" rel=\"noopener noreferrer\" target=\"_blank\">no-annual-fee credit card<\/a>. While experts may <a href=\"https:\/\/thepointsguy.com\/guide\/booking-portal-or-direct\/\" rel=\"noopener\" target=\"_blank\">prefer to book paid trips directly<\/a> (especially when booking hotels), beginners can get a lot out of a card that earns 5% on travel booked through Chase&#8217;s platform, powered by Expedia.<\/p>\n<p>The rotating categories change each quarter and require activation in advance. Categories we&#8217;ve seen regularly include Walmart, gas stations and purchases with PayPal.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/5x-chase-freedom-paypal\/\" rel=\"noopener\" target=\"_blank\">The easiest time of year to earn 5 points per dollar spent<\/a><\/strong><\/p>\n<p><a id=\"redeeming-rewards-on-the-chase-freedom-flex\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming rewards on the Chase Freedom Flex<\/h2>\n<p>Alone, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Freedom Flex<\/a> functions as a cash-back card. Redeeming your rewards for cash-back is the simplest redemption option: you&#8217;ll get one cent per point, and you can redeem your rewards for a statement credit or request a check to cash them out.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.5625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Grand-Hyatt-Baha-Mar-Deans-Blue-Hole-Cabanas-scaled.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Grand-Hyatt-Baha-Mar-Deans-Blue-Hole-Cabanas-scaled.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Grand-Hyatt-Baha-Mar-Deans-Blue-Hole-Cabanas-scaled.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Grand-Hyatt-Baha-Mar-Deans-Blue-Hole-Cabanas-scaled.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Grand-Hyatt-Baha-Mar-Deans-Blue-Hole-Cabanas-scaled.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Grand-Hyatt-Baha-Mar-Deans-Blue-Hole-Cabanas-scaled.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Grand-Hyatt-Baha-Mar-Deans-Blue-Hole-Cabanas-scaled.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Grand-Hyatt-Baha-Mar-Deans-Blue-Hole-Cabanas-scaled.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/03\/Grand-Hyatt-Baha-Mar-Deans-Blue-Hole-Cabanas-scaled.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">Using Ultimate Rewards points can provide access to hotel redemptions like this one at the Grand Hyatt Baha Mar. TADEU BRUNELLI\/GRAND HYATT BAHA MAR<\/figcaption><\/figure>\n<p>However, you can also use your rewards to book travel through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Chase Travel<\/a>, redeem them for gift cards or pay with them directly at select retailers.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ways-use-credit-card-cash-back\/\" rel=\"noopener\" target=\"_blank\">How to redeem cash-back rewards from your credit card<\/a><\/strong><\/p>\n<p><a id=\"transferring-rewards-on-the-chase-freedom-flex\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Transferring rewards on the Chase Freedom Flex<\/h2>\n<p>Alone, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Freedom Flex<\/a> doesn&#8217;t allow you to transfer your rewards to transfer partners. However, if you also hold a <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Sapphire Preferred<\/a>, <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?pid=221211836&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Sapphire Reserve<\/a> or <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Preferred\u00ae Credit Card<\/a>, you can pool your points into one Chase Ultimate Rewards account and transfer them to <a href=\"https:\/\/thepointsguy.com\/guide\/chase-ultimate-rewards-transfer-partners\/\" rel=\"noopener\" target=\"_blank\">Chase&#8217;s full range of hotel and airline partners<\/a>. These include valuable options like <a href=\"https:\/\/thepointsguy.com\/guide\/know-united-mileageplus\/\" rel=\"noopener\" target=\"_blank\">United Airlines MileagePlus<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-singapore-krisflyer\/\" rel=\"noopener\" target=\"_blank\">Singapore Airlines KrisFlyer<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-world-of-hyatt\/\" rel=\"noopener\" target=\"_blank\">World of Hyatt<\/a>.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.67999999999999%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-A321neo-1.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-A321neo-1.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-A321neo-1.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-A321neo-1.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-A321neo-1.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-A321neo-1.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-A321neo-1.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-A321neo-1.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-A321neo-1.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">DAVID SLOTNICK\/THE POINTS GUY<\/figcaption><\/figure>\n<p>I especially love pairing my Freedom Flex with my <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?pid=221211836&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Reserve<\/a> to get great value from my points by transferring them to <a href=\"https:\/\/thepointsguy.com\/guide\/southwest-rapid-rewards\/\" rel=\"noopener\" target=\"_blank\">Southwest Airlines Rapid Rewards<\/a> and World of Hyatt.<\/p>\n<p>Regardless of your travel goals, you&#8217;ll unlock tremendous value if you can take advantage of transfer partners to redeem your Freedom Flex rewards.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener\" target=\"_blank\">How to redeem Chase Ultimate Rewards points for maximum value<\/a><\/strong><\/p>\n<p><a id=\"which-cards-compete-with-the-chase-freedom-flex\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Which cards compete with the Chase Freedom Flex?<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Freedom Flex<\/a> is a solid cash-back option, but it&#8217;s not a slam dunk for everyone. If you want more consistent cash-back rewards, consider one of these cards:<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/08\/Woman-paying-for-food-at-cafe-with-credit-card_Cavan-Images.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/08\/Woman-paying-for-food-at-cafe-with-credit-card_Cavan-Images.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/08\/Woman-paying-for-food-at-cafe-with-credit-card_Cavan-Images.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/08\/Woman-paying-for-food-at-cafe-with-credit-card_Cavan-Images.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/08\/Woman-paying-for-food-at-cafe-with-credit-card_Cavan-Images.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/08\/Woman-paying-for-food-at-cafe-with-credit-card_Cavan-Images.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/08\/Woman-paying-for-food-at-cafe-with-credit-card_Cavan-Images.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/08\/Woman-paying-for-food-at-cafe-with-credit-card_Cavan-Images.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/08\/Woman-paying-for-food-at-cafe-with-credit-card_Cavan-Images.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">CAVAN IMAGES\/GETTY IMAGES<\/figcaption><\/figure>\n<p>For additional options, check out our full list of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener\" target=\"_blank\">the best cash-back credit cards<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-freedom-vs-chase-freedom-unlimited\/\" rel=\"noopener\" target=\"_blank\">Chase Freedom Flex vs. Chase Freedom Unlimited<\/a><\/strong><\/p>\n<p><a id=\"is-the-chase-freedom-flex-worth-it\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Is the Chase Freedom Flex worth it?<\/h2>\n<p>Since the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Freedom Flex<\/a> doesn&#8217;t have an annual fee to worry about justifying, there&#8217;s little harm in adding it to your wallet. However, it will count toward your <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/ultimate-guide-chase-5-24-rule\/\" rel=\"noopener\" target=\"_blank\">Chase 5\/24<\/a> count, so ensure you&#8217;ll benefit enough from the Freedom Flex to use one of these spots before getting it.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/the-best-ways-to-use-your-5-24-slots\/\" rel=\"noopener\" target=\"_blank\">The best ways to use your Chase 5\/24 slots<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Freedom Flex<\/a> is a solid cash-back card that offers an impressive rewards structure and valuable sign-up bonus \u2014 especially considering it&#8217;s a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\/\" rel=\"noopener noreferrer\" target=\"_blank\">no-annual-fee credit card<\/a>.<\/p>\n<p>Both beginners and experts can get a lot of value out of this card, and it&#8217;s definitely worth a closer look at the Freedom Flex for a possible addition to your wallet.<\/p>\n<p>And once you have the card, make sure to <a href=\"https:\/\/thepointsguy.com\/news\/activate-chase-freedom-5x-earnings\/\" rel=\"noopener\" target=\"_blank\">activate the rotating categories each quarter<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Freedom Flex<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/chase-freedom-flex-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chase Freedom Flex\u00ae overview The Chase Freedom Flex\u00ae is one of the best cash-back credit cards around thanks to phenomenal earning rates across a variety of spending categories, all with no annual fee to worry about. Plus, the card becomes even more valuable when you also have a card that earns transferable Chase Ultimate Rewards [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":107971,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-107970","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/107970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=107970"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/107970\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/107971"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=107970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=107970"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=107970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}